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2024-06-30-accounts

REGISTERED CHARITY NUMBER: 1041274

REPORT OF THE TRUSTEES AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2024

FOR

HEREFORDSHIRE MASONIC HOUSING TRUST

HEREFORDSHIRE MASONIC HOUSING TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 JUNE 2024

The trustees present their report with the financial statements of the charity for the year ended 30 June 2024. The trustees have adopted a receipts and payments basis for preparing their accounts

REFERENCE AND ADMINISTRATION DETAILS Registered Charity number

1041274

Principal address

Selukwe Kingsland Leominster Herefordshire HR6 9RU

Trustees

R C Smallwood M I Bennett – Treasurer A W Lloyd M J Hopkins T W Neate M J Holland M P Davies

Independent Examiner

Mr. I Rutherford The Bungalow 8 Bromley Road Ludlow SY8 1QY

Solicitors

T A Matthews National Westminster Bank Chambers 13A Broad Street Leominster HR6 8TZ

HEREFORDSHIRE MASONIC HOUSING TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 JUNE 2024

STRUCTURE GOVERNANCE AND MANAGEMENT

Organisational Structure

The board of Trustees, currently seven members, administer the charity. The trustees hold at least two ordinary meeting in each year. The chairman is elected at the first meeting of each year and can be re-elected each year. The routine administration of the charity is dealt with by the Treasurer. Significant decisions are made by the board of trustees at meetings after discussion and careful deliberation.

Risk Management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the charity are the relief of poor and/or distressed Masons and/or their wives and widows who are poor and/or distressed in particular by the provision of suitable accommodation and any associated amenities especially designed or adapted to meet the disabilities and requirements of such persons in the Masonic Province of Herefordshire and the immediate surrounding Provinces.

Charitable Activities

The charity continued to assist three individuals with the provision of affordable housing. It has also assisted with the mortgage of an individual in distress. The Trustees are considering the charity’s aims and objectives to allow more suitable recipients to be identified.

FINANCIAL REVIEW

Investment policy and performance

The trustees adopt a low risk, secure investment policy whilst aiming to maximise returns. The majority of the charity’s funds are invested in a COIF charities deposit account. The charity received interest totalling £55,017 during the year.

,

Reserves policy

The trustees maintain reserves to balance the fluctuations of both incoming resources and expenditure from one year to another and to provide investment income. The trustees hold most of the funds in a COIF charities deposit account. At the year end £1,135,717 was held in that account.

HEREFORDSHIRE MASONIC HOUSING TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 JUNE 2024

STATEMENT OF TRUSTEES RESPONSIBILITIES

The trustees are responsible for preparing the Report of the Trustees and the financial in accordance with applicable law and United Kingdom Accounting Standards.

The law applicable to charities in England and Wales, the Charities Act 2011, Charity (Accounts and Reports) Regulations 2008 and the provision of the trust deed requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period. In preparing those financial statements, the trustees are required to

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees have complied with their duty in section 17(5) Charities Act to have due regard to guidance published by the charity commission.

ON BEHALF OF THE BOARD

……………………………………………… R C Smallwood – Trustee

Date: …………………………………

HEREFORDSHIRE MASONIC HOUSING TRUST

Kyrle Street, Hereford HR1 2EU Registered Charity No 1041274 Receipts and Payments for the year ended 30th June 2024

Receipts
Bank Interest Received
Rental income
Total Income
Payments
Property service charges
Agents fees
Property repairs & maintenance
Property Insurance
Bank Charges and admin
Donation
Total Expenditure
Surplus
Unrestricted funds at 01/07/23
Surplus for the year
Total Funds at 30th June 2024
HSBC
COIF
Assets - Freehold Property
- Leasehold Property
Balance Sheet as at 30th June 2024
2024
2023
55,017.02
27,269.74
21,647.80
21,398.00
76,664.82
48,667.74
5,539.12
4,236.28
1,884.96
1,790.88
4,803.81
4,249.16
318.30
366.17
71.50
60.40
1,930.67
0.00
14,548.36
10,702.89
62,116.46
37,964.85
76,664.82
48,667.74
1,407,408.13
1,369,443.28
62,116.46
37,964.85
1,469,524.59
1,407,408.13
8,807.31
21,707.87
1,135,717.28
1,060,700.26
195,000.00
195,000.00
130,000.00
130,000.00
1,469,524.59
1,407,408.13

I hereby certify that the above accounts are correct and in accordance with the records of the Trust.

Mark Bennett Treasurer Dated: 24th July 2024

The full report of the Trustees and Financial Statements for the year ended 30th June 2024 are available to view on the Herefordshire Provincial Website or The Charity Commission Website

REPORT OF THE INDEPENDENT EXAMINER TO THE TRUSTEES OF HEREFORDSHIRE MASONIC HOUSING TRUST FOR THE YEAR ENDED 30 JUNE 2024

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. It is my responsibility to:

Basis of independent examiner’s statement

My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all of the evidence that would be required in an audit, and consequently I do not give an opinion as to whether the accounts present “a true and fair view” and the report is limited to those matters set out in the statement below.

Independent examiner’s statement

In connection with my examination, no matter has come to my attention

have not been met; or

…………………………… I Rutherford

Dated ………………………….