Bantham Surf Life Saving Club Trustees Annual Report for the period From 1/10/2024 to 30/9/2025 Charity Name: Bantham Surf Life Saving Club Charity Registration Number: 1036210 Objects and Activities: l) The prevention and reduction of loss of life by drowning on the beach" 2) The promotion and development of surf life saving, for the resuscitation of the rescued and application of first aid. Summary of main activities: Education/training The advancement of Health or Saving Lives Amateur Sport The trustees have regard to the guidance issued by the Charity Commission on public benefit. We aim our direct training at Children, Young People and Adults who are registered as members, we provide premises for social members to congregate, usually the parents and siblings of our younger members. We provide information to parents of our younger members and encourage them to join us as members, we provide information and support to general public on the safe use of the beaches, we support the cleaning of the beach environment and water quality. Structure, governance and management th Our charity is governed by our constitution last amended on the 8 December 2000. All Trustees (committee members) are elected at the Annual General Meeting by members of Bantham Surf Life Saving Club. Achievements and performance We successfully operated a Surf Life Saving Club made up of Senior, Youth and Nipper memberships. Our youngest members are 7 years old and our Youth st section continues until the age of 18 as at the l January of the membership year and our Social Membership provides for parents and siblings who wished to be connected with us but not directly involved in the training. This year our membership grew at a modest rate to 311 members up from 305 last year. We have increased the number of coaches which in turn secures future potential growth of the club. Senior training sessions for have been well attended this year and this in turn encouraged a small but keen group of Seniors to compete in the SLSGB National Championships at Fistral Beach in September. Senior Sessions have run Monday or Wednesday evenings with a Ladies training session held on a Friday morning for part of the year. Nippers, Youth and young lifeguard trainee crew remain as last year; May to December, Thursday evenings and Sunday mornings. Lifeguard Training courses were covering Seniors and Youth, plus we have another Probationary Trainer/Assessor in the making. Pool sessions were successfully delivered from January to April. These sessions were held at the Quayside Leisure Centre in Kingsbridge and were well attended. We utilise the pool sessions in March to assess the swimming skills of those wishing to join us as it is a safe body of water, we are pleased to report interest in our club keeps growing. Over the year we have trained members for the following awards. Surf Lifeguard, Surf Lifesaver, Rescue Board and Rescue Tube awards, Ski awards and emergency responder units. Our coaches are trained to Coach Level l and Coach Level 2 as well as Safeguarding training. Our club safeguarding officers have been busy ensuring all those working alongside our Youth and Nipper members have been DBS checked and safeguarding trained. We met the new owner of Bantham Estates (Harry) and welcomed him to the club showing him around the building and taking the opportunity of showcasing our training on a Thursday evening. Once again we opened our training room doors to a local congregation in order they can deliver their Sea Service and have a safe warm space to pray, sing and enjoy a cup of tea. We have opened our Balcony and garage space to Bantham Board Riders occasionally when they host training or local surfing competitions. Despite holding our Open Day later in the year when the majority of the tourists had returned home, we did have a successful Open Day combining it with our Club Championships. We hosted a BBQ, tea and cake stall and our Grand Raffle. Many local businesses gave generous prizes. We provide free water safety cover provided by our qualified members for the famous Pub to Pub annual race which is open to the general public and as a thank you we receive a generous donation from the organiser. Financial Review The club is in a healthy position with a balance at the banks standing at £95,534.39 This is split between two accounts. Natwest for our general day to day running costs at £32,188.89 and Barclays for our reserves and building maintenance fund at £63,345.50 We keep on top of our everyday maintenance repairing and renewing as required. The building maintenance fund is built up to cover repairs and renewals that come with age but are expensive to afford generally ie the roof, the sea defence gabions in front of the clubhouse keeping storms at bay. Our reserves are built up to cover both the running costs of the club and to increase our resources as we expand our membership and activities. The rolling system of repairing and replacing our training equipment is going well and once again we have been able to purchase additional new equipment assisted by a grant of £14,400 this has already been successful in allowing more members to join and train with us. Our plan to retain at least six months running costs in the bank enables readiness for our busy beach season before all memberships are paid. Reference and Administrative details The Charity Name is; Bantham Surf Life Saving Club Other ways the club is unofficially known. BanthamSLSC or BSLSC Registered Charity Number: 1036210 Charities principal address: Greendale, East Allington, Totnes, Devon TQ9 7RP Names of the Charity Trustees who manage the charity Trustee name Office Dates if not a full year Body entitled to appoint. The AGM The AGM The AGM The AGM TheAGM The AGM The AGM The AGM The AGM The AGM The AGM Don Quiggin Dave Grover Rich Thomson Matt Hamilton Amy Edmonds Anthea Mccoy Ben Freeston Matt Liptrott Kelly Fradd Nick Ingoe Amir Toorneini President Chairman Captain Vice Captain Secretary Treasurer Gear Steward Coxswain Committee Committee Committee 10 The Charity owns the clubhouse and pays peppercorn rent to Bantham Estates We have two named Trustees Dave Grover and Steve Tucker. Declarations The trustees declare that they have approved the trustees, report above. Signed on behalf of the charity's trustees. Signatures: Full Name(s) Positions: Date: ILH TH?IMS4rnJ CLU6 chffti 13 10-25 BANTHAM SURF LIFE SAVING CLUB FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2025 REGISTERED CHARITY No. 1036210 B3ntham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page I Bantham Surf Life Saving Club Contents Page Independent Examiners Report Income and Expenditure Account Statement of Assets Notes Approval Statement Bantham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page 2 Bantham Surf Life Saving Club Independent Examinerfs report to the trustees of Bantham Surf Life Saving Club I report to the Trustees on my examination of the accounts of Bantham Surf Life Saving Club ( the Club") for the year ended 30 September 2024 which are set out on pages 2 to 6 Responsibilities and Basis of Report As the charity trustees of the Club, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ( the Act ). I report in respect of my examination of the Club's accounts carried out under section 145 of the 2011 Act and, in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. Independent examinerfs statement I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: l) accounting records were not kept in respect of the Club as required by section 130 of the Act; or 2) the accounts do not accord with those records. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Stephanie Busby BA(Hons) MICB PM.Dip Member Institute of Certified Bookkeepers Busby's Bookkeeping Services 26 Naseby Drive Heathfield Newton Abbot Devon TQ12 6SE Date: 13 November 2025 Bantham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page 3 Bantham Surf Life Saving Club Receipts & Payments Account for the year ended 30th September 2025 2025 2024 Income Clothing Donations/Grants Events Fundraising Interest received IRB Membership RNLI Training 1,749.95 14,555.00 5,879.80 2,025.14 731.73 40.00 7,547.80 693.34 21,145.00 8,709.35 2,709.00 20,895.00 10,461.92 2,755.00 Total incoming resources 57,504.97 42,393.06 Direct Charitable Expenditure Equipment/Clothing Training, Certificates and Competitions IRB expenses 17,363.64 9,645.41 637.44 4,884.07 5,384.89 795.37 27,646.49 11,064.33 Other Expenditure Clubhouse Maintenance/Utilities Membership Insurance (SLSGB) Insurance Website Fundraising Purchases Governance costs 3,045.03 8,290.00 3,200.79 7,228.14 8,702.04 3,119.60 258.00 4,213.50 1,030.40 521.85 Total resources expended 15,824.22 23,785.13 NET OF RECEIPTS/(PAYMENTS) 14,034.26 7,543.60 RECONCILIATION OF FUNDS Cash funds brought forward 81,500.13 73,956.53 CASH FUNDS CARRIED FORWARD 95,534.39 81,500.13 Bantham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page 4 Bantham Surf Life Saving Club Statement of Assets and Liabilities at the end of the period as at 30 September 2025 Unrestricted funds Restricted funds to nearest £ Endowment funds to nearest £ Categories Details to nearest £ Cash Funds Natwest Account 32,189 63,346 Barclays Account Totol cash funds 95,534 (agree balances with receipts and payrnents accounts(s)) OK OK OK Unrestricted funds to nearest £ Restricted funds Endowment funds to nearest £ Details to nearest £ Other monetary assets Clothing Stock 96 Fund to which asset belongs Current value (optional) Details Cost (optional) Investment assets Fund to which asset belongs Current value (optional) Detai15 Cost (optional) Assets retained for the charity's own use Clubhouse and fittings IRB and Engine Surf Rescue Boards Junior Boards Nipper Boards Rescue Tubes Training Rash Vests Tables and Chairs Resus Manikins Gas BBQ Generator and Lead Aquasports Boards Coaches Rash Vests Rescue Tubes Coaches Whistles VHF Radios Fund to which liability relates Details Amount due (optional) When due (optional) Liabilities Bantham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page 5 Bantham Surf Life Saving Club Notes to the Accounts Receipts & Payments Account for the year ended 30th September 2025 Accounting basis a) The accounts have been compiled on a Receipts & Payments basis that enables profits to be calculated in accordance with UK Generally Accepted Accounting Practice and the standards required by the Charities Commission under section 133 of the Charities Act 2011 b) Depreciation is provided on the Club House on a straight line basis over the remaining term of the lease. c) Equipment has been historically written off in year of purchase Fixed Assets Cost Brought forward 1st October 2024 Additions Carried forward 30th September 2025 305,419 305,419 Depreciation Brought forward 1st October 2024 Charge for year Carried forward 30th September 2025 67,770 3,085 70,855 Net Book Value as at 30th September 2025 Net Book Value as at 30th September 2024 234,564 237,649 Donations The Club could not operate as effectively without generous donations from our supporters. Fundraising During the year, the club raised £2,025.14 from fundraising with an additional £14,400.00 from ESC Lottery fund (2024: £7,547.80) Reserves Club House Reserve £234,564 (2024: £237,649) This represents the book value of the Club House and is reducing each year by £3,085 General Reserve £63,345.50 The Committee agreed that the funds in the Barclays Bank form the Charity's Reserves and building fund. Bantham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page 6 Bantham Surf Life Saving Club Approval statement We approve these accounts which comprise the Receipts & Payments Account, Statement of Assets & Liabilities and related notes. We acknowledge our responsibility for the accounts, including the appropriateness of the accounting basis as set out in note I, and for providing all the information and explanations necessary for their compilation. Signed by one or two trustees on behalf of all the trustees Date of Approval Signature Print Name QthJ//d I'b6/4J z) t)gV tsbxJ- Bantham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page 7 BANTHAM SURF LIFE SAVING CLUB FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2025 REGISTERED CHARITY No. 1036210 B3ntham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page I Bantham Surf Life Saving Club Contents Page Independent Examiners Report Income and Expenditure Account Statement of Assets Notes Approval Statement Bantham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page 2 Bantham Surf Life Saving Club Independent Examinerfs report to the trustees of Bantham Surf Life Saving Club I report to the Trustees on my examination of the accounts of Bantham Surf Life Saving Club ( the Club") for the year ended 30 September 2024 which are set out on pages 2 to 6 Responsibilities and Basis of Report As the charity trustees of the Club, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ( the Act ). I report in respect of my examination of the Club's accounts carried out under section 145 of the 2011 Act and, in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. Independent examinerfs statement I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: l) accounting records were not kept in respect of the Club as required by section 130 of the Act; or 2) the accounts do not accord with those records. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Stephanie Busby BA(Hons) MICB PM.Dip Member Institute of Certified Bookkeepers Busby's Bookkeeping Services 26 Naseby Drive Heathfield Newton Abbot Devon TQ12 6SE Date: 13 November 2025 Bantham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page 3 Bantham Surf Life Saving Club Receipts & Payments Account for the year ended 30th September 2025 2025 2024 Income Clothing Donations/Grants Events Fundraising Interest received IRB Membership RNLI Training 1,749.95 14,555.00 5,879.80 2,025.14 731.73 40.00 7,547.80 693.34 21,145.00 8,709.35 2,709.00 20,895.00 10,461.92 2,755.00 Total incoming resources 57,504.97 42,393.06 Direct Charitable Expenditure Equipment/Clothing Training, Certificates and Competitions IRB expenses 17,363.64 9,645.41 637.44 4,884.07 5,384.89 795.37 27,646.49 11,064.33 Other Expenditure Clubhouse Maintenance/Utilities Membership Insurance (SLSGB) Insurance Website Fundraising Purchases Governance costs 3,045.03 8,290.00 3,200.79 7,228.14 8,702.04 3,119.60 258.00 4,213.50 1,030.40 521.85 Total resources expended 15,824.22 23,785.13 NET OF RECEIPTS/(PAYMENTS) 14,034.26 7,543.60 RECONCILIATION OF FUNDS Cash funds brought forward 81,500.13 73,956.53 CASH FUNDS CARRIED FORWARD 95,534.39 81,500.13 Bantham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page 4 Bantham Surf Life Saving Club Statement of Assets and Liabilities at the end of the period as at 30 September 2025 Unrestricted funds Restricted funds to nearest £ Endowment funds to nearest £ Categories Details to nearest £ Cash Funds Natwest Account 32,189 63,346 Barclays Account Totol cash funds 95,534 (agree balances with receipts and payrnents accounts(s)) OK OK OK Unrestricted funds to nearest £ Restricted funds Endowment funds to nearest £ Details to nearest £ Other monetary assets Clothing Stock 96 Fund to which asset belongs Current value (optional) Details Cost (optional) Investment assets Fund to which asset belongs Current value (optional) Detai15 Cost (optional) Assets retained for the charity's own use Clubhouse and fittings IRB and Engine Surf Rescue Boards Junior Boards Nipper Boards Rescue Tubes Training Rash Vests Tables and Chairs Resus Manikins Gas BBQ Generator and Lead Aquasports Boards Coaches Rash Vests Rescue Tubes Coaches Whistles VHF Radios Fund to which liability relates Details Amount due (optional) When due (optional) Liabilities Bantham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page 5 Bantham Surf Life Saving Club Notes to the Accounts Receipts & Payments Account for the year ended 30th September 2025 Accounting basis a) The accounts have been compiled on a Receipts & Payments basis that enables profits to be calculated in accordance with UK Generally Accepted Accounting Practice and the standards required by the Charities Commission under section 133 of the Charities Act 2011 b) Depreciation is provided on the Club House on a straight line basis over the remaining term of the lease. c) Equipment has been historically written off in year of purchase Fixed Assets Cost Brought forward 1st October 2024 Additions Carried forward 30th September 2025 305,419 305,419 Depreciation Brought forward 1st October 2024 Charge for year Carried forward 30th September 2025 67,770 3,085 70,855 Net Book Value as at 30th September 2025 Net Book Value as at 30th September 2024 234,564 237,649 Donations The Club could not operate as effectively without generous donations from our supporters. Fundraising During the year, the club raised £2,025.14 from fundraising with an additional £14,400.00 from ESC Lottery fund (2024: £7,547.80) Reserves Club House Reserve £234,564 (2024: £237,649) This represents the book value of the Club House and is reducing each year by £3,085 General Reserve £63,345.50 The Committee agreed that the funds in the Barclays Bank form the Charity's Reserves and building fund. Bantham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page 6 Bantham Surf Life Saving Club Approval statement We approve these accounts which comprise the Receipts & Payments Account, Statement of Assets & Liabilities and related notes. We acknowledge our responsibility for the accounts, including the appropriateness of the accounting basis as set out in note I, and for providing all the information and explanations necessary for their compilation. Signed by one or two trustees on behalf of all the trustees Date of Approval Signature Print Name QthJ//d I'b6/4J z) t)gV tsbxJ- Bantham Surf Life Saving Club Financial Statements for YE 30th September 2025 Page 7