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2025-04-05-accounts

THE ANNE AND JOHN WALTERS CHARITABLE TRUST TRUSTEES’ REPORT AND FINANCIAL STATEMENTS for the year ended 5 April 2025 Registered Charity number: 1040859

THE ANNE AND JOHN WALTERS CHARITABLE TRUST TRUSTEES’ REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2025

CONTENTS
Pages
Administrative information 1
Trustees’ report including statement of Trustees’ responsibilities 2 – 4
Independent examiners’ report 5
Statement of financial activities
(including summary of income & expenditure account) 6
Balance sheet 7
Notes to the financial statements 8 – 12

THE ANNE AND JOHN WALTERS CHARITABLE TRUST ADMINISTRATIVE INFORMATION

Trustees: R Wishart - Chair
I G Humphrey
J A Fisher
Registered office: 153a Metchley Lane
Harborne
Birmingham
B17 0JL
Bankers: Unity Trust Bank
Four Brindley Place
Birmingham
B1 2JB
Independent examiner: Mr P Whitehead
Malcolm Piper & Company Limited
Kingsnorth House
Blenheim Way
Birmingham
B44 8LS
Property managers: Fishers (Harborne) Limited
5-6 Weekin Works
112-116 Park Hill Road
Harborne
Birmingham
B17 9HD
Pennycuick Collins
Chartered Surveyors
54 Hagley Road
Birmingham
B16 8PE
Registered charity number: 1040859
Enquiries: R Wishart
C/o 153a Metchley Lane
Harborne
Birmingham
B17 0JL

Page 1

THE ANNE AND JOHN WALTERS CHARITABLE TRUST

TRUSTEES’ REPORT

The Trustees present their report and the financial statements for the year ended 5 April 2025. The Trustees have adopted the provisions of the Statement of Recommended Practice (SORP) “Accounting and Reporting by Charities” (FRS 102) in preparing the annual report and financial statements of the Charity.

NATURE OF THE GOVERNING INSTRUMENT

The Anne and John Walters Charitable Trust (”the Charitable Trust”) is registered as a Charitable Trust (registered Charity number 1040859) and constituted under a Trust Deed dated 19 July 1994.

TRUSTEES

The Trustees who held office during the year were as follows:

R Wishart - Chair I G Humphrey J A Fisher

The selection and appointment of new Trustees is determined by the Board of Trustees. Where they become aware of individuals with an interest in the Charitable Trust’s activities, or where it is perceived that a Trustee can complement the age profile, experience or skills held by the current Trustees, a plan is put in place to provide relevant training.

OBJECTIVES AND ACTIVITY

The object of the Charitable Trust is to provide charitable donations to organisations that support the prevention and treatment of epilepsy, care for those suffering from epilepsy and their families and any other local charitable causes, which the Trustees may from time to time determine.

The Trustees aim to generate income from a balanced property portfolio to make grants to support national and local charities whose activities are related to the Charitable Trust’s objectives. In order to achieve this aim the Trustees monitor their assets and the income generated to enable them to make grants at an appropriate level.

The Trustees carefully consider any grants to be made, based upon available resources and the suitability of the charities to be assisted.

The Charitable Trust does not have any paid employees or volunteers.

PUBLIC BENEFIT

The Trustees are mindful of the guidance contained in the Charity Commission’s general guidance on public benefit, when reviewing the Charitable Trust’s aims and objectives and in planning future activities and setting the grant making policy for the year.

ACHIEVEMENT AND PERFORMANCE

The results for the year and financial position of the Charitable Trust are shown in the Statement of Financial Activities on page 6 and the Balance Sheet on page 7.

The gross income of the Charitable Trust for the year ended 5 April 2025 amounted to £200,490 (2024: £209,142). Direct Charitable expenditure in the form of support costs and donations, grants and other benefits paid totalled £235,859 (2024: £216,284) and governance costs totalled £3,180 (2024: £3,000). Gains on the sale of investment properties amounted to £133,349 (2024: £33,985). The remaining investment properties increased in value during the year by £140,000 (2024: £165,150).

This resulted in a balance of net income after gains and losses on investments of £234,800 (2024: £188,993).

Page 2

THE ANNE AND JOHN WALTERS CHARITABLE TRUST TRUSTEES’ REPORT

INVESTMENTS

The Trustees continue to review their asset portfolio with a view to determining how best the Charitable Trust can fulfil its objectives. To assist them in properly managing their portfolio they have appointed a property surveyor to assist in assessing the portfolio. The Trustees endeavour to ensure that the portfolio is utilised to ensure they best fulfil the charitable objectives.

The property portfolio and the yield it has provided are considered satisfactory.

The Trustees’ aim is for the property portfolio to be professionally reviewed every three years and for the results to be incorporated into the financial statements. The Trustees will consider the value in the intervening years on the basis of market conditions and movements in the portfolio.

DONATIONS POLICY

All donations are made in accordance with the Charitable Trusts objectives and are subject to approval by the Trustees.

RESERVES POLICY

At 5 April 2025, the Charitable Trust held reserves, less investment assets, of £259,378 (2024: £96,028). Investment assets are invested to provide a future income for the Trust and are therefore not considered to be distributable assets.

The annual expenditure for the year for the on-going activities was £82,039 (2024: £68,284). The cash reserves therefore represent approximately 38 months (2024: 17 months) of annual expenditure. Reserves are necessary because:

PLANS FOR FUTURE PERIODS

The Trustees intend to continue with the provision of donations, grants and other benefits in the furtherance of the general charitable objects of the Charitable Trust. They intend to continue to review these on an annual basis and may designate certain funds for particular purposes.

STRUCTURE, GOVERNANCE AND MANAGEMENT

The Charitable Trust was established by a Trust Deed on 19 July 1994. The governance of the Charitable Trust is conducted jointly by the Trustees who are responsible for the overall control and decision making of the Trust in order to achieve its stated objectives.

The Trustees formally meet during the year to discuss the affairs of the Charitable Trust. Between meetings they keep in regular contact as matters arise.

Changes to Trustees are infrequent. Any new appointments are made in accordance with the Trust’s constitution, with suitable training and induction given.

The Trustees have assessed the risks to which the Charitable Trust is exposed, and are satisfied that adequate and appropriate systems are in place to mitigate these risks.

A significant financial risk would be any circumstances that gave rise to an unexpected fall in income, which would affect the Charitable Trust’s ability to make grants.

Page 3

THE ANNE AND JOHN WALTERS CHARITABLE TRUST

TRUSTEES’ REPORT

TRUSTEES’ RESPONSIBILITIES

The Trustees are responsible for preparing the Trustees’ Report and financial statements in accordance with applicable law and United Kingdom accounting standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to Charities in England and Wales requires the Trustees to prepare financial statements for each financial year, which give a true and fair view of the state of affairs of the Charitable Trust and of the incoming resources and application of the resources of the Charitable Trust for that year.

In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the Charitable Trust and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charities (Accounts and Reports) Regulations 2008 and the provisions of the Trust Deed. They are also responsible for safeguarding the assets of the Charitable Trust and hence for taking reasonable steps for the prevention and detection of fraud and other irregularity.

Approved by the Trustees on 5 February 2026 and signed on its behalf by:-

J A Fisher Trustee

I G Humphrey Trustee

R Wishart Trustee

Page 4

REPORT OF THE INDEPENDENT EXAMINER

TO THE TRUSTEES OF THE ANNE AND JOHN WALTERS CHARITABLE TRUST

INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES OF THE ANNE AND JOHN WALTERS CHARITABLE TRUST

I report to the Charity Trustees on my examination of the accounts of the Charity for the year ended 5 April 2025, which are set out on pages 6 to 12.

RESPONSIBILITIES AND BASIS OF THE REPORT

As the Charity’s Trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

INDEPENDENT EXAMINER’S STATEMENT

I have completed my examination and I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Peter Whitehead FCA Malcolm Piper & Company Limited Chartered Accountants

Kingsnorth House Blenheim Way Birmingham B44 8LS

Date: 5 February 2026

Page 5

THE ANNE AND JOHN WALTERS CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES (Including summary of income and expenditure account)

AS AT 5 APRIL 2025

Income
Investments
Rental Income
Other income
Total income
Expenditure on:
Charitable activities
Donations, grants and other
benefits paid
Support costs (note 3)
Governance costs (note 5)
Total expenditure
Net expenditure before
gains and losses
Realised gains on sale of
freeholds
Unrealised net gains/(losses)
on investments
Net surplus/(deficit) and
Net movement in funds
Total funds brought
forward at 6 April 2024
Total funds carried forward
at 5 April 2025
Restricted
funds
£
Unrestricted
funds
£
2025
Total
£
Restricted
fund
£
Unrestricted
fund
£
2024
Total
£
-
199,550
199,550
-
203,927
203,927
-
940
940
-
5,215
5,215
-
200,490
200,490
-
209,142
209,142
-
(157,000)
(157,000)
-
(151,000)
(151,000)
-
(78,859)
(78,859)
-
(65,284)
(65,284)
-
(3,180)
(3,180)
(3,000)
(3,000)
-
(239,039)
(239,039)
-
(219,284)
(219,284)
-
(38,549)
(38,549)
-
(10,142)
(10,142)
-
133,349
133,349
-
33,985
33,985
-
140,000
140,000
-
165,150
165,150
-
234,800
234,800
-
188,993
188,993
-
7,962,813
7,962,813
-
7,773,820
7,773,820
-
8,197,613
8,197,613
-
7,962,813
7,962,813

The Statement of Financial Activities includes all gains and losses recognised in the year.

All income & expenditure is derived from continuing activities.

The notes on pages 8 to 12 form part of the financial statements.

Page 6

THE ANNE AND JOHN WALTERS CHARITABLE TRUST BALANCE SHEET AS AT 5 APRIL 2025

Note
MONETARY ASSETS
Cash and bank account balances:
Current account
Other monetary assets:
Debtors
7
Current liabilities:
Accruals and other creditors
Deferred income
9
8
Total monetary assets
INVESTMENT ASSETS
Investment property
6
Net assets
Charity Funds
Unrestricted funds
10
Total Charity Funds
2025
£
699,810
699,810
5,280
5,280
(4,383)
(441,329)
(445,712)
259,378
7,938,235
2024
£
538,515
538,515
7,634
7,634
(7,103)
(443,018)
(450,121)
96,028
7,866,785
7,938,235
8,197,613
8,197,613
8,197,613
7,866,785
7,962,813
7,962,813
7,962,813

These financial statements were approved and authorised for issue by the Board on 5 February 2026.

Signed on behalf of the board of Trustees:

J A Fisher - Trustee I G Humphrey - Trustee

R Wishart - Trustee

Page 7

THE ANNE AND JOHN WALTERS CHARITABLE TRUST NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 5 APRIL 2025

1 ACCOUNTING POLICIES

a. Charity status

The Charitable Trust is constituted under a Trust Deed in the United Kingdom and registered with the Charity Commission in England. The address of the principal office is given in the Charitable Trust’s information on page 1 of these financial statements. The nature of the Charitable Trust’s operations and principal activities are given on page 2.

b. Basis of accounting

The financial statements have been prepared in accordance with the Statement of Recommended Practice (SORP), “Accounting and Reporting by Charities” as applicable to charities preparing their accounts in accordance with the Financial Reporting Standard 102 (FRS 102) applicable in the United Kingdom and Republic of Ireland and the Charities Act 2011. The financial statements are prepared on a going concern basis under the historical cost convention, modified to include investment properties at market value.

The presentation currency of the financial statements is the pound sterling (£).

The significant accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all years presented unless otherwise stated.

c. Fund accounting

Unrestricted funds are available for use at the discretion of the Trustees in furtherance of the general objective of the Charitable Trust and which have not been designated for other purposes.

Designated funds comprise unrestricted funds that have been set aside by the Trustees for particular purposes. Income arising on designated funds can be used in accordance with the objects of the Charitable Trust and is included in unrestricted funds.

Restricted funds represent funds which must be used in accordance with specific restrictions imposed by donors or which have been raised by the Charitable Trust for particular purposes. The cost of raising and administering such funds are charged against the specific fund. Income arising on each restricted fund is applied to the same restricted purpose.

d. Income recognition

All income is included in the SOFA when the Charitable Trust is legally entitled to the income after any performance conditions have been met; the amount can be quantified with reasonable accuracy; and it is probable that the income will be received.

Rental income, which is earned through the letting out of the Charitable Trust’s rental property, is recognised in the accounting period to which it relates.

Premiums received when leases are extended are credited to the SOFA over the term of the lease.

Page 8

THE ANNE AND JOHN WALTERS CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (continued)

FOR THE YEAR ENDED 5 APRIL 2025

1 ACCOUNTING POLICIES (Continued)

e. Expenditure recognition

All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Where costs cannot be directly attributed to particular headings, they have been allocated to activities on a basis consistent with use of the resources. Expenditure is recognised where there is a legal or constructive obligation to make payments to third parties, it is probable that settlement will be required and the amount of the obligation can be measured reliably. It is categorised under the following headings:

f. Investment properties

Investment properties are disclosed at fair value where the property can be measured reliably without undue cost or effort. The fair value of investment property is reviewed on an annual basis. The SOFA includes the net gains and losses arising on revaluation during the year. No depreciation is provided in respect of Investment properties.

The Trustees review investment property for evidence of potential impairment on an annual basis having due regard for market conditions and other similar local properties. The carrying value of the property is adjusted accordingly.

g. Debtors and creditors receivable / payable within one year

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in expenditure.

h. Tax

The Charitable Trust is an exempt charity within the meaning of Schedule 3 of the Charities Act 2011 and is considered to pass the tests set out in Paragraph 1 Schedule 6 Finance Act 2010 and therefore meets the definition of a charitable company for UK corporation tax purposes.

i. Going Concern

The financial statements have been prepared on a going concern basis, as the Trustees believe that no material uncertainties exist. The Trustees have considered the level of funds held and the expected level of income and expenditure for the 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the charity to be able to continue as a going concern.

2 TRUSTEES’ REMUNERATION

No remuneration has been paid or is payable to the Trustees either directly or indirectly in the current or prior year.

Page 9

THE ANNE AND JOHN WALTERS CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (continued)

FOR THE YEAR ENDED 5 APRIL 2025

3 SUPPORT COSTS

Management fees
Rent, rates and water
Insurance
Repairs and maintenance
Bank charges
Management and administration
Legal fees
Lighting and heating
2025
£
28,441
5,936
7,120
30,492
90
6,422
143
215
78,859
2024
£
27,668
4,591
891
28,796
88
3,144
106
-
65,284

All support costs are incurred in the furtherance of the Charitable Trust’s principal activity.

4 EMPLOYEES

There were no full or part time employees during the year (2024: Nil).

5 GOVERNANCE COSTS

Professional fees (including independent examiners
remuneration)
2025
£
2024
£
3,180
3,000

6 INVESTMENTS PROPERTIES

At 6 April 2024
Disposals
Revaluations during
the year
At 5 April 2025
Freehold
Properties
£
Freehold
Ground
Rents
£
Leasehold
Properties
£
Leasehold
Ground
Rents
£
Total
£
5,650,000
2,015,960
200,000
825
7,866,785
-
(68,550)
-
-
(68,550)
180,000
-
(40,000)
-
140,000
5,830,000
1,947,410
160,000
825
7,938,235

Page 10

THE ANNE AND JOHN WALTERS CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (continued)

FOR THE YEAR ENDED 5 APRIL 2025

7 DEBTORS

Rent receivable
Other debtors
CREDITORS: Amounts falling due within one year:
Accruals
Deferred income (see note 9)
DEFERRED INCOME
At 6 April 2024
Lease extensions during the year
Credited to SOFA in the year
At 5 April 2025
2025
£
3,000
2,280
5,280
2025
£
4,383
441,329
445,712
2025
£
443,018
7,650
(9,339)
441,329
2024
£
7,634
-
7,634
2024
£
7,103
443,018
450,121
2024
£
407,679
44,600
(9,261)
443,018

8 CREDITORS: Amounts falling due within one year:

9 DEFERRED INCOME

As stated in note 1d, premiums to extend leases are credited to the income statement over the period of the lease.

10 STATEMENT OF FUNDS

At Net gain on At
6 April Investments 5 April
2024 Income Expenditure
£
2025
£ £ £ £
Unrestricted funds 7,962,813 200,490 (239,039) 273,349 8,197,613

Details of the funds are given in note 1c.

Page 11

THE ANNE AND JOHN WALTERS CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (continued)

FOR THE YEAR ENDED 5 APRIL 2025

11 TRANSACTIONS INVOLVING TRUSTEES

No Trustee has had any beneficial interest in any material contract undertaken, or on behalf of the charity.

Page 12