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||Note|Jnrestricted|Restricted|Total Funds|Unrestricted|Restricted|Total Funds|
|---|---|---|---|---|---|---|---|
|||Funds|Funds|2021|Funds|Funds|2020|
|||£|£|£|£|£|£|
|**INCOME FROM**||||||||
|**Donations and legacies**|2|90,148|11,903|102,051|89,749|-|89,749|
|**Investments**|3|1,720|-|r 1,720|3,249||3,249|
|**Charitable Activities**|4|133,520|430,759|564,279|157,588|289,691|447,279|
|**Other Income**||77|-|77|21,930|-|21,930|
|**TOTAL INCOME**||225,465|442,662|668,127|272,516|289,691|562,207|
|**EXPENDITURE ON**||||||||
|**Raising Funds**|5|21,128||21,128|17,787||17,787|
|**Charitable Activities:**|6|||||||
|Staff Costs|7|140,328|322,059|r 462,387|124,631|267,466|392,097|
|Premises Costs||65,856|47,268|113,124|74,249|39,285|113,534|
|Support costs|8|13,369|38,157|51,526|35,809|10,200|46,009|
|Payments to Third Parties|9|-|10,525|10,525||-|-|
|**TOTAL EXPENDITURE**||240,681|418,009|658,690|252,476|316,951|569,427|
|**NET INCOME/(EXPENDITURE)**|10|( 15,216)|24,653|9,437|20,040|( 27,260)|( 7,220)|
|**TRANSFERS BETWEEN FUNDS**|11|10,954|( 10,954)|-|( 23,011)|23,011||
|**NET MOVEMENT IN FUNDS**||(4,262)|13,699|9,437|( 2,971)|( 4,249)|( 7,220)|
|**RECONCILIATION OF FUNDS:**||||||||
|**TOTAL FUNDS BROUGHT FORWARD**||207,136|-|207,136|210,107|4,249|214,356|
|**TOTAL FUNDS CARRIED FORWARD**||**202,874**|**13,699**|**216,573**|**207,136**|-|**207,136**|





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||||2021||2020|
|---|---|---|---|---|---|
||Note||£||£|
|**Fixed assets**||||||
|Tangible Assets|12|||||
|**Current assets**||||||
|Debtors|13|41,622||48,230||
|Cash at bank and in hand||304,126||301,760||
|||345,748||349,990||
|**Less: Liabilities**||||||
|Amounts falling due within one|14|( 129,175)||( 142,854)||
|year||||||
|**NET CURRENT ASSETS**|||216,573||207,136|
|**TOTAL ASSETS LESS CURRENT **|**LIABILITIES**||216,573||207,136|
|**Funds of the Charity**|15|||||
|Unrestricted funds|||202,874||207,136|
|Restricted funds|||13,699||-|
|**TOTAL FUNDS**|||216,573||207,136|






## 



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|**Reconciliation of increase in funds to net cash flow from operating **|**Reconciliation of increase in funds to net cash flow from operating **|**activities**|
|---|---|---|
||2021|2020|
||£|£|
|Increase (Decrease) in funds|9,437|( 7,220)|
|Depreciation charge||515|
|Decrease/(increase) in debtors|6,608|( 40,145)|
|(Decrease)/ Increase in creditors|( 13,679)|72,116|
|Interest received|( 1,720)|( 3,249)|
|Net cash flow from operating activities|646”|22,017|
|**Cash flow statement**|||
|**Net cash flow from operating activities**|646|22,017|
|**Investing activities**|||
|Interest received|1,720|3,249|
|Fixed assets addition|-|-|
|**Increase / (Decrease) in cash**|2,366|25,266|
|Movement in cash|2,366|25,266|
|Net cash 1 April|301,760|276,494|
|Net cash at 31 March|304,126|301,760|





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||Unrestricted|Restricted|2021 Total|)|Unrestricted|Restricted|2020 Total|
|---|---|---|---|---|---|---|---|
||Funds|Funds|Funds||Funds|Funds|Funds|
||£|£|£||£|£|£|
|**2 INCOME FROM DONATIONS AND LEGACIES**||||||||
|**Benefit in Kind**|50,000|-|50,000||50,000|-|50,000|
|Reading B. Council, provision of Premises occupied|by Reading Citizens|||||||
|Advice on a Rent Free Basis (see also Note 19)||||||||
|**Corporate**||||||||
|London Legal|-|-|-||419|-|419|
|TDK Epcos (UK) Ltd.|700|-|700|1|1,000|-|1,000|
|Waitrose|333|-|333||300|-|300|
|**Parish Councils**||||||||
|Earley|800||800||876||876|
|Holybrook|-||-||350||350|
|Purley on Thames|-||-||826||826|
|Shinfield|-||-||1,000||1,000|
|Tilehurst|500||500||1,000||1,000|
|Twyford|-||-||350||350|
|**Trust Funds and Other Organisations**||||||||
|Englefield Trust|3,000|-|3,000||-|-|-|
|J Davy Foundation|30,000|-|30,000||25,000|-|25,000|
|Reading Rotary Club|200|-|200|||-|-|
|St. Michael's Church Congregation|375|-|375|||-||
|**Other Voluntary Income**||||||||
|Restricted|-|-|-||-|-|-|
|Unrestricted|4,240|-|4,240||7,994|-|7,994|
|Coronavirus Job Retention Scheme|-|11,903|11,903||-|-|-|
|**Gift Aid Recoveries from HMRC**|-|-|-||634|-|634|
||90,148|11,903|102,051||89,749|-|89,749|
|**3 INVESTMENT INCOME**||||||||
|Interest on Bank Deposits|1,720|-|1,720||3,249|-|3,249|
|**4 INCOME FOR CHARITABLE ACTIVITIES**||||||||
|Reading Borough Council Maximising Income|101,000|-|101,000||101,000|-|101,000|
|Big Lottery / Red Cross Immigration Advice|-|38,480|38,480||-|35,720|35,720|
|Catalyst Housing|1,260|-|1,260||15,613|-|15,613|
|Energy / Financial Capability|15,260|-|15,260||40,975|-|40,975|
|Energy Savings Trust||12,691|12,691|||-|-|
|EU Energy (STEP)||35,780|35,780|||36,691|36,691|
|Macmillan||103,354|103,354|||96,687|96,687|
|Thames Water Trust Fund||35,000|35,000|||35,000|35,000|
|Henry Smith Charity||57,325|57,325|||56,475|56,475|
|Peace of Mind Matters - see Note 15 for Funders||16,119|16,119|||-|-|
|Help to Claim||32,110|32,110|||29,118|29,118|
|National Lottery Community Fund|-|89,008|89,008|||-|-|
|Equipment Upgrade - see Note 15 for Funders|-|10,892|10,892||-|-|-|
|Others|16,000|-|16,000||-|-|-|
|**TOTAL**|**133,520**|**430,759**|**564,279**||**157,588**|**289,691**|**447,279**|





## 

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||Unrestricted|Restricted|2021|Unrestricted|Restricted|2020|
|---|---|---|---|---|---|---|
||Funds|Funds|Funds|Funds|Funds|Funds|
||£|£|£|_£_|_£_|£|
|**5 COSTS OF RAISING FUNDS**|||||||
|COSTS OF RAISING VOLUNTARY INCOME|||||||
|Direct and Overhead Expenses|-|-|-|_-_|-|-|
|Staff Costs|21,128|-|21,128|17,787|-|17,787|
|**TOTAL**|**21,128**|-|**21,128**|**17,787**|-|**17,787**|
|Staff Costs are for two part-time staff members.|||||||
|**6 ANALYSIS OF EXPENDITURE ON CHARITABLE ACTIVITIES**|||||||
|Year to 31 March 2021|Readrig BC|||National|BIG Lottery||
||Narrowhg|Macmilan|Henry|Lottery|/Red Cross|Help to Clam|
||The Gap||Smith|Fund|Immigration||
|Staff cost|90,229|89,608|47,074|36,343|41,916|27,491|
|Premises cost|50,288|10,889|7,110|5,657|3,498|9,491|
|Support cost|9,242|1,756|1,976|8,094|722|1,875|
|Payments to Third Parties|-|-|-|-|-|-|
|**Sub-Total**|**149,759**|**102,253**|**56,160**|**50,094**|**46,136**|**38,857**|
||Wider|Thames||||**Total**|
||Advice|Water|EU STEP|Others|||
|Staff cost|25,908|32,205|19,948|51,665||**462,387**|
|Premises cost|10,183|4,399|4,987|6,622||**113,124**|
|Support cost|1,885|749|10,845|14,382||**51,526**|
|Payments to Third Parties|-||-|10,525||**10,525**|
|**Sub-Total**|**37,976**|**37,353**|**35,780**|**83,194**||**637,562**|
|Year to 31 March 2020|Reading B C|Macmfen|Henry|Thames|Wider Advice|EU (STEP)|
||Max.||Smith|Water T rust|Service||
||Income|||Fund|||
|Staff cost|86,670|88,391|55,212|31,884|6,770|28,848|
|Premises cost|55,128|12,018|7,452|4,386|11,705|7,186|
|Support cost|14,089|4,671|1,759|1,035|12,604|657|
|**Sub-Total**|**155,887**|**105,080**|**64,423**|**37,305**|**31,079**|**36,691**|
|BIG Lottery/ Red Cross||Others||**Total**|||
|Staff cost|35,821|58,501||**392,097**|||
|Premises cost|5,184|10,475||**113,534**|||
|Support cost|1,612|9,582||**46,009**|||
|**Sub-Total**|**42,617**|**78,558**||**551,640**|||
|**7STAFF AND VOLUNTEER COSTS**|Unrestricted|Restricted|2021 Total|Unrestricted|Restricted|2020 Total|
||Funds|Funds|Funds|Funds|Funds|Funds|
||£|£|£|£|£|£|
|Wages and Salaries|145,029|278,864|423,893|119,698|243,589|363,287|
|Social Security Costs|7,456|14,266|21,722|5,998|12,205|18,203|
|Other Pension Costs (Note 17)|5,315|10,170|15,485|4,317|8,785|13,102|
|Other Staffing Costs|||||||
|Paid Staff (expenses, recruitment, training) 2,924||5,622|8,546|3,563|2,887|6,450|
|Volunteers (expenses)|732|-|732|8,842|-|8,842|
|Redundancy Payments|-|13,137|13,137|-|-|-|
|**TOTAL**|161,456|322,059|483,515|142,418|267,466|409,884|
|**Split:**|||||||
|**Raising funds**|21,128|-|21,128|17,787|-|17,787|
|**Charitable activities**|140,328|322,059|462,387|124,631|267,466|392,097|
|As at 31st March 2021 the number of staff employed was||28 (= 16.8 Full Time Equivalent).|||||
|The corresponding numbers as at 31st March 2020 were 26 (= 15.1 Full|||Time Equivalent).||||
|No employee earned more than £60,000 in the current or||preceding year.|||||
|The pay of the Key Manager during the year totalled £33,240, two incumbents (2020:||||£29,350)|||
|No trustee received a salary during the year (2020: Nil)|||||||
|No Trustee received any expenses of in the|year ending 31st March 2021(31st March|||2020: Nil)|||





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## 

||General|Governance|2021 Total|General|Governance|2020 Total|
|---|---|---|---|---|---|---|
||support|||support|||
||£|£|**£**|£|£|**£**|
|Independent Examinatior|-|775|**775**|-|775|**775**|
|AGM Expenses|-|167|**167**|-|341|**341**|
|General office|48,728|-|**48,728**|36,016|-|**36,016**|
|Payroll cost|1,152|-|**1,152**|1,248|-|**1,248**|
|Consulting|704|-|**704**|7,114|-|**7,114**|
|Depreciation|-|-|**-**|515|-|**515**|
||50,584|942|**51,526**|44,893|1,116|**46,009**|



## 

## 

|**12 **|**TANGIBLE FIXED ASSETS**|2021|2020|
|---|---|---|---|
||**Cost**|**£**|**£**|
||Cost at 1 April 2020|16,002|16,002|
||Additions|-|-|
||At 31 March 2021|16,002|16,002|
||**Depreciation**|||
||At 1 April 2020|16,002|15,487|
||Charge for the year|-|515|
||At 31 March 2020|16,002|16,002|
||**Net Book Value**|||
||At 31 March 2020|-|515|
||At 31 March 2021|-|-|
|||2021|2020|
|**13 **|**DEBTORS**|**£**|**£**|
||Funding Payments outstanding|24,542|42,002|
||Prepayments|16,163|3,921|
||Other debtors|917|2,307|
|||41,622|48,230|
|**14 **|**CREDITORS: AMOUNTS FALLING DUE **|**WITHIN ONE YEAR**||
||Taxation and social security|7,242|7,136|
||Other creditors|37,439|3,565|
||Accruals|1,017|1,017|
||Funding payments received in advance|83,477|131,136|
|||129,175|142,854|





## 

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## 

|**15 MOVEMENT IN FUNDS**||||||||
|---|---|---|---|---|---|---|---|
|Year to 31 March 2021|As at 31st|Incoming|Outgoing|Transfers||As at|31st|
||March 2020|Resources|Resources|2021||March|2021|
|**RESTRICTED FUNDS**|£|£|£|£||£||
|Thames Water Trust Fund||35,000|37,353||2,353||-|
|Red Cross - Immigration||38,480|46,136||7,656||-|
|Macmillan||103,354|102,253||-||1,101|
|EU Energy (STEP)||35,780|35,780||-||-|
|Henry Smith Charity||57,325|56,160||-||1,165|
|Help to Claim||32,110|38,857||6,747||-|
|Peace of Mind Matters||16,119|15,981||-||138|
|Equipment Upgrade||10,892|10,397||-||495|
|Energy Savings Trust||12,691|10,525|(|2,166)||-|
|National Lottery Community Fund||89,008|50,094|( 28,114)||10,800||
|Coronavirus Job Retention Scherer||11,903|14,473||2,570||-|
|**TOTAL RESTRICTED FUNDS**||442,662|418,009|( 10,954)||13,699||



|The £10,800 Reserve as at 31st March 2021 within the National Lottery|The £10,800 Reserve as at 31st March 2021 within the National Lottery|The £10,800 Reserve as at 31st March 2021 within the National Lottery|Community Fund refers to a new Telephone System|Community Fund refers to a new Telephone System|Community Fund refers to a new Telephone System|
|---|---|---|---|---|---|
|purchased in March 2021 but yet to be delivered||||||
|**UNRESTRICTED FUNDS**||||||
|**Designated Funds**||||||
|Income Shortfall Fund|69,000|-||( 69,000)|-|
|**Total Designated Funds**|69,000|-|-|( 69,000)|-|
|**General Fund**|138,136|225,465|240,681|79,954|202,874|
|**TOTAL UNRESTRICTED FUNDS**|207,136|225,465|240,681|10,954|202,874|
|**TOTAL FUNDS**|**207,136**|**668,127**|**658,690**|-|**216,573**|



## 



## 

## 

|Year to 31 March 2020|As at|31st|Incoming|Outgoing|Transfers|As at 31st|
|---|---|---|---|---|---|---|
||March|2019|Resources|Resources|2020|March 2020|
|**RESTRICTED FUNDS**|_£_||£|£|£|£|
|Thames Water Trust Fund||-|35,000|37,305|2,305||
|Red Cross - Immigration||506|35,720|42,617|6,391||
|Macmillan||3,743|96,687|105,080|4,650||
|Lloyds Housing Debt Project||-|36,691|36,691|-||
|Henry Smith Charity||-|56,475|64,423|7,948||
|Help to Claim||-|29,118|30,835|1,717||
|**TOTAL RESTRICTED FUNDS**||4,249|289,691|316,951|23,011||
|**UNRESTRICTED FUNDS**|||||||
|**Designated Funds**|||||||
|Income Shortfall Fund|80,000||-|-|( 11,000)|69,000|
|**Total Designated Funds**|80,000||-|-|( 11,000)|69,000|
|**General Fund**|130,107||272,516|252,476|( 12,011)|138,136|
|**TOTAL UNRESTRICTED FUNDS_**|210,107||272,516|252,476|( 23,011)|207,136|
|**TOTAL FUNDS**|**214,356**||**562,207**|**569,427**|**-**|**207,136**|
|**16 ANALYSIS OF NET ASSETS BETWEEN FUNDS**|||||||
|Year to 31 March 2021|||Tangible|Net Current|Total||
||||Fixed Assets|Assets|2021||
||||£|£|£||
|Restricted Income Funds|||||||
|Thames Water Trust Fund||||-|-||
|Red Cross - Immigration||||-|-||
|MacMillan||||1,101|1,101||
|EU Energy (STEP)||||-|-||
|Henry Smith Charity||||1,165|1,165||
|Help to Claim||||-|-||
|Peace of Mind Matters||||138|138||
|Equipment Upgrade||||495|495||
|Energy Savings Trust||||-|-||
|National Lottery Community Fund||||10,800|10,800||
|Furlough Payments from HMRC||||-|-||
|Unrestricted Funds|||||||
|Designated Fund||||-|-||
|General Fund||||202,874|202,874||
|**Totals**||||**216,573**|**216,573**||
|Year to 31 March 2020|||||||
|Restricted Income Funds|||||||
|Thames Water Trust Fund|||-|-|-||
|Red Cross - Immigration|||-|-|-||
|MacMillan|||-|-|-||
|Lloyds Housing Project|||-|-|-||
|Unrestricted Funds|||||||
|Designated Fund|||-|69,000|69,000||
|General Fund|||-|138,136|138,136||
|**Totals**|||-|**207,136**|**207,136**||





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|**OPERATING LEASE COMMITMENTS**|||
|---|---|---|
|At the year end the charity had annual commitments under non-cancellable|||
|Operating lease agreements as follows:-|Total|Total|
||2021|2020|
|Operating leases which expire|£|£|
|Within one year|||
|Within two to five years|4,063|6,931|



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