CHARITY COMMISSION
FOR ENGLAND AND WALES
Trustees, Annual Report for the period
From 1st January 2024 Period start date To 31st January 2025
Period end date
Charity name: University of the Third Age in Carrick
Charity registration number: 1034910
Objectives and Activities
SORP ref￿n
Summary of the purposes of
the charity as set out in its
governing document
Par8 1.17
To advance the education of older
people. no longer in full time gainful
employment in Truro and Falmouth and
its surroundin
s locall
The provision of facilities for leisure time
and recreational activities with the object
of improving the conditions of life for the
above persons in the interests of their
social welfare.
Summary of the main
activities in relation to those
purposes for the public
benefrt, in particular, the
actbvities. projects or services
identified in the accounts.
Statement cOnfi￿nIng
whether the trustees have
had regard to the guidan
issued by the Charity
Commission on public
benefit
Para 1.17 and
Para 1.18
All Trustees have agreed that they have
read the Charity Commission guidelines
and agree to abide by them
Additional infomiation (optional)
You ma
choose to include further statements where relevant about:
SORP fEfew
NIA
Para 1.38
Policy on grant making
NIA
Parn 1.38
Policy on social investment
including program related
investment
A number of volunteers offer their skills
and interest in order to run the activities
that the charity provides.
All activities are offered by volunteers
and all Trustees are volunteers.
Para 1.38
Contribution made ty
volunteers

Other
Achievements and Perfonnance
SORP reference
The charity has a membership of 663.
Most members join with the view of
tsking part in activities that the charity
facilitates.
Members enjoy learning new skills and
the social interaction provided by these
activities. It is open to all those no longer
in fulltime employment and the Trustees
and other volunteers actively promote the
benefits of joining.
Many of our members have highlighted
the social and mentsl benefits of
becoming part of the organisation
following life changes such as
bereavemen( retirement or re-location.
We aim to encourage social prescribing
and other opportunities.
Summary ofthe main
achievements of the charity,
identifying the difference the
charity's work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20
Additional infomiation (optional)
You ma
choose to include further statements where relevant about:
NIA
Achievements against
objectives set
Para 1.41
NIA
Perfomance of fundraising
activities against objectives
set
Para 1.41
NIA
Investment perfoman
againsl objectives
Para 1.41
Other

Financial Review
Review of the charity's
financial position at the end
of the
eriod
Statement explaining the
policy for holding reserves
statin
are held
Amount of reserves held
Reasons for holding zero
reserves
Details of fund materially in
deficit
Para 1.21
The charity had reported a small loss
over the financial period covered but was
able to draw on its reserves
The charty feels it necessary to have a
reserve in the region of an average year's
membershi
subscri
tion
Full
ear membershi
subscri
NIA
Para 1.22
Para 1.22
tion
Para 1.22
Para 1.24
Increase in subscription agreed at AGM
in April 2024 proved insufficient to cover
unex
cted increase in ex
nditure.
No uncertainties
Explanation of any
uncertainties about the
charity continuing as a going
con￿rn
Para 1.23
Additional infomiation (optional)
You ma
choose to include further statements Whe￿ ￿levant about".
Annual subscriptions which are reviewed as the
financial year end approaches.
Some low level fund raising is carried out on an ad
hoc basis for items such as equipment.
The charity's principal
sources of funds (including
any fundraising)
Para
1.47
Some investment of reserve funds in very low risk
areas
Investment policy and
objectives including any
social investment policy
adopted
Para
The rising costs of providing the charity's
activities.
The difficulty of recruiting Trustees
A description of the principal
risks facing the charity
Para
Other

Structure, Governance and Management
Description of charity's
trusts:
Type of goveming document
IrLisI deed, ro
al chartei
How is the charity
constituted?
(e.g unincorporated
association. CIO
Trustee selection meth(xls
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25
Constitution. Last revised 17th January
2024
Unincorporated Association
Para 1.25
Para 1.25
All Trustees are democratically elected
from the charity membership at the
Annual General meets.ng
Additional information (optional)
You ma
choose to include further statemenls where relevant about:
The information given to all Trustees
under Charity Commission leaflet CC3;
the safeguarding policy; the EDI policy;
and Dementia training.
Policies and proCedU￿S
adopted for the induction and
training of trustees
P818 1.51
Carrick u3a is part of an umbrella
organisation in the Third Age Trust which
provides insurance services, advice and
IT suppor( for which we pay an affiliation
fee based on membership numbers
The charity's organisational
structure and any wider
network with which the
charity works
Parn 1.51
Relationship wrth any related
parties
Para 1.51
Other
Reference and Administrative details
Char
name
Other name the char
uses
Re
istered chari
number
Charity's principal address
Univers
of the Third A
U3a Carrick
1034910
Glo The Secretary
8 Tregenna Court
Port Pendennis
Falmouth
TR113XG
e in Carrick

Names of the charity trustees who manage the charity
Dates actsd If nol for whole
ear
Trustee name
Office Iff any
Name of person lor body) &ntitl•d
oint trustee
Ifan
U3a Carrick
Lesley Parsons
Susan Hutt
Chair
Vice Chair
Jennifer Fulleylove
Gillian Davies
Treasurer
General Secretary
Membership
Secretary
Robert Williams
Eric Reilly
Michael Rogers
Patricia Ross
Lesley Vingoe
Patrick Harrod
10
Retired 10° April 2024
Retired 10° April 2024
Retired 10° April 2024
Retired 10" April 2024
Retired 10° April 2024
Margaret Ingles
Paul Lucas
12
13
Mep4yn Knight
Sylvia Roper
14
15
16
17
18
19
20
Cor
rate trustees - names of the directors at the date the re
Director name
rtwasa
roved
Name of trustees holding title to propety belonging to the charity
Trustee name
None
Dates acted rf not for whole
ear

Funds held as custodian trustees on behalf of others
Description of the assets
NIA
held in this capacity
Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity's objects
NIA
Delails of arrangements for
safe custody and
segregation of such assets
from the charrty's own assets
NIA
Additional inforniation (optional)
Names and addresses of advisers (Optional inforniation)
Type of
Name
Address
adviser
Name of chief executive or names of senior stsff members (Optional inforniation)
Exemptions from disclosure
Reason for non-disclosure of ke
rsonnel details
Other o
tional information

Declarations
The trustees declare that they have approved the trustees, report above.
Signed on behalf of the charity's trustees
Signature(s)
Full name(s)
Gillian Bemice Davies
Position (eg Secretary,
Chair, etc)
General Secretsry
Date
30th October 2025

## **ACCOUNTS for AGM** 

## **Income & Expenditure, 1st February - 31st January** 

|_Start year_||_2024_||
|---|---|---|---|
|_Category_|_In_||_Out_|
|Catering|||£ 348.99|
|Charity Lottery|£ 623.00|||
|Donations|£ 317.11|||
|Equipment|£ 30.00||£ 368.38|
|Fundraising|£ 1,628.22|||
|HMRC Gift-aid|£ 2,634.42|||
|Interest|£ 568.09|||
|Membership|£ 18,968.00||£ 26.00|
|Newsletter Printing|||£ 1,224.00|
|Postage|£ 1,037.10||£ 1,546.65|
|Re-Imburse|£ 84.00||£ 134.75|
|Speakers|||£ 110.00|
|Stationary|||£ 602.13|
|TAMpostage|£ 120.48||£ 114.16|
|TAT|||£ 2,848.00|
|TATTL Beacon|||£ 892.00|
|Trips|£ 740.00||£ 975.00|
|Venues|£29.40||£ 17,056.38|
|Website|||£ 177.97|
|Zoom|||£ 155.88|
|Sub-totals|£ 26,779.82||£ 26,580.29|
|Brought forward|£ 26,277.70|||
|**Total**||**£ 26,477.23**||



|**Balance Sheet**||
|---|---|
|Current|£ 11,413.54|
|Easy Access Account|£ 5,063.69|
|Fixed Term Savings|£ 10,000.00|
|**Total**|**£ 26,477.23**|



|**Membership Analysis, at 31st January 2025**|**Membership Analysis, at 31st January 2025**|
|---|---|
|Associate|8|
|Associate Joint|2|
|Honorary|1|
|Individual|450|
|Joint|210|
|**Totals**|**671**|



**Jenny Fulleylove, Treasurer 07799 731383 treasurer@u3acarrick.org.uk** 

34 



Inf
CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examinerfs
report on the accounts
Report to the trusteesl
members of
On accounts for the year
ended
2025
Charity no
(If any)
1034910
Sat out on pagos
Irememw lo indLNJe th8 paqe numbers of additsonal shpp.t-.;
I report to the trustees on rny examination of the accounts of the above
charity (Ihe Trust") for the year ended . i i ui i du '.
Responsibilities and As the charity trustees of the Trust. you are resp￿SIble for the preparation
basis of report of the accounts in accordance with the requirements of the Charities Act
2011 (Ihe Act.).
I report in respect of my examination of the Trust's accounts carried out
under section 145 of the 2011 Act and in carying out my examination, I
have followed the applicable Directions given by the Charity Commission
under section 145(5){b) of the Act.
I have (x)mpleted my examination. l (x)nfirm that no material matters have
come to my attention in connection with the examination which gives me
cause to believe that in, any material respecL
accounting records were not kept in accordan(% with section 130 of
the Act or
the accounts do rK)t accA)rd with the accounting records
Independent
examlneVs statement
I have no cOn￿mS and have come acr￿sS no other matters in connection
with the examination to which attention should be drawn in order to enable a
proper understanding of the accounts to be reached.
Signed:
Jodie Lee (signed electronically)
13th March 2025
Jodie Lee
Relevant professional
qualification(s) or body
(rf any):
AAT Level 4 Diploma
Address:
6 Rosewame Mews, Tehidy Road. Cambcxne
Comwall. TR14 8LN
Only complete rf the examiner needs to highlight matters of concem (see CC32,
Independent 8xaminatson of charity accounts: directions and guidance for
examiners).
IER
October 2018

Inf
Give here brfef details of
any itoms that the
examiner wishos to
disclose.
Nothing to Disdosa.
IER
October 2018