CHARITY COMMISSION
FOR ENGLAND AND WALES
Trustees, Annual Report for the porlod
From 1 Septsmbor 2023 P•rlod start dato To August 2024 Perlod end date
Charlty name: Th• Cardlff u3a
Charlty rnglstratlon nurn￿r 1033518
Objoctlvos and Activltles
Summary of tho purFK)ses of
the tharlty 88 set out kn its
vemlng d0￿ment
Porn 1.17
Tha charws obJ•ctlv• (Th• ObJKtlv•) Is
tho advancom•nt of •ducatlon and In
p•rdGular tho •ducaUon of oldor peo￿•
and th0￿ r￿1r8d from full tlm• work. by
all m•ans Includlng assoclat•d actlvltl•8
conduclv• to loamlng and p•r40nal
dev•lopm•nt In Cardlff and Surroundng
r•a.
Th• charlty carrfm out tho followlng
*ctlvlde• In rnlatlon to Its obJ•ctlv•s:
Summary ofthe maln
actlvltle8 In relatlon to th088
purp08e8 for th8 publlc
benefft, In Parti￿lar, the
acOvltle8. wolects or
88rvI￿ kjenlfied kn th8
P•rA I.17￿d
1.19
Th•r•18 a monthty open mo•tlng
ta wI￿tt all ffl•mb•rn ar• thvlt•¢L
Curr•nty thorn aro 50 group•
covorfng a wld• rang• of toplcs
from art appr•clatlon. lornlgn
languag• group•, gardenlng.
hl8tory. through to chang• and
Memb•r¥ arn fr•0 to Joln 88 m•ry
qn>ups as thdr tlm• allty￿.
At Chrlstmas there 18 a lunch to
whlch all arn Invltod.
Thorn ar• coff•• mornlngB to
kome and wo8p•dlv•
m•mborn
An anmial 'meet tho group•. so
current and p￿P•clIv• m•mb•rn
An annual nowslottor l•
clrculat•d. Pflmarlty onllno, with
hard copl•s avallable as r•qulrn
Several group8 arrang• outlngs to
place8 of Intsrest to that group. In
addttlon. thorn ale two group8
vthose purw is 8ohty to go ¢

Statement ￿nfim71ng
whether Ihe lJust8es have
had r8gard to the guldance
188ued by the Charfty
Commlsth ￿ public
Parn 1.18
In ord•r to onhanco the publlc berwfi
Ihe trustees have endors•d th• fomiatlon
of nv4V groups and the contlnuatlon
•xlstlng ones. The tru8tee8 ondorn• th•
thrne Statomonts
soclally: enjoy an a¢tlvo and enloyablo
80clal tlrn and make frl•ndB
Mentslly. 8tlmulathig COn￿r$atIon, l•arn
now thlng8. Improvo confidenc•
PhysIcall￿. •nhanc• fftn•ss by att•ndlng
outlngs. ovonts and group
Thè trusttss ￿lleYe that all u3a actlvltlo8
ar• carrl•d oul for th• bllc b•n•fft
Addltlon•l Infonnatlon (Opt1￿1)
You m8
c*0088 to Indude further Stateff￿ts where relevant about
Par• 1.38
Pollw on grant maklng
P*• 1.38
Pollcy on sxxal Inve8knent
Indudlng program related
Invesknent
Pw• 1.a8
Contrlbullon made by
volunteer8
Other

Achlevements and Perfornianco
I￿rtn9 the y•ar, th• charfty has b￿n
wothng to In¢rnas• Its membornhlp.
Although the all•cts of Covld are
dmlnlshed th• m•mbernhlp hasnl fully
r•covern& At th• ond of the year, ti
momb•rnhlp had rfsen to 874, frorn 4 I
at th• •nd of August 2021 of 6X
Surnmary ofthe makn
Parn 1.20
Identlfylng the differen￿ the
thartty'8 viork has nMde
tho dr￿nStan￿S of its
b￿efi￿ar1aS and any wkaer
beneffts to soaety 88 a
ole.
To •neourag• gr•at•r memb•rnhlp ot
u3a, a publklty ¥ub•￿P was fornwd
noarth• •nd af th• ymr wtth the alm of
Increaslng tho mombarshlp. It Is
planned to put loafi•ts advertlslng
Cardlff u3a In • wld• rnng• of
oryanlsatlorn.
Th• charfty b•lhves that nMmb•rnhlp of
u3a ha• wld• ranglng bon•fft8. helplng to
rfjdu￿ •oclal Isolatlon and lonolln•u.
lrnprov• phy•lGal and mortal pA*llbelng
and confidonc•.
Addltlonal Informatlon (opknal)
You ma
th008e to Indude further 8tstements where rnlov8nt a￿t
Ath1ev8M￿ agalnst
ob￿￿88 Sat
Pw• 1.41
Perfonnance of fvndra18ing
activftle8 agalnst obp(th88
Pwa 1.41
Inv8stsnent perfomwn
agalnst Ltyctives
Other

Flnancial Revlew
Re￿W of the thartV8
Ilnancial at the end
ofthaw
Parn 1.21
At the year •nd. Cardlff u3a was In a
healthy po•ltlon, havlng a Surp1￿ of
over £2.300. son* ofwhlch rnlato• to
actlvlUM In tho ￿Ing year. Wlth tho
figurns r•mov•d. a surplu8 rf over
£1.700 r•malns.
Tho mmbornhlp f•0 for exlstlng
nwmbers was rndUc￿ for 23r24 as th•
r•8wvw at th• corr•ct l•v81. In
addlllon. the f••8 by th• group•
worn r•vl•w•d p•rlodlc•lty to try to
onsurn th•y flnlshod clow to zèro. The
gurns forthe group hav• bo•n
dstorted by money amountlng to
belng tsken In the yoar rnlatlng to th•
noxt flnanclal
Th rMom• arn hold to enabl• Cardlff
U3Ato m••t th• flrnnclal commltm•nt•
to th• Thlrd Ag• Tru•t kn th• •vant of
unplann•d ¢1￿u￿ and to complot• th•
m•mb•rnhlp y•ar wlthln whlch th1•
statsm￿t axplalnlrvJ tha
pollcy for holdlng re8efve8
8tallng why they are held
Parn 122
In •xc•s• of tho amount r•qulr•d. th•n
m•mb•r•hlp f•H wlll bo r•duc•d or
walv•d In that flnal y•ar.
JTh)unt of re8erve8 h8ld
Reasons for holdlng zero
Para 1.22
Parn 1.22
£1
NIA
000
Detsll8 offund matstslly in
Pw• 1,24
WA
Explanalk)n of any
uncortalntles about Ihe
charty wnlnulng a8 a
In
COn￿M
Pm 1.23
Thorn aro currnntly no uncortalntss
about th• wh•thor tha charlty l• a golng
Addltlonal Infomiallon {opllona
You ma
008e to Indude further 8tsternents where relevant abwt
The charlty'8
sourc￿ of fund8 (Indudlng
any fundra18ing)
Px* 1A7
Inve8trwit pollcy and
obiectsves induding any
80cial Investment pd
adopted
rn 1.46

Structure, Governance and Management
Des￿1p11C￿ of tharlty'8
Typo of govamlng document
Pr•• 125
How 18 the thartty
nstituted?
l Q.q Lliiin(;orpoitate"
Pwa 125
Unlncorp￿atrd auoclatlon
Trustse 8eleckn method8
indudlng detai18 of any
t))n8OttJtional PrO￿810n8 e.g.
elecllon to P08t or name of
any p8r80n or body enooed
to appolnt one or more
Parn 1.25
Ncpone may be elerted a trustee or an offlcer at
any annual general meeting unless prfor to the
meetlng the charity Is given a notlce that:
(a) is slgned ￿ a mernber proposln8 a
candidate who Is entltled to vote at the
meetlng:
(b) Is slgned by an unconnected member
secondlng the same candidate who is
entltled to vote at the meetln8;
Ic) is slgned by the pérson who Is to be
proposed to show thelr wlllln8ness to be
ppolnted.
In the event of a casual vacancy among elected
or COwOPted charlty tnjstees, the charlty trustees
may appolnt a person who is wllllng to act to be
charlty trustee. A chartty trustee so appolnted
shall hold office only untll the next annual
general meetlng.
Should more candidates be proposed than
places on the board. a vote is to be taken.
Addltlonal Informallon (opdonal)
You ma
th0088 to Indude fvther Statsrnnts whern relevant about
Pollde8 and procedures
adoptsd for tha inducllon
and traknlng of tru8te88
Pw• 1.51
The chaiity's organlsational
*ucbJre and any wkler
netvK)rk wlth tho
charity wo￿3
1.51
Relaknshlp wlth any
related parties

A descrlpllon of the prlndpal
risks facing the ch8rfty
1.46

Nam•8 ofth• dwr1tytruste￿ who manag• the charfty
l)fflc• {11 *ry)
D•ts• a¢t•d W not
nt tru•t••
Mark) Greanlng
Nonn Vaughan
Catherine Jews1￿ry
Mary ￿rgaret
Rlchards
Jano Evan8
Chalr
Trea8ur8r
Susan ThThYta8
Julie Waller
Anthony Balnes
Gary HamrrKffld
Kemlng
5r2r24
814r24
10
11
12
13
14
15
16
17
18
19
rats tsu8t888 - names of the diroctor8 at the dats the ra
Non•
Name of tru8t888 hohylng ttoe to proparty belonglng to the charlty
Non•

Funds held as custodlan trustees on behalf of others
De8cription of the 888ets
NIA
hdd In this carAdty
Name and objects oflhe
thaiity on wh088 behalltho
a888ts twld and how thls
fall8 wlthln the cu8kndkn
charW8 objects
NIA
Dets118 of arrangermnts for
safe cu8tody
88gregatk)n of suth assets
from thg charftys (T•vn a880ts
NIA
Addltlonal Infonyffltlon (optl¢Jnal)
N•ffl•• and addrw•H d adv11￿ (Optlonal Inforn￿l0n>
Typ• of
Nam•
advlsor
N•m• of ¢hl•f •x•¢utlv• or n•rn•s of Mnlor Staff m•mbor• (Ortlonal Inforni•tlon)
Exomptlons from dlsclosurn
Reason for non4118dwre of
I detsll8
Other o
lonal Informatlon

Doclaratlons
Th• trustees d•claro that tw hav• apwoved the t￿￿t008, rnport akn.
8lgMd on ly•half rfth• charfty• trustse•
sIgna￿￿(S)
F￿1 narno(8)
Po•ltlon (•g S•crotary.
Chatr, •tc)
AJK.
TrERSuAER
a7,

Reforence and Admlnlstratlva detalls
name
Other name the cha '
Reg18tsrnd tha
number
Charws princ*al address
The Cardlff u38
Canllff u38
1033518
Clty Unlted Refomwd Church
Wind8or Pla(
Card
CF10 3BZ

## THE CARDIFF U3A 

Accounts for period ending 31 August 2024 

||**23/24**||**22/23**|
|---|---|---|---|
|**Income**||||
|Subs||9,173.00|8,625.00|
|Donations||53.00|35.00|
|Bank interest||276.00|0.00|
|Group income||13,914.10|11,523.72|
|Grant from Third Age Trust||0.00|150.00|
|Gift Aid||1,192.46|982.83|
|Open meeting||0.00|809.00|
|Social (Christmas lunch)||2,356.00|2,088.00|
|||**26,964.56**|**24,213.55**|
|**Expenditure**||||
|CLA licence||67.21|64.20|
|TAT: mem fees||3,132.00|2,512.00|
|TATTL Beacon||773.00|622.00|
|TATTL Magazines||1,494.16|1,099.44|
|Groups||13,256.87|11,650.69|
|Printing & photocopying||308.59|221.45|
|Committee meetings & exp||378.33|643.22|
|Publicity||0.00|601.42|
|Postage||0.00|157.25|
|Website & emails||319.20|249.58|
|Miscellaneous||452.69|0.00|
|Social (Christmas lunch)||2,422.75|2,088.25|
|Zoom||31.18|179.88|
|Convenors meeting & lunch||591.00|333.75|
|Meetings and study days||37.50|369.23|
|PayPal commission||244.44|217.58|
|New members coffee morning||44.85|87.10|
|Open meeting expenses||1,085.34|1,056.35|
|||**24,639.11**|**22,153.39**|
|**Surplus**||**2,325.45**|**2,060.16**|
|Bal b/fwd||21,933.65|19,873.49|
|**Total**||**24,259.10**|**21,933.65**|
|**Balance Sheet**||||
|Cash||£ 330.05|£ 74.81|
|Current||£ 8,045.13|£ 7,799.10|
|Deposit||£ 14,000.00|£ 12,000.00|
|PayPal||£ 1,883.92|£ 2,059.74|
|**Total**||**£ 24,259.10**|**£ 21,933.65**|



Surplus contins the following relating to future years 

||£||
|---|---|---|
|Sunday Lunch deposits||290.00|
|Music outing 24||160.00|
|Gardening outing||139.10|



589.10 



CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examinerfs
report on the accounts
Section A
Inclepcndcnt Exaniiiicf s Report
Raport to the trustso81
members of
THE CARDIFF U3A
On accounts for tho year
ended
31ST AUGUST 2024
Charlty no
(If any)
1033518
Set out on page8
I report to the trustees on my 8xamination of the accounts of the above
charity ('the Trust") for th8 year ended 3110812024.
R88ponslbllltles and As the charity tnJst8es of th8 Trust, you are responsible for the preparation
basls of report of the accounts in accordance with the requirements of the Charitie5 Act
2011 ("the Act.).
I report In respect of my examination of the Trust's accounts carried out
under section 145 of the 2011 Act and in carrylng out my examination, I
have followed the applicabl8 Direction8 given by the Charity Commls8ion
under $8Ction 145{5){b> of the Act.
I have completed my examination. I confirm that no material matters have
come to my attention (
') in connection wlth
the examination which glves me cause to believe that in, any material
respect..
accounting records wer8 not kept in acc(wdanc8 wlth section 130 of
the Act or
the accounts do not accord with the accounting records
I have no concerns and have come across no other matters in connectlon
with the examination to which attention should be drawn in order to enable a
proper understanding of the accounts to be reached.
' Please delete the words i
brackets rf they do not apply.
Independent
axarnlnorf8 Statomont
Slgnad:
Dato:
1012
Namo:
CHRISTINE PRITCHARD
Relevant profasslonal
quallflGation(sl or body
Ilf any):
FCA
Address:
18 GOLD TOPS
NEWPORT
NP20 5WJ
IER
October 2018

Section B
Disclosiire
Only comp18te Ir the examiner n88d3 to highlight matters of concgm (see CC32,
Independent examination of charlty account& dlrectlon8 and guldance for
examiners).
Glvg hore brlef deta118 of
any Items that tha
oxamI￿r wlsh•8 to
dlsclos8.
IER
October 2018

THE CARDIFF U3A
Accounts for perlod endln8 31 Au8u<< 2024
Incom8
Sub5
Do￿tiOnS
Bank Interest
Group incomè
Grant from Thlrd Trust
GIftAld
Open meetlng
Soclal IChr15tmas lunch)
9,173.0)
53,00
276.00
13,914.10
1625.
35.LYJ
11,523,72
150.
982.83
L192.46
O.t))
2356.lJO
I6￿04.
2,088.00
14213.55
Exp•ndllur•
CLA Ikènee
TAT.. mem le•1
TATTL 8eacon
TAM Maqazln•s
Groups
Prlntln8 & photocopyl
Commltt•e m••tlny & exp
Publlclty
Postsie
Webslte & emalls
Mlscell•neous
Soel41 {Chrlst¢nM lunthl
Zoorn
Con¥enors meetln8 &
M¢etln8s and $tudy days
yPal eommlsslon
New Tr￿MberS coHee mornlns
Open meetlng exp¢nw$
67.21
3,132.ry)
773.IXI
L494.16
13,256.87
a08.59
373.33
OA
o.
319.20
452.69
1422.7S
31.18
591.
37,50
2,511.00
622.00
1.099.44
11,650.69
221.45
643.22
601.42
157.25
249.58
2m.25
179.88
333.75
369.23
217.58
87.10
L056.35
22,153.59
1,085.34
24h39.11
rpluj
Bal blfwd
2325.45
21,933.65
2,06&16
19,873.49
Tot41
14259.10
39.6$
£ 330.05
£ 8.045.13
£ 141JL¥.fJO
£ L883S2
£ 74.81
£ 7,799.10
Curtent
Paypal
£ 2,OS9.74
£Z4Z5i10
Surplus contins the followlng relatlng to fuvlrt years
sunday tsjnth d8pos1ts
Music Outlns 24
Gardonin8 Qutlng
290,C4)
160.
139,10
589.10
1711012