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2023-03-31-accounts

REGISTERED CHARITY NUMBER : 1040522

Report of the Trustees and Unaudited Financial Statements for the Year Ended 31 March 2023 for Cheddar Valley U3A

The Local Accountant 19 Boulevard Weston-super-Mare North Somerset BS23 1NR

Cheddar Valley U3A

Contents of the Financial Statements
for the Year Ended 31 March 2023
Page
Report of Trustees 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 11
Detailed Statement of Financial Activities 12

Cheddar Valley U3A Report of the Trustees for the Year Ended 31 March 2023

The trustees present their report and financial statements of the charity for the year ended 31 March 2023. The trustees have adopted the provisions of the Statement of Recommended Practice (SORP) "Accounting and Reporting by Charities" (FRS 102) in preparing the annual report and financial statements of the charity.

The financial statements have been prepared in accordance with the accounting policies set out in notes to the accounts and comply with the charity's governing document, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland published in October 2019.

OBJECTIVES AND ACTIVITES Objectives and aims

The provision of education and social activities for people in retirement.

ACHIEVEMENT AND PERFORMANCE Charitable activities

The charity provides education and social activities for people in retirement.

FINANCIAL REVIEW

Principal funding sources

Most of the charity's income is derived membership.

Reserves Policy

The charity holds free reserves of £22,312 (2022- £22,741).

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

The charity is set up by a scheme dated 12 July 2018.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

Public benefit

The trustees confirm that they have had due regard to the Charities Commission's general guidance on public benefit, particularly when reviewing the charity's aims and objectives for the year.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number 1040522

Principal address

10 Moor Green Axbridge Somerset BS26 2BD

Page 2

Cheddar Valley U3A Report of the Trustees for the Year Ended 31 March 2023

Trustees Sally Heslop Caroline Heath Lynne Hamlyn Lynda Deardon Mary Evans

Independent Examiner Kirsty Fowler MAAT ATT The Local Accountant Ltd 19 Boulevard Weston super Mare North Somerset BS23 1NR

Approved by order of the board of trustees on …………………………………………… and signed on its behalf by:

…………………………………………………………………….. Sally Heslop

Page 3

Independent Examiner's Report to the Trustees of Cheddar Valley U3A

Independent examiner's report to the trustees of Cheddar Valley U3A

I report to the charity trustees on my examination of the accounts of Cheddar Valley U3A for the year ended 31 March 2023.

Responsibilites and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act')

I report in respect of my examination of the Trust's accounts carried out under section 145 of the act and in carrying out my examination I have followed all applicable directions given by the Charity Commision under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Kirsty Fowler MAAT ATT The Local Accountant Ltd 19 Boulevard Weston super Mare North Somerset BS23 1NR

Date: ……………………………………..

Page 4

Cheddar Valley U3A Statement of Financial Activities for the Year Ended 31 March 2023

Notes
INCOME AND ENDOWMENTS FROM
Charitable activities
2
Donations
Investment income
Total
EXPENDITURE ON
Charitable activities
Charitable activities
Total
NET (EXPENDITURE)/INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
2023
Unrestricted
fund
£
24,252
1,163
2
25,417
25,846
25,846
(429)
22,741
22,312
2022
Total
funds
£
7,907
610
-
8,517
15,539
15,539
(7022)
29,763
22,741

The notes form part of these financial statements

Page 5

Cheddar Valley U3A Balance Sheet 31 March 2023

Notes
FIXED ASSETS
Equipment
CURRENT ASSETS
Cash at bank
CREDITORS
Amounts falling due within one year
7
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
Funds
7
Unrestricted funds
TOTAL FUNDS
2023
Unrestricted
fund
£
-
22,312
22,312
-
22,312
22,312
22,312
22,312
22,312
2022
Total
funds
£
-
27,075
27,075
(4,334)
22,741
22,741
22,741
22,741
22,741

The financial statements were approved by the Board of Trustees and authorised for isuse on ……………………………………………. and were signed on its behalf by:

…………………………………………………

Sally Heslop - Trustee

The notes form part of these financial statements

Page 6

Cheddar Valley U3A Notes to the Financial Statements for the Year Ended 31 March 2023

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting standard 102 'The Financial Reporting Standard applicable iin the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair view'. This departure has involved following the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in he UK and Republic of Ireland (FRS 102) issued on 16 July 2014 rather than the Accounting and Reporting by Charities: statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The trust constitutes a public benefit entity as defined by FRS 102.

The financial statements are presented in sterling which is the functional currency of the charity and rounded to the nearest £.

The trustees consider that there are no material uncertainties about the Trust's ability to continue as a going concern. With respect to the next year, the most significant areas of uncertainty that affect the carry value of assets held by the Trust are the level of investment return and the performance of investment markets.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitelement to and it is virtually certain they will receive the income and the monetary value can be measured with sufficient reliability.

Income with related expenditure

Where incoming resources have related expenditure the income and related expenditure are reported gross in the SoFA.

Tax reclaims on donations and gifts

Income and tax reclaims are included in the SoFA at the same time as the gift to which they relate.

Grants and donations

Grants and donations are only included in the SoFA when the charity has unconditional entitlement to the income.

Investment Income

This is included in the accounts when receivable.

Investment gains and losses

This includes any gain or loss on the sale of investments and any gain or loss resulting from revaluing investments to market value at the end of the year.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Charitable activities / Grants

The charity meets its objectives by providing grants to other organisations as set out in the trustees report. These are only recognised in the accounts when a commitment has been made and there are no conditions to be met relating to the grant which remain on the control of the charity.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued a expenditure.

Page 7

continued ...

Cheddar Valley U3A Notes to the Financial Statements - continued for the Year Ended 31 March 2023

1. ACCOUNTING POLICIES - continued

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Cash at bank and in hand

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

Debtors and creditors receivable / payable within one year

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in expenditure.

2. CHARITABLE ACTIVITIES

Subscriptions
Groups
2023
2022
£
£
5,513
-
18,739
7,907
24,252
7,907

3. TRUSTEES'REMUNERATION AND BENFITS

There were no trustees' remuneration or other benfits for the year ended 31 March 2023 nor the year ended 31 March 2022.

Trustees' Expenses

There were no trustees' expenses paid for the year ended 31 March 2023 nor the year ended 31 March 2022.

4. STAFF COSTS

STAFF COSTS
Wages and Salaries
The average monthly number of emplyees during the year was as follows:
Full Time
Part Time
2023
£
-
2023
-
-
-
2022
£
-
2022
-
-
-

No employees received emoluments in excess of £60,000.

Page 8

continued ...

Cheddar Valley U3A Notes to the Financial Statements - continued for the Year Ended 31 March 2023

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Charitable activities
Donations
Investment income
Total
EXPENDITURE ON
Charitable activities
Charitable activities
Total
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
6.
INDEPENDENT EXAMINER'S FEES
Unrestricted
fund
£
7,907
610
-
8,517
15,539
15,539
(7,022)
29,763
22,741

Independent examiner's fees are £240 for independent examination (2022: £0).

Page 9

continued ...

Cheddar Valley U3A Notes to the Financial Statements - continued for the Year Ended 31 March 2023

7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Accrued expenses 2023
£
-
2022
£
4,334
8.
MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
25,417
TOTAL FUNDS
25,417
Comparatives for movement in funds
Unrestricted funds
General fund
TOTAL FUNDS
At 1.4.22
£
22,741
22,741
Resources
expended
£
(25,846)
(25,846)
At 1.4.21
£
29,763
29,763
Net
movement
in funds
£
(429)
(429)
Gains and
(losses)
£
-
-
Net
movement
in funds
£
(7,022)
(7,022)
At
31.3.23
£
22,312
22,312
Movement
in funds
£
(429)
(429)
At
31.3.22
£
22,741
22,741

Continued …

Page 10

Cheddar Valley U3A Notes to the Financial Statements - continued for the Year Ended 31 March 2023

9. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
8,517
8,517
Resources
expended
£
(15,539)
(15,539)
Gains and
(losses)
£
-
-
Movement
in funds
£
(7,022)
(7,022)

A current year 12 months and prior 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 1.4.21
£
29,763
29,763
Net
movement
in funds
£
(7,451)
(7,451)
At
31.3.23
£
22,312
22,312

A current year 12 months and prior 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
33,934
68,489
Resources
expended
£
(41,385)
(41,385)
Gains and
Movement
(losses)
in funds
£
£
-
(7,451)
-
(7,451)

Page 11

Cheddar Valley U3A Statement of Financial Activities for the Year Ended 31 March 2023

INCOME AND ENDOWMENTS FROM
Charitable activities
Subscriptions
Groups
Donations
Investment income
Bank interest
Total incoming resources
EXPENDITURE
Charitable activities
Stationery & Postage
Newsletter
Capitation Fee
TAM Magazine
AGM Meeting
Speaker Meetings
Coffee Morning/ Raffle
Events- Xmas
U3A Activities
Committee/ Group Lunch
Donation
Beacon Fee
Equipment
Singing for Pleasure
Scrabble Group
Stained Glass
Scottish Dance
Travel Group Trippers
Industrial History
Ballroom Dancing
Classic Film
Group reports
Supporting costs
Management
Independant examiner's fees
Total resources expanded
Net expenditure/income
31.3.23
Unrestricted
fund
£
5,513
18,739
1,163
2
25,417
321
1,102
1,880
763
56
555
616
0
2,158
512
0
177
510
60
236
15
880
3,280
125
500
186
11,914
25,846
-
25,846
(429)
31.3.22
Total
funds
£
-
7,907
610
-
8,517
827
1,283
1,649
526
0
1,286
568
250
290
770
250
0
550
0
0
0
605
756
0
320
38
5,571
15,539
-
15,539
(7,022)

This page does not form part of the statutory financial statements

Page 12