Docusign Envelope ID.. D7l06DD6-54c￿75￿￿9A22-3oD159684439
Charity No: 1039522
SATKAAR ASIAN ELDERS DAY CARE SERVICES
REP
RT AND FINAN
IAL
TATEMENT
R THE YEAR ENDED
1st MARCH 2025
Page l of 11

Docusign Envelope ID.. D7l06DD6-54c￿75￿￿9A22-3oD159684439
SATKAAR'S LEGAL AND ADMINISTRATION INFORMATION
TRUSTEES:
Mr Vikas Tara
Ms Madhur Sharma
Mr Deepak Chandrababu
Mr Adam Blaxter Paliwala
SATKAAR ASIAN ELDERS DAY CARE
SERVICES, OFFICE:
Sikh Community Centre
17AIB Queensway
Leamington Spa
CV313LZ
Telephone: 01926 315191
Email: 5atkaar@btconnect.com
Web address . www.satkaar.co.uk
INDEPENDENT EXAMINER'S:
Tara and Co Accounting
21-23 Clemens Street
Leamington Spa
Warwickshire
CV312DW
SOLICITORS:
Alsters Kelly Solicitors
Hamilton House
20-26 Hamilton Terrace
Leamington Spa
Warwickshire
CV32 4LY
BANKERS:
Natwest Bank plc
The Parade
Leamington Spa
CV32 4WY
Coventry Building Society
Page 2 of 11

Docusign Envelope ID.. D7l06DD6-54c￿75￿￿9A22-3oD159684439
SATKAAR ASIAN ELDERS DAY CARE SERVICES
TRI"STF.F.S' RF.PORT FOR THF. I"F..4R F.NDF.D 31 11.IRC.'H 202$
The Trustees present their report along wr(h the financial statements of the Chartty for the year ended 31 March 2025. The financial ststements have
been prepared in accordance with the accounting polic￿$ and notes to the accounts set out on pages 8-13 and comply with the Charity's Trust Deed
and applicable law.
GOVERNING DOCUMENT
The Charity is governed by its constitution, which was adopted on 18 May 1992 and amended on 31 March 1994,30June1999,18 September 2002,25
June 2003,13 July 2005 and further amended on IS August 21J)7.
APPOINTMENTS OF TRUStEES
The Annual General Meeting oFthe Society shall elect not less than 8 and not more than 10 members. These elected members shall constitute the
management committee of the society.
TRUSTEE INDUCTION AND TRAINING
New trustee5 undergo an orientation process to brief them on their le8al obligations under Charrty law. the Chart￿5 governin8 document5. the
committee and decision making processes, the business plan and recent financial perfomiance of the Charity. During ihe induction process they meet
key employees and other Trustees. Trustees are encouraged to attend appropriate external and internal training events which will assist them in
carrying out their role. SATKA4R will continue to develop and strengthen the trustees governance and management structure by recruiting and
electing to the rnanagement cornmittee Trustee5 Wtth appropriate financial, managemerrt and other relevant skills and expertise.
ORGANISATION
The Management cornmitee of the society meet at least four times a year. The Management commrttee and SATKAAR'5 day £are Service centre
Officers are responsible for the dayto day iunning of the centre.
RISK MANAGEME
The Trustee5 have risk management strategy which comprises=
An annual review of the risks the Charity mayhce
The establishment of the syttems and procedures to mitl8ate those risks identffied.
The implementation of procedures designed to minimise any ￿tential impart on the Charity should those risks materialise.
OWEcfivES AND AcllviTIES
PRINCIPAL OBJEcfs
The objeits of the Chartty shall be'.-
IA) The Society is estsbli5hed to promote the relief of those member5 of theAsian community in need by rea50n of aEe,youth, ill-health or of mental illne55 Or the
promotion and protection of rhe mental health of sufferers of a recegnised or diagnosed menial conditien or other disad¥anraÉe in any manner which now is or
hereafter may be deemed by law to be for a charitable wrpose and is forthe public ￿nefitwIthln the boundaries of the County of Warwickshirelhereinafter called
the area of benefitl in particular, but without litrittation bv;
i. The prevention or relief of poverty.
ii. The advancement of education.
iii. The development of health and social care facilities to meet particular cultural needs.
iv. The participation in heahh promotion scheme to encouraee healthy eatin8 and healthy INing.
v. The provision of advice, counseling and assistance which directly relieves the needs of the beneficiaries.
vi. The advancernent of cutture. community development. citizenship, racial hamiony or equality and diversity-
vii. Any other purp05e5 charitable in law.
Paee 3 of 11

Docusign Envelope ID.. D7l06DD6-54c￿75¢9A22-3oD159684439
- ELDERS DAY CARE SERVICES
TRUSTEES, REPORT FOR THE YEAR ENDED 31 MARCH 2025
CONTINUED
SIGNIFICANT AcfiviTIES
SATKAAR has been serving the local Asian community for over the past two decades. The services which it has been
providing to Asian elderly women have in the main been funded by the local authority-warwickshire County Council
Iwcci.
SATKAAR has been serving the local Asian community for over the past two decades. The services which it has been
providing to Asian elderly women have in the main been funded by the local authority-warwickshire County Council
IWCCI. Satkaar has been providing for last 14 years from 1st April 2002 social day care services to the elderly Asian women
as well as men which are over the age of 60 asse55ed and referred by Local authority, 50 as the people continue to live in
community rather than going to residential home.
Under this agreement the county council was responsible for providing a grant to cover the staffing (4 Staff members)
with stipulated skills and other premises cost (rent, heating, lighting and cleaning etcl. Since the county council had lease
with SYDNI Centre for 10 Years they were directly paying the rent to SYDNI Centre and invoices account for the premises
services such as cleaning, Electricity, heating, water and other communal services. These invoices were submitted on 3
monthly basis through SATKAAR for checking by county council for recommended payment to SYDNI Centre. County
Council terminated the contract on 31st March 2012.County Council offered an arrangement on following terms:
They will not pay any annual grant instead they will charge day care charges as per their standard Hourly rate to Users
who are referred to SATKAAR by county Council who attend day care services and send to county council on monthly
basis in arrears and any user contributing making a weekly contribution are deducted from our invoices and the
contribution payable by the people Who are assessed are directly collected by us and county council only pays for their
attendance charges. Satkaar is responsible for the payment of premises for lease and all its seniices and this arrangement
with County Council is for 4 Years.
MONITORING OF SERVICE PERFORMANCE
Service quality Standard are monitored by the Chair of management Committee on an on-going basis and regular reports
are provided to the management committee along with the financial and service development reports. Service user care
plans are discussed and reviewed individually with the service users via staff on a quarterly basis to ensure that their care
and other support is provided according to the assessed care plans. Annual service review is carried out by AH&CS to
ensure that the care service is provided to the service users in accordance with the service specification of the SLA. In
2009 SATKAAR was adjudged offering Best Value for money day care services for elderly Asian women in accordance with
the arrangement set out above and as per arrangement agreed with local authority.
STAFF AND VOLUNTEER TRAINING AND DEVELOPMENT
Staff and volunteers receive training on an on-going basis in the use of IT at work and basic first aid and other appropriate
training to enhance their career development prospects. SATKAAR'S website is popular with people wanting to find out
about SATKAAR and the services we provide (www.satkaar.co.uk).
Page 4 of 11

Docusign Envelope ID.. D7l06DD6-54c￿75￿￿9A22-3oD159684439
SATKAAR ASIAN ELDERS DAY CARE SERVICES
TRUSTEES, REPORT FOR THE YEAR ENDED 31 MARCH 2025
CONTINUED
Satkaar service seeks to:
Promote the well-being of Asian elders and help make later life a fulfilling experience.
Empower and support Asian elders to live independently and with dignity.
Enable Asian elders to live independently and exercise choice by providing them with support, information and
advice.
Consult service users in the planning development and delivery of services to the Asian community, on an on-
going basis.
Promote healthy living and eating.
Promote a caring and compassionate service through culturally appropriate provision of services; offering a highly
committed workforce with high expectations of quality of service delivery with a commitment to confidentiality.
Offer and conduct, on regular basis, independent customer satisfaction feedback surveys to improve the quality
and standards of Delivery of care to the service users.
Provide counseling, advice and support for the well-being of Asian women suffering from mental health problems
%n x% tn pn2hlp thpm tn livp indpnpndpntlv in thp r.nmmiJnitv_
FINANCIAL REVIEW
Our total income for the Year ending 31st March 2025 was £38,177 and expenditure £64,617
RESERVES POLICY AND PERFORMANCE
have 3 months revenue expenditure. For this year 50K has been allocated for general reserves to cover three month
salaries, any redundancies & Notices and remaining is kept as capital reserves to cover our liability for the lease of
premises. Any surplus in reserves fund is towards raising fund for buying and running the services from our
premises. Active steps are being taken to further develop the existing services and new services such as service for
Asian women suffering from dementia.
DEVELOPMENT OF NEW SERVICES
SATKAAR will be able to develop any acre services for Asian community which are funded jointly by the local
authority and NHS as they have statutory duty to provide these services. For any services which the local authority
and NHS have no statutory duty to provide, SATKAAR will be looking for other funds and donors to provide funding.
SATKAAR as a charity has no responsibility to Use its own funds to provide any services to the community.
Page 5 of 11

Docusign Envelope ID.. D7l06DD6-54c￿75¢9A22-3oD159684439
SAI I(AAK ASIAN ELDERS DAY CARE SERVICES
TRUSTEES, REPORT FOR THE YEAR ENDED 31 MARCH 2025
CONTINUED
PUBLIC BENEFIT STATEMENT
The Trustees of the Charity confirm that they comply with the Charity's objects and Charity Commission's
guidelines on the operations of the Public Benefit requirement under Section 4 of the Charities Act 2011.
STATEMENT OF TRUSTEES. RESPONSIBILITIES
Law applicable to Charities in England and Wales requires the Trustees to prepare financial statements for each
financial year that give a true and fair view of the Charity's financial activities during the year and of its financial
position at the end of the year. In preparing those financial statements, the Trustees are required to:
a) Select suitable accounting policies and apply them consistently;
b) Make judgements and estimates that are reasonable and prudent.
cl State whether applicable accounting standards and statements of recommended practice have been followed,
subject to any departures disclosed and explained in the financial statements;
d) Prepare the financial statements on a going concern basis unless it is inappropriate to presume that the
Charity will continue in operation.
The Trustees are responsible for keeping accounting records which disclose with reasonable accuracy at any time
the financial position of the Charity and enable them to ensure that the financial statements comply with the
Charities Act 1993,the Charity's Trust Deed and the requirements of the Charities SORP 2005.They are also
responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention
and detection of fraud and other irregularities.
APPROVAL
This report was approved by the Trustees on 29th January 2026 and signed on their behalf by .
signed by..
E6C58E76981F4CF.
Mr Deepak Chandrababu
Trustee
Page 6 of 11

Docusign Envelope ID.. D7l06DD6-54c￿75￿￿9A22-3oD159684439
ATKAAR A
IAN ELDER
DAY
ARE
ERVI
R THE YEAR ENDED
I ￿lAR
Unrestricted Resiricted
Funds
Funds
2025
2025
Noles
Total funds
2025
Totsl funds
2024
Incoming resources from generated funds
Voluntary Income
Donations and other in¢omes
Activities for generating funds
Meal ¢harges to customers
Investment Income
Rental Income from Property
Grants from HMRC
Grants from Adult Health and Conununity service
Misc Income
Subscriptions Received
Annual Contractual grant
Charges collection from service user (through WCC)
Grants in kind:
Premises services costs
Renl of day care centre premises
Vegetarian kitchen rent
Contribution towards calering unit cost
TOTAL INCOMING RESOURCES
£0.00
4.858.80
0.00
0.00
£0.00
4.858.80
0.00
0.00
2.99
24,000.00
0.00
£0.00
£1,150.86
£0.00
£0.00
8,164.22
£0.00
£0.00
£0.00
£0.00
£0.00
38,176.87
30,795.27
1,175.00
7.65
24,000.00
24.000.00
0.00
£0.00
£1,150.86
£0.00
£0.00
8,164.22
£0.00
£0.00
£0.00
£0.00
£0.00
38.176.87
£7,265.70
£600.46
20,542.92
0.00
84,387.00
RESOURCES EXPENDED
Charitable Activities
Governance costs
TOTAL RESOURCES EXPENDED
3 57,8fv1.57
6.752.91
64.617.48
0.00
0.00
0.00
57,864.57
6,752.91
64,617.48
88,378.65
6,360.00
94,738.65
NET tNCOMtNG RESOURCES FOR THE YEAR
-26,440.61
0.00
-26 440.61
-10 351.65
There were no recognised gains or losses for 202£￿2025, other than those included in the Statemeni financial Activities.
All amounts derive from continuing activities.
Page 7 of 11

Docusign Envelope ID.. D7l06DD6-54c￿75￿￿9A22-3oD159684439
B.41..4
IXb.D.4SSTr.-IS
Property
£7.00.000 00
£7,00.000.00
£7.00,000.00
£7,00,000.00
C.URRI:NT ASSTr-"I'S
Bank Cuttent Account5
Funds on term deposit (Long tern] F.Dl
Covcntry Building Soci¢ts' insh￿t acLcss accouni
Peiiy cabh balanLe
DebtOTS
Propeny Advance
Adult Hcalth & community. Scrvicc Contribuiion tom.ards Latcring
Contnbulion towards decoration maienal costs
Contribution towards legal Fees
Meal charges to customers
Prcpaid T¢ni Insuran¥¢
Prepaid reni- day care ¥erttre
Prepaid retJt- ve8etariatJ kntchen
£i_Iii.00
£63.88
£0.00
£400.00
£0.00
£0.00
£0.00
£0.00
£0.00
£0.00
£O.(M)
£0.00
£0.
114.17
63.88
0.00
400.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.574.88
£578.05
C'.URR&-S1- I.I.4BlI.i-riTr.s
Crediior and aLcruals".
GTatJt- w.a[￿'lckShirC County Council toTh7rd cultural diver5it%'
E.venis for Asian Women NqHS
Accountanci. fccs
Book- keeping fees
Telephone expenses
Prepaid reni- I'egetarian kitihen
Wagcs
Loans
NIC
14168.82
14168.82
£1.500 (K)
150000
£394 49
£64.700.00
£621.92
£642 98
21200.00
£1,072 89
£81.385.23
-179.¥111..i
£6.20,189.6f
£1.32,903.(H)
£38.584.69
-£.IK.1111&.64
£6,61.993.36
£1,48,266.10
c.urrent Assets le&s c.urrent l.iabilities:
Total ilssets It￿ C"urrent Liabilititt:
Long Term Liabilities
Loans
0.00
0.00
£5.13.727.26
Total ilssets It￿ Total Liabilitits:
Represented b!.:
RE,STRICTED FITrIDS I see note 71
UNRF.S'I'RIC'I"F.I) FUNDS I sc¢ not¢ 7)
TOTAL FUNDS
£4.87.286.65
£3.500.00
£4.83.786 6)
£4.87.286.65
£3.500.00
£.5.10.227 26
£5.13.727.26
The financial siaiements were approi'ed by tht Tnsiees M )9th Januan. •0?6
Signed by..
y¢L
E6￿BE76S8lF4¢F...
Mr Deepak Chandrababu
Trustet
PaEp8of 11

Docusign Envelope ID.. D7l06DD6-54c￿75¢9A22-3oD159684439
SATKAAR ASiAN ELDERS DAY CARE SERVICES
NOTES TO THE ACCOU￿5 FOR THE YEAR ENDED 31 MARCH 2025
NTIN
al BASIS OF PREPARATION OF ACCOUNTS
The financi31 statements are prepared under the historical cost convention in accordance with the Financial Reporting Standard for
Smaller Entities (effective April 2￿8) and The Charities Att 2011. in preparing the financial statements the Charity follows best pr3ttice
as laid down in the Statement of Recommended Practice"Accounting and Reporting by Charities" ISORP 2CM)51 issued in March 2005.
bl INCOME AND EXPENDITURE
Incoming re50urce5 are included in the Staternent of Financial Activities when the Charrty 15 legal￿ entitled to the income.
Donated services are included at estimated market value.
Expenditure directly attributable to specific activities has been included in the cost c*e8ories relating to those activities. Certain other
costs, including support COSts, which are attributed to more than one activity have been allocated over cost categorie5 and activities on
the basis of an estimate of the time spent on. benefits received by. floor areas or estimated usage by those activities.
CI FUND ACCOUNTING
The Charity's funds comprise..
Unrestricted Funds- these are funds that can be used in accordance with the Charity's objects at the discretion of theTrustees.
Restricted Funds- these are funds that can only be used for particular purposes within the objects of the Charity as specified by the
funders and includes funds raised for specific purposes.
dl TAXATION
Satkaar Asian Elders Day Care Services is registered wtth the Charity Cornmission and underthe prowsion5 of Section 505. Incorne and
Corporation Taxes Att 1988, is exempt from liability to taxarion.
2. opERA￿NG RESULTS
2025
2024
The operating results are stated after charging..
Independent Examiners fee5
7(K).
700.(K)
Unrestric
ted
Funds
Restricted
Funds
3. CHARITABLE AcllvThiE5
2025
Total 2024
Staff costs (note 61
Tr3v&I and training expenses
Support Costs (note 51
£18.500.59
18.5(Kl.59
48.223.74
000
40.1.54.91
88.378.65
£39_363.98
39,363.98
£57.864.57 £57.864.57
Page 9 of 11

Docusign Envelope ID.. D7106DD6-54CY75¢9A22-30D159684439
SATKAAR ASIAN ELDERS DAY CARE SERVICES
NOTESTO THE ACcOU￿s FOR THE YEAR ENDED 31 MARCH 2025
Cop￿INuED
Restricte
Unrestricted Funds d Funds
4. GOVERNANCE COSTS
2025
Total
2024
Independent Examiner's fees
Insurance
Consultancy
Legal Fees
Book-keeping
£700.00
£1,892.91
£2,880.00
£0.00
£1,280.00
£6.752.91
£700.00
£1.892.91
£2,880.00
£0.00
£1,280.00
£6,752.91
£0.00
£0.00
£2,880.00
£0.00
£3,480.00
£6,360.00
£0.00
5. SUPPORT COSTS
Rent and rates
Advertisement
Repair5 and renewals
Telephone
TV licencel Sky Cost
Volunteer expenses
Sundry expense5
Printing, stationery and postage
Cleaning expenses
Food & pantry expenses
Service user5 transport C05t of outings
Insurance
Bank charges
Bank loan interest
Repair5 & Renewals
Legal & prof. fees
£2.500.00
£0.00
£0.00
£974.66
£339.00
£0.00
£2.930.00
£0.00
£0.00
£0.00
£0.00
£0.00
£0.00
£11,947.32
£673.00
£20.000.00
£39.)63.98
£2.500.00
£0.00
£0.00
£974.66
£339.00
£0.00
£2.930.00
£0.00
£0.00
£0.00
£0.00
£0.00
£0.00
£11,947.32
£673.00
£20,000.00
£39.363.98
£23,350.00
£0.00
£150.00
£1,306.67
£615.23
£15.00
£3,982.32
£0.00
£1,365.46
£282.06
£0.00
£0.00
£0.00
£9,088.17
£0.00
£0.00
£40.154.91
£0.00
Disclosed as-
Charitable Activities
£39,363.98
£0.00
£39,363.98
£0.00
£40,154.91
£0.00
6. STAFF COSTS
2025
2024
Wages and salaries
Social security cost5
£18,500.59
£48,223.74
£0.00
£0.00
£18.500.59 £48,223.74
The average monthly number of statt employed. excluding trustees. calculated as full time equivalents,
during the year was as follows..
2025
No.
2024
No.
Administration and Advice
Catering
No employee received remuneration of more than £60.000.
No remuneration or expenses were paid to Trustees in either the current or previous year.
Page 10 of 11

Docusign Envelope ID.. D7l06DD6-54c￿75¢9A22-3oD159684439
IKAqFt
IAN ELD
DAY
RE
NOTESTOTHEACCOUNTS FOR THE YEAR ENDED31 MARCH 20Z5
CONTINUED
7. STATEMENTOF FUNDS
AtlstA
rTI 2024
Movetnent5 in Re50UTie5
Incomin
oin
At 31st Mard) 2025
Equity In property
£5.10.•?7.J?
38.176.87
(A_617.48
4.83.786 65
Contingency fund for future stafl liabilitie5
Office equipment and internal modification
Premises shared services costs
Catering unit contribution of Adult Health 2nd
Community Services
Stsff and volunteertraining
Rental fund
Rental fund- Kitchen
New Services development initiative
Meals ch?rge5 collertlons from service user5
Total Restricted Funds
£0
£0(
£0.
0.00
£0(
£2.(XK)
£o.(K)
£0.00
£1.5(K> 00
£0 (M)
£3.iOO.(K)
0.00
2,(Kfi).00
0.00
0.00
1.500 00
000
3.51N).00
o.fft)
Tot31 Funds
£5.li.P7 26
38.176 87
64.617 48
4.87.?86 65
RESTRICTED FUNDS
Contlngency fund
Thi5 fund was transferred to general reserve 35there was no more iequiretnentto keepthe5È.
OfFice equipment update
This fund was transferred to eeneral reserve as there was no more requirement of this.
Prernises shared senrice5 costs
This fund represents the donation in kind of the premises relared to costs for meetinE direct expenditure suth aswaier.electrioty. gas. deaning and
building insurance provided by the Adult Health and Conununity Sermces of WaMckshire County Council.
Caterlnz contrlbutlon
Thi5 fund represents the agreed contribution to coverthe shortfall of the catering unitfrorn the Adult health and Comrnunityserwces on providing
mea15 forthe Service users and volunteer5.
Staff and volunteertralnlng
Thi5 fund 15 to prowde resource5for staff and volunteer to undertake approved traifiing.
Rental fund
Thi5 fund repre5entsthe donation in kind of the prerni5e5 Used.
Meals charyes Collertions from service users
This fund represents th? charees made to the serwce users for the provision of the cateringlatilities atthe daycare centre.
New sen4ites development initiative
This fun(115 set aside to meetthe cost of providing new additional SeTr1￿5 on a pilot baslsvntil on-goingfvnding sUPPOrt is received from local
authority or other donors.