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← Caring for Communities and People

2025-03-31-accounts

Charity registration number 1043143 (England and Wales) Company registration number 03002869

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CARING FOR COMMUNITIES AND PEOPLE ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

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Caring for Fw \
Communities
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CARING FOR COMMUNITIES AND PEOPLE

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LEGAL AND ADMINISTRATIVE INFORMATION

Trustees

Senior Leadership Team

M R Ratcliffe MBE T Czapski AM Lea K J Morgan OBE DL | J Salter D M Stevens R Pritchard

Cordell Ray MBE Gareth Edwards Amanda McPeake Nigel McPeake Max Larcombe Ramona Ray Ryan Major Danie! Chun

Gillian Williams

(Appointed 30 May 2024)

CEO Chief Operating Officer Finance Director Business Development Director Director of ABS Director of CBS Director of Environment and Safety Director of Social Value and Engagement Director of People Services

Charity number (England and Wales) 1043143 Company number 03002869

Registered office Wolseley House
Oriel Road
Cheltenham
Gloucestershire
United Kingdom
GL50 1TH
Auditor BK PlusAudit Limited
§ Manor Park Business Centre
MacKenzie Way
Swindon Village
Cheltenham
Gloucestershire
United Kingdom
GL519TX

CARING FOR COMMUNITIES AND PEOPLE

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CONTENTS

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CARING FOR COMMUNITIES AND PEOPLE

TRUSTEES REPORT (INCLUDING DIRECTORS’ REPORT) FOR THE YEAR ENDED 31 MARCH 2025

The trustees present their annual report and financial statements for the year ended 31 March 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's governing document, the Companies Act 2006, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicabie to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)".

Objectives and activities

The principal objectives of the charity as defined in the Memorandum of Association are to aid vulnerable young people; to provide accommodation for homeless persons; to provide for those in financial need; and to provide care, 7 support and resettlement advice to those in need or at risk. | In order to achieve the objectives, the charity has set out a series of statements: | Our Vision: Our vision is of a caring, supportive and inclusive society. |

Our Purpose:

Our purpose is to prevent the causes and reduce the effects of homelessness, family breakdown and exclusion.

| Our Mission: : Our mission is to support: | - safe and stable homes; : - strong families and communities; | - health and wellbeing: | - independence and resilience; - social and financial inclusion. : Our Beliefs: | We believe: | - everyone should have a place they can cal! home; | ~ everyone has the power to change their lives for the better, but some may need help to do so; : - prevention is better than cure; : - volunteering enriches lives. Our Values: ! We place communities and people at the heart of everything we do. Our services are: : ~ based on working in partnership; | - available to all who need them: - delivered to the highest standards; 7 - compassionate, personalised and empowering; : - based on making things happen.

Public benefit

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in planning the charity's activities for the year the trustees kept in mind the Charity Commission's guidance on public benefit. The focus of the charity's activities during the year, which explains the delivery by the charity of public benefit, is set out above under ‘objectives and aims' and below under ‘achievements and performance’.

CARING FOR COMMUNITIES AND PEOPLE

TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

OBJECTIVES AND ACTIVITIES

Pay and Remuneration of Key Management Personnel

The charity regards its Key Management Personnel as being the Senior Leadership Team listed on page 1 of the financial statements. The arrangements for setting the pay and remuneration of Key Management Personnel are in line with key market guidelines to enable the charity to remain competitive. Key Management Personnel salary setting is the responsibility of the CEO, with the support of the trustees. The CEO is appointed by the Trustees, who are responsible for setting his remuneration.

Alignment to the Real Living Wage, as set out by the Real Living Wage Foundation, is the benchmark against which all other pay scales are set.

How Trustees engage with employees

Annually the Trustees promote an all-hands away day where key decisions, communications, accomplishments and 2 achievements are celebrated. Each summer, an Annual Service Review is undertaken to include key developments, | together with the role and visibility of the board within the charity. The Senior Leadership Team attend a Board of Trustees meeting at least quarterly, where all aspects of the : charities operation and development are discussed and agreed. Actions arising from these meetings are then communicated through a series of internal meetings to all staff. | Monthly, throughout the year, an ail-staff meeting is held, to which trustees are invited. How we manage risk ) CCP maintains a Risk Register which considers risks relating to charity governance, operations, finances, : environment, and compliance. The impact of potential risks is assessed, and control measures are put in place to | mitigate the identified risks. Risks are scored according to chance and impact, with the net risk given a RAG rating. 7 The risk register is reviewed annually by senior leadership and Trustees, and in response to emerging risks or incidents.

7 Achievements and performance 7 Charitable activities ? Why do we do what we do? 7 Caring for Communities and People (CCP) exists to transform the lives of children, young people, families and 3 vulnerable adults by reducing the impact and consequences of homelessness, family breakdown, poverty and wider social exclusion. We seek firstly to prevent, then to mitigate the influence of Adverse Childhood Experiences (ACEs) which otherwise contribute to a recurring cycle of social deprivation. Throughout the 2024/25 financial year, the : charity has achieved significant milestones, expanding services, enhancing engagement, and furthering its mission | In the last year we have supported 11,326 individuals and families. Across ail our services, of those who reported a health condition, mental health was identified as being the single most prevalent issue, with 52% of our people : reporting varying levels of mental health issues ranging from mild to severe. Anxiety and depression accounts for | 31% of reported mental health issues. | How do we do it? : Our principal approach is to tender for contracts for the provision of Health and Social Care services for which local : authorities have a statutory responsibility. We specialise in offering Accommodation Based Services to homeless | individuais, Community Based Services for people in need who live in their own homes and preventative Family Based Services.

CARING FOR COMMUNITIES AND PEOPLE TRUSTEES REPORT (INCLUDING DIRECTORS’ REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

| Where we identify unmet needs or opportunities to achieve better outcomes for people accessing our contracted services, we will seek to secure additional grant or trust funding for specific purposes. This may include whole : project funding, such as our recently completed Gloucestershire Reaching Families project, which was delivered through the National Lottery Community Fund, or through value added to contracted services, such as grant-funded growing projects that teach young people in our supported accommodation about healthy eating and the environment. Within the year we continued providing transformative opportunities through Outward Bound, enabling young people : to build on their resilience, confidence, and teamwork. A group of Unaccompanied Asylum-Seeking Children | participated in a week-long adventure in Aberdovey, Wales, reporting personal growth and an appreciation for the : challenges they overcame. : The Ambassador Board, made up of existing and former service users from across our services, remained highly | active, reinforcing organisational values through the SPIRIT framework. By visiting CCP teams, Ambassadors enhanced engagement, increased their visibility, and deepened discussions on embedding values into daily ; practice. : Leadership presence across the charity was prioritised through Visibility Days, creating opportunities for the Senior Leadership Team to engage with teams and service users across the region. These visits strengthened ties ? between all teams, aided good communication and reinforced shared goals, supporting CCP's expanding footprint.

Furthering our aim to connect with our people and service uses, the CCP parkrun tour provided another means of ; community engagement, promoting physicai well-being while fostering connections between employees and service 7 users. Attendance from officers at regional parkruns took piace across multiple locations, including Swindon, Yate, | Hereford, Worcester, Bournemouth, Cheltenham, Bristol, and Gloucester. : In a drive toward sustainability, we partnered with Positive Planet to measure carbon emissions and develop a ; carbon reduction plan. The plan aligns with the UK Government's Net Zero 2050 target and will be implemented in : collaboration with the Green Impact Group.

CARING FOR COMMUNITIES AND PEOPLE TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

The embedding of Trauma-informed approaches gained momentum, and we are pleased to announce that our regulated accommodation-based services have achieved the One Small Thing ‘Working with Trauma’ Quality Mark at Bronze Level: Trauma Aware. Key personnel, including trustees, engaged in assessments to ensure compliance with quality standards, leading to the creation of an action plan and a dedicated Trauma Guide Team to lead the development of CCP’s trauma-informed approach. Drawing on the learning and evidence gathered through the quality mark assessment, the team will guide continuous improvement with a view to achieving Silver Level accreditation in the future.

We maintained Gold accreditation from Investors in People, placing us among the top 5% of organisations nationally. Advanced ratings were secured in seven of the nine framework indicators, supporting a three-year action plan to drive further improvements.

: A new HR and Rota Management system, Staff Savvy, was successfully rolled out, consolidating Learning 7 Management, Recruitment, and Onboarding. This system introduced a SPIRIT Awards nomination feature, which : recorded over 120 nominations in its first few months. | Apprenticeship development remained a priority, with 11 active apprentices enrolled in programmes spanning Operations Management, Lead Adult Care, and Corporate Responsibility. | We launched the 2025 Training Calendar, providing compliance training, leadership development, and specialist courses. Training records were successfully migrated onto Staff Savvy, enhancing accessibility and compliance tracking.

| The Big Sleep Out fundraising campaign exceeded its £100,000 target, securing £100,957.97 to purchase : temporary accommodation individuals experiencing street homelessness, additional support and establish a Crisis : Fund. 42 people received grants to repay rent debt, preventing their eviction. We gained recognition at the C2S South West Business Awards, winning Team of the Year (Herefordshire ; Accommodation Based Service) and receiving nominations for Best Place to Work and Talent, Training, and | Development. Our festive appeal, Hamper Scamper delivered 2,890 food hampers and 1,831 children’s gifts, representing a 34% | increase in demand from 2023. This underscores the escalating financial struggies faced by families. Accommodation-Based Support : CCP's Accommodation-Based Support (ABS) services provide supportive homes for people who are vulnerable, : homeless or wno are still developing their independent living skills. We provide a range of services for care leavers, : young people aged 76 to 25, Unaccompanied Asylum Seeking Children and homeless adults. | We work with people to develop co-produced action plans which help them to: - Build on their individual strengths - ; Develop the skills they need to become self-reliant - Sustain accommodation and tenancies - Rebuild relationships with family members - Link with wider community support networks - Enable smooth transitions between supported : accommodation and independent living. The accommodation we manage ranges from houses and flats suitable for 1 to 3 people, through to larger sites : accommodating 20+ people in individual and shared self-contained homes. Accommodation is a mix of CCP-owned, : leased, or operated under a management agreement. | The development of the Independent Living Service advanced significantly, securing housing in Bristol, Swindon, : Bath & North East Somerset and Hereford. In the second round of investments, CCP’s first property, a fourbedroom house in Whitchurch, Bristol, was completed in September 2024, with another in Bristol following in : November. Loca! authorities increasingly prioritise sufficiency strategies, emphasising the importance of securing incounty placements for young people. | Further acquisitions included five new one-bedroom homes in Hereford, funded through the Single Homeless Accommodation Programme (SHAP), with an additional 10 homes planned for the coming months. | In the last year we have accommodated 236 homeless adults, 340 young people and care leavers, and supported 461 rough sleepers to access suitable accommodation, a total of 1,037 people.

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CARING FOR COMMUNITIES AND PEOPLE TRUSTEES REPORT (INCLUDING DIRECTORS’ REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

CASE STUDY

A young unaccompanied asylum seeker arrived in the UK after fleeing his home country due to a well-founded fear of abuse. His journey was marked by significant trauma, and upon arrival he faced multiple vulnerabilities including isolation, disrupted sleep, and an inability to communicate effectively due to a language barrier. These challenges severely limited his ability to access basic services or begin to establish independence. A referral to CCP’s Independent Living Service (ILS) was made to provide specialist support.

On moving into his new home provided and supported by CCP, the young person engaged positively with staff and developed a trusting relationship with his key worker. One of the earliest challenges addressed was communication. Staff responded by using translation services and providing all key documents in his native language to ensure he could understand and participate in planning his support.

To address his educational and linguistic needs, we enrolled him in an ESOL programme. Tutors visited him at home twice a week, and he also attended library sessions. Staff supported his attendance and praised his dedication — he completed all assigned work and made strong progress. We provided a laptop to support his , learning and tailored materials in both languages, which he used to compare and reinforce his understanding. His commitment and progress fed to enrolment in formal education, where he is now preparing to sit his GCSEs — a 7 testament to the positive trajectory of his integration and development. ? Health and wellbeing were also key areas of focus. We supported him to register with a GP and dentist and attend appointments, where he is receiving guidance on both general health and oral care. His sleep, initially disturbed by | flashbacks and anxiety, improved significantly as he settled into a secure and stable environment.

We supported him to open a bank account and introduced budgeting sessions with his key worker. These activities helped him manage his allowance and build vital independent living skills. He was also encouraged to participate in local community activities, such as football sessions through a local integration group, which he plans to join during the summer.

7 the summer. : When a proposed relocation by the local authority threatened his progress, we successfully advocated for him to 3 remain in his current placement. This allowed his to continue his education and remain in the environment where he : felt safe and supported. By providing trauma-informed, individualised support, we have helped this young person to / overcome adversity and build a brighter future. | Community-Based Support : CCP's Community-Based Support (CBS) services deliver short term support that builds on an individual's existing 3 strengths to help them develop the skills to become self-reliant and resilient, and live independently in the long term. 7 We support people to: - Reduce the risk of tenancy breakdown or losing their homes - Find and maintain : appropriate accommodation - Maximise their income, improve budgeting and money management skills, and | reduce debt - Find activities, build social networks and avoid isolation, including rebuilding family relationships and : developing links with other people, neighbourhoods and community networks - Take up education, training, ; employment or volunteering opportunities - Improve their health and wellbeing and enable them to access health : and social care services, including GPs, mental health and drug and alcohol services - Have their rights and welfare ; upheld when in contact with the criminal justice system. We were delighted to secure funding for a Frailty Social Prescribing Link Worker, expanding our partnership with ! Cheltenham Central Primary Care Network. The Hospital Discharge Project was extended by another year, continuing to support vulnerable patients transitioning from hospitals to stable housing. | Having built a strong and trusted relationship with the Trustees of the Priors Park Neighbourhood Project over many : years, we were honoured to be invited to assume responsibility for the management of the programme. This : transition marks a pivotal moment, not only in preserving the legacy of the community hub in Tewkesbury, but in : securing its long-term future as a thriving centre for local support, opportunity, and connection. By taking on this : stewardship role, we are committed to building on the project’s foundations and ensuring the hub continues to serve as a vital resource for residents, partners, and the wider community for generations to come.

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CARING FOR COMMUNITIES AND PEOPLE

TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

Severe Weather Emergency Protocol (SWEP) services in Worcestershire were activated 24 times, supporting 59 individuals. Cheltenham saw 28 activations, assisting 20 people. Local businesses, including Bar and Wok, provided hot meals nearly every night, and Laundry Runnerz ensured sleeping bags were cleaned and ready for use,

In the last year, our community-based support services have helped a total of 9,500 people. This includes 5,121 people that we supported with needs relating to housing, income, employment, independence and social inclusion. We helped a further 3,014 people with long term physical and mental health conditions to access services and activities to improve their wellbeing and reduce loneliness and isolation. We supported 648 juveniles and adults with learning difficulties and mental health needs when held in police custody. And our Pantry project has heiped 717 people on low incomes to access and prepare low-cost healthy food.

CASE STUDY

Claire lost her privately rented home due to rent arrears and found herself without stable accommodation. She began sofa surfing and sieeping in her car. Alongside the immediate crisis of homelessness, she was also grappling with a long-standing history of mental health difficulties, problematic alcohol use, and trauma from experiences of sexual violence and domestic abuse.

Upon referral to our rough sleeper service, our priority was to address Claire’s immediate needs. We facilitated referrals to local food banks and arranged access io clothing through a local Clothing Project. We provided Claire with a mobile phone so that she could remain in contact with support networks. Housing options were explored through referrals to housing associations and private landiords, and we helped arrange and attend viewings.

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Claire received consistent welfare checks, particularly due to concerns around alcohol use and risks to her safety. A :7 referraland the tolocala substanceauthority tomisusecoordinateservicecarewasand made,ensureandeffectivewe workedsafeguarding.closely withWhenmentalClaire healthdisclosedservices,suicidalprobation,ideation 7 and thoughts of harm, a safeguarding referral was submitted, and CCP led on initiating CARM (Collaborative 7 Assessment and Risk Management) meetings to ensure a multi-agency response.

We also supported Claire to navigate the criminal justice system, accompanying her to court where she was facing charges linked to alcohol misuse. Emotional support was provided throughout the proceedings to help her understand and process the outcomes.

A key part of Claire’s recovery involved connecting her with wraparound services. She was referred to the Citizens Advice Bureau, a support programme for victims of domestic abuse, and a rehabilitation project for people with complex issues — all of which she engaged with actively. These services played a vital role in improving her coping skills, wellbeing, and resilience.

With our support, Claire has now moved into a privately rented studio flat. We secured £675 from the council's Personalisation Fund for the first month's rent and £500 from the Vicar’s Relief Fund for the deposit. She has also regained use of her car, enabling greater independence and access to work and volunteering.

Claire now volunteers weekly at the rehabilitation project and is awaiting a 12-week rehab programme. She also reports restored trust in her relationship with her daughter and is now helping with school runs and childcare. Claire has told us that without our intervention, she believes she would still be on the streets — or not alive.

CARING FOR COMMUNITIES AND PEOPLE TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

Family Services

CCP’s Family Service provides both preventative early help and intensive bespoke family support interventions to children, young people and their families. We enable families to make positive changes to ensure families are resilient and connected to their wider community. We do this through strength-based whole family support, Positive Parenting training and community support groups. We support family members to:

Reduce chaotic lifestyles and establish routines such as breakfast before school, homework, - reasonable bedtimes, time for parents to relax - Adopt healthy lifestyles and improve their emotional and physical wellbeing - Improve relationships between family members, parents and children - Manage children's behaviour and antisocial behaviour - Implement evidence-based parenting skills - Recognise the value of positive play and attachment - Understand the process and have their voices heard in child protection cases - Access wider services and engage in community-based activities and peer support groups.

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| CCP remodelled the Gloucestershire Reaching Families Service, extending its duration and shifting focus toward volunteering. A grant from Gloucestershire Integrated Care Board enabled the employment of a Children and Young , People’s Resilience Worker to deliver school-based programmes.

The South Gloucestershire Families Team secured new office space at Ridgewood Community Resource Centre, Yate, fostering closer collaboration with focal charities.

: Yate, fostering closer collaboration with focal charities. Investment in Volunteer Coordinators resulted in 1,176.85 volunteer hours contributed since July 2024. | A Social Return on Investment (SRO!) assessment determined that CCP’s early help programmes have delivered : £4.2m in social and economic value, £4.5m in public cost savings, £1.35m in cashable savings and returned £5,228 : per family. CCP's Dorset Family Link Worker service secured funding for another year, with potential therapy dog interventions under consideration to enhance family support services. : In the last year we provided direct support and intervention to 416 families, 250 families attended positive parenting } training courses, and we advocated on behaif of 123 families subject to child protection proceedings, making a total : of 789 families supported. CASE STUDY : A single mother of four children was referred to CCP’s family support service by her eldest daughter's secondary 7 school. The school reported concerns that the mother was struggling to manage her own mental health while | meeting the demands of parenting. At the time of referral, the family faced multiple challenges including poor school | attendance, behavioural difficulties, emotional dysregulation among the children, and parental mental health needs. | The eldest child, aged 12, was disengaged from schoo! and frequently truant. At one stage, the child was withdrawn : entirely and became NEET (Not in Education, Employment or Training). The second child, aged 11, had a diagnosis of ADHD and exhibited difficulties in managing emotions and behaviour, both at home and in school. Tensions | between the second and third children (aged 8) were high, often resulting in conflict. The youngest child, aged 3, displayed toileting issues that were later understood to be behavioural and attention-seeking in nature.

; Our Family Support Worker (FSW) provided tailored, trauma-informed support over a three-month intervention. A safe and non-judgemental space was created for the mother to explore her concerns. Parenting strategies were introduced to support routine, structure, and emotional regulation across the household. Visual checklists were developed to assist with morning and evening routines, and the Zones of Regulation framework was introduced to : help children express their emotions more constructively.

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The FSW also provided one-to-one support to the eldest child, advocating for her during EHAP meetings and supporting her school transition. With CCP's involvement, she was successfully placed in a new school where she has not missed a day since starting and reports feeling significantly happier.

CARING FOR COMMUNITIES AND PEOPLE

TRUSTEES REPORT (INCLUDING DIRECTORS’ REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

Behavioural strategies, such as reward charts and appropriate consequence-setting, were introduced and successfully embedded in the home. The mother also engaged with strategies to spend dedicated one-to-one time with each child, recognising its importance in reducing attention-seeking behaviours such as the toileting issues exhibited by the youngest. As a result of the intervention, the mother is now in employment and has been signposted to ongoing wellbeing support. All four children are now regularly attending school. The mother has taken steps to formalise arrangements with the children’s father through court to provide greater consistency and stability at home.

The family now operates with structure, improved emotional communication, and greater resilience. The mother expressed that she now feels more confident in her parenting and aspires to build even stronger family relationships moving forward.

Overall, the 2024/25 financial year was marked by substantial growth and innovation across all areas. CCP’s commitment to addressing homelessness, expanding services, and enhancing workforce engagement has led to significant, measurable impacts.

Financial review

Reserves policy

The Trustees continue to pay close attention to the level of the Charity's reserves. Trustees have been prudent in reserving four months’ core running costs not associated with contract provision, in the event that income streams covering these costs come to an unforeseen halt or reduce to a level where costs are not covered in full. These figures are shown in note 21. Given these considerations, the Trustees consider that the level of unrestricted reserves in relation to its running costs is adequate for the Charity’s continued operation.

Investment policy

The Charity continues to own 340 High Street, valued in these financial statements at £710,000. The client accommodation portfolio, funded by the SASC loans of £4,960,441, is valued at £4,721,600, an increase in value of £34k from 2024,

Risk management

Trustees continue to maintain close assessment and management of risk. In current conditions emphasis has been placed on margins, staff welfare, recruitment, and salary levels. Budgeting and financial forecasting are inbuilt and financial spending authorisation set at appropriate levels.

Income and expenditure

Details of financial performance are set out in the Statement of Financial Position on page 14. Our activities have been reported under two headings — Accommodation Based Support and Community Based Support. These activities are defined in Note 20, in which the purposes of the restricted funds are explained.

Total income for the year was £12.14 million (2024: £41.41 million). Income remained broadly stable, with modest growth reflecting renewed and expanded contracts, particularly within Accommodation-Based Support. Total expenditure closely tracked income at £12.13 million, driven by sustained investment in staffing, property-related costs, and client-facing services. While staff costs rose in line with service demand and inflationary pressures, operational efficiencies and careful cost contro! enabled the charity to maintain service levels without compromising financial resilience.

Assets and reserves

During the year, the charity continued to strengthen its asset base, with fixed assets increasing from £3.84m to £5.84m, primarily due to further property acquisitions in support of the Independent Living Service. While cash balances remained stable, the charity maintained a balanced portfolio of current and long-term assets to support both operational liquidity and future service delivery.

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CARING FOR COMMUNITIES AND PEOPLE

TRUSTEES REPORT (INCLUDING DIRECTORS’ REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

Plans for future periods

The unpredictable and challenging landscape facing the third sector shows no sign of easing. Like many charities, we at CCP are navigating a ‘perfect storm’ of declining funding, rising operational costs, and escalating demand. As the public sector faces significant financial pressures of its own, we find ourselves under mounting strain, competing for an ever-diminishing poo! of resources.

Despite this, we are responding with resilience and purpose. We continue to adapt to growing complexity, increased demand, and reduced income by identifying opportunities to innovate and evolve. We recognise the transformative potential of digital technology and artificial intelligence and are actively exploring how these tools can enhance our impact. By embracing digital transformation, we aim to expand our capabilities, drive greater efficiency, and ultimately do more for less, without compromising on the quality of support we provide to those who need us most.

We are also aiming to expand our property portfolio to further address homelessness; Enhance our carbon reduction strategy in line with the Net Zero 2050 target; Strengthen community engagement and fundraising initiatives; Continue advocating for vulnerable individuals through policy engagement and strategic partnerships; and remain dedicated to delivering transformative change, ensuring that those in need receive the support, stability, and opportunities necessary to lead fulfilling lives.

Structure, governance and management

The charity is incorporated as a company limited by guarantee and therefore it has no share capital. In the event of the company being wound up and the liabilities and winding up expenses being in excess of assets, the liability of each member is limited to £1. It is governed by its Memorandum & Articles of Association dated 19 December 1994, as amended by special resolution on 22 January 1996.

The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

MR Ratcliffe MBE

T Czapski

AM Lea

K J Morgan OBE DL | J Salter

D M Stevens

R Pritchard (Appointed 30 May 2024)

Recruitment and appointment of trustees

The power to appoint new trustees is vested in surviving and continuing trustees. Appropriate procedures for the recruitment and training of new trustees are implemented when required.

Organisational structure

The charity is controlled by a board of trustees, which meets on a regular basis. Names of the trustees are detailed above. No new trustees were appointed during the year. Day-to-day operations are supervised by a Senior Leadership Team, details of which are given on the Legal and Administrative Information page.

The company is the sole trustee of the Ratcliffe Trust ("The Trust"), itself a registered charity, using the same registration number as CCP. The Ratcliffe Trust is therefore regarded as a subsidiary undertaking of CCP. Since October 2022 the Trust has been inactive. The charity has two wholly-owned subsidiaries, CCP Innovations Limited and CCP Homes Limited, which have always been and remain dormant.

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CARING FOR COMMUNITIES AND PEOPLE

TRUSTEES REPORT (INCLUDING DIRECTORS’ REPORT) (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

Statement of trustees responsibilities

The trustees, who are also the directors of Caring for Communities and People for the purpose of company law, are responsible for preparing the Trustees Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that year.

In preparing these financial statements, the trustees are required to:

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Theany timetrusteesthe financialare responsibleposition offor thekeepingcharityadequateand enableaccountingthem to ensurerecordsthatthatthedisclosefinancialwithstatementsreasonablecomplyaccuracywith theat Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Auditor

In accordance with the company's articles, a resolution proposing that BK Plus Audit Limited be reappointed as auditor of the company will be put at a General Meeting.

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This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Disclosure of information to auditor

Each of the trustees has confirmed that there is no information of which they are aware which is relevant to the audit, but of which the auditor is unaware. They have further confirmed that they have taken appropriate steps to identify such relevant information and to establish that the auditor is aware of such information.

The trustees report was approved by the Board of Trustees.

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T ccnp
Trustee
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24 July 2025

CARING FOR COMMUNITIES AND PEOPLE INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF CARING FOR COMMUNITIES AND PEOPLE

Opinion

We have audited the financial statements of Caring for Communities and People (the ‘charity') for the year ended 31 March 2025 which comprise the statement of financial activities, the statement of financial position, the statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financia! Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic o} freland (United Kingdom Generally Accepted Accounting Practice).

In our opinion, the financial statements:

: ended; - have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and - have been prepared in accordance with the requirements of the Companies Act 2006. Basis for opinion : We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable | law. Our responsibilities under those standards are further described in the Avoaitor's responsibilities for the audit o! : the financial statements section of our report. We are independent of the charity in accordance with the ethical : requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical | Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe | that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. Conclusions relating to going concern : In auditing the financial statements, we have concluded that the trustees use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating fo events or ; conditions that, individually or collectively, may cast significant doubt on the charity’s ability to continue as a going : concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the : relevant sections of this report. Other information : The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The trustees are responsible for the other information contained within the annual ? report. Our opinion on the financial statements does not cover the other information and, except to the extent 3 otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are 2 required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, | based on the work we have performed, we conclude that there is a material misstatement of this other information, : we are required to report that fact. | We have nothing to report in this regard. : Opinions on other matters prescribed by the Companies Act 2006 : In our opinion, based on the work undertaken in the course of our audit: : - the information given in the trustees report for the financial year for which the financial statements are | prepared, which includes the directors’ report prepared for the purposes of company law, is consistent with the | financial statements; and ; : - the directors’ report included within the trustees report has been prepared in accordance with applicable legal | requirements.

CARING FOR COMMUNITIES AND PEOPLE

INDEPENDENT AUDITOR'S REPORT (CONTINUED) TO THE MEMBERS OF CARING FOR COMMUNITIES AND PEOPLE

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charity and its environment cbtained in the course of the audit, we have not identified material misstatements in the directors’ report included within the trustees report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

CARING FOR COMMUNITIES AND PEOPLE

INDEPENDENT AUDITOR'S REPORT (CONTINUED) TO THE MEMBERS OF CARING FOR COMMUNITIES AND PEOPLE

We assessed the susceptibility of the company’s financial statements to material misstatement and considered how fraud might occur. The audit procedures performed included, but were not limited to:

In addition, we also considered other non financial laws relevant to the company. These do not necessarily have a direct influence on the financial statements but might affect the company’s ability to operate.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https:// www.fre.org.uk/auditorsresponsibilities, This description forms part of our auditor's report.

Use of our report

This report is made solely to the charitable company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Roger Downes FCA (Senior Statutory Auditor)

For and on behalf of BK Plus Audit Limited, Statutory Auditor

Chartered Certified Accountants

6 Manor Park Business Centre MacKenzie Way Swindon Village Cheltenham Gloucestershire GL51 9TX

United Kingdom 24 July 2025

~ 13.

CARING FOR COMMUNITIES AND PEOPLE

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 MARCH 2025

Unrestrict Restricted Total Unrestrict Restricted Total
ed ed
funds funds funds funds
2025 2025 2025 2024 2024 2024
Notes £ £ £ £ £ £
Income and endowments from:
Donations and legacies 3 85,051 74,753 159,804 136,250 105,079 241,329
Charitable activities 4 41,066 11,763,693 11,804,759 42,983 11,055,868 11,098,851
Othertrading activities 5 17,062 58,764 69,826 2 25,313 25,315
Investment income 6 50,783 - 50,783 25,742 - 25,742
Other income 7 25,000 34,298 59,298 - 18,634 18,634
Total income 212,962 11,931,508 12,144,470 204,977 11,204,894 11,409,871
Expenditure on:
Charitable activities 8 249,227 11,881,811 12,131,038 250,873 11,072,570 11,323,443
Property revaluation
release - - - - 114,969 114,969
Total expenditure 249,227 11,881,811 12,131,038 250,873 11,187,539 11,438,412
Net income/(expenditure) (36,265) 49,697 13,432 (45,896) 17,355 (28,541)
Transfers between
funds 21 47,019 (47,019) - 93,691 (93,691) -
Net movement in
funds 10,754 2,678 13,432 47,795 (76,336) (28,541)
Reconciliation of funds:
Fund balances at 1 April 2024 1,799,744 163,305 1,963,049 1,751,949 239,641 1,991,590
Fund balances at 31
March2025 1,810,498 165,983 1,976,481 1,799,744 163,305 1,963,049

The notes on pages 17 to 30 form part of these financial statements.

~14-

CARING FOR COMMUNITIES AND PEOPLE

STATEMENT OF FINANCIAL POSITION

AS AT 31 MARCH 2025

2025 2024
Notes £ £ £ £
Fixed assets
Tangible assets 14 5,845,010 3,844,869
Investments 15 2 2
5,845,012 3,844,871
Current assets
Debtors 16 580,535 531,388
Cash at bank and in hand 1,493,854 1,544,964
2,074,389 2,076,352
Creditors: amounts falling due 17
within one year (897,629) (1,023,324)
Net current assets 1,176,760 1,053,028
Total assets less current liabilities 7,021,772 4,897,899
Creditors: amounts falling due after
more than one year 18 (5,045,291) (2,934,850)
Net assets 1,976,481 1,963,049
The funds of the charity
Restricted income funds 20 165,983 163,305
Unrestricted funds 21 1,810,498 1,799,744
1,976,481 1,963,049

The notes on pages 17 to 30 form part of these financial statements.

The financial statements were approved by the trustees on 24 July 2025

|

MR Ratcliffe MBE Trustee

Company registration number 03002869 (England and Wales)

7

| |

7

CARING FOR COMMUNITIES AND PEOPLE

STATEMENT OF CASH FLOWS

FOR THE YEAR ENDED 31 MARCH 2025

2025 2024
Notes £ & £ £
Cash flows from operating activities
Cash (absorbed by)/generated from 25
operations (159,387) 323,359
Investing activities
Purchase of tangible fixed assets (2,053,727) (397,766)
Proceeds from disposal of tangible fixed
assets 780 233,975
Investment income received 50,783 25,742
Net cash used in investing activities (2,002,164) (138,049)
Financing activities
New loans in year 2,110,447 -
Net cash generated from financing
activities 2,110,441 -
Net (decrease)/increase in cash and cash
equivalents (51,110) 185,310
Cash and cash equivalents at beginning ofyear 1,544,964 1,359,654
Cashandcashequivalentsatendof year 1,493,854 1,544,964

The notes on pages 17 to 30 form part of these financial statements.

| |

CARING FOR COMMUNITIES AND PEOPLE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

| Accounting policies

Charity information

Caring for Communities and People is a private company limited by guarantee incorporated in England and Wales. The registered office is Wolseley House, Oriel Road, Cheltenham, Gloucestershire, GL50 1TH, United Kingdom.

The financial statements have been prepared in accordance with the charity's governing document, the Companies Act 2006, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended ? Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)". The charity is a Public Benefit Entity as defined by FRS 102. | The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary : amounts in these financial statements are rounded to the nearest £. The financial statements have been prepared under the historical cost convention, modified to include the | revaluation of freehold properties to fair value. The principal accounting policies adopted are set out below. : Preparation of consolidated financial statements : The financial statements contain information about Caring for Communities and People as an individual : company and do not contain financial information as the parent of a group. The charity is exempt under : Section 399 (2A) of the Companies Act 2006 from the requirements to prepare consolidated financial | statements. | 1.2 Going concern : At the time of approving the financial statements, the trustees have a reasonable expectation that the charity : has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees | continue to adopt the going concern basis of accounting in preparing the financial statements. | 1.3 Charitable funds : Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. : Designated funds are unrestricted funds that have been set aside by the trustees for specific purposes and : are not available towards the core running costs of the Charity.

Restricted funds can only be used for restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for restricted purposes.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity.

| 1.4 Income 7 Income is recognised when the charity is legally entitled to it after any performance conditions have been met, : the amounts can be measured reliably, and it is probable that income will be received. Donations are recognised when the Charity has been notified in writing of both the amount and settlement date. In the event that a donation is subject to conditions that require a level of performance by the Charity | before the Charity is entitled to the funds, the income is deferred and not recognised until either these : conditions are fully met, or the fulfilment of those conditions is wholly within the Control of the Charity and it is probable that these conditions will be fulfilled in the reporting period.

Income from legacies is recognised where evidence of entitlement exists, the value is measurable with sufficient reliability, and on the earlier of the date of finalised estate accounts or the date of payment.

7 depreciation and any impairment losses. 7 Depreciation is recognised so as to write off the cost or valuation of assets jess their residual values over their 7 useful lives on the following bases: | Fixtures and fittings at varying varying rates on on cost

CARING FOR COMMUNITIES AND PEOPLE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

1 Accounting policies

(Continued)

Grants including government grants are recognised when the Charity is entitled to receipt. Where entitlement occurs before the income is received, the income is accrued.

Operational rents are recorded as income in respect of the period to which they relate.

1.5 Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the Charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to that category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

1.6 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Fixtures and fittings at varying varying rates on on cost Motor vehicles at varying rates on cost

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

individual fixed assets costing £1,000 or more or, at the discretion of the trustees, costing a lower amount are capitalised at cost. Leasehold refurbishments are only capitalised when there is deemed by the trustees to be any lasting value to the work. Freehold property is carried at annual valuation and is not depreciated.

1.7 Fixed asset investments

Fixed asset investments are stated at cost.

As a recognised charity, the Charity is exempt from Corporation tax so far as it relates to its charitable objects. it is not, however, exempt from VAT, and irrecoverable VAT is included in the cost of those items to which it relates.

17 1.9 TheEmployeecost of anybenefitsunused holiday entitlement is recognised in the period in which the employee’s services are | received. / Termination benefits are recognised immediately as an expense when the charity is demonstrably committed 7 to terminate the employment of an employee or to provide termination benefits.

1.10 Retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financia! Activities in the period to which they relate.

CARING FOR COMMUNITIES AND PEOPLE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

2 Critical accounting estimates and judgements

In the application of the charity's accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Income from donations and legacies

Unrestrict Restricted Unrestrict Restricted Total Unrestrict Restricted
Total
ed ed
funds funds funds funds
2025 2025 2025 2024 2024
2024
£ £ £ £ £
£
Donations and gifts 85,051 74,753 159,804 136,250 105,079
241,329
4 Incomefrom charitable activities
Unrestrict Restricted Total Unrestrict Restricted
Total
: ed ed
funds funds funds
7 2025 2025 2025 2024 2024
2024
i
£
£
£
£
£
£
,
Grants
3 Grants 41,066 8,050,206 8,091,272 42,983 8,231,793
8,274,776
Operational rents
: received - 3,713,487 3,713,487 ~ 2,824,075
2,824,075
47,066 11,763,693 11,804,759 42,983

CARING FOR COMMUNITIES AND PEOPLE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

4 Income from charitable activities

(Continued)

Performance related grants analysis

:

7

:

Grants Grants
2025 2024
£ £
Gloucestershire County Council 3,188,681 3,189,497
Herefordshire Council 991,929 989,824
Bristol City Council 722,008 731,643
Worcester City Council 558,758 348,105
Swindon Borough Council 458,124 482,631
Primary Care Network Cheltenham Central 303,442 238,964
South Gloucestershire Counci 288,875 339,553
Dorset Council 218,612 211,388
NHS Gloucestershire 202,673 373,227
Bournemouth, Christchurch and Poole Council 166,654 158,769
Other 991,516 1,211,175
8,091,272 8,274,776
Income from other trading activities
Unrestrict Restricted Total Unrestrict Restricted Total
ed ed
funds funds funds funds
2025 2025 2025 2024 2024 2024
£ £ £ £ £ £
Miscellaneousincome 11,062 58,764 69,826 2 25,313 25,315

5 Income from other trading activities

: 6 income from investments

2

|

----- Start of picture text -----
Interest receivable
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Unrestrict Unrestrict
ed ed
funds funds
2025 2024
50,783 25,742

|

: |

CARING FOR COMMUNITIES AND PEOPLE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 371 MARCH 2025

7 Other income

,

|

Unrestrict Restricted Unrestrict Restricted Unrestrict Restricted Total Unrestrict Restricted Total
ed ed
funds funds funds funds
2025 2025 2025 2024 2024 2024
£ E £ £ £ £
Net gain on disposal of
tangible fixed assets - - - - 18,634 18,634
Gain on property
revaluation 25,000 34,298 59,298 - - -
25,000 34,298 59,298 - - -
Expenditure on charitable activities
Charitable Charitable
activities activities
2025 2024
£ £
Direct costs
Staff costs 8,375,427 7,574,179
Depreciation 112,884 99,048
Property costs 1,168,258 1,055,809
Direct client costs 219,891 232,269
Equipment costs 180,979 289,942
Administration costs 307,861 289,393
Professional fees 1,042,784 871,596
Other staff expenditure 544,184 850,601
Vehicle costs 57,423 38,679
(Gain)/Loss on sale ofassets (780) 10,387
Interest payable and similar charges 6,595 5,304
Bad debts 102,911 ~
12,118,417 11,317,207
Grant funding of activities (see note 9) 6,457 -
Share of support and governance costs (see note 10)
Governance 6,164 6,236
12,131,038 11,323,443
Analysis by fund
Unrestricted funds 249,227 250,873
Restricted funds 17,881,811 11,072,570
12,131,038 11,323,443

8 Expenditure on charitable activities

-21-

CARING FOR COMMUNITIES AND PEOPLE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 37 MARCH 2025

7

----- Start of picture text -----
|||||||||||| |---|---|---|---|---|---|---|---|---|---|---| |9|Grants|payable| |Charitable| |activities| |2025| |£| |Grants|to|institutions:| |Other|6,457| |10|Support|costs|allocated|to|activities| |2025|2024| |£|£| |Governance|costs|6,164|6,236| |Analysed|between:| |Charitable|activities|6,164|6,236| |11|Net|movement|in|funds|2025|2024| |£|£| |The|net|movement|in|funds|is|stated|after|charging/(crediting):| |Fees|payable|for|the|audit|of the|charity's|financial|statements|6,164|6,236| |Depreciation|of owned|tangible|fixed|assets|112,884|99,048| |Gain|on|disposal|of tangible|fixed|assets|(780)|(8,247)|

----- End of picture text -----

!

12 Trustees

,

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

13 Employees

| ? | | :

The average monthly number of employees during the year was:

----- Start of picture text -----
|||||| |---|---|---|---|---| |2025|2024| |Number|Number| |Management|and|administration|35|39| |Charitable|activities|236|228| |Total|271|267|

----- End of picture text -----

|

| : : | | :

CARING FOR COMMUNITIES AND PEOPLE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

13. Employees (Continued)
Employment costs 2025 2024
£ £
Wages and salaries 7,435,299 6,779,623
Social security costs 643,783 571,169
Other pension costs 296,345 223,387
8,375,427 7,574,179
Thenumberofemployeeswhose annual! remunerationwas morethan£60,000
is as follows:
2025 2024
Number Number
£60,004 -£70,000 1 3
£70,001 -£80,000 2 -
£80,001 -£90,000 1 1
£90,001-£100,000 1 -

,

Remuneration of key management personnel

The remuneration of key management personnel was as follows:

The key management personnel of the charity comprise the trustees, the Chief Executive Officer, Chief 7 Operating Officer, Finance Director, Business Development Director, ABS Director, CBS Director, Director of : Environment and Safety, Social Value and Engagement Director and People Services Director. The total | employee benefits of the key management personnel of the charity were £671,641 (2024: £597,369).

|

| : | : | : | | | :

|

CARING FOR COMMUNITIES AND PEOPLE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 371 MARCH 2025

14 Tangible fixed assets

Tangible fixed assets
Freehold Fixturesand Motor Total
land and fittings vehicles
buildings
Cost
At 1 April 2024 3,462,287 628,737 50,360 4,141,384
Additions
Disposals
Revaluation		 1,910,000
-
59,298		 143,727
(89,695)
-		 ~
-
-		 2,053,727
(89,695)
59,298
At31 March 2025 5,431,585 682,769 50,360 6,164,714
Depreciation
At 1 April 2024 - 259,811 36,704 296,515
Depreciation charged in the year - 103,918 8,966 112,884
Eliminated in respect ofdisposals - (89,695) - (89,695)
At 31 March 2025 - 274,034 45,670 319,704
Carrying amount
At 31 March 2025 5,431,585 408,735 4,690 5,845,010
At31March2024 3,462,287 368,926 13,656 3,844,869

The property that is used by the charity for its core operations was valued by ETP Property Consultants in February 2020 and that valuation was adopted as fair value in the financial statements to 31 March 2020, 2021, 2022, 2023 and 2024. In the current year the trustees have considered the carrying value and have determined that, in their view, the fair value of the property has increased by £25,000. This increase in value has been recognised in these financial statements.

Three properties were purchased in the year to 31 March 2021, eight in the year to 31 March 2022, two in the year to 31 March 2023, one property was purchased and one sold in the year to 31 March 2024 and four were purchased in the current year, as part of the charity's Independent Living Service provision. The trustees consider that the fair value of these properties has increased above the previous valuation and have therefore determined to carry these properties in the financial statements at 31 March 2025 at a revalued amount that they have established by reference to market research into residential property values in the areas that the properties are located, save for the four properties purchased in the year, which are included at cost in accordance with the charity's approach to properties acquired during a year under report.

15 Fixed asset investments

Other
investments
£
Cost or valuation
At 1 April 2024 & 31 March 2025 2
Carrying amount
At 31 March 2025 2
At31March2024 2

|

2A.

|

: |

| |

CARING FOR COMMUNITIES AND PEOPLE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

15 Fixed asset investments

{Continued)

The fixed asset investments at 31 March 2024 are £2, being the whole of the issued share capital of CCP innovations Limited (£1) and the whole of the issued share capital of CCP Homes Ltd (£1). Both are dormant companies that have never traded.

The company also has a subsidiary charity called the Ratcliffe Trust which was inactive during the year and has reserves of £84,850 at both 31 March 2025 and 34 March 2024.

3 7 :

7

;

|

|

2025 2024
Other invesiments comprise: Notes £ 3
Investments in subsidiaries 2 2
16 Debtors
2025 2024
Amounts falling due within one year: £ £
Tradedebtors 299,509 343,445
Other debtors 643 1,453
Prepayments and accrued income 280,383 186,490
580,535 531,388
417 Creditors: amounts falling due within one year
2025 2024
Notes £ £
Other taxation and social security 147,334 140,941
Deferred income 113,421 321,742
Trade creditors 207,719 101,657
Othercreditors 166,625 144,586
Accruals 262,530 314,398
897,629 1,023,324
18 Creditors: amounts falling due after more than one
year
2025 2024
Notes £ £
Bank loans
Amounts owed to fellow group undertakings		 19 4,960,441
84,850		 2,850,000
84,850
5,045,201 2,934,850

A charge dated 4 January 2020 has been granted to The Community Investment Fund LP. over one of the company's bank accounts. Subsequent charges have been granted individually to The Community Investment 7 Fund L.P. and Social and Sustainable Housing il Holdco Limited over the charity's seventeen Independent 7 Living Service properties purchased during the years 31 March 2021 to 31 March 2028 inclusive. | The loans are funding from The Community Investment Fund L.P., a fund of Social and Sustainable Capital LLP, and Social and Sustainable Housing || Holdco Limited as part of the programme for acquisition of : properties for use in the charity's Independent Living Service. The loans are repayable in 2030 and 2034 and , bear interest at a commercial rate.

|

CARING FOR COMMUNITIES AND PEOPLE NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 37 MARCH 2025

19 Loans and overdrafts

----- Start of picture text -----
|||||| |---|---|---|---|---| |2025|2024| |£|£| |Bank|foans|4,960,447|2,850,000| |Payable|after one|year|4,960,444|2,850,000|

----- End of picture text -----

The loans are funding from The Community Investment Fund L.P., a fund of Social and Sustainable Capital LLP, and Social and Sustainable Housing || Holdco Limited as part of the programme for acquisition of properties for use in the charity's Independent Living Service. The loans are repayable in 2030 and 2034 and bear interest at a commercial rate.

20 = Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

----- Start of picture text -----
At 7 April Incoming Resources’ Transfers At 31 March
: 2024 resources expended 2025
:
:Restricted revaluation fund 100,556 34,298 - - 134,854
: Community Based Support 62,749 4,065,632 (4,164,103) 66,851 31,129
: Accomodation Based Support - 7,831,578 (7,717,708) (113,870) -
| 163,305 11,931,508 (11,881,811) (47,019) 165,983
| Previous year: At 1 April Incoming Resources Transfers At 31 March
: 2023 resources expended 2024
E £ £ £ £
: Restricted revaluation fund 215,525 - (114,969) - 100,556
, Community Based Support 24,116 4,404,770 (4,333,769) (32,368) 62,749
: Accomodation Based Support - 6,800,124 (6,738,801) (61,323) -
: 239,641 11,204,894 (11,187,539) (93,691) 163,305
|
| cn
| - 26 -
:
----- End of picture text -----

| 7

CARING FOR COMMUNITIES AND PEOPLE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

21 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

:

: | : ; | 2 / : :

,

Ati April Incoming Resources Transfers At 31 March Transfers At 31 March
2024 resources expended 2025
£ £ £ £ £
General Fund 759,933 187,962 (67,721) (288,854) 591,320
Unrestricted revaluation fund 145,000 25,000 - - 170,000
Property Maintenance 57,000 - (48,850) 55,724 57,874
Depreciation 100,000 - (87,894) 87,894 100,000
Running Costs 629,814 - - 261,493 891,304
System Development 25,000 - (10,340) (14,660) -
CBS Senior Managers and
Volunteer Coordinator 68,000 - (34,422) (33,578) -
Data and Reporting Expert 21,000 - - (21,000) -
1,799,744 212,962 (249,227) 47,019 1,810,498
Previous year: At 1 April incoming Resources’ Transfers At 31 March
2023 resources expended 2024
£ £ £ £ £
Generalfund 648,345 204,977 5,348 (98,737) 759,933
Unrestricted revaluation fund 145,000 - - - 145,000
Property maintenance 60,000 - (64,393) 55,393 57,000
Depreciation 100,000 - (90,669) 90,669 100,000
Running costs 547,604 - - 82,207 629,811
System Development 30,000 - (1,205) (3,795) 25,000
CBS Senior Managers and
Volunteer Coordinator 62,500 - (16,338) 21,838 68,000
Data and Reporting Expert 23,600 - - (2,600) 21,000
Managers 114,000 - (62,067) (51,933) -
Otherdesignated funds 20,900 - (21,549) 649 -
1,751,949 204,977 (250,873) 93,691 1,799,744

: Fund for maintenance and refurbishment of the charity's properties. : Depreciation : Allowance for deprecation on fixed assets. Running Costs To cover four months' core running costs not associated with contract provision in the event that income streams covering these costs come to an unforeseen halt or reduce to a level where costs are not covered in : full. | The restricted funds are in respect of: Community-Based Support Community-Based Support aims to improve the quality of people's lives by assisting them to maintain their : accommodation, promoting independent living and encouraging people to build on their existing strengths and staying well. Incorporated in this is our preventative family support team, providing assistance to children, young people and families facing crises or on-going struggles that may lead to youth homelessness, | Accommodation-Based Support | Accommodation-Based Support provides integrated housing, training, education, employment, advice and

:

CARING FOR COMMUNITIES AND PEOPLE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 371 MARCH 2025

21 Unrestricted funds

(Continued)

The designated funds are in respect of:

Property Maintenance

Accommodation-Based Support provides integrated housing, training, education, employment, advice and support services for vulnerable and homeless people, promoting independent living and encouraging people to build on their existing strengths and staying well.

Transfers between funds

Transfers are made between restricted and unrestricted funds at the end of every accounting period in cases where:

i) the activity of the restricted fund has come to an end and there is an unspent balance that is not repayable to the funder(s), when the surplus is transferred to unrestricted funds: and

ii} the restricted fund is in deficit and has either cone to an end or there is no prospect of a surplus in a later period, when the deficit is eliminated by transfer from unrestricted funds.

22 Analysis of net assets between funds

Unrestricte Restricted Endowment Total
d
funds funds funds
2025 2025 2025 2025
£ £ £ £
At 31 March 2025:
Tangible assets 743,535 5,016,625 84,850 5,845,010
Investments 2 - - 2
Current assets/(liabilities) 1,066,961 109,799 ~ 1,176,760
Long term liabilities - (4,960,441) (84,850) (5,045,291)
1,810,498 165,983 - 1,976,481

CARING FOR COMMUNITIES AND PEOPLE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

22 Analysis of net assets between funds (Continued)

Unrestricte Restricted Endowment Total
d
funds funds funds
2024 2024 2024 2024
£ £ £ £
At 31 March 2024:
Tangible assets 750,161 3,009,858 84,850 3,844,869
investments 2 - - 2
Current assets/(liabilities) 1,049,584 3,447 - 1,053,028
Long term liabilities - (2,850,000) (84,850) (2,934,850)
1,799,744 163,305 - 1,963,049

23 Contingent Liabilities

7 Various funders retain the right to claw back grants should the use of the funds not be in accordance with the 7 terms of the grant. In the opinion of the trustees, no such liability exists at the year end. | 24 Related party transactions | Transactions with related parties During the year, the charity paid motor insurance to an insurance broking company owned and managed by one of the trustees. The premium paid in the year to 31 March 2025 was £10,161 (2024: £8,354), on which : the related party earned commission of £432 (2024: £357).

During the year, the charity paid £1,382 (2024: £3,206) for room hire on commercial terms offered to other charities to a charity of which one of the trustees is also a trustee.

:

During the year, the charity rented a property that is jointiy owned by a member of the Senior Leadership Team for use in its Independent Living Service on an arms length basis for £7,350 (2024: £9,000).

|

7 | | | | 3 : | 2 |

CARING FOR COMMUNITIES AND PEOPLE

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2025

25 Cash (absorbed by)/generated from operations 2025 2024
£ £
Surplus/(deficit) for the year 13,432 (28,541)
Adjustments for:
Investment income recognised in statement offinancial activities (50,783) (25,742)
Gain on disposal oftangible fixed assets (780) (8,247)
Depreciation oftangible fixed assets 112,884 99,048
Movements in working capital:
Property revaiuation (59,298) 96,335
(Increase) in debtors (49,147) (9,048)
Increase in creditors 82,626 149,591
(Decrease)/increase in deferred income (208,321) 49,963
Cash (absorbed by)/generatedfromoperations (159,387) 323,359
26 Analysis ofchanges in net (debt)/funds
At 1 April2024 Cashflows At 31 March
2025
Cash atbankand in hand 1,544,964 (51,110) 1,493,854
Loans falling due aftermorethanoneyear (2,850,000) (2,110,441) (4,960,441)
(1,305,036) (2,161,551) (3,466,587)