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2020-12-31-accounts

Temple Baptist Church 30 Three Tuns Lane Oxley. Wolverhampton WVIO 6BD Charity Number: 1039518 2020 TRUSTEES ANNUAL REPORT AIM AND PURPOSES Temple Baptist was organized on the 19th of February 1993 for the purpose of planting a gospel preachin& soul winnin& New Testament Church in the locality of Oxley, Wolverhampton. Our purpose is to rarry out the Great Commission. which lesus Christ gave to the apostles as recorded in Matthew 28.18-20 by teaching and preaching the gospel and making and training disciples. OBJEcfivES AND AcfiTIVIES Temple is committed to reaching out to our community with the gospel and to bring Èn as many people as possible to worship with us and grow in their Christian lives. We do this through a variety ofmeans. Worship and Teaching Services Worship and teaching services are held both on Sunday mornings and Sunday evenings. We have midweek Bible Study and once a month we have a Saturday morning Bible Study. A variety of other events are held. Ladies Bible Study. Men's Prayer Breakfas¢ Friday Prayer NighL Free Lunch Club, Evangelism and Family Nights all are used to enable us to reach our objectives. Pastoral Care Pastor Gritts makes personal visits to our elderty on a weekly basis. He and our other pastors are available to the congregation on a 24-hour basis. A crèche faciltty is also available for young children during our regularly scheduled services. Our workers are all DBS checked and fully trained. Discipleship To fulfill our purpose of making and training disciples. several of our people are trained to disciple others. This is a several week course taking new believers through the Scriptures and teaching them the truths of God's Word. The goal is to help them become active members of the church with the idea that they will be able to teach others also. Our teens and younger children spend one week at a summer youth camp each year. Here they are challenged by God's Word and encouraged to build strong friendships with other Christian young people. (Note- due to COVID-19 the 2020 summer camp was cancelled)

Temple Baptist Church 30 Three Tuns Lane Oxley. Wolverhampton WVIO 6BD Charity Number: 1039518 We are also involved in training young men and women for the Lord's service. Through our relationship with Baptist Bible College in Telford. we are privileged to have several college students attending our services and serving in various positions throughout the church. Mission and Evangelism Temple is involved in training our members to be active in evangelism by tract distribution, sharing the gospel with family and friends. and also taking the message to the wider community by Street evangelism. The Oxley Village Residenvs Association meets at our church for their regular meetings. The community formed the Association in an effort to improve their local area. Through our cooperation with this association we are making ourselves a part of the community and reaching out to the perceived needs. We offera free lunch to our community on the first Saturday of each month. This is led by one of the women of the church as an effortto reach outto the needyand elderly in our area. The ministry in Telford, which has been named New Life Baptist Church, aims to reach the surrounding community through community events and weekIy Bible studies. This ministry has been led by Rev. Kevin Pine. a current missionary from the USA Further, through our freewill givin& we help to support the following missionaries and ministries by monthly donation". Simon Jacobs in Pakistan. Luciana Reale in Spain. Baptist Bible College in Telford. Tl Gritts in Spain. Jurgen Notz in Germany. Mark Hale in Portugal, and Frances Cosgrave in the Philippines. Throughout 2020, we are also able to sponsor 18 missionaries throughout the United Kingdorn. This ministry has been very successful with seeing 33 people saved and 29 baptisms. ACHIEVEME￿5 AND PERFORMANCE Temple has seen many changes to the way we worship through 2020 due to the COVID pandemic. through moving completely to an online forum for several months, pausing several ministries and altering the way we worship and fellowship with one another. Although it had been a difficult year with meeting in person. Temple Baptist and New Life services have been well attended and received with enthusiasm through online streaming. We have seen several people through the community join the services each week We had an 3verage Sunday morning attendance of 44. an average Sunday evening attendance of 29. and an average attendance of 2S in our Wednesday Bible study services 'age

Temple Baptist Church 30 Three Tuns Lane Oxley, Wolverhampton WVIO 6BD Charity Number: 1039518 throughout the 2020 year when services were in person. Through online streaming, we were able to reach up to 1.360 people in the Sunday services and up to 520 people during the Wednesday Bible Studies each week Our Church Building In Ocfober of 2012. the church began the first phase of an extensive building projecL The initial phase included a new crèche. two new toilets. a new entry. and foyer. This was a much needed phase. and we are so thankful that this was completed in 2013 and was paid for in cash. We have built a relationship with Kingdom Bank to secure funds for fijrther building work Going forward. we will be extending the building by extending the auditorium room, building a new classroom and a new kitchen area. In 2017. we were able to secure 2 loan from Kingdom Bank and began the building extension. This work finished in the summer of 2018. The church now has an extended auditorium, new kitchen. new teen's classroom and 2 new toilets {detailed within the Plans for Future Per&ods sectlon (under Buildtng Project)). We are now in the process of planning an additional extension towards the back of the church building which will allow for additional classroom space. This work is experted to begin within the next couple of years once financial agreement has been made. FINANCIAL REVIEW Temple's revenue is based on the tithe and freewill offering of our members. Total recelpts on funds were £52.846. Of the total receipts, we gave £2.301 into our Missions account. The 2020 receipts represent a-5.8 % decrease from 2019 overall and a- 30 % decrease in allocation to missions during the same period. Over the course of 2020, the church spent £3,563 on geneJ71 property improvemenL For the year. the church funds sat well above any obligations on a monthly basis. which gave the church the ability to pay for any monthly overhead costs. Balances carried forward at 31st December totaled £ 43.067 and is split between accounts as follows: £30.167 Current account; £11,375 Saver account: £1.525 Missions account STRUCTURE, GOVERNANCE. AND MANAGEMENT The method of receiving members is set out in our constitution and by-laws. Our structure consists of the leadership of our pastor and associates. elected trustees. secretary and treasurer. and appointed Sunday school teachers. The church members are responsible for making decisions on all matters of general concern and importance including deciding on how the funds are to be spenL This is done by means of an annual general meetin& with various smaller items brought to the church throughout the year.

Temple Baptist Church 30 Three Tuns Lane Oxley. Wolverhampton WVIO 6BD Charity Number: 1039518 PLANS FOR FUTURE PEIUODS Building Project 2018 saw the completion of Phase Two of our building projecL This includes a new kitchen and fellowship hall to the rear of the existing building; two new rooms attached to the side of the buildin& and a new hallway. Through our newly formed relationship with Kingdom Bank we were approved fora loan in the amount of £95,000 in order to meet the financial need of this projecL Our goal will be to pay this loan off as quicldy as possible. so we can move on to Phase Three in the future. which will include a possible extension towards the back of the building for new classrooms and ofFices. With this increased seating we would hope to see a good increase in attendance. Community Outreach During 2020. Temple Baptism Church continued outreach in the community through a new parent and toddler group and the continuation of the lunch club once a month. During the lockdowns imposed by the Governmentthese ministries were put on hold to keep the welfare and safety of the community. We will continue to follow government guidelines in 2021 and improvise new ways of reaching the community. ADMINisfRATIVE INFORMATION Temple Baptist Church- 1039518 Office: 17 Lane Green Road Codsall, Wolverhampton WV8 2JZ Rev Tom Gritts - Pastor/Chief Executive Officer Rev Danny Nelson - Associate Pastor Rev Paul Williams - Associate Pastor Mr. Albert Bunsie - Trustee Mr. Keith McHenry - Trustee/Treasurer Mr, Steve Jefimik- Trustee Mr. Dennis Buchanan- Trustee (See Appendixfor Trustee Personol Summaries) Barclays BanL PLC. Lane Green Road, Bilbrook Codsall. Wolverhampton Chase Accountin& Girton Road, CannocK Staffordshire 41PJge

Temple Baptist Church 30 Three Tuns Lane Oxley. Wolverhampton WVIO 6BD Charity Number: 1039518 (b Ocr Zcja ¥nd signed on Report approved by the Trustees of Temple Baptist Church on their behalf by and 'age

Temple Baptist Church 30 Three Tuns Lane Oxley. Wolverhampton WVIO 6BD Charity Number: 1039518 CHURCH ACCOUNTS 31 Do¢•miw 2020 2XII *ix GP £xuEl•Fr ij Tr

Temple Baptist Church 30 Three Tuns Lane Oxley. Wolverhampton WVIO 6BD Charity Number: 1039518 1616g4 8uiang ￿'Y1 10t. 44P3 007 140 415 i oa493J 70.4EO 71Vage

Temple Baptist Church 30 Three Tuns Lane Oxley. Wolverhampton WVIO 6BD Charity Number: 1039518 TIMVtI NArTI&T Cllllklll APPENDIX Trustee Summaries I have been in the Gospel ministry fuii time for nearly 40 years. l attended Baptist Bible College in SprÉngfield. Missouri from 1975-1980 and graduated with a Theology degree. I have been serving in England as a missionary with the Baptist Bible Fellowship International for the past 30 years, and during that time the Lord has allowed me to establish Temple Baptist Church in Oxley, Wolverhampton, to see this church organize into a charity and to purchase their own building in 1993. From this church. two other churches have been established in the Cannock area. Besides my ministry in the church. I was a School Governor of Birches First School in Cods211 for over seven years and Executive Director for the Chris Law Day Centre for Older People for eight years. l am currently Chairn]an of the Oxley Village Residenvs Association. a post I have held for the past eight to ten years. I have also been serving as Dean of Students for Baptist Bible College in Telford since 2004. l am a homeowner. having one property here in Britain. and two other houses in the USA My Income is derived of charitable giving of over 100 churches in the States who donate monthly to our ministry. I was born in Wolverhampton in 1962. As a child and into my early years. l attended Bushbury County infants and junior school. My secondary education was completed at Northicote high school. Upon leaving Northicote high school, at the age of 16.1 attended Bilston College on a full-time basis. During the three years. l attended Bilston College: I passed the Business Education Council (BEC) genernl certificate and achieved A levels in Law and Business studies. Once leaving Bilston College, I sought gain￿1 employment within the workforce. This resulted fin me being offered a job at Girobank PLC as a cleri(21 assistanL During my first three years, I worked in a number of positions ranging from working in the post-room to the managing and administrating of customers overdrafts. I was then promoted to the position of Accounts Manager. This was a particularly interesting and satisfying role as it involved dealing with customers on a regular basis and resolving client issues. Having managed personal accounts for seven years, the opportunity arose for me to transfer to the Business Accounts department. I worked with GiroB2nk PLC for twenty years. until I was made redundant in March 2004. Very soon thereafter, in May 2004, 1 found employment with the Birmingham City Council as a Benefits O￿lcer. a position I currendy hold. 81Yage

Temple Baptist Church 30 Three Tuns Lane Oxley. Wolverhampton WVIO 6BD Charity Number: 1039518 I have attended Temple Baptist Church for more than 18 years and have always been an active member. I have regularly organÈsed church activities and have participated in events for the benefit of other church members and the immedlate community. In 2010, 1 was honoured to have been nominated and subsequently elected to the position of a Trustee. l am also a homeowner and the father of three children. In 2007, my wife and I decided to immigrate to England for the purposes of work We moved from Texas to the UK in the spring of 2007, and have been living and working in the Midlands since. My wife and l are currently renting the property in Wolverhampton. l attended the University of Devry from 2001-2004 obtaining my Bachelors in Business Administration. graduating Cum laude. l then attended the University ofTexas at Arlington from 2005 through to May 2011. graduating with my Masters in Business Administration. Soon after obtaining my Bachelorfs degree in 2004. 1 began employment as a business analyst with Brinks Home Security in Irving Texas. During my employment at Brinks, I served as the principle analyst for national sales departtnent Én the second largest home security company in the USA reporting to the VP of Sales. I continued with Brinks Home Security until immigrating to England in 2007. Once in England. I began my employmentatTradeteam {A DHL Company) in Coleshill. West Midlands as an Operations Analyst in the customer service departmenL There. I significantly improved the process and design of client infractions processes. l also developed and maintained severdl databases within the business to retain historic artivity ror reporting purposes and to analyze trends of customer service business to gain insight into hourly, daily, weeldy and seasonal fluctuations. Tradeteam employed me from 2007 through December 2011. In lanuary 2012, 1 began my employment at Barclays PLC. within their corpor3te division, working as a Business Manager. Since then. I have moved into the Finance team as a Finance Business Partner for the Mid Corpornte Bank as an AVP. responsible for financial reporting and the development and publishing of several perfonnance reports for the UK and Ireland. In the past several years. I have also had the opportunity to serve as a small business consultant for small businesses and start-ups within England developing business and marketing plans as well as providing advice. My wife and I have been members of Temple Baptist Church since 2009. In January 2012.1 was voted in by the members and board of the church to the position of treasurer. A position I have humbly and gratefully held since. In 2013.1 was voted in by the members of the church as a Trustee. My wife and l are also Sunday school teachers for the children ages 6-12. 91Page

Temple Baptist Church 30 Three Tuns Lane Oxley. Wolverhampton WVIO 6BD Charity Number: 1039518 I was born in Wolverhampton on the 26thluly 1957and amthe eldestsonlohn and Bridgetlefimik. I have two brothers and one sister. l attended SL Mary & SL Johns Primary School. and then moved to Smestow Comprehensive School Wolverhampton to complete my education leaving with a number of CSE'S. My previous employments prior to joining my current employer include working in a Blast Furnace. Furniture Salesman, Insurance Salesman and GOODYEARS GB (Ltd) in Wolverhampton where I worked for 16 years before being made redundanL I was responsible for the import and export of tyres from all around the world and then went on to TractorTyre Construction. I have just retired from my position of Fire Fighter Crew Commander with Staffordshire Fire & Rescue Service. I have been there since October 1982. 1 was responsible for the training and welfare for all the Firefighters at Codsall Fire Station. I was also the Officer in Charge on fire calls leading the crew. making decisions. Dynamic & Analytical risk assessments, etc. sornetimes under extreme pressure, to ensure that the objective had been achieved. l undertook other various duties such as administration. trainin& Health & Safety and Fire Brigade Union responsibilities. l also ran the Cadets Course at the station, which involves teaching 13 to 16- year-olds the basics in fire fighting and Community Fire Safety. I have been a member of Temple Baptist Church. Three Tuns IAne in Wolverhampton for approximately 10 years now and have just been offered the position of Trustee which I willingly accepted. I have been the Sunday School teacher for the middle group. 6 to 12-year-olds. and l also, on occasions, lead the Wednesday Night Bible Study. l am married to my wife. We have two children. Claire. who is Director of Learning at Shire Oak School in Walsall, and Andrew. who has a Business Degree from Wolverhampton University and works for Network Rall at Sandwell & Dudley maintenan￿ Delivery UniL In 2013.1 was voted in by the members of the church as a Trustee. After completing my CSE'S. I left school and joined the Royal Air Force {RAF) in 1974 and spent eight years in the Ground Defense Squadron. Since leaving the BAF. I have been employed by laguar Land Rover ULR) for twenty-nine years. My fi￿t role at Jaguar was a Fire Protection Officer. In 2001.1 transferred to Human Resources to be employed as the company's Welfare Officer. My current role involves working closely with a multi-functional team. including human resources, occupational health. the pension's team. trade union. and outside agencies and professional bodies to support JLR employees across five plants in the UK My role specifically involves providing on-going support to employees and their family members through counseKin& penslons information. financial support and links to external support services to employees who are about to retire; are long-terni sick or teminally ill or have died in or out of service. Iolvage

Temple Baptist Church 30 Three Tuns Lane Oxley. Wolverhampton WVIO 6BD Charity Number: 1039518 Alongside my main role as company welfare officer, l also deliver traÈning sessions to JLR employees on bereavement and self-awareness. l am a member of the JLR diversity council, supporting diversity. culture change, dignity at work and work/life balance. Another role I have is a mentor to local young people in a school and college settin& who are interested in a career at JLR. Since becoming a welfare officer, I have gained several qualifications in counseling. mentoring and bereavement. Most recently, in 2006.1 achieved my advanced diploma in counseling and in 2007, a level 3 diploma in bereavement counseling. My family has attended Temple Baptist Church since 1991. 1 have been a homeowner and mortgage payer since working in the BAF. and I have lived in my current property for seven years. iii 'age

Temple Baptist Church

Financial Accounts for the Period Ended 31 December 2020

----- Start of picture text -----
Chase Accounting
Chartered Certified Accountants
CANNOCK
STAFFORDSHIRE
----- End of picture text -----

Temple Baptist Church

Financial Accounts for the Period Ended 31 December 2020

Contents

Profit & Loss Account 1
Balance Sheet 2
Independent Examiners Report 3

1

Temple Baptist Church INCOME AND EXPENDITURE ACCOUNT FOR THE PERIOD ENDED 31 December 2020

31 December 2020 31 December 31 December 2019
£ £ £ £
Income
General Income 49,310 48,941
Mission Income 2,301 3,282
Interest Received 11 17
Support Income 894 0
Building Fund 330 3,880
Total Income 52,846 56,120
General Expenses
Ministerial Expenses 744 4,578
Gifts 432 3,246
Support Funds 3,336 5,541
Sponsorship 1,346 1,613
Accountancy 552 552
Others 50 320
6,460 15,850
Property Expenses
Repairs & Renewals 3,563 4,626
New Life Building Rent 0 0
Legal fees 0 0
Insurance 961 969
Light & Heat 3,777 3,664
Rates & Water 252 245
Building Construction Work
8,553 9,504
Overheads
Postage & Stationery 114 584
Mortgage Interest 4,862 5,027
Telephone 901 889
Bank Charges 302 559
Subsistence & Refreshments 692 3,379
Licences 287 507
Motor Expenses 62 1,445
Computer Consumables 0 0
Website 191 299
Other operating expenses 0 0
7,411 12,689
Expenses 22,424 38,043
Net Surplus 30,423 18,077

2

Temple Baptist Church BALANCE SHEET

FOR THE PERIOD ENDED

31 December 2020

Assets
Building Work b/f
Building Work additions
Closing Bank Balances
Current Account
Saver Account
Mission Account
Accruals
Long Term Finance
Kingdom Bank Mortgage
Reserves
Opening Bank Balances
Surplus for Year
Closing Funds
31 December 2020
£
£
161,684
(0)
161,684
30,167
11,375
1,525
43,067
(552)
42,515
( 85,241)
118,958
88,535
30,423
118,958
31 December 2019
£
£
161,684
31 December 2019
£
£
161,684
161,684
9,422
4,493
1,891



15,806
( 88,403)
( 552)
88,537
70,456
18,077
88,533

3

Temple Baptist Church

Financial Accounts for the Period Ended 31 December 2020

Independent Examiners Report To The Trustees of Temple Baptist Church, 30 Three Tuns Lane, Oxley, Wolverhampton WV10 6BD.

We report on the accounts of the charity for the year ended 31 December 2020

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity trustees consider an audit is not required for this year under section 144 (2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. It is our responsibility to

a) examine the accounts as required under section 145 of the 2011 Act,

b) to follow procedures laid down in the general Directions given by the Charity Commission under section 145 (5) (b) of the 2011 Act, and

c) to state whether particular matters have come to our attention.

Basis of independent examiner’s statement

Our examination is carried out in accordance with the general Directions given by the Charity commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair' view and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with our examination, no matter has come to our attention

(1) which gives us reasonable cause to believe that in any material respect the requirements:

a) to keep accounting records in accordance with Section 130 of the 2011 Act:

b) to prepare accounts which accord with the accounting records and comply with the requirements of the Charities Act have not been met; or

(2) to which, in our opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Independent Examiner

Rebecca Scott-Clegg AATQB Chase Accountancy Limited Chartered Certified Accountants Cannock Staffordshire

Date 26 October 2021

Temple Baptist Church

Financial Accounts for the Period Ended 31 December 2020

----- Start of picture text -----
Chase Accounting
Chartered Certified Accountants
CANNOCK
STAFFORDSHIRE
----- End of picture text -----

Temple Baptist Church

Financial Accounts for the Period Ended 31 December 2020

Contents

Profit & Loss Account 1
Balance Sheet 2
Independent Examiners Report 3

1

Temple Baptist Church INCOME AND EXPENDITURE ACCOUNT FOR THE PERIOD ENDED 31 December 2020

31 December 2020 31 December 31 December 2019
£ £ £ £
Income
General Income 49,310 48,941
Mission Income 2,301 3,282
Interest Received 11 17
Support Income 894 0
Building Fund 330 3,880
Total Income 52,846 56,120
General Expenses
Ministerial Expenses 744 4,578
Gifts 432 3,246
Support Funds 3,336 5,541
Sponsorship 1,346 1,613
Accountancy 552 552
Others 50 320
6,460 15,850
Property Expenses
Repairs & Renewals 3,563 4,626
New Life Building Rent 0 0
Legal fees 0 0
Insurance 961 969
Light & Heat 3,777 3,664
Rates & Water 252 245
Building Construction Work
8,553 9,504
Overheads
Postage & Stationery 114 584
Mortgage Interest 4,862 5,027
Telephone 901 889
Bank Charges 302 559
Subsistence & Refreshments 692 3,379
Licences 287 507
Motor Expenses 62 1,445
Computer Consumables 0 0
Website 191 299
Other operating expenses 0 0
7,411 12,689
Expenses 22,424 38,043
Net Surplus 30,423 18,077

2

Temple Baptist Church BALANCE SHEET

FOR THE PERIOD ENDED

31 December 2020

Assets
Building Work b/f
Building Work additions
Closing Bank Balances
Current Account
Saver Account
Mission Account
Accruals
Long Term Finance
Kingdom Bank Mortgage
Reserves
Opening Bank Balances
Surplus for Year
Closing Funds
31 December 2020
£
£
161,684
(0)
161,684
30,167
11,375
1,525
43,067
(552)
42,515
( 85,241)
118,958
88,535
30,423
118,958
31 December 2019
£
£
161,684
31 December 2019
£
£
161,684
161,684
9,422
4,493
1,891



15,806
( 88,403)
( 552)
88,537
70,456
18,077
88,533

3

Temple Baptist Church

Financial Accounts for the Period Ended 31 December 2020

Independent Examiners Report To The Trustees of Temple Baptist Church, 30 Three Tuns Lane, Oxley, Wolverhampton WV10 6BD.

We report on the accounts of the charity for the year ended 31 December 2020

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity trustees consider an audit is not required for this year under section 144 (2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. It is our responsibility to

a) examine the accounts as required under section 145 of the 2011 Act,

b) to follow procedures laid down in the general Directions given by the Charity Commission under section 145 (5) (b) of the 2011 Act, and

c) to state whether particular matters have come to our attention.

Basis of independent examiner’s statement

Our examination is carried out in accordance with the general Directions given by the Charity commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair' view and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with our examination, no matter has come to our attention

(1) which gives us reasonable cause to believe that in any material respect the requirements:

a) to keep accounting records in accordance with Section 130 of the 2011 Act:

b) to prepare accounts which accord with the accounting records and comply with the requirements of the Charities Act have not been met; or

(2) to which, in our opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Independent Examiner

Rebecca Scott-Clegg AATQB Chase Accountancy Limited Chartered Certified Accountants Cannock Staffordshire

Date 26 October 2021