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2024-10-31-accounts

Report of the Trustees and Unaudited Financial Statements for Year Ended 31 October 2024

for

South Wales Islamic Educational Trust

South Wales Islamic Educational Trust Registered Charity: 1043296

1

South Wales Islamic Educational Trust

Unaudited Financial Statements for Year Ended 31 October 2024

Contents

Page
Report of the Trustees 3 to 4
Independent Examiner’s Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 9
Detailed Statement of Financial Activities 10

South Wales Islamic Educational Trust Registered Charity: 1043296

2

South Wales Islamic Educational Trust Unaudited Financial Statements for Year Ended 31 October 2024

Report of the Trustees

The trustees present their report with the financial statements of the charity for the year ended 31 October 2024. The trustees have adopted the provisions of the Statement of Recommended Practice (SORP) 'Accounting and Reporting by Charities' issued in March 2005.

The trustees have pleasure in presenting their report for the current financial year ending 31 October 2024. This report is prepared in accordance with the Trust Deed and the recommendations of the Statement of the recommended practice - Accounting and Reporting by Charities and complies with applicable law.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

1043296

Principal address

26 Heol St. Denys Lisvane Cardiff CF14 0RU

Trustees

Dr Ahmed Darwish Chair Dr Adel Jemah Trustee Dr F Mustafa Trustee Saleem A Kidwai Treasurer

Independent examiner

Faraz Raza (ACCA)

M Raza & Co. Chartered Certified Accountants 166 Whitchurch Rd Cardiff CF14 3NA

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes an unincorporated charity.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

South Wales Islamic Educational Trust Registered Charity: 1043296

3

South Wales Islamic Educational Trust Unaudited Financial Statements for Year Ended 31 October 2024 Report of the Trustees

Report of the Trustees

The trustees have pleasure in presenting their report for the year ended 31 October 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

Constitution and Objectives

To advance the islamic faith as practiced by the Ahlu Al-Sunna Waal Jamaa (the followers of the teaching of the prophet and the main Sunni Sect).

To advance the education of Muslim children under the age of eighteen years resident in Cardiff and surrounding areas.

In furtherance of the above objective but not further or otherwise the Trust shall promote by such means as are charitable the following:

  1. The establishment of an Islamic school for muslim children.

  2. To help muslim children in the state schools, regarding their religious requirements.

  3. The propagation of knowledge of the doctrines, principles, laws and practices of the religion of islam.

  4. The advancement of the teaching study and understanding of the arabic language among the muslims in Cardiff.

In furtherance of the above purposes, but not further or otherwise the Trust may:

  1. Co-operate with any schools or other statutory authority in advancing the teaching study and understanding of the arabic language at schools, colleges or other educational establishments in Wales.

  2. Co-operate with other organisations with similar objectives

  3. Obtain, collect and receive money and funds by the way of contributions, donations, legacies, grants and any other lawful means and accept and receive gifts and property.

Procure to be written, print, publish, issue and circulate gratuitously or otherwise any reports of periodicals, books, pamphlets, leaflets or other documents.

Arrange and provide for, or join in arranging and providing for the holding of exhibitions, meetings, lectures and classes. Promote, encourage or undertake research, and disseminate the resuls thereof.

Promote the formation of charitable organisations for the benefit of muslim men, women and children

General Activities

The charity receives regular donations from the community and investment income from properties owned. Surplus funds are held for future if a need arises to invest in community initiatives.

Trustees responsibilities

The charity trustees are responsible for the preparation of the accounts. The charity trustees consider that an audit is not required for this year (under section 43(2) of the Charities Act 1993) and that an independent examination is needed to examine the Accounts (under section 43(3)(a) of the 1993 Act), to follow the procedures laid down in the General Directions given by the Charity Commissioners (under section 43(7)(b) in the 1993 Act); and to state whether particular matters have come to their attention.

Approved by order of the board of trustees and signed on its behalf by:

….............................................................Dr Ahmed Darwish (Apr 8, 2025,12:30pm) ......... Dr A Darwish Chair Date: 07/04/2025

South Wales Islamic Educational Trust Registered Charity: 1043296

4

South Wales Islamic Educational Trust

Unaudited Financial Statements for Year Ended 31 October 2024 Independent Examiner's Report to the Trustees of South Wales Islamic Educational Trust

I report on the accounts for the year ended 31 October 2024, which are set out on pages five to ten.

Responsibilities and basis of report

As the charity's trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I have examined your charity's accounts as required under section 145 of the Charities Act 2011 ('the Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

My role is to state whether any material matters have come to my attention giving me cause to believe:

  1. That accounting records were not kept as required by section 130 of the Act; or

  2. That the accounts do not accord with those records; or

  3. That the accounts do not comply with the accounting requirements of the Act; or

  4. That there is further information needed for a proper understanding of the accounts.

Independent examiner's statement

I have completed my examination and have no concerns in respect of the matters (1) to (4) listed above and, in connection with following the Directions of the Charity Commission I have found no matters that require drawing to your attention.

Faraz Raza (Apr 7, 2025, 12:22pm)

…...................................................................... Faraz Raza ACCA

M Raza & Co. Chartered Certified Accountants

Date: 08/04/2025

South Wales Islamic Educational Trust Registered Charity: 1043296

5

South Wales Islamic Educational Trust

Statement of Financial Activities For the year ended 31/10/2024

Notes
INCOMING RESOURCES
Income and endowments from:
Donations and legacies
Charitable activities
Investments
Other
Total incoming resources
RESOURCES EXPENDED
Expenditure on:
Raising funds
Charitable activities
Separate material item of expense
Other
Total resources expended
NET INCOMING/(OUTGOING) RESOURCES
BEFORE TRANSFERS
Gross transfers between funds
Net incoming/(outgoing) resources
RECONCILIATION OF FUNDS
Total fund brought forward
TOTAL FUNDS CARRIED FORWAD
31.10.24
£
Unrestricted
funds
-
-
48,836
-
48,836
-
13,927
-
-
13,927
34,909
808,576
843,485
34,909
31.10.24
£
Restricted
funds
-
-
-
-
-
-
-
-
-
-
-
-
-
-
31.10.24
£
Total Funds
-
-
48,836
-
48,836
-
13,927
-
-
13,927
34,909
808,576
843,485
34,909
31.10.23
£
Total
Funds
700
-
43,272
-
43,972
-
15,249
-
-
28,723
28,723
779,854
808,577
15,249

South Wales Islamic Educational Trust Registered Charity: 1043296

6

South Wales Islamic Educational Trust

Balance Sheet For the year ended 31/10/2024

31.10.24 31.10.24 31.10.24 31.10.23
Notes £ £ £ £
Unrestricted
funds
Restricted
funds
Total Total
FIXED ASSETS
Tangible assets 3 556,527 - 556,527 556,527
CURRENT ASSETS
Cash at bank and in hand 287,138 - 287,138 0
Debtors - - - -
Net Current Assets 843,665 - 843,665.09 816,440
CREDITORS
Amounts falling due withing one 180 - - -
Net Current Liabilities 180 - - -
TOTAL ASSESTS LESS CURRENT LIABLITIES TOTAL ASSESTS LESS CURRENT LIABLITIES 843,485 - 843,485 816,440
NET ASSESTS
FUNDS
Unrestricted funds
Restricted funds
TOTAL FUNDS
4 843,485 - 843,485
843,485
-
843,485
816,440
757,898
-
816,440

The Financial statements were approved by order of the board of trustees on

…......................................................................Dr Ahmed Darwish (Apr 8, 2025,12:30pm) Dr A Darwish Chair

Date: 07/04/2025

South Wales Islamic Educational Trust Registered Charity: 1043296

7

The notes form part of these financial statements South Wales Islamic Educational Trust Statement of Financial Activities - Notes

1. ACCOUNTING POLICIES

Accounting convention

The financial statements have been prepared under the historical cost convention, and in accordance with the Financial Reporting Standard for Smaller Entities (effective April 2008), the Charities Act 2011 and the requirements of the Statement of Recommended Practice, Accounting and Reporting by Charities.

Incoming resources

All incoming resources are included on the Statement of Financial Activities when the charity is legally entitled to the income and the amount can be quantified with reasonable accuracy.

Resources expended

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings, they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to the Statement of Financial Activities on a straight line basis over the period of the lease.

2. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 October 2024 nor for the year ended 31 October 2023.

Trustees' expenses

There were no Trustees' expenses paid for the year ended 31 October 2024 nor for the year ended 31 October 2023

South Wales Islamic Educational Trust Registered Charity: 1043296

8

The notes form part of these financial statements South Wales Islamic Educational Trust Statement of Financial Activities - Notes

3. TANGIBLE FIXED ASSETS

Cost
At 1st Nov 2023
Additions
At 31st Oct 2024
Depreciation
At 1st Nov 2023
Charge for the year
At 31st Oct 2024
Net Book Value
At 31st Oct 2024
At 1st Nov 2023
4. MOVEMENT IN FUNDS
Unrestriced funds
Unrestriced funds
Restriced funds
Restriced funds
At 1.11.22
£
808,576
-
808,576
Freehold
property
£
556,527
-
556,527
-
-
-
556,527
556,527
Net movement
in funds
£
34,909
-
34,909
Totals
£
556,527
-
556,527
-
-
-
556,527
556,527
At 31.10.24
£
843,485
-
843,485

South Wales Islamic Educational Trust Registered Charity: 1043296

9

South Wales Islamic Educational Trust

Detailed Statement of Financial Activities

INCOMING RESOURCES

==> picture [481 x 403] intentionally omitted <==

----- Start of picture text -----
31.10.24 31.10.24 31.10.23
£ £ £
Unrestriced Restricted
funds funds
Voluntary Income
General donations - - 700
Rental income 48,836 - 43,272
-
Total Incoming Resources 48,836 43,972
RESOURCES EXPENDED
Charitable activities
-
Repairs and maintenance 6,431 8,659
-
Management 6,336 5,597
Insurance 980 - 753
Accountancy fee 180 - 240
Finance
- - -
Bank Charges
-
Total Resources Expended 13,927 15,249
Net income / (expenditure) 34,909 - 28,723
----- End of picture text -----

--- END ---

The page does not form part of the statutory financial statements

South Wales Islamic Educational Trust Registered Charity: 1043296

10

Issuer

M Raza & Co

Document generated Mon, 7th Apr 2025 12:19:42 BST Document fingerprint a24ba016fec117cff2979ee6c04c79bd

Parties involved with this document

Document processed

Party + Fingerprint

Tue, 8th Apr 2025 12:30:02 BST Mon, 7th Apr 2025 12:22:27 BST

Dr Ahmed Darwish - Signer (8ed0c522f528bcbbc4759e35bf7fa40c) Faraz Raza - Signer (f64dfd4964c92b6774943dc2425b917f)

Audit history log

Date

Action

Wed, 27th Feb 2019 15:49:04 GMT Wed, 27th Feb 2019 15:49:04 GMT Mon, 7th Apr 2025 12:19:42 BST Mon, 7th Apr 2025 12:19:42 BST

Mon, 7th Apr 2025 12:20:40 BST Mon, 7th Apr 2025 12:20:41 BST Mon, 7th Apr 2025 12:20:41 BST Mon, 7th Apr 2025 12:20:41 BST Mon, 7th Apr 2025 12:22:00 BST Mon, 7th Apr 2025 12:22:04 BST Mon, 7th Apr 2025 12:22:27 BST Mon, 7th Apr 2025 12:22:34 BST Mon, 7th Apr 2025 12:39:29 BST Mon, 7th Apr 2025 13:43:45 BST Mon, 7th Apr 2025 15:02:08 BST Mon, 7th Apr 2025 15:02:08 BST Mon, 7th Apr 2025 15:02:26 BST Mon, 7th Apr 2025 15:02:37 BST Mon, 7th Apr 2025 15:04:21 BST Mon, 7th Apr 2025 15:06:08 BST Mon, 7th Apr 2025 15:06:17 BST

Job created (95.149.48.40) Job queued to start (95.149.48.40) Envelope generated by M Raza & Co (109.181.149.125) Document generated with fingerprint a24ba016fec117cff2979ee6c04c79bd (109.181.149.125) Sent the envelope to Dr Ahmed Darwish for signing (109.181.149.125) Sent the envelope to Faraz Raza for signing (109.181.149.125) Document emailed to party email (18.170.40.28) Document emailed to party email (18.175.165.26) Faraz Raza opened the document email. (109.181.149.125) Faraz Raza viewed the envelope (109.181.149.125) Faraz Raza signed the envelope (109.181.149.125) Faraz Raza opened the document email. (109.181.149.125) Faraz Raza opened the document email. (104.28.40.142) Dr Ahmed Darwish opened the document email. (172.226.183.8) Dr Ahmed Darwish opened the document email. (62.31.9.234) Dr Ahmed Darwish opened the document email. (62.31.9.234) Dr Ahmed Darwish viewed the envelope (62.31.9.234) Dr Ahmed Darwish viewed the envelope (13.68.23.72) Dr Ahmed Darwish viewed the envelope (62.31.9.234) Dr Ahmed Darwish viewed the envelope (62.31.9.234) Dr Ahmed Darwish viewed the envelope (62.31.9.234)

Mon, 7th Apr 2025 15:11:48 BST Tue, 8th Apr 2025 12:20:25 BST Tue, 8th Apr 2025 12:20:25 BST Tue, 8th Apr 2025 12:24:17 BST Tue, 8th Apr 2025 12:24:38 BST Tue, 8th Apr 2025 12:27:35 BST Tue, 8th Apr 2025 12:27:43 BST Tue, 8th Apr 2025 12:27:53 BST Tue, 8th Apr 2025 12:30:02 BST Tue, 8th Apr 2025 12:30:02 BST

Dr Ahmed Darwish viewed the envelope (62.31.9.234) Sent Dr Ahmed Darwish a reminder to sign the document. Document emailed to party email (18.175.235.198) Dr Ahmed Darwish viewed the envelope (62.31.9.234) Dr Ahmed Darwish viewed the envelope (13.68.23.72) Dr Ahmed Darwish opened the document email. (86.53.2.212) Dr Ahmed Darwish viewed the envelope (86.53.2.212) Dr Ahmed Darwish viewed the envelope (20.3.176.58) Dr Ahmed Darwish signed the envelope (86.53.2.212) This envelope has been signed by all parties (86.53.2.212)