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2024-09-30-accounts

REGISTERED CHARITY NUMBER: 1042458

Report of the Trustees and Unaudited Financial Statements for the Year Ended 30 September 2024

for

Bedford U3A

Thompsons Accountancy Services Limited Grove House 1 Grove Place Bedford Bedfordshire MK40 3JJ

Bedford U3A

Contents of the Financial Statements for the Year Ended 30 September 2024

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Receipts and Payments 4
Statement of assets and liabilities at the end
of the period 5

Bedford U3A

Report of the Trustees for the Year Ended 30 September 2024

The trustees present their report with the financial statements of the charity for the year ended 30 September 2023. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

Bedford U3A is a self funded organization run by the members for the members. It is a registered charity offering an open meeting twice a month with guest speakers and a wide range of study, creative and leisure groups for the retired and semiretired.

Public benefit

In setting our programme each year we have regard to the Charity Commission's general guidance on public benefit. The trustees always ensure the programmes we undertake are in line with our charitable objectives and aims.

ACHIEVEMENT AND PERFORMANCE

The Trustees have continued to monitor the financial position on a regular basis, consequently this, and a steady increase in membership, has enabled us to upgrade some of our equipment and to support the creation of new groups. It has allowed us to promote the u3a through concerts and attendance at relevant exhibitions. As this year marked the 35[th] anniversary of the founding of Bedford u3a, each member was gifted a commemorative pen and keyring at nominal cost. A 60’s themed concert was also held very successfully.

Attention is always paid to catering to the needs of all members, though this is dependent upon volunteers coming forward, which is becoming increasingly hard to achieve.

FINANCIAL REVIEW

Financial position

The results for the year are set out in the financial statements attached.

The Trustees are satisfied that a balance is being achieved between the expectations of members and good financial stewardship. Reserves remain strong and are being used to subsidise those activities deemed to be of importance and greatest benefit to members, particularly those with no access to online services.

Reserves Policy

It is the policy of the charity to hold sufficient funds in reserve to cover the general running costs of the charity for period of six months without further incoming resources.

In respect of the Travel Fund, the amounts held in this reserve represent funds received for events which have not yet happened and for which payment has not yet been made to the supplier and will vary dependent upon the timing of events.

Page 1

Bedford U3A

Report of the Trustees for the Year Ended 30 September 2024

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1042458

Principal address

c/o Lesley Reynolds Apartment 27 The Newells Manor Drive Kempston Bedford MK42 8EJ

Trustees

L Reynolds L Bundy S Petre S Newman M Haines J Fordham P Lewis C Fordham C A Tucker Y Cooke (Resigned – 15 October 2024) F Kemp (Resigned – 15 October 2024) D Neale (Appointed – 17 October 2023/Resigned – 20 April 2024) G Holliday (Appointed – 15 October 2024) L Whitfield (Appointed – 15 October 2024)

Independent Examiner

Thompsons Accountancy Services Limited Grove House 1 Grove Place Bedford Bedfordshire MK40 3JJ

Approved by order of the board of trustees on 26th June 2024 and signed on its behalf by:

........................................................................ L Reynolds - Trustee

Page 2

Independent Examiner's Report to the Trustees of Bedford U3A

Independent examiner's report to the trustees of Bedford U3A

I report to the charity trustees on my examination of the accounts of Bedford U3A (the Trust) for the year ended 30 September 2024.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Kevin Barrett FCCA Thompsons Accountancy Services Limited Grove House 1 Grove Place Bedford Bedfordshire MK40 3JJ

Date: .............................................

Page 3

Bedford U3A

Receipts and Payments for the Year Ended 30 September 2024

30.9.24 30.9.23
General Travel Total Total
Fund Fund funds funds
(Unrestricted) (Unrestricted)
Notes £ £ £ £
RECEIPTS
Subscriptions 18,205 - 18,205 19,644
Donations 235 - 235 217
Gift aid claims 2,819 - 2,819 2,402
60’s Night 522 - 522 -
Books & DVD Sales 87 - 87 158
Miscellaneous income 26 - 26 8
Riviera Travel payments 270 - 270 1,083
Door raffle 3,677 - 3,677 4,472
Group income 30,982 - 30,982 22,637
Travel Fund
Day Trips - 22,268 22,268 19,233
Theatre trips - 12,411 12,411 23,866
--------- -------- --------- ----------
Total receipts 56,823 34,679 91,502 93,720
--------- -------- --------- ----------
PAYMENTS
Raffle prizes 749 - 749 746
Items for resale/promotion 646 - 646 -
Event costs 1,057 - 1,057 -
Printing, postage & stationery 3,472 64 3,536 1,504
Sundries 82 - 82 45
Affiliation fees 3,892 - 3,892 3,580
Beacon 969 - 969 900
Catering 461 - 461 360
Hall Hire
-
Group meetings
24,913 - 24,913 24,014
-
Open meetings
2,382 - 2,382 2,511
-
Committee meetings
204 - 204 224
Speakers 1,399 - 1,399 1,681
Storage costs 1,730 - 1,730 1,637
Third Age Matters 2,132 - 2,132 2,640
Group expenses 88 - 88 271
Equipment 2,788 - 2,788 298
Software licences (Zoom) 96 - 96 151
First Aid Course Fees 684 - 684 -
Repairs and maintenance 95 - 95 9
AGM Expenses - - - 134
Independent examiners’ fees 360 - 360 360
Travel Fund
Travel costs - 14,375 14,375 12,042
Tickets etc. - 17,463 17,463 28,687
Total Payments ---------- -------- --------- ---------
48,199 31,902 80,101 81,794
--------- -------- --------- ---------
NET RECEIPTS 8,624 2,777 11,401 11,926
Cash funds last year end 32,309 7,829 40,138 28,212
-------- ------- --------- ---------
CASH FUNDS THIS YEAR END 40,933 10,606 51,539 40,138
===== ==== ===== =====

Page 4

Bedford U3A

Statement of assets and liabilities at the end of the period 30 September 2024

30.9.24 30.9.23
General Travel Total Total
Fund fund funds funds
(Unrestricted) (Unrestricted)
£ £ £ £
CASH FUNDS
Cash in hand 202 80 282 403
Main account 40,731 78 40,809 32,238
Travel Club account - 10,448 10,448 7,497
40,933 10,606 51,539 40,138

The financial statements were approved by the Board of Trustees and authorised for issue on 26[th] June 2025 and were signed on its behalf by:

............................................. L Reynolds - Trustee

Page 5