2025-03-31-accounts

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Trustees' Annual Report for the period Period start date Period end date 1 April 2024 31 March 2025 ay From To Section A Reference and administration details a

Charity name

Other names charity is known by

Triumph Over Phobia (TOP U.K.) TOP UK

Registered charity number (if any) 1034932

Charity's principal address Suite 206 3 Edgar Buildings, George Street Bath Postcode BA1 2FJ

Names of the charity trustees who manage the charity

Trustee name Office (if any)[Dates acted if not for ] whole year 1[Pamela Fox] Chair ~~ee ee~~ 2[Andrew Bendell] From June 2024 ~~eeee ee~~ 3[Chris Evans] From May 2024 ~~eeee~~ 4[Jack Erasmus] ~~eeee~~ 5[Francesca Harrison] From July 2024 ~~ee ee~~ 6[Colin Kay] ~~eeee ee~~ 7[Henrietta McDermott] ~~eeee~~ 8[Anne Markham] ~~eeee~~ 9[Kay Rees] ~~eeee~~ 10[David Richardson] To November 2024 ~~eeee~~ 11[Stephen Masters] From May 2024 ~~eeee~~ 12 ~~ee~~ Samyak Jain ~~ee~~ July 2024 to Feb 2025 13 ~~eeee~~ 14 ~~eeee~~ 15 ~~eeee~~ 16

Name of person (or body) entitled to appoint trustee (if any)

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Names of the trustees for the charity, if any, (for example, any custodian trustees)

Name Dates acted if not for whole year

Names and addresses of advisers (Optional information)

Type of adviser Name Address Name of chief executive or names of senior staff members (Optional information)

Section B Structure, governance and management

Description of the charity’s trusts

Trust Deed Type of governing document (eg. trust deed, constitution) Trust How the charity is constituted (eg. trust, association, company) The trust deed provides for a minimum of 3 managing trustees with no Trustee selection methods maximum. New trustees are identified and appointed by the remaining (eg. appointed by, elected by) trustees. All trustees are recruited in line with the charity’s equal opportunities policy. Trustees are re-appointed annually at the AGM by rotation with the longest serving eligible for re-election or another person appointed as a trustee in their place.

Section C Objectives and activities

Objectives

The charity's objectives are to relieve the ill health of those who suffer from phobia and obsessivecompulsive disorder (OCD) by promoting self-help. This objective is achieved by providing a network of self-help therapy groups run by volunteers, most of whom are ex-sufferers. The charity also provides a helpline which offers support, information and advice on phobias, OCD and other related anxiety disorders.

Activities

2024/25 will undoubtedly be a year that sticks in my mind as one of huge achievement but with equal

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amounts of challenge. Across the sector, organizations are struggling to secure funding in a funding climate characterized by dwindling amounts of money up for grabs and ever expanding need. TOP UK is not alone in having found it a relentless struggle to secure much needed funds. However, out of a challenge usually comes creativity and it has forced us to think about diversifying our fundraising streams and to look in depth at ways to become more sustainable and secure. While I wouldn’t call it a year of thriving financially, we have managed to raise more money this year than we did in the previous year and that feels like a big achievement.

Whilst the battle for funds has been being fought lots of incredible work has been going on to build our organization in to something we feel prouder of with each year that passes. Our demand is up and we have expanded the number of groups we run. We have worked hard to improve the foundations of the charity with important pieces of work like reviewing and updating our safeguarding policies and procedures as well as our data collection and processing policies and procedures. We have invested time in improving the quality and quantity of the training we offer to our group leaders and have invested greatly in improving our monitoring and evaluation processes.

We have also focused our attention on broadening our volunteer roles and have recruited numerous fantastic volunteers who now support us with administration, outreach and other operational tasks which is vastly improving our capacity and efficiency. With their support and hard work we feel that we are entering in to 2025/26 with more hands on deck to spread the load of a busy and expanding service.

Hannah Culff TOP UK CEO

Additional details of objectives and activities (Optional information)

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 .

Section E Financial review

Brief statement of the

charity’s policy on reserves

Details of any funds materially in deficit

Further financial review details (Optional information)

During the year we continued to apply to charitable trusts and also You may choose to include fundraise. additional information, where relevant about: We were grateful for the support from:

Quartet, Bonham Christie Charitable Trust, Ray Harris Charitable Trust,
the charity’s principal Frome Council, Roper Family Charitable Trust, Alan Lane Foundation,
sources of funds Oakdale Trust, and all our individual supporters. (including any fundraising); Our expenditure was in furtherance of the charity’s activities.
how expenditure has supported the key objectives of the charity;
investment policy and objectives including any ethical investment policy adopted.

Section F Other optional information

I write this report in my eighth year as chairman of Triumph over Phobia, TOP UK. I am very proud to have

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the privilege of standing at the helm of such an important charity. This year has been an extremely busy year for staff and trustees, set against staff absence earlier in the year which was handled extremely professionally. We have seen some incredible benefits to the charity borne through the hard work and efforts afforded by our office staff. This has helped to increase the robustness and efficiency of the charity. It has also increased the validity and reliability of the charities numerous policies. This includes our safeguarding policy, deemed to be of supreme importance, in light of the sensitive work which the charity undertakes in supporting its members.

Some of this work has required the assistance of the trustees who sit on the executive committee. Their role has also played an important part in facilitating awareness of procedural updates and as importantly the organisation of fund-raising events. There has been an improved and noticeable enthusiasm for making these events more accessible to potential supporters and therefore enabling us to increase awareness throughout the local and more widespread community.

Our work has continued to expand as evidenced by the opening of new groups, whilst at the same time we continue to acquire new supporters to train and facilitate these groups accordingly. Efforts to maintain long interest in group leadership requires continual effort. However, we have recently seen an increase in new volunteers, both in the fundraising and IT areas of the charity. This has allowed us to venture to increase our charitable bids assisted by the improved and increased analysis of our monthly data collection. We are aware of the need to increase and regularly update our website and other media facilities as we understand that a lot of potential and current members gain awareness of the charity through these means.

We are hoping to re-establish the printing of a regularly newsletter for our members and supporters to keep them interested and informed in the charities work. We hope that our AGM/Seminar in October will help to address our need for publicity. As well as our sponsored walk/run in September alongside individual coffee mornings and popular ‘book sale’ events which continue to take place. We have on occasion been approached and asked to provide consenting participants to assist in research and documentaries centred around broadening our knowledge of conditions such as OCD and phobias.

The trustee board witnessed the resignation of two trustees this year but has managed to maintain a board which remains active, enthusiastic, and able to provide professional knowledge and experience which is continuously helpful and supportive in underpinning the charities work. Many individuals on the board going far beyond the call of their duties in their active participation of individual tasks and undertakings. The charity is hugely grateful to everyone for these remarkable efforts. This gratitude also extends to our current patrons, ambassadors and those medical advisers who support us and, in some cases, have done so for many years. As we look forward to another year of watching the charity find new and innovative ways to improve its services, may I thank everyone once again for all their hard work and effort.

Pamela Fox Chairman, TOP UK

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

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Signed on behalf of the charity’s trustees

Signature(s) Pamela Fox Full name(s) Pamela Fox Position (eg Secretary, Chair, Chair etc) Date

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	Charity Name No (if any) CC16a Triumph Over Phobia (TOP UK) 1034932 Receipts andpayments accounts Period start date To Period end date 1-Apr-24 31-Mar-25 For the period from ~~ee ee ee-~~	Charity Name No (if any) CC16a Triumph Over Phobia (TOP UK) 1034932 Receipts andpayments accounts Period start date To Period end date 1-Apr-24 31-Mar-25 For the period from ~~ee ee ee-~~	Charity Name No (if any) CC16a Triumph Over Phobia (TOP UK) 1034932 Receipts andpayments accounts Period start date To Period end date 1-Apr-24 31-Mar-25 For the period from ~~ee ee ee-~~	Charity Name No (if any) CC16a Triumph Over Phobia (TOP UK) 1034932 Receipts andpayments accounts Period start date To Period end date 1-Apr-24 31-Mar-25 For the period from ~~ee ee ee-~~	Charity Name No (if any) CC16a Triumph Over Phobia (TOP UK) 1034932 Receipts andpayments accounts Period start date To Period end date 1-Apr-24 31-Mar-25 For the period from ~~ee ee ee-~~
Section A Receipts and payments
	Unrestricted funds	Restricted funds	Endowment funds	Total funds	Last year
	to the nearest £	to the nearest £	to the nearest £	to the nearest £	to the nearest £
A1 Receipts
Grants	36,000	10,000	-	46,000	23,073
Subscriptions	12,994		-	12,994	8,150
Donations	303		-	303	2,103
Friends	1,045		-	1,045	760
Fundraising	3,127		-	3,127	3,393
Gift Aid	2,394		-	2,394	1,171
Bank Interest	53			53	105
Bath B/S Interest & Donations	436			436	436
Sundry	140		-	140	-
*Sub total*(Gross income for AR)	56,492 (Gross income for AR)	10,000	-	66,492	39,191
- - - - - - - - - Sub total - - - - - Total receipts 56,492 10,000 - 66,492 39,191 A2 Asset and investment sales, (see table). ~~—————~~
A3 Payments
Salaries, NI &pension	22,697	9,150	-	31,847	25,070
Books			-		147
Insurance	100		-	100	380
Phone Services	1,544		-	1,544	1,230
Stationeryetc			-		104
Training& Volunteers	1,035		-	1,035	467
Subscription refund	108		-	108	47
Consultancy	21,922		-	21,922	23,531
Sundry	1,996			1,996	2,730
**Sub total **	49,402	9,150	-	58,552	53,706
- - - - - - - - Sub total - - - - - Total payments 49,402 9,150 - 66,492 53,706 A4 Asset and investment purchases, (see table) ~~—=————~~
*Net of receipts/(payments)* A5 Transfers between funds A6 Cash funds last year end **Cash funds this year end **	7,090 850 - 7,940 - 14,515 - - - - - 14,238 800 - 15,038 29,553 21,328 1,650 - 22,978 15,038 ~~SSS~~ ~~SS=~~

Section B Statement of assets and liabilities at the end of the period

Details Cash ot Lloyds Cash at Bath B/S Details Details Details Details Signature P Fox *Total cash funds* (agree balances with receipts and payments account(s))	to nearest £ to nearest £ 4,414 16,914 1,650 - - 21,328 1,650 OK OK to nearest £ to nearest £ - - - - - - - - - - - - Cost (optional) - - - - - Cost (optional) - - - - - - - - - - - - - - Print Name Pamela Fox Unrestricted funds Restricted funds Unrestricted funds Restricted funds Fund to which asset belongs Fund to which asset belongs Fund to which liability relates Amount due (optional)	to nearest £ Endowment funds
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		OK
		to nearest £ Endowment funds
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		-
		-
		-
		Current value (optional)
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		Current value (optional)
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		When due (optional)






		Date of approval
P Fox	Pamela Fox	20. 06.2025

TOP UK

Reconciliation of Cash Funds 2024-25

Cash Funds at 1 April 2024	Cash Funds at 1 April 2024	Cash Funds at 1 April 2024
Lloyds Bank					1910
Bath B/S					13128
Opening balance 1 April 2024					15038
Total receipts 2024-2025				66492
Total payments 2024-2025				58552	7940
Cash balances at 31 March 2025					22978
Reconciliaton to bank accounts
Cash funds at 31 March 2025
Lloyds Bank	Bus a/c			2022
Lloyds Bank	Instant	Access a/c		2392	4414
Bath B/S
1-Apr	13128	Opening balance
2-Apr	10	Donaton
3-May		Transfer	-5000
22-May	5000	Transfer
23-Jul		Transfer	-5000
22-Aug	5000	Transfer
27-Aug	2000	Transfer
21-Oct	5000	Transfer
31-Dec	426	Interest
10-Jan	3000	Transfer
25-Feb		Transfer	-5000
	20436
					18564
Total Bank and BBS					22978

Movement in Funds 2024-25

Name of fund		Purpose	Opening	Income	Outgoing	Closing
Grant Funds
Roper Family	Sep-23	Core	6000		6000	0
Souter Trust	Mar-24	Core	2000		2000	0
Bonham Christie	May-24	Core		5000	5000	0
Ray Harris	Jul-24	Core		1000	1000	0
Roper Family	Aug-24	Core		15000	15000	0
Bonham Christie	Oct-24	Core		5000	5000	0
Alan Lane	Nov-24	Core		10000	10000	0
Quartet	Apr-24 Restrict	Hardship BANES		5000	5000	0
Oakdale	May-24 Restrict	Wales		1500	1500	0
Frome DC	Jul-24 Restrict	Frome		1500	1500	0
Anon	Dec-24 Restrict	Admin Salary		2000	350	1650	83.00 per month
Renshaw	Mar-24	Core	500		500	0
Anon	Dec-23 Restrict	Clinical Ass salary over two year	800		800	0
Total			9300	46000	53650	1650

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ members of Triumph Over Phobia (TOP U.K.)

31 March 2025

1034932

On accounts for the year ended Charity no (if any) Set out on pages

1-4

(remember to include the page numbers of additional sheets)

Responsibilities and basis of report

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/03/2024.

As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination (other than that disclosed below *) which gives me cause to believe that in, any material respect:

the accounting records were not kept in accordance with section 130 of the Charities Act; or
the accounts did not accord with the accounting records; or
the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Please delete the words in the brackets if they do not apply.

Signed:

Ray Bennett

Date:

Name:

Raymond Michael Bennett IER

Oct 2018

Relevant professional qualification(s) or body (if any):

ACCA (Retired)

Address:

The Retreat, 195 Haugh, Winsley, Bradford on Avon, BA15 2JD

Section B Disclosure

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

Oct 2018

IER

Trustees' Annual Report for the period Period start date Period end date 1 April 2024 31 March 2025 ~~ay~~ From To Section A Reference and administration details ~~a~~

Names of the charity trustees who manage the charity

Names of the trustees for the charity, if any, (for example, any custodian trustees)

Names and addresses of advisers (Optional information)

Section B Structure, governance and management

Description of the charity’s trusts

Section C Objectives and activities

Objectives

Activities

Section E Financial review

Further financial review details (Optional information)

Section F Other optional information

Signed on behalf of the charity’s trustees

Section B Statement of assets and liabilities at the end of the period

TOP UK

Reconciliation of Cash Funds 2024-25

Movement in Funds 2024-25

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Responsibilities and basis of report

Independent examiner's statement

Section B Disclosure

Trustees' Annual Report for the period Period start date Period end date 1 April 2024 31 March 2025 ay From To Section A Reference and administration details a