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Oasis Church (Chadwell Heath) Charitable Trust 1043748
Receipts and payments accounts CC16a
A f For the period To
from 01/04/2024 31/03/2025
Unrestricted ; Endowment se
funds Restricted funds funds Total funds Last year
cmeoo to the nearest £ to the nearest £ to the nearest £ to the nearest £
Al Receipts
ReceiptstromGenerstedfunes| TT| CLC TC Ee
au2s8}{ | | 31,258 45,219
er 1,821 1,300
Sub total (Gross income for AR) 33,078 aaa Po | 33,078 46,518
A2 Asset and investment sales,
(see table).
SaleofAssets |
Subtotal]
Total receipts 33,078 [] [ 33,078 46,518
A3 Payments
[«(a]
Contotceneinefones dT ][ [|]
seor]{ | [| [3261 26,680
a eeee
subvoi| __33azs][-] [-—-] [. _3325 27 427
A4 Asset and investment
purchases, (see table
Total payments 33,425 [ [ 33,425 27,427
A6 Cash funds last year end 87,921 68,829
Cash funds this year end 87,574 87,921
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Unrestricted Restricted funds Endowment funds
funds
to nearest £ to nearest £ to nearest £
77,243 es
1170 nea
Total cash funds 87,574 pe
(agree balances with receipts and
payments account(s)}
Unrestricted Restricted funds Endowment funds
funds
to nearest £ to nearest £ to nearest £
- —
Fund to which . .
sive belonke Cost (optional) Current value (optional)
— —— =
Fund to which Poe .
arcut belanes Cost (optional) Current value (optional)
Fund to which Amount due When due (optional)
liability relates (optional)
- = = =
Signature Print Name Date of approval
trustees
——-
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## ; ' CHARITY COMMISSION! Independent examiner's FOR ENGLAND AND WALES report on the accounts
Section A Independent Examiner's Report Report to the Oasis Church (Chadwell Heath) Charitable Trust trustees/members of On accounts for the year 31° March 2025 Charity no 1043748 ended
Respective responsibilities The charity's trustees are responsible for the preparation of the accounts. The of trustees and examiner charity's trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed.
- It is my responsibility to: ® examine the accounts under section 145 of the Charities Act, e to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and
- e to state whether particular matters have come to my attention.
- Basis of independent My examination was carried out in accordance with general Directions given by the examiner's statement Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.
Independent examiner's In connection with my examination, no material matters have come to my attention statement (other than that disclosed below *) which gives me cause to believe that in, any material respect: e accounting records were not kept in accordance with section 130 of the Charities Act or e the accounts do not accord with the accounting records
- | have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
- Signed:| (e::i h— Date: | 31/10/2025 Name: Maria Richardson Relevant professional FCCA qualification
Address: Cornish & Sussex Suite, House 3, Lynderswood Business Park CM/7 8JT
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## Section B
## Disclosure
Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).
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Give here brief details of any
items that the examiner
wishes to disclose.
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Cee
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## April 2024 - March 2025
The Trustees present their report and accounts for the year ended 31* March 2025.
## Structure, Governance and Management
## Governing Document
The Trust was created by a Trust Deed dated 1 January 1995 and is a registered charity - number 1043748.
## Principal Address
Oasis Church 1, Mayfair Avenue Chadwell Heath Romford Essex RM6 6UD http://oasischurch.com
## Bankers
CAF Bank Ltd PO Box 289 West Malling Kent ME19 4TA
Trustees
The Trustees are named below.
Mr Jebanandhan Ratnarajah (Appointed April 2017) Mrs Augusta Hughes (Appointed August 2018) Mr Alan Wright (Appointed August 2020)
## Appointment and Induction of Trustees
There has been no appointment of new Trustees in the period.
Appointment of Trustees is governed by the Trust Deed of 1 January 1995.
## Organisational Structure
Directions relating to the Charitable Trust are made by the Trustees in consultation with the Leadership Team. Day to day decisions on expenditure and activities are decided by the Leadership Team, with budgets set and monitored by the Trustees. The spiritual leadership of the Church (i.e. the Leadership Team) is authorised to appoint new Trustees to fill vacancies arising through resignation or death of an existing Trustee.
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The Trustees meet once a year, as a minimum, to review the ongoing affairs of the Church.
To a considerable extent, however, outworking of the Church's vision (for example, praying, visiting people, public teaching and worship), is undertaken by individual members of the Church in a voluntary capacity. The financial resources of the Church, to a very large extent, are given by the members and their private assets and equipment are regularly used in the Church's work. Much of this work is done privately, without recognition, and the hours and value of that time cannot be quantified.
## Investment powers
The Trust Deed authorises the Trustees to make and hold investments using the general funds of the charity, but no such investments are presently held.
## Spiritual leadership
The individuals named below are current members of the Leadership Team, which is responsible for the spiritual direction of the Church.
Mr Jebanandhan Ratnarajah (Pastor)
Mrs Ruth Ratnarajah (Pastor)
Mrs Augusta Hughes (Leadership Team)
Mrs Christine Moses (Leadership Team)
## Risk management
All major insurable risks are subject to normal churches' and employers’ insurance. Contractual risks are reviewed before being entered into to assess whether they could significantly impact upon the Church's ability to fulfil its objectives. The Trust have a formal risk management policy.
Objectives and activities
## Objects
The Charitable Trust is constituted by Trust Deed and its main objects are to advance the Christian religion by such means as the Trustees consider necessary.
## Review of activities and developments
Given the limited availability of the hired facility, the Sunday services tend to be the main church activity with pastoral and other activities being provided from member's accommodation. Mid-week meetings in the form of Prayer Meetings and Bible Study are conducted on Zoom.
## Sunday Services
The church has met on Sunday mornings 11:00am at Castle Point, hired facility owned by Lifeline Community Church . The number of people attending church on a Sunday morning averages around 30.
## Giving
The general rule has continued that Oasis wants to be a generous church and give approximately 10% of income away to other Christian organisations.
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Affiliations
The Church remain a part of Churches in Communities (part of Churches Together in England) and Evangelical Alliance
## Voluntary Contributions
The Church was able to continue its activities during the period due only to the generous support of its donors, largely but not exclusively the Church's members, and through the voluntary services they offer. The Trustees and Leadership Team accordingly wish to pay tribute to them for this and formally to thank them.
## Finances and reserves
The Charity received net incoming resources during the year of (£347) leaving reserves at the year end of £87,574 all of which relates to General Funds, being a figure the Trustees consider sufficient to meet current and ongoing activities and responsibilities, to meet the potential demands identified by the Trustees. The Charity continues to rely on the regular giving of the Church and volunteer help to achieve the vision set out above.
Trustees’ responsibilities in relation to the financial statements Charity law requires the trustees to prepare financial statements for each financial year which show a true and fair view of the state of affairs of the charity and its financial activities for that period. In preparing those financial statements, the trustees are required to:
- e select suitable accounting policies and then apply them consistently; e make judgements and estimates that are reasonable and prudent; e state whether applicable accounting standards and statements of recommended practice have been followed, subject to any departures disclosed and explained in the financial statements; and
- ® prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in operational existence.
The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 1993. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
## Approval
This report was approved by the Trustees and signed on their behalf.
Augusta Hughes (Chair of Trustees)
Date: 4 / ( } ZO2ZEG
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