Crewe YMCA Limited
Financial Statements
For the Year Ended 31 March 2024
Regulator of Social Housing Registered No. H4058
Registered Charity No. 1030782
Registered Company No. 02875065

Crewe YMCA Limited
rinancial Statements
For the Year Ended 31 March 2024
Contents
Pa9e
offi￿r5 and Advlsers
Board Re￿rt Incorpornting the Strategic Report
and Value for Money statement
2-12
Independent Auditors, Report
13-15
ststement of Cornprehen*ve Income and Retalned Earnings
16
ststement of Finandal Posltlon
17
ststement of Cash Flows
18
Notes to the Financlal Ststements
19-26

Crewe YMCA Limited
O(fJcer5 and Advisers
Dlr8Ltors".
Ms S Ward
Mr P Pitctier
Ms R Adan
Ms R Hurst
Ms R Bat)ks
Ms S Toihill
MrAVea
Ms E 8rook¢s
Rev P 8enntt
MrMApa
MrDthri
Mr J Mulna5
- Wned 18th 2023
. Resigned iy Autyst 2023
. Re51oned 21" May 2024
. Reslgned 2 &Ftember 2024
- AppO￿ted 18 Juty 2023
. Appointed 18th Juty 2023
. iopthted 301h 2024
. App0h1￿1 28" August 2024
Executlv• Dlro¢tw'.
Mr M Hllls
S¢¢r¢tory:
Mfj w￿￿￿BI¢￿*S
- ApppiThted l?th juty 2023
R41i8tered •ffi<e and Prlnaple
pl•ce of Business:
189 Gr* Road
Cheshlre
CW2 6EL
Reg15trations:
Company Number:
Charity Numberi
R•gutstor of Sod•l Hous1￿.
287S065
1030782
H40S8
Ext¢m•l Audlt¢rsi
Xelnadift Aud* Uffdtod
46 Harrilton Squa
Elrkenheod
MetseOde
01415AR
ankers:
Pard￿ Bank pk
Crewe BrarKh
38 St
cwi
Prfnclpal Soli¢it¢v%:
8ow(o¢k Cuerden LLP
South the5Nre House
MèAor A￿0
anlwkh
eshlre
CWS 5LX

Crewe YMCA Limitsd
Strategic Report for the year ended 31 March 2024
Thls docurnent rdates to Cwe YMCA Urnw, ￿fer1Ed to as Ihe Cornparf throughout this document. To avotd doubL this
btes to all Tyathfig usÉd ty Crebve YMC4 Uffllte(I, fprexarnple'CThe YMCA'.'YNCA theshlr¥ 3nd'YMCA Macdesfield,.
Our Alms and ObJ•dlves
CreweYMCA Umthl is a Chrtotan u￿rI￿th￿r¥p￿ds to local needs ty eJeadvety Invethg In pg)ple* fves. parbcuL4rfy yourwj
peopk and th¢ communlty. thwh all our projects, Indudlng Hous(ng and Engagement. Famty Support. children,
and our s¢clal enterwtse5, WI￿ comprlse the GLO Café, R¢om Hi¢E, and ProFe¢ty Malntenance Service.
In$FI￿￿ by Our￿￿su80 fallh and ￿Mm[tMrt Crwe YMCA Umtted alns to relieve or In the felielof people ¢f all agcsl
par¥4xlaty yourvj peopl4 who ire In con¢litrJns of need, hartshlp, or distre55 because of thelr scoal. physical, emotional,
SpIrt￿al, or e£onLYnk dr£umslances.
The 5trntegk reporL directors rerort ard fin￿da1 stalernents ￿lateS to Crewe YMCA Umlted, referred to as ￿e Cornpan
thrrJLwJhrArt. To avold doubl th15 rektts tr) all tr4din9 ￿Me5 Ys¢d by C￿e YMCA Umtted, for eyamplo, frewe YMCA'YMC
Che5hlT¢', and YMCA M¥desfield.'
Out V*lu•#
. We bel* thateach peffon ￿$ wlque potenual and $￿tL% to be explo￿ Jnd delNered
. Wo bel* that a do, appr03ch15 ui¥ral for facllltatlnq chary lrt people's Il¥es
. We bdlvde In the ChA5Uan Basss and Mlssksn of the YMCA
Ourvlslon
WÈ akn to provKle better Ihs ènd better fthes for pe¢ple ¢ommuniUes ty:
- Enga&4ng and suppu￿ng chlldren and familles, slaylng conneded in the places Ilve
- Warttng wlth the tstents al people makln9 trnnsltlons YJ kndependenc¢
- Begtnnlw ihe end of horneletsness experfenced by pe￿an at a Yrne
Otsr Mlulon
Cr￿0 YNCA Umw lsa thIAiian chayty that￿£￿)ndstO bc41 needs ty Cnative￿ Inve5tyryJ In peorle's and the communty
Ihrtjuyh all our prolet& IrKludlno Houlng, Support and Engagem￿¢ Chlldren, Famllles and Comrmnlty Suppo¢ and Soclal
Enterprbe 8usTnesses.
EAwrfng OurWO￿ D•lfvets QurAIN •nd Ob5eth•¥
We rnithYouralTh, Obloc￿Ve$, atvj alth1￿e$ èmuatyto er6ure thatall ourworfrt and aciryfdes. ènd the woy are conducted,
corntrfbute to the achlwement ol ow almE arO objethves. I,e.. seNe the needs of people who are vulnernble and at
r&k ol tyduslon fvoffl n*lnstream sodety.
Th5$ revkw looks # what we hav? un￿tske￿ In the prevlws 12 months and what these have brought to pwple. We hav
referred to the Jarity Commls¥tsn's 44Mral guldance ¢n pubk benefi¢ speoftcalty how planned ac￿￿eS will contrtbute to thelr
Ims and obleLtfv.
Our Artlvftles
The Ac¥vlits of the Crewe YMfJ Lknltod can Into four core areas: Hou51n91 ￿ppart and EngagemenL ChllJren,
Famllks. and C¢mmunlty Suppor¢ thdudlng vtslvhteertrrfj and Sooal Entorprtse 8uslr¢esses.
Houslng Supportand ertgagemént
Nousln9 remolns ourc¢ff sevlo, ènd Crn4e YMCA Urrlted convnues to provlde Housln9 and Supptsrt ta pople expeftendng gr
at rjsk of h¢Jne1e56n￿5, Includln9 carod.lorchl1d￿n and CarE Leavers. Unaccompanled PSylum.Seeklng ChlldreN and Refugees.
Defi¥rd has remalned throughout the yw, wtth an avernge c£¢upanry of99%.
Our maln ott¢rnmvJat5on slte, t¢xatsd èn Gresty Road In Crewe. has been carefvlty desloned and makes è cJtical conlributioTr
to endlng or pre¥efit5n9 homelessn￿. It ¢omprfses 67 <ingltro¢cupaw ufitis, Induding rooms with ensui¢¢ ￿th￿)M5, sha¢ed
tthens, and self<ontslned apartments. In add￿¢Tr to the unlts at &esty R¢ad. we have conbnued to prgvlde acommodation
ar0 supp¢rt In the ¢0mTNnty$ 13 11*5 (16 wlt5).
Th￿ year, we have purfiased a two*drwm ho￿ that wek leased to a or9afitsabon, Cheshire Wthout Abuse, io
people who have ￿Per￿nced dOn￿1C abus
We ctsnilnued to te (omrnls5¥Jned by theshlre EèrtCrMJndl to provtde a HouslA9.Rebted Supp)rtknti (HRS 16+) to 21 Yourt
People aged 16+ who are (are leavets, thdudinu uThac£ompanle(l asyluffl4eeknng thljren. FNe of these ynts are at our Gresty
Road slte emeryew bed5 and three senlvkndeFondent beds), and sIxts￿ ve in our ftats in the conynunlty.
We ¢perate on an knntsged Thlnkkng. asset*based coachirvj model, undeolnned by *tho10gicalty Infomied Environmenrs.
The Supportwe offer Is dellvered by a tearn oldelleated Coache& Each re51Jent has access lo a dedlcaied Housing Coach who
wotss Ylth them 0ntron￿lle and a Heakn wefvBelno Coach. In addknon, wufig people bEiween 16 25 can access
Youth IAvocacy Coach.

Crewe YMCA Limited
strategic Report for the year ended 31 March 2024
We cofttinued to offer a Rnge ofinfomul leamiftg and eft9agern￿t a¢twibes through our Glo Acadimy, wch a5 nWSiC, arts and
aafts, constnKdoTh 5kilts and Our support Coaches work with setrfo usas to help ttr*m ijevekp the Alls to fNe
happy* thriviigi M)depend￿t Ibfe and the key sknlL¥ Treces￿ry for enwkyabllity, en￿￿0￿3[ athj mentsl Well4￿[￿ and healthy
INin9. Radents also have a(ce55 to varirws addfionhl faothtie4 Induding 3 ofé Whe￿ seNSce ￿er5 can take w WO￿ placement
epportunibes, an allolmert and a 9ym.
This w(*k wos lurKled by the Foyer Fedtram Share Irom YMCI Er*nd and Wales Charity Shllps, the YMCA EryJ13￿fj
and Wales Room spon9)rfundin9 schen*, orant funding, and corporate TrJnsor5.
We continued to host student placemenls In our Ac¢omm4daUon se￿￿. Ir<ludthg pwthol)w sbjdents and soéol work
Strjdents.
W¢ have ￿ntinUed trs embed the WOFk fundo¢l ty the Foyer FedErnUon to'Power Up Youlh.. fvndlng hès wlbled us to
elop a proj.ett to increase youth voice and youth kader5hlp thr¢ughout the organisathpn. One fws of this projert has been
to ensure that youno peopk's volces are heard ai W tevel of the organisatoffj and thi5 Y￿r, we have conbnued to shape our
Board Advisory Group. s ¢tsJde up ol young people wth INod e¥r•ientè.
Thls y¢ar, we Can￿NU8￿n fuNllro fr4m NaUOnW￿e to (onymie fundlryj a pirt.tkne &￿el￿eThrt Coath. The pernon
In this role supports Cftwe YMCA Unutsd reskrfents as thty mgve out OfCM￿ INCA Umited Ints thdr ¢xvn tsnandes lff up to
12 moThths. muth-neoded role will help wth transition and tenanty sustalnfflent for another yeèrs.
We wejt atso successfvl In rettfved fvndFr￿ from Cfytstrudoh (¢mpMy e<Mmttand KI￿nd ts) run i canthdloh skjlls caur
tne course ran three bmes In th¢ year, and ￿d￿ded four h¥eeks ¢f brS¢klayln9. four weeks Cof Path tsyJn9 and f¢ur week5 01
woodwort wothftg ofi communbty projects and enablln9 pathpants IQ gath a CSCS card.
<hlldr•n, Families and Communlty
We contynue to bc fvnd& by ourlocal buslness dow to suppart our wewnwve wort In the Wesi End of Crewe.
134 adults and chlklren attended our Sep￿ tn the year.
iio thildren attended these service>
128 additsonal in0Svlduals attended tr* Sherb%ne hub.
Suppjrted 103 thiljren v*th acbkives and lood throughout the ￿￿ffier th￿>8.
Our current offer indude5:
ATh afterllsthool dub
Two youth dub5
Footbal In the con¥nuniV
Two famty- drop ITh groups
Advice and slgnp¢>Sts'ng ses$10Th5
Art grou
Sjwlng setslor
Communty Hub seNkes
School projects
Hollday dubs
Community blngo nlghts
Spcdal events ond trfps
Lknts with partners provldlffj addityonal seryices
Famity mentorlng
One to ¢ne support
We have also:
Oeliver&J anuth¢r slow cooker [￿ded by the &xopty'm
5UPkWNted by IOL fvndlng to a Leadership ￿lse lorvolun¢eer5 In the comrnuhty.
￿e￿OrCI1 dtrJitsl skJ"l& tralning vla Cheshire Colkge South ard WesL
Hekl policc 5urycrits wth knih the poFke and Gulnne5s Hoysln9.
Hosled regulor resxlents. meeikngs invibna the kscal MP and coundlb
Rettived to￿5 lor 38 <hddren at Chris)nas from SlgnJl I toy appeal.
Had food hamper5 do￿ted from ST Paul's.
eeen awarded £1,900 from Sl9Thal l (ash for klds appeal, aUowln9 US to purtmse ÉSO worth of sup¥mathet
vtyJthors fw 38 C￿ldren.
Ihe levèl of 41TWt r￿mIln$ high Sn our community worl.
We have supptsrt￿ four Indhlduals to gel back lrtto emplDymffiL
Seen si9nific3nt ch2n9es in the betsviouT of four teenw at rfsk of recthng an AS30.
Montored thme laffllks at risk of *akdown thldren •ither going lrtto cue or Older SI￿n95 t¢coming horrtdess.
This resulted, on three ¢Kcagons, In these famil￿ slayln9 together.
Four young people re￿M￿9 io schocl followén9 elher exdu5th5 or time off vlth arriety15gJes

Crewe YMCA Limited
Strateglc Report for the year ended 31 March 2024
Twerbty-fve tQy5 lJ¢lny kept ¢)ff the streets tololn In footsall 5e55kns In an am where there are i55wes wrf¢h county
Ilnes drug pushlng.
supF￿t& fanth71￿ In uisis wth cosbof*ll￿￿ a￿k
We ronllnue lo prn￿e a Salespa￿ toreveryone to us In 8rea5 of blghwlner&jl￿ty1Q d4t, have fun. engage, shart team,
ar41 supporreath other.
We r¢ceW thfidlrbj tOW3rds the end of th15yeJr to devthp o new SC1￿ce, Tethnology, Engtheering and Maths {sfEM) Project
to ￿lI￿eN and Young people aged 8-16.
Volunts•rfn9 Opportunltlés
In 2023.2024. Our￿lUntary%ectrr has seen a sIgn￿Cont Incwse In numbtrs. Et puked to 33 aothevolun*us sUppO￿n9 rnles
In txpr afé, thmmunty work, and howln9 departrnents. Volunteered houts peaked to 403 a month. Although we prurnate our
wJknte¢rlThJ opportrJnlUes on ou¢ websste, word of fftjuth. parttulath fvom our partnershlps, ts the m¢4t suc¢e551vl
woy ol ThrEe Indthials h￿e galned ¢￿￿1)Yment os a rtstslt of thetr volunreertng oxpethnw enhandrg theli CV'&
One has Started w0th1￿ In a school, one bvllmklng In o mirseryi ènd has Stsrted work In a lool ofé. Volunteer5 continue
to be part of the YMCA at larye and we w¢¢t th￿ Vmes a year. They rnust attend our m tralnlng and are 9Nen the
Opp￿rtUn￿ trj ¢onwlete any BrKJht HA trJlnln9 to updtte or knprove thelr sklis. We èkn celebrnle our athlLwements s¢dally bv
hav]ng •) trening Ollt tsgetr*r and party together at Chr15tsnas. Volunteers are well supported on B weewfy basb, not on
leaynlng new sklN5 often thip10￿￿9 thelr ¢onfidentr and communlcatljn ￿lES and lorrnlng la5dng Mendshvs along the way.
S¢hwls. knc31 buslnessÈs and partner5 In the ￿￿MUnity now frequentty fefer adults and young pefj￿e to galn volunteering
erfenw withln our oryin1￿tru￿ t¢QLtse ol how wen SupF￿rted they are. Feedbath frorn mferTlng bodles and 1rn1rylduals
theffsthes Is excellert and conlrtThs hlgh l*els of impact. We have Jppolnted a voEunlttr coordlnator ￿SponSIble lor
volunteer reuufrnenl engagemtnl and suppo
Sadal Efiterp￿• Busln•M
GLO Café
Gks caf￿ was theloped to Pth￿e h*h Irwct traSnlng and v¢luftteedw opportunltles In catertng and hcspitslty to local
unEmployed yopTe as vrtll as unre5tr1rted Income for our thanlèblt wo￿. GLO stsnds for Growth, Ufe, ?nd
Qpportunibes. Sln¢e openlw ts doors to the p￿)1￿ In 2021 wlth Iimlted foottsll. GLO has ¢rforne a desllnayon venue for the
rnrnufifty fot ne5ghbouts, frtends, and farnules to meet. Lool bvjlnesses and contrnctovs use the cafe for the5r dalty mea￿. To
date over 50 volurtteertng ¢P￿￿￿eS as wel os pald lobs were p￿ded to young people, mwt of whom have remèlned In
employment arKI &Katlon.
We are Wo￿n0 wlth yovn9 Feople 5pedal Needsschools supported by key worke￿. Re51dents and past ie5idents of thwe
YTr1CA Umlted wotk In the cafe to tyEpare them forvarfou4 sk* as L￿stomerstr¥Ic*, kltchen ass&tsn¢ and work ￿ldIneSS,
Qne rnsk4ent ha5 galned a part4lme rolè. This rethnl has galned arther wrt.Urn¢ ro￿ woNrrfJ In J pub. The ufe has become
a Me￿n9 place for Iwil people to meet and sodal&e. Our buffet swYSc• ￿ l¢xal buslnesse5 afid hire cu5torners has
nunued to grn¥.
Ofi the flrst Frlthy of moftth, the c•le tecfffjes a popup rattaurant for fundrnlslft9 dtnn¢r and en*rtalnment, Thls hjs
become a rmnthfy fvndrn￿ln9 aftd soclal elent for the communKy ind a great way to ¢onn¢a with frfend5 ond famity. Guest
ppjrts ourworfK ty F4Byrfn9 morof¢rthe experthces. We fvayealso used the everts to sh¢Jwcase the dhfferertfo￿S oldlfferert
cultur85. To thb dare, we ￿¥t ser¥ed fcd from ￿)St African Countr*s.' ￿IneSe, Hog-Kon91 Mcdrterfaneon, Scottysh. llldlan,
GMK Ilallan, Spanlsh, We15h, Engllsh, etc. The Cafe conUntRs ¢0 rnlse the profile of our tharttable by opernting èt Irxal
ents suth as the communky picnic%
Our Nursery and Pmtslon hm •yganded th Lyver co¢k hfjlldays In another nursory. Tr $￿ceS to b t¢cal nutsery
w Indude 30 thlldM through Frfday.Thecurtntstrztegy ts to Intrease the nurnhr of nurnertes by one year on yeir.
Property Mèlnten•ncq Servlc•
The property malnteNn¢e seNke was cwted to respond to the needs thriThg the pandemic wherÈ ￿h￿UJIty, COSt*ffethe
malnlenancc seTrte5 w¢th an awareneks of ibe nttd5 01 wlrwable trnarbts could be otered for. We con￿l￿¢d to work wrth
local letbn9 ag￿ts. Wi¥ate lartdlords and tharlbes provklng hlgh quality properry m*ntenènce and ￿￿[T 5eThke5. The
expan56)n ol thts servto has b&n wo￿n9 wth Che5h￿e Eost Council throwdh the Htsspltsl Dlsthorge Inltiatrve, enabling HNS
d5chJrye ￿1]ents Into sJf* and W￿.maIntaIned humos, thereby freelng l)eds for new pthnts. Crewe YMCA Urnltcd through
our Property Malrtemnce Inspects, malntalns al￿ tharsthe property befote the home￿￿￿er leave5 hospital. We ￿ alsoworklig
wtth 4dult setylee5 supporYr4 bxal people eywterKln9 hoaTdlng tssues by prnvlding gJppothe house ckardnc¢ Ktvlces.
Fundrnlslng
r•Ye YMCI Umlted conUnL*d to seek grant and contract f￿dIng to de]iver hl9h Impctwork for Feople In our accommod?tknn
nd wlder communty. Cwe ym￿ iAmited conlfnL*d to delNer several grnnts and wntracts through0￿ the financial year.
Once agaln. our largest contract b wth Che5hlre Ea51 Council, through whlth we delNer supported accommodauon to young
people aged 1&17. lrtludlng care lewers af¥J unaccompanled a5ylum*eeknng thildrets.

Crewe YMCA Limited
Strategic Report for the year ended 31 March 2024
Thi5 contRtt is valued atarnAd £250,000 per amum. We al¥0 contirb￿l dthery of the Ildbjay AL*¥￿¢S and Fo￿j pro9ramrne
although the arnount we receNed throu*l ths c¢ntrart Wa5 t￿5 thJTh antic4?ated due to attendaTr￿ at the athlbes. We
contuiuedto delwerourworkthrough a grèTht fromthe Foyer FederaboTh tOeM￿￿erYoUrg peopte and secured follow-on funding
from the Natiorhwide COMM￿lty Grdnts Scheme to untlnue to del￿￿ moytron w0￿wth residents loa¥lng Qewe YMC4 ilmited.
lJor*l¢ thc5c grénts, we re(thed a grènt of É9,912 through Qthlre CwnmwKy io del￿er sfEM wor*shop5,
another of £4,547 Iiom Ch¥hire E* Counol to run a sa￿rdaY dropln for famille5 through oui GLO C*é, The Mlli*Tr HoLtr5
Funé (National Lottery) enable u5 to delNer work trr9eted at redudno anti￿Oda1 behaviour, and angther through Cheshlre Eas1
Coufiiil's Cost of LiviAg Grants of £9.9H to fund the crjsts of a volunteer ctr0rd1￿eor for 12 ￿tsth5.
Several grants and contrats •lx¥ chsed financlal year. Indudlrb9 a il*Nnth gran¢ from Youth M￿t Wal￿d at £7,500, 4
12*Month prnrt from ￿￿1¥¢ Cheshtre ￿lUed at £9.W, and fitst yeard Nationwlde Cornrnunty Grnrt Yalutd at É20,OQO.
We enter the next finanoal year ha￿ng 5Lrwed one Counal CoAtrart valued at £814.NJo gver fve years os wdl as
krge gronts thrvugh the 51ngl¢ Horneless Ac￿Mmada￿On Prnjett (SIiAP) ￿l¥¢d at £1S1OOO for *JvAoprTheni wott and
£160,000 over threeyeaf reveTrue fvndlfvj to accompany thls,
Corpornt• and Public Fundrnlstng
We saw a sliohi reductlon In fjur Cthpornte and Public Fundrnlstr9 In thts y4•r. We ckAd the year wth £57,NJ6 ¢1 Incoff
through streaffG allocated to thls area of lundralsln9.
We dldnotrun a krye4eale furdral$4ng eveAtbecause tr* prev10￿Fundratssng artd Communkatlans Manaoernw¢d on, te0￿￿j
gap in the relm and wur¢ on fundrolsing resource. The ￿ryest Sou￿e5 of income for thts stream were Room SpDllSOT of
L4,690.59, the YMCA Shops Share at £L6,042A5. and Gifi PJd at £23,434.59.
ChJr next blogest income In thts area was from community grarts of £l,SOO thffjuah the Up and Unthr FoubTrdèti¢D, EI,156.14
th￿9h the CoQp Cornmunty Grants, and £1.920 th￿9h Cath for Kjds.
Our v•lunteers and other donor¥ also ralsed Sofi￿ s¥nifK)nt 11gu￿$ for us, the area olfvndrn&lno that 1$ up o)mp4red
to prewgu51y. ThL5 Induded a volMteér<trordinatré thrtstynas fundraisln9 effvrt ￿U￿'ll9 In £653AO, and a sthcol fundrnis¢r
wlth Spnnglleld sthtr)I res￿￿￿j In £282.40, ès wel os donayons fmm YMCI Engtsnd & Wa*s (£835.25 and El,0101, the Gra
TnJst {£1,2501. St James. Audlem (£500), Uoyd's gonk (£5MI, the I￿¢￿201 Sodal C•rt partfttrshlp (Q8e), afid Nth¢rkln
Qewé (£1161.
Jon9$ts1e this, we rononued to reCe￿e around É25 per month In rèJular doM¥ons thrnugh ￿Jr ￿lIne Jurt Gmng plokn.
FlnJmdal Revlew
s a Regi#ered Sjoèl Landlord, QeN¢ YMG4 Umltsd •cMunts are wepared base(l on both the Accounung Dtrettkn for wiv•le
re91ste￿￿ orwders ol soclal hou51ng i55ueil by ReguktorolS•dal Houslng and National Hous1￿ Fed¢raf5on* Ststsment
of Recomn*nded Prattke. FYt1herm￿, Cra¥e YMCA iimStsd Is a reg&tered IlfflSt&J company and thereforn the acuunts are
In accordance with Q)rnpanles Art 2006.
The eoard ofTrustees are Satr5fied that these aca)unts reflect the flnandal I￿￿On of Cfft YMCA Urnw for the year ended
31 Marth 2024. The Inwme b a btend from rwts, mntra4 comntssloThed seNl¢tSi 9ronty tradtrl9 IrKom•, donouan aAd
lundrals¢'ng ¢v¢nts.
TumD¥er and other Incon% for the year amDunted to £2,57I9551É2,147,IS6), Jn Incr¢Js¢ d 20% CON￿•r&I io the pmlous
year. Qperatin9 El￿￿dftUre for the ￿ffle perknd was E 2,346￿94 (2022-2023 £1,997,023), bn Sncrease of 17%, resuluno In Jn
0￿￿t.￿j suolvs of É226.061. ￿EreSt recewÈd was ÉIO,582. Total Intefest pold and fina￿n9 C05t W8$ £22,328. Pers
dlustment due to Triennial valuathn wès £83,741. T¢to1 SuFplus for the year wa5 £2X156 compared to É146,199 In 2023.
we YMCA Urywted has a total reserve of £1,528,7S2.
PrlncipJl Fundlng Sour
The board ofTNstees grakfvlty xknowledge the support from dortors and ThJrthts arttl w&h lo record their slncer¢ lppredatlon
to the varnus ¢ryanisats'¢ns for maklng gronts and donat5ons totslllng £177,OW auoss thè seThS¢es.
The rnain fvfiding source cMtiNue to be r￿ts1 In[￿ TtceNed th the fonn of Houlng 8eneflt fw the protyAslon of houlro and
SUpr￿rt lor people ewie￿￿n9 homele55ne55. A totsl of £1,552,914 receNed forthe ¥eai.
Our occupancy nie was averaglng at 99% compl￿1 95% In th¢ pr¢vlou5 year. We ￿nynue to Invert trt our houslng
slocK in an ongoing refUr￿lMent progtamme wlth a strntew to rthrbish 10 units peryeaTat è C05t ol ES.000 peruniLs thereby
enhancing tl* qUa￿ty of accpmmodotion for users.
come from Commtssioned Pl¢￿%1ft9 Related SuP￿rt and knommtsdayon for i& ènd 17ryeaTr￿ cale leavers and
unaccompani& asylum-seekivj th1dren by Cl*shire Easi(wn¢il Intrease by 7% from É310k to É33lk. Moreover. cheshi￿ Ea51
provlde5 an a550rtmeDt of srnatkr grants that faoktates fvFiher support ind oftgagenwnt progrnrTmes ar￿ S￿￿mer hOl￿aY
prole£ts lor clyldren and FamilK&

Crewe YMCA Limited
Strategic Report for the year ended 31 March 2024
Foyer Federnth)n grnnt fvrth our Powef Up I￿ett Your￿ peo* A grdrt from Bathyate supports resldents with home
e$5enUals when mjvlng Into thelr home. The Ytyjth Muslc grdnt fvnded our mu51calKY pmgftmmo for restdenb. A (knnauon of
£50￿0 from ltrAI phllanthroptst fund5 our West End thildren and projeds
Sc<ial enteryitse ￿SInesS Income genernted PrnFoty Malntwan￿. Room Illre Glo Cafe was £224.QC4) (2022-2023:
£160fv00)
Tw5tees are awore ol the 0)st￿4￿￿ ryewres on our slaff and semces users, the thueasirvJ ￿$t of rnalntenan
and kn¢Jeaslng cwtiyon for 9rants and many demJnd5 for &¥emmert al￿ Loul Authority Funding. Tre annual
budgebryj process L4 ri*¥￿5 and seeks to er￿l￿e th31 underfylng kncorne ddvers are realistic èTrJ attalnable, TNstees awarfed
a 5% 5*ry uplift ènd ￿￿snts￿n feal Ihrfn9 wage emphyer stsbjs.
vestmont Pollty
At we5entthe Investh￿nt Follry is to mulmls¢ short term, low rfsk irtvestrr￿t o¢porwnlVes. The tsustees Itavlryj regard to the
liquw wulrem￿ts ol the day lo day yrayons and to the reswve pollry, hèv¢ hlstorfcalty operated a of keeping
suffldent funds avalkbleon Ojffent aecountand kn a 5hort-term Inierest-bearing accountto generote a modot rate of return on
suth nKnle5. Twstpe5 CQn5tdef It to be pnjdent due to the YO￿￿71ty of Ma￿ not to Invest In stvcks and shares.
The Board s drtermlned io Imiest tn affordable houslng for re5Idents' workers tan￿les. There Is a commthent to mèke our
properties en￿ronMentaIty frIend￿ ty lThvs¥n9 In sokr and renewèble efteroles
Reseryes Pollcy
The Board the th• Res¢ryES Poury Ind hève rrffrJnls&J the ne& to ettèbllsh an appropriate level of resenM to
safeguard our conhcttjal oblgattons and thÈ needs of all the bertefidartes or seNke Use￿ of Qewe YMCA timlled.
The 803rd hbve comlfied the rtqulrements for ￿seNe In the tl9ht ol the rtwin fistrs t¢ the ¢ryanbaUon. Th•1 art
committed to generntlr4J sullktent vesuve5 to support wrrent DryanlsJdonJl obll9atturs. The foknying fattors were comldered
In ft<lng the ltrrts of ￿selVeS.
- &Aden wthdrnwal ¢r L¢Y of a mofvr contnctSLKh as th• Hau%lw Retated Support
- Delays In Houlno 8eneNt Payments
. Sudden Slgnlflont Incrnses In Opefauanal cost
- The cort of coryleVng ary outstandlftg contracts
- UabMIt(es under Property or other leases, or pjtonded credlt agreements
- Provlthng i flnafidal ¢ushlon agoknst rfsk and I￿re tsrtcertalntses
. Suffldeni fuN1s waltsble lor Tfu<tt5 to be able 10 èdvantrge of ch•Thges or oppothnltte5 that may arfse,
Crv4e Ymfj UMW has è •nd seoJr¢ IKOMe streams. W• have also mJlNtalned 4 comweheAslve rnnge of
Ins¥rnnc¢ Indudlng 8uslne5s Intemjpkns cover of fflore thJn £6,000,000 over any 36 months pertod.
Free Re5er¥e5 are representrd * unrestrthd fiJnds (Indthllng de*nated Fuftd51. Beamg In mlnd the coAslderdilan given
ata)¥e, the Board agreed on a polty olretslnkng a mln5mum olÉSOOkash weseNes as SUft￿enttO supportthe cash management
of Cre￿e YMCA Umw. To thb end, th¢ Boord of Tnjstees have establlsbed a Re5eNe5 Polty thét Is amualty to
enwre that the 4pproprtate1tr4els are
Gipltsl CommltmeAts
The amverslon of 143 QhJeen$ street and 15 Ford Lane Into a 4 x one tdrnom is onoolng. We sLKcessfvlty bld for £322,000
thrDugh the Slrtok Homeless kcamnwdatSon PrnJ2ct (SHAP), fvnded by Home5 EnylarKI ond admlntstered by Groundw¢rks UK.
Th15 fw¢Jng covets £if￿,fA0 01qp￿aI totollthg 4D% olthe acqui%ltyon ind dtyelopmentcosts assooated wlth purchasing
nd cunverung propwues Into four fijts, The renyinlw É162.000 covers three yeats of revenue fvndlng
to rtmifL one stèff member to support a cxeloJd of four young people ot rf5k of or exporfenclng homelessness,
We weré also succtssfvl In securlng a 9rant 01 £130,000 to cover the cost of In5ts111r*a solar panels at Gresty Road. Thls WIN be
spent alongslde the £L5,000 Ir¢wn the Gfftner Erterty Grnnt we receNed from ￿eShIfft East Coundl.
S•feguanllng
The ￿feguardIng sutummntee bwell establthed and comw15e5 l*eTrustes Head of Sefykes, ￿￿￿n9 and Svpport M3n3ger
(d￿gnated Safeguardtng Lead), a)d HR Manager. ItmeetsblmOnth￿to sutrtkn15e safe9uardlng incldents anden5ure cempliè
th and reguktory ￿UlTlY￿eThts. Inthding repo￿n9 I￿Idents as arfse to th¢ relevant hulhorws.

Crewe YMCA Limited
Strategic Report for the year ended 31 March 2024
Value for Money
Cre%¥e YMCI Limteil has a respun51bilty tu demofistrate ttjat we are delrrtrSng gcod value for monty to our R5ideAts 1rnI
stakefvJlder5. We have I￿￿o￿¢d a value-for-frnnLy policYth* is compbartwlth Hclguldan￿. We alm trj get m&%lnMm benefit
for the rewtwce5 we have avaikbie and 5bike ihe right ￿lInE* btheen eost and quallty.
Our Yalutrfor-ffwey poliw ig embedded In au areas of ow operJUDn4athibes. Thts lrtdudes ma1Jm￿l￿j Inco￿ froffi al
sourtts, appropriatofy tendthng key £ontratts ar￿ wing back the savlnas achkved to our rtthlents in the fomi of crèattve
en9age¢nent pro9ram&
Crewe YMCA u"mSted Pfoacuvetsf wage5 with all Its servKe vsers, whether 65 Ihough ontrth-pne SUp￿rt. user
meebngs, tr Sa￿sfaCbtin qu¥UonMir¢s, to ensure that the serykes delNered arè fil for pury¢)5e ènd rAttomes are athi¥wed.
TNstets are presented with setvke vsers tewrts blmonlhty at board rt*￿ngs.
Contracied work won ufflder comp¢titl¥e t￿deAD9 slbJotr'on5 ts soutln&ed JgalMt piice and 4uallY. wth the need to offer and
eliver the best Yalue to 5ecur¢ new contratt wark Trlouslng Beneft Charges are regularty soiffjni%d ty the loGal athorb
ensure they lop￿sent valw for Ofth Judges our commlknÈnt trj the quality olour housthg.
Tho Rnance of Cme YMCA Llmifed I￿ podse levels of èuthorfty delryaw to uffic￿5. but wth certaln finandal
tronsacb¢ns bosed on value type ol expenditure oquirtng board approval. The Flnance and Audit CommKtse scnrtln￿eS
finandal non.finanool outcomes and perforynèno for varfènces. En addithjn to thls è Rlsk regl#ar b malntslrd, updats
nd re¥iewoO r¢gularty.
V•tuo for Mofiey Achle¥ernents In the past 12 months
Our Value lor Money achlevements Is a miknjre of cash savlng5 and qualty enharKe￿Thts at nll add￿1 c05L In totsl. they
mark a signifiunt progress ui identifyir4J opoortunlt*s for drpln9 value and cap￿￿Tr9 the outcomes and benefits ts prove thwr
worth.
The GLO Bbftk *heme g¢ve5 ten￿ts ts opportunlty to a?￿ for • ￿{so￿l irwesb)*nt In twr own life wts.
ResthThts have accoss th WO￿ pkcements and tralnln9 In all sodal •ntsrprfse buslns
I tenants who are swcessful In Vtting employment are supp)rted wlth a butsary dep￿￿1Th0 oft eamSngS,
Renl Payment thceniive for resldentr Wo1￿￿.
Our Engo9ement offer ss in addrtlon to housSn9 SWPOrt to bÈMft our dent a¢d￿¢no1 thlrytt.
Free laundry facilit￿ to am tenonts
Investrrtenl ITh 24 hou￿ WI-FI In all bedrooms and Computeis and lJFtsps avallaNe to tenar
Christmas and Eastor to every tenants
Investment In 5nrAker tsble arld gamlnll facllties
Start-up packs for new tenants Includln9 to￿¢trIeS and culery.
Pather agendes deliver swioThs that add value as sexual hea*￿ wbsiance fflisw. Job certh 4rd canThnlty
para￿lC
Froe Gym Is Open to all tenants.
InvostrneThts In apprenticesNp scheme
We offer residents 1.1 counselllng sess¥)ns fre¢ of charye.
Tenants oo encournged to parudpato th loal communlty ev¢nts.
SaviAgs In all irèas of our OFerat￿n through Improved maintenan￿ prncurements
Continued year OTh Year sayinus on utJirti4 insurance, and seplke corttraLts
Inve5fvnts ts Imprne stsff effeLtivÈness and Ikxible wo￿n9 from home.
r>elwery ol Tenanty Heatth Chécts to proacb*ety erwjage wlth tmants arti fdenWI propety or petsonal tssue$ at an
early stsge to susrth teThonty.
IncentNÈs to ienants in the forn parcets lor ￿Mpt payment of r•nt has reduced the amouTht of debt
$4nificanty.
A mbu5t ma5nten•K¢ Wm has ￿nIficandY reduced the I￿e1 of void.
ConD'nueé Year on Year Investments In our wJpertie5 and equlprn¢Tht
Seven standards recommelldeil by the Regulator of Sod•l Hou51nq detsll frn¥e YMC4 Lirnlteds delhery of vJue for
nb)n¢y.

Crewe YMCA Limited
Strztsgic Report for the year ended 31 March 2024
M¢trfc Surnmary
In od¢Jit5on to the CUTrent Valfft fvr Money metrfes, the flgufts fcr the 9￿ced[￿9 ond 5uctredlng financial yeats hove l)een
pro￿dett, bre)kdownofthÈ2D22.2023 merltcs. Moreover. ￿￿the1r￿rtd pem15slon, the 2023-2024 Va￿e for Money
mthcs foi YMCA St Helens havè aL•J been tsbufated to provloe a comparison agalA5t a commensurate sodal hpu51rwJ provlder.
Crewe YMCA
St Helens
YMCA
2022-23
Actual
202>24
Artual
2024.25
Target
202>24
Tar
Re.Investment %
0.00%
5.26%
3.48%
6.5%
2.03%
New Supply- soclal houslnl %
3.75%
2.50%
3.00%
New Supply- non.so¢lal hgusln8 %
0.00%
0.00%
0.00%
Gearing
-11.90%
4.98%
-5.22%
.4.5%
-6.50%
EBITDA-MRI Interest cover
5,666.19%
7,201.68%
8,126.23%
9,000.20%
3.498.83%
Headline social hausinK Cost per unli
£12,956
£13.456
£14,747
£12,500
£13.225
Operatlng mar8ln IsoclJl houslfi¢ uniis)
12.84%
13.07%
18.SS%
18.50%
9.75%
Operatlng m3r8ln loverjlll
6.80%
6.12%
10.47%
io.so%
41.41%
Return on rapltal employeil IROCEJ
2,41%
2.72%
2.99%
2.20%
11.05%
ststement of Compllanc• wlth R•gulotory Stsndards
prtndpol r5*$ 0rn1 m)lerfal uncertalrths affecdng thwe YMC4 Umlted are ts Per6¥Jrt Obllptions and the urKertaln nawre of
ks fvn(Yng streat)Ks, The Bowd consldtss annuaty and on a rolltng basls 3 thretryeir srrdte9t whkh Crewe YMC4 Llrted
pro9rethefy Implemerts.
The Board rece￿ blmOnth￿ reports from the Ch*1 ExeoJfr4e Olfic¥ arrtl Ihe sthor leadevshlp tea￿ whlch set out th¢
bu51nEs<s ￿skS, rtsk management ￿aTr$, and tolernnces.
The strateglc plan Indudes ? rrA>ust aS5tssmont of thE prfndpal ri5b fadng Cmve YMCI L5mltod, InduéSng those thoatenlng Its
buslness anL1 flnandal n>gJel, futu￿ PErfonnèno, stherKI. or Ilqthlty. COn￿d@rfn9 the current economlc OLrtJook. the dlrert¢rs
bellevethat Crn¥¢ YMCA Urn￿55 Well￿a(ed ta minige Its buslness lishs suc¢tthlty.
<cordlngty, the Boari1 belle￿5 that considerfng Crewe ITrICA Umf(ed's current posttlon ènd subject to the prfnclpl rfsks fvced
the Iwlness, Crewe YMCA urn￿ed wrfl be a* to cofiUThue In operntyon and meet its 1+ab￿￿e$ as they fal due lor the pertod
up lo 31 Marth 2024.
Director5 TeJ5onabty cxpect Crewe YMCA LlrrAfed ta have adL¥]Uate fesou¢ces to con¥nue Ils ¢perdUonal exlstence lar the
foreS￿blE future and fvr at leart ty¥e￿e fi￿nths frnrn the date oflhls
The 8oard confirff6thotth¢AsJocliUon has malntslned compllance wlth the Aegulattrolsocial Houslng GDvefflan¢e and Wabilty
Stsndord.
SelfrAssessm¢nt of the Clydo of G174ém•nte of Ihtt NJtlonJl Houslng Federnttort
Crewe YMCA Llrnlted malntalns compllance wth the of g0veMan￿ of the Notional Houslng Federalon, thereby enwrtng
the effec￿ne$S ond ex¢ellert¢¢ of the bo)rd of Trnstees. Examples of th15 Includo:
I ptskSes and prcth1v￿S re9Jrdlng 9ovemance are readily avalable to all Stsff and beard members.
The Board of DlreLtots at Cme YMCA Um11￿ comprfse5 nlne membErs,' elght nM*xecutive Trustees, Ind￿11Th9
Chjlr, who Is re5wn51ble for the btrarrfs leadershlp* and the Chlel ExtaJ¥ve Orn¢er ICEOI. In the last year. ihree
Trnsttts hwe been recrulted. whlle tsvo have restgned. each TNstee has undertaken a Skills Audit and Safeguard109
and Provlded trainln9. have also been able to atrend the an￿01 BOard￿ruStee awty day.

Crewe YMCA Limited
Strategic Report for the year ended 31 March 2024
The Comgany Secretsry (trtead of Fundralsing and C￿￿e) the ￿rd on cwp16an¢e with our mssioA,
vtslon, and values ind any 5ts1utury requtsemeffits. Thls is algo athkved In Board Meetlngs Ihrough Senlor Leadetshlo
Team reports and the addibon of the pillars of the Strateglc Plan as )yervJa iterr* at each nRrting.
We are upJatlno (wr TnJ¢ee handbook. whith indui*s thÈ hlstw of Crewe YMC4 UnNted, Inthdlng its strategy,
¢uf(vRI eth¢s and mLssion, viskn, and values.
All 8oard Meebngs aThd committee rneetsn￿ are fvlly minthd based ￿ ful agendas wth dtsoJmentatl)n
provitled to all Truste& Al o)mmth4 Indudknll the boérd, have f¢ffl￿1 ter￿ of reftrence to ensure transpare
nd effectiyerw.
The oryantsaoonts CEO ha5 J £*or undEr5tanth'ng ol their re5ponlblUtles, authorty, and r￿a￿a￿shIP wSth
t<>brd, 04rt1ined In thdr 5I9ned contra# of employ1r￿L The perfom)ancK and remunerntion of the CEO E appraised
every two year5 by the nominated Trustee
The Board malntath5 hl9h standards of problry and condLrt (e98rdYvJ u)nfllGts of interest and h05p(ralty
ac(eptan(e. As per 0￿￿15a￿onal polityj al sefiior staff and fnsttts deth￿ any lrterE5t& Tntwested Board
t4embefS may not4J19]Os or vote on thist¢ns ￿gardIng thelr Interests.
Future Dlr¢rtlon
8uild¢n9 on the 5uc¢vAs of prev)ous stratyales, the B￿d, SLT, leom iadÈts, and #èff of YMCA Llmited have tsken the
opportunSry to bok to the fu￿re and be bold In eur thinWry4 to Inform our Arnte9lc prkrths fpf the next Y•#￿, 2022.2027.
FIVE strale9lc goais were Iden#Red. the %Yh*, IDr thwe YMC4 Umtho over the 5 years: l. our Reach 2. £%￿lld
our Houslno Sefvkes 3. Bulld Communlty 4. Grow our Peopk 5. DIver￿fy Incorne.
Our Strat¢91¢ Goals
each sirètegic goal olour VIS￿ contri￿rte$ to whot frn YMCA Umiied an athw,
E¥pand our Reach In 9eography and the seplces we offer, frnm expanllrKJ to addtr4 J rang¢ af merttsl heafth
seNices to support our people, Yo￿ntle￿, and iesidenl&
Expand Our Houslng ServlttTrWhitemalnthinkn9 aur hl4h*uality èccommodatloTh, we w511 Incre￿¢ ourhousir¥Jsiock throu9h
pathershlps, rekiUon5hlp5 wilh prlvate landlo￿5, and creatNe soltsl(on5. Wt wll expand the r4nyE of HrAtslng and Webfafe
Seryices we ¢fler to reydents. landlords, and aulhoritlrs, becomlng a weaed setvke ptavkts. We w￿1 Èvaluate a longe￿I¢m1
tKpansiDn IAto higltrnoeds housing and rent.ttrby.
Bulld Cornmunity-Atthe heartofthe YMCA ￿ 8￿mMUnIty￿ whether it i5 thos¢ who use owspaces and seThlces, ourresldenls,
ow pe¢plc, or Dur volunteer5. We believe that coThne(Oofi to th¢ o)mrTrJnty Is essenual, Èspedaty foi famllies and those v41th
thlldren.
fjrow our Peopl¢ - InvestyNJ in 9rowhg our poople, 5tsff, volunteers afyj resldents ¢Mbles b¢tt¢r IW afid futrJre5. It
emp¢wers the to Indopndonc¢, whlth th at tho core of what we 4Jo.
Dlv¢rffilfy our Incarn￿6[￿ad lficome stwnE ￿U(e r5sk and enoble a gieai¢r IMI of Inv¢stsnent In the seth we off¥.
Our soclal enterpiises and partI￿shIPS ¢KpJnd oui reath and ueote fflnanc*l %￿ty and stabllity fvr u5 to omtinue our wty
There Is also • neld to d¢v¢lop sutslnablo Nntry and engag￿nt 0pmun￿$ for youTrJ ¢Kdwled fiDffl malnstream
aming aod to acluev¢ bett¢r trdnsfoons from supported houslng to Independent it¥W.
CreweYMCA Llmited lThtendst¢ CO￿llUt to p￿desOMe$e1yIcesThjn￿?JbY the5hSre Ea5tcoundlwhlleslmuftaneou￿Y4ttrOrtbng
aliemotsve fvnding streams for our serdtes to develw a balan(¢d ftnèndal pwttollo. Example5 of pmJEdS Indude new youth
wort tha¢ on ImpTovlng asplrauons for peotts and work that hetys and ￿l￿9te$ lrtte9rate wth
broader 9)dety more smoathly. Whlle ow Ac¢¢mmodatpJn Str4lces wdl coTh¥nueto be our core buskness fe9ardlng 0￿￿moVer
Ind oudayi the expansion ol our soclal enterprise business and our Cornmuntr wowk Iljustrnto the d￿e￿Mea￿On of ow IrKome
oeneratJN. Furthemor< we are beginning conve￿￿0￿$ othLY organisation5 thathave thÈ rthntial to expand our howiro
arbd support offer lrnto new In the wunty. wNth w￿1 open the door to further ¢pporwrths In ￿￿¢$ Whe￿ we ojrrenty
have no presen￿.
In addition to txpandlng our GLO prowart4, wè are t¢glnnlnq lo de15ver Dew aws. For example, we ar¢ runniThJ Mental
Health FItst￿d sessi)Ths for the comrnunkty, whSth we %yill lookto ¢elNer In new areas. Ajonplde th*, a￿ now to pro¥lde
Montal Health Arst Aid troinin91 whkh wili genew*e addthial Intt*me as Oryan&aya￿ and Indfvjd￿s IK*)k pla￿ on ¢ur
courses, There Is an Increas4)g need fvr acce551bJe rnenial heath provision for people of Il ages, pth.Cula￿ lor youn9 peD
those who Identify as L￿6q1* communty, and youny famih"e& Many of our seThke us￿$ ￿t0 one or mNe of these gfDUPS.
Therefore, %Ye rnust find a %yay to respond to this deVelOph￿ need, and pm¥idin9 qualty trainthg fretrttraccess Servi￿{%
an ¢b¥IrA￿ Way to achleve thls. AdorfOnal￿, fvA(1￿5 a￿ parloJLirty interested In fundlrrfj Y4ork enablirbg this klnd of support, a5
the evidence for its posldve Impact on COMff￿n￿"e5 Is InueasiT4ty dear.

Crewe YMCA Limited
Strategic Report for the year ended 31 March 2024
strurturn, G0￿MarK* aftd Management
Governlng docum•nt
The organlsayon ts a ¢harltsble uJmpaThy I*￿tsd byguaranie< lietystered Charity NO 1030782. Company No 2875065.
The cofflpany was established unthr a Merr¥Jr￿wn ol Asstrfiatlon, whkh estab155hed ib objects and and s 9oYer
ty its Nrtkses ofA55(thUon.
Crnle YMC4 Um*ed hos a Board ol Dtre¢tots. They ft%et wery months and are responslble for settlng strategic dlrtttitirt
nd pc*W In ac¢oYdarfe wth èlms and objec1￿tt and monir¢rfng pro9res5 towards thelr achlevernenL
The￿ are subgroups that ove￿ee work tn thkal areas. the flnance and Au¢St comfflthe chalred by the Treasurer and the
SaleguaTdlo9 Panel dHlred by the Board Safoguard¥¥J UAk Oirector. The Board of Dlrertots nomthates indmduals as Unk
DSrErtQfs for ts range of opernYoAs. Ithdudkno Flnance, Sodal Enterpr&e Buslness4 HR, Saftguarfin91 TrOb￿llg an
EngagemenL Communlile5 Famlbes. and Users. ￿nk Directors meet regulath with the apwjprfate membefs of thE
SeAk>r l•adershtp Tearn and bn some ases wlth wers ol rth sepA¢¢s to dlxuss oJThent &sues ar￿ concern5.
Day to (lay ￿pDn$tbl1Jty ft*rthe prrmslon of the seNkes resis wlth the Chtef Executive ¢Xficer al¢)n9 wlth the Senior LeadeThhlp
Team. The thlef ExeoJth Officer Is responslble for erwrlng that the tharity delNers Its ahms and oblec¢fve5,
The Head of Fufidrdlslng artl G￿￿nCe rn•Mges Fundralskn9 and c¢mmunI￿tIOnS. Th•* a150 att a5 Company Seuctary arvl
gapp￿the 8oard of Olrectorn GovemarKe.
Tht Head of S¢Thkes Ind Impart Is responslble lorthe dellvery of htgh*uality Houslrtg. Support Engagement, and Communhles
sertlces. They are part of the Senlor Leader5hlp Team worklng lowords achlevln9 the vjslon èrtd stratety agrttd by the Bpard
ol Dlrtctths and ttw pro¥lde e￿lIent ka(1¥5hlp and supp>t to Team Le4dtrs and Str￿0 delfvery siaff.
Th* Head of and Is rtsfftble for the m3lntenarKe ol efiK¥ve fmartdal control and cornpllance a¢mss the
organls*ton, provktlnq accurate ar￿ Umety manaoeft*nt ol lThfom*ton to support strate9Sc dedslon making. They are also
reGponslble lor Audfc and Iusk.
The HR and AtlmlrtstraVon Nèniger ks responslble f¢r Humèn Resources and Olds the Compary Seuetjry in effKtlve
commwlcat5on vAth the Board of Trustees, Sndudes tr￿Tr9 mlnutes of rnttUng5, d155emlnatiNJ papers, and ty'metabling poli
ews. lly are aiyj rt5p0￿ for the Volunieerfn9 department.
Composltlon ol th• Board of Dlrnctors
At the end of th¢ fi￿n￿al ￿r, the Board of Dlr¢rtors lad 8 membets. The Chlef Execu¥￿ ofncor slts on the 80a￿ but
ng votlng rfghts. Board meetlngs art usualty attended by tho Senlor Leadershlp Team ind In Mme eases operatlJnJl
managers.
The Olrtdots of the Company are also tharlty Trt￿tee5 for the purposes of tsw. Under the requlrements of the
Memornndum ind ￿ttle$ 4fAssodatbon, a dlrector is elocted to ser4e lor a perfcrfl of three years after whlth must be re-
okrted •t the next AnNal Gen•rnl Mee11n￿ whlth normalty trkos place ln November.
The DIrectO￿ are trorn a varlety of profes<onal backgrounds relwant to the work ofthe Company. The traditlonal buslness and
voluntary SeCtors￿￿S are wdl represented ort the eoard of Dlreciors. To malntsln th15 IKoad 5klll n#x, members of the Boafé ol
Olre(tots arn roquorted to P￿de a Ibt of tr*lr skilb and Irs the wentof skilb h)5t duo trJ rotsrcrnents or a sk1115 gap being
Iden￿fied, the Company will run a recrutsnert ompalgn to seDJre new D1￿CtOrs, somellmes apwoa£hlng poople d*. The
5kJls base of the B￿rd ond the relmnce ft*r the need5 of the Compèny is urtdor conslant
All D￿ett0￿ 9￿¢ thelr dme volunt* Ind n) benefrts from the thiilty. AnyexPens￿ reclalmed from the are set
out kn Nrte 7 M the accoun1&
Rlsk Mana9emeTht
Clewe YMCA u￿￿ted has rv*ewed ts rtsk rnporttn9 to trtthe5 wlthln the year seektng the asslstsnce of now with
speoflc workSrrfJ expertise of operath)nal tsk sY5tetr￿ to update our ong01r￿ rtsk lrnmework. The JIM of the framework Is to
Idenufy and assess rlsks as ftr as ts reasonable, trke Steps to nith2)ts thme rlsks whornver posilble, and ersure that a su¢table
plan In ITr place to thew arKI monlt¢r rfsks on an cfflgolng b4515.
For eath ol the folbwlng areas a risk a55esrnt ha5 ljeen undertakert to Id￿1fy the maln areJ ol rfsk which could affect the
or9Jnlsation.
naru and Buslnoss
EnWtvnm2nt41 or g*emal Fattors (such as publ* oplnh)n or roktsDnshlp fiJnder5}
The thrltys Cornpllance wlth faw ￿ reoulauon

Crewe YMCA Limited
strategic Report for the year ended 31 March 2024
r￿e YMCA limited acknowltrlges that the re¥ortsibility for managemert and control of the oryan4*on lies WI￿ the
Erusteek It is however the re5gwsibilities of the Sen￿r Managemenl Team to ensurt each depart￿01 15 equlJp¢d with the
resources w carry our all the ne¢¢￿ty tasks whtch then be r￿lewed by the board of tnsteeL DepartmeAtsI pollcie5 and
procedure ar¢ ITh plao to Iderttsfy, assess risK tyaluale artknn wlred ensure ConS￿nI moThitoriw of the rf5k.
other Parti*s
Ag a redpient of pubk fun￿ Crts¥e YMCA ￿nited reco9rw the Importance In govemaKe and management of worku¥ in
pathershlp with local and nat￿TraI Gcvernment deparlments to delpier tts aims and obJ'e<tfves. Pl a l¢<al tev& ow seNkes ar¢
Informeé by kncal straie9És for homelessness developed and commisstoned ty CheshlrÈ East￿und1.
ststement ol Board Mèrnbers. Respansibiliti
The members of the Board are required ty le9isktSor) concerning Re9tatred Provldets to pr¢par¢ •c¢ounts for Anandèl
yeai, whth give a and falrvlew olthe #ate of affatrs of the A$5rthtkn as Jt the¢na af the finarKlal y¢araAU of the su￿1￿5
and expenses of the Assoo'abon lor thal perbd.
In prcporfng the accounts apwopnote accoiiAllng p￿￿leS have been ￿ed and apOe¥ ¢rA)sl*endy, f¢aSOnab￿ wudent
Jud9ements and estimates have been mort and the accounts have been prePa￿d on a ￿n9 concem bu
The members of the Board are re5panslble for malntalning adequote o(￿Un0Th9 record5, for sofeguardlng the ass•ts ot the
AssodatKJn and for taking r¢a¥onabte SLeps for prevent6n9 and detectir4 fraud aTra other lryularltses.
The Èoard Members holding offlc¢ at the &t¢ of thb report confvm tha¢ 50 far a5 tw oro iwore. there ￿ no ￿leVant
audit Informab'on of which the Compan￿$ auditorn are unaware; and eath member hos Ill the steps that they owhi to
havè taken as a member to makÈ themsdves aware ¢1 any relwt ath*t Inforn4ikM énd to estabith that the cdmpanfs
drtors are awart of that thfomièvon.
5i•ned on their beh￿f olthe m¢mbers•f th• Bo•rdi
Sa'man
d - Chalr
M•rk Hll
- Chlef E¥¢￿ti￿ Offleer
14:.'...£K..f,.i..tr...ryi..atrfi go24
li

CreweYMCA Limited
statement of Corporate Governance and Intsrnal Controls
For the Y&ir Ended 31 March 2024
Durlng the pertod the Boarf COMpIW In 811 matsrial rweLts with the elerneats (fthe co3e olG)vemance Is9Jed ty the
Natkjnal HotNng Federntian that are relevant and can be Practic*￿ Implemented gfven the gze and ra￿re of thig
¢ffJanlsabon.
Xnternjl FlTrJndJl Contrnls
Baard aCknow￿e thetr ufdmale resp¢Asibllty fff ensurin9 that the Assodatton has Inplatt a system of controLs
that Is approprfate to the variou5 b￿1ft￿$ eft￿rOnMents In wNch it opefate& These controts afe deslgned to give
r¢agJnable assuran￿ wyth respett to:
The rellabllity of finanilol Inf¢M￿lI￿N used wjthln the hA¢¢laY¢￿ or for
The milnten?n￿ OF woper accourtlng records, ènd
The safegyardlng of assets aqalnst unauthorlsed use or dlspo&tSrm.
It O01rfs reskvJnsbblllty to wtsbllsh and matntsln W•ms of lrt•rnal finafidal control. Suth wsterns carb only
prnvldt FEasGrsJble•Dd not absolute ￿￿rnI￿e aoalrt flnJndJl ffl4k*Jt￿nt or loss. elL¥ments Indude
•nsurtThJ that.
FOMHI po11th5 and Frrtedures In pla￿ Indud5ny the documenlatSGn of key wrtems and Nles ielatlrvJ to the
delegatson of JutF￿￿tle$, whlth allow the rnonltothg af contmls resknct the ￿authort$Qd use of the Assocladons
Ew'enead and suna* quallfled stsff take resptsnsLbllty for Iny&tsnt bulness fvncuons. Innual awaisal
ocedures have been etsb115hed to malntsln standords ofperformance,
Forecasts and budgets are prepèred whkh allaw the Eoord al￿ management to monltor thekey buslness ￿SkS and
ffnandal oblethes, and progress towards flnandal plans set forthe short the rnedlum term,. regular mahègement
Ct￿nts pre￿red prompty, relwan¢ feliabk and up to dète fiMndal ar#J othts Infommtion ind
s59nSficart varlarKes frnm bu¢hJets are Inve5ti9ale(l as 8ppropriats.
sl9nfflcaftt nLW4 In￿a￿e$, major cofflmlbnents snd Invethnt w¢Jects a￿ subjert to forrnal authotsJknoA
proc&Jufes, thrtyjgh relevart WbHcomm￿ o)mprislng 8oard members and othe￿,
Tre Audlt Committee mTews ￿p)rtS from Ihe audknrs to prnv￿¢ feasonable assurnnce thar control Procedu￿ are
IA Pl￿ 4nd are belng foll￿d.
The Aud￿ Cofflmlitee make5 fEgular rqports tD Ihe Board.
Thls Indvdes i gEneral ¢f the m?Jor risks faclng the Assoda￿an.
Formal PllKedurE5 have beEn e5tab115hed for Instituting èpproprlate a￿On to urrert weaknesses Identified from the
above rew
14
In attordaTh￿ wlth company law, as Ihe AssothèUon* dTectors, we ¢e￿fy Ihat there Is no ielevant audlt Infomuiian of
ifve A550rJatkni'5 auditors are unaware and the dIrectO￿ have tsken all steps that thry ought to hève taken lo make themselves
aware of any relerdnt audtt lfifom)Jt4on and to etsbnsh thar the audltors ore awa￿ of that Infomiatyon.
a Ward- Chalr
Daté
12

Crewe YMCA Limited
Independent Auditor's Report to the member5 of Crewe YMCA Limited
For the Year Ended 31 March 2024
Opini¢n
We have audilel the financial statements of Crtwe YMCA knlluted (the.As￿atioTr) tsr the year ended 31 Marth 2024 whtch
rnp￿e the Statcfftent of compreherts￿e Intome, the StsiomeTht of Fimnoal Pothon. the St*n)ent of Chèr4e5 in Re5eNes,
the Ststement ofcash FIov45 and the note5 to the fi￿n￿oI Slatemen￿ Induding a summary of &9nthc4rt xcountin9 p0￿cleS IA
nrtc l. Ihe fiftancial fePJrting framuyark that ha5 teen ap￿led in theli p￿pa￿tIOn r& ap&4table kn¥ and United ￿"ngd1)rn
AccounVn9 Stsrthrds, induding FAS 102The Finèndal R¢p¢rtiA9 Starthrd applicablo UK and Rewbli¢ ofIrelan￿{untted
'rLgdorn G￿er41￿ Accepted Accounb'ng practi￿).
In our qynion. the finafKial sthtements.,
GIVE J true and fair viow ofthe state ofthe AsS￿l0￿0n5 affaitsasat 31 Marth 2024 and of ts Income and expendrtufe
for the year then ended,
Have been prnperly prepared In OCC￿Ce wlth Unlted Klngdom Generalty •ltttpW k¢ouniing Prncb'ce,, ind
Have been yeoaret1 in accordance wlh th¢ ￿q￿rernents af thè CoMpa￿e5 Art 2006, Hou51rw and Re9￿￿ètIon
Att 2008 and th¢ Accounting Diiecbon for Pnvate Reglstered Provk1eo ol S(￿all40￿$)￿9 2022,
Bas15 for oplni¢n
We condLkled our audit In auordance wlth Intwnational Standards on AudiJDy (UK) (ISPS (UK)) ar¥J aprknble Eaw, Our
responsibillbes undtr thosestandards are further Ilescril>ed IA theALMlltorfs rtspjnstbilttles lorthe lud￿Of thEfinarf5al *Jtsments
secrion ol ¢ur roport. We are independent of the Assoctstton in aCCOfdance the ethlcal requkemertts th)t I￿ tdevant t¢
our audit ol the finanoal ststcments In the UK, Induding the FRC'S Eth*al Stsndard, and we have lubllled our other ethlcal
responsibil￿e$ In accordance wlth thc5c r￿Ul￿eMents. We believo that the audll ¢vidErft we hwe obtslned Is antt
appropNtc to provide o bosls for our opinlon.
Conduiions r•l•tlnB to golnp conc•rD
In dud￿r￿j the finanoal ststoments. wo have toncjuded thal th¢ eoard's we ol the golng c¢ncem basis ol awourtlng in Ihe
preparatjon of the finanual ststsments Is apwoprtète.
Bèsed on thÈ WE love perfcmied, we have nol Identif￿d any materlal uKertalnties rdjyng to t4ents or conthvons thèt.
Indlvlduilly or couoctively. may cast &gnfftant doubt on the Cornpjny's ats￿lty to <tintinue as a 9olna con￿rn for a porlod ol al
least months from when thc finanual ststements ore authortxd for tssw&.
Our responsibth'tlcs and the re5ponsthilibos ol the Board respert to gothg wncem •re dtsthbed In t￿ Rlwant sttmthns of
this report.
Other Informotion
The Olher infoTffkilion comprSsos the Inlom)atM Induded In the annual rewrt, Oiher than the fftnandal sthtefr*rts and our
auoilorfs rtport theieon. The Board is responslblÈ lor the other informotion conlaln•J wlthlA annual rep)rt Our opinlon on
the finanual 51alomonts doe5 not cover the other infamiat5on and, except to the extsnt Oth￿VISe expldtty stsled In our repjrt
we do not expr¢ss arby lom of assurance conduslon th¢rton.
Our responsibility IS lo road the other Infom)ètion ond, In tJoln9 $0, whthr other Infomllbon Is malerfal
inconsistent with the finanoal statements or our knowledge obtait)ed In the courso of the aud¢ or othejwso appears to be
mèteriaW mi55tated. If we idenUfy such matenal inconsisienaes or app￿nt matwial msstatements, we are required to
dciermlTho whcthcr this glves rise to a malerral mis￿￿MeNt in the finarKièl #atements thEMSe￿eS. If, tased on tho work we
have wfornied. we conCl￿e thèt there is o matertal ml55tstement of this other InfoNnthi, we are ro4ulred lo report that 14rt.
We have nothing to report In tl45 rojard.

Crewe YMCA Limited
Independent Auditorfs Report to the ffleMbe￿ of Crewe YMCA Llmlted (contlnued)
For the Year Ended 31 March 2024
OplnloThs on oth•r Th￿tter¥ prexYFbed by the Compan1￿ Art 2006
In rAJr opinKJn, bJ%d on the undertaken In the (OUFse of the audit:
the Inf￿ation glv¢n In the strdte9lc report and the 1hr￿tor$, report lor the finanoal year f¢r whlch the flnJrK)al
statefflents are prepare(f Is cth)5tthft wilh tr* ffinantial statements: and
The 51rate41¢ rewt ènd the dtroctors. have been J)repared In accordan￿ with applicable legal requirernents
Mattert on whlth we are v¢q¥lved to report by•xc•pttOh
tn the I￿ht of the knOw￿dge and uftdersianrfing of tho AssadaU¢n and its envlronment (thined In the murse of the audlL we
have npt Identif￿ matedal mt$4atements in the Sii*¥k feport or the Dlrettors, report Induded wlthln tho tNstoes' rtport.
We have fi¢thlrLg to rem In resr*rt of the loifowtyig matters In rela￿Ort to whth Compaftles kt 2W6 fequ1￿$ US to rtport to
you IF, In ow oplnlort:
ad¢quote acctyJnUng fecords ￿ve not been kept. or rthms adeouaie foi Our have ￿t been ￿e4ved from
nche5 Mt ￿SIted ty u5.. or
the finaThes￿ stateff*nts are r￿t kn agrpeffwt wlth the accouniin9 Tecords and rturm,. or
certdn dtsdosures of tntstee5' remunernuon spedfied by law are not mJde,' or
we have not re¢eW all the Infornwtion and exp1anatfjor￿ we requtre for our audlL
In addltkn, we hwe nolhlng to ￿pOrt In respett Qf Ihe foliowlw matter where the Houslng ènd Rcgewattan Act 2008 requ1￿5
LS to report to you If, In (wr eplnlon:
a satisfactory System of control over transathons has not been m)Intalned.
ReJpon51bllltl¢s Of dirn¢torA
As exploW more fvlty In the Ststement ol Dlrector< Rw0n￿￿1lt￿s set ¢ut on pa90 6, thE dlreciors a￿ responsible for Ihe
eparadoft of the finjnoèl ststtmenrs and fof belng 5atlsfied that thoy glve a tnje and fall ￿ew, and lor such Iniomal wntrol
a5thc dlrortorsdctennlnets necessaryeoenablethe preparotton of 1lnanea1stalwtntsthata￿ free from malertal nfjsstalement,
whethcr to frnud or orrnr.
In preparfn9 the finanoal statemerts, the dlroctoys ère r¢sponthle lor assesslTrJ the Assoclavon's abilty to CO￿n￿e Js a oalny
concem, dtsd¢sln9. as applicabk, rnattets related to goln9 concern and usln9 the going c¢ncem OasS5 of accoUn￿n9 unle55 the
thre£t￿5 ellhEr Irthnd to Ilquldate the Is￿￿4110n cease oporatlons, (Y trk4Ye no reallstlc èlLcrnotfve bul to do $0.
AudIt0￿5 rap0nilblllt1￿ for Ihe •udSt of th• Iln•nd•l ststements
Our obleL*rts are to ottsln rea￿atsIe assuftnco about %¥hett￿r the flnandal stsiemenls as a whole are free from malerfal
mlsstatement, whether due to fraud or error, and to b55ue an auditufs rekWrt that Indudes our ophikln. lieasonablo assuronce
Is a hlgh levEI of assurance, but ts nol a guJranteE that an audlt conducted In ac(ordance with JSAS {UKI wlll always éetect a
matertal mlssial*nent when It extsts. MI$5tst¢￿Trts can )r15e from fra(N1 or art consldered motcr*l if. Indlytdualty ty
In the aggwate, Itty could ￿a5￿￿ts1Y be expetted to Inlluence the ffon0M￿ doci51Dr& ol usets taken ott the basls of those
financlal statem￿ts.
A bjrther descrip¥or* of our o5ponsiblts lorthe audit of the tlnaAoal sthtements Is bxated on the Flnancfal Reporting Counol's
We￿ite at Y￿tr¢¢￿￿¥.V.4Vrt[oru￿5￿bllI1ies Thls descriptK)n lorffffj port of our auditorfs report.
on
Extentto whlth tho audlt was consldered ¢apable of detoctlng Irregularltles, Indudlng fraud
Ourapwoach lo IdentifySng and assesslng the risk5 of moterlal mi5rtolemont In rospert of irregularilies, Includlng trdud ond non.
c¢mpliano wth law5 and wvlatsons, was as follaws:
Ihe engagement pather eMured Ihat the engagement tearn collectNcty Iwd the appropriate compettnct, capobiliknes
and skills to Ident6fy or recogntse non<ompTr¥ntt wlth ap￿ltable laws ano rtgvlations,.
we iderhtsfied the laws and TegulaUons appllcable to the A55Dtiation through d¢scvsskJns with trustees and othEr
mtyge￿nt, and from our krtowledge and exFeriEn￿ ol the secior.
14

Crewe YMCA Limited
Independent Auditorfs Report to the members of Crewe YMCA Llmited (continued)
For the Year Ended 31 March 2024
we focu5cd on specfft laws and rcgulatlDns whsch we Cons￿ered may have a dlrert material effett on tre financkil
staternents or Ihe operatitins of the group. includln9 the CompanSe5 2006, Charitr'es Act 2011, Housing SORP 2018,
the Housing and Regeneration Act 2008, the Accountsng DSroctyofi for Private Registered p￿derS of Sothl Hcvdssng
2022, data protection, ants-bnbcryi ern￿OYment, frxjd hygiene and heafth and Safety reg￿lation,.
we 055essed tho extefit of compliance with the laws and regulailons Idenkn'fied aLw thwugh maknng enquirie5 of
managernenl learn and ift59eth.ng legalcorresponde¢Ke; and Identsfied laws and {egU￿￿On$ were conununkated wrthln
the audit team re9ulorty and the team remalned alert to instsnce5 of nDn<ornplianct throughout the auditi
We assessed Ihe su5¢eplJbility of the Ass00"ation's finas)oal statemonts to rnatefial mi5ststcmenL induthng obtsinln9 an
understanding ¢1 how fraud mghl occur. by..
makin9 enquirsos of rnanagemenl team as to Whe￿ ￿ canldered there was suxeptiblltr to fra￿ thetr knowtedge
of actual, suspccted and allcged fraud,. and
consKJcring the Intemal controls in ￿ace to mthlgate risks ol fraud and non<omplMKe with laws and ieguL4tion& We
Ideniify and asscs5 the risks of malerhil mlsstsiement of the finawal statements, whether due to fnud or effor. and
then desi9n and perfcim audit procedures responsNe to th¢xe ri5k5, indudThJ obtsining audrt evldence that ks suffic¢ent
and appropria1¢ to provide a basKs for auf opinio$1.
To addre55 Ihc nsk of fraud through manègement bvds al￿ ovornde of controls, we:
performed analyb'cal prwdures to ¢derttfy ony unusual or unexpottod relalknshlps,,
tested journal cntn.es to Klentsfy Unl￿L01 tran5acts'ons.'
assessed whethcr ludgements and assumptk)n5 made in delerrnlnin9 the ac¢ounting e#lmates were IrKlloiive of
potentsal bias,. and
irtvesbgated thc ratsonalo behinL¢ significant or unusua1 trnnsactlons.
In fosponse to the risk of irregularlts'os and noN￿mplIanCe laws and fegukbons. we de￿Oned pmcedufes whSch Irduded,
but wore n¢t lunited to:
a9reelng fifianoal statement disdosurcs lo vnderfw'ng 5upportiNJ d¢¢umentation;
enquirifig ol management as to actLtal and poterttyal Iitvjation and dalms.. and
reviewiAg coffesptsndence with HMRC and rel￿ant re9ulètors.
There are ¢nhercnt Iimitsrion5 in our audit procedures described above, The more removed thallaws and wulats'ons are fvom
financial trafi5actsons, thc less Iikcly It s that we would become awa￿ of non<ornplionce. Audib"ng *andards atso Iimlt the audit
procedures requlrc(I to bJentify non<omplrdnce with and iegukuons to enqulry of the dlrertor5 and other management and
the Inspectson ol rcgulalory and legal correspondence, If any.
Matenal mi$5taiernents Ihot anse due to fraud ¢Jn be harder io detert than those that arfse from error as they may Invofve
dclib¢r4te concealmoTht or ¢ollusK)n.
Use of our Teport
Thi% report is rnade solely to the A55KYatsons mcmbers, as è body. in accordance with Chapter 3 of Part 16 of the Companles
Att 2006. Our audit work has been undertaken 50 rhèt we rnlght stale lo the Asscciab'on'5 rnernters those matters we a
requlred to state to them Irb an audrtorfs ￿00r1 and for Thj other purpose. To the fijllest extent ptrmitted by law, we do noi accept
or a55ume responybilty tc• anyone other than ihe A550[ta￿On and the Assots"èbons fflernbe￿ a5 a for ow audrt worl (or
this report, or for thc opinions b¥e havc formed.
H¢lon Furksn9 FCA (Senior Statutory Auditor)
Foi and on behalf of Xelnadin Audit timited
Statutory Auditor
46 Hamilton Squa
BirkCn￿èd
Merycyside, CH415AR
Date.. 23 cq . Il4.
15

erewèYMCI Llmlted
r•rth•YurÉndtdJl MaNh 2024
Ye¥tf4t4
)14￿
Ji.Yw24
114?.1
192iJJ
iJ,•yi
•Y.741
146
2Jl
cs
IIIcèmScanner'

oe4¥0 YMCA Umlted
StsknJEnt of fln￿d￿ P•sltlon
Fmthe Yw Ended JI 14yth 1024
)14￿?)
io
194910
lio
76$
i)
{M.431)
4N2v
ijb
(4707,711>
&S14753
MJSWwd.Ch*
cs
Camscanner.

Crewe YMCA Umltsd
Statement of Cash Flows
For th¢Year Ended 31 Marth 2024
Yw ENW
31-NaTr24
Year ETr1ed
3l.Mw23
Netcashljowtrnm oP￿tIn￿ acdvltlos
171764
223,758
ch￿e¢r￿￿th r￿ed aEets
(408,808)
131,1161
(398,126)
ljl,116}
Cashllowfrom •thA¥es
Interest palj
13.9Y)
370.1100
61097
J8S,575
Repwnent ol
13.9Y)
60,21J
188,7C4
¢ash •nd cxh•4th1*ts •tth• b•4lnnlng •fth• ￿r
71J6,765
518,057
Cash and ash•4￿¥41•￿ts ottk• •ndof th•ye•r
706 765
Year El￿
31.￿TrI4
Ye)r Erbjed
31.Mar.23
caShfi￿￿Offl ¢p•rntlfio artlvl
5Jrplusfc¢ they
Ajusbnertts fop nonwcagh Ilom&'
Oepredalknn ofhxslry pwerfes
Oepredatknn ol otheftaryi￿eIthed assets
ortsatkJr4¢lGMm$7Wnt9rint
140,199
164220
76,530
{139,664)
fi￿,000)
704
{117,A27)
161677
53,697
(139.0641
IKrewllD¢crtase) kn trade ott*ru•di
lfftawiDecrnasti In P¢￿Tr *ye¢iwr
Adjusimerts f•r lrt¥wtlN4 orflnandnqxts¥lll••t
IDiereA pa￿ble
IDtErest
(11￿3)
3,934
Th• Mtmon pagts 19to 21 Int*ArnI occounls.

Crewo YMCA Limlted
Note5 to the Financial Statements
For the Year Ended 31 March 2024
YficA UrNted 6a priYa¢e ctyypany. lin￿ bygLkHrnNtt, Is In ErYJLW￿ the Coffwxe5 Att 2(Kfj $
ste￿dWi1kn the Regulatar ol ￿al *IoL&r¥) IM40581 as a Phmte ReMeTrd Prrth dSrKJh] HoL¥r4. A5S0Qaton wigerÈd chaity
loo&eJed t0307821. The r4g&tw¥Y otrice & 189 Grth R¢& Ctr*5N￿, C•V2 6ELI
l. ￿5ndpa1 AccouThtlng P4lld
T￿ fjnanthal statements been p•ed In appIKabk ur*iod c￿l￿￿tepted •uoLnbW PrKD'¢e (UK r￿AP}
TrJ of RecomnRD620 P￿ike for We￿Ied housrwj prQ4￿el5. HO￿￿9 S<JRP 201&
rinanaal St3￿ments comptywith Ho￿[Wd Re9t￿rd￿n￿L 2￿ and ihe D￿ec￿)n for Priv*e Regthied Pmld¥sof
al HO￿n? 202k. attounts ate prepared on hts1o￿lI<Dst and ¥e pr¢swttd Ir6#ertlry E wNch isthE
urrery ¢f theentity.
Tre5e financMI #aement bwe Ixen prtpared with FIS IQ2, R•pJ•ry appkn)* Irbtt* UK knpLt+lk of
Jfela¢kl.
The Assovauoii rneetsthe defin￿o¢fo pubk bcrnfrtent￿ IPBEI.
GOO￿ C¢fi¢em
The I0￿eC$Conldtr thEre rto tNtwi)I rlé to corthje x i corttm, Tr trt&tts
as0￿1￿* ￿peC￿￿ that t￿ thanLY has )deqLWte resourre5to cO￿r￿* in opernb"onatexW£rte for the forneeablef￿. Th rtr*wal
fir4wal rese¢ves I￿¢Ll èn¢ lUDJ￿ kn 9f¥￿ tl* ¢¢￿rn for ¢M forE5eeabk I￿. ThL
tru5tee5 contywe to )&)pt golf4 concthn h*s¢f•cuu￿r$ In prepar4¥ tr* s#teft*nl&
Crftlol Ac(ounVng Judk•m¢nts al￿ k•yfoufe•s of •rtlm•d•A urt¢•rtalAty
The prtp4rabon ofihe fiW%I)i *0￿ments wuires ma￿gement to mak* *ment5. e#oNtes aSg•Thp￿r6 tr4t ￿ett ts4moun
reported l¢r a>se￿ and ha&￿￿'esdS ar thè ￿￿IKe ￿￿t date énd rtported for ytir. Ho￿￿er. the
Jwwe ol estimawi means Iha: the OU￿me$￿￿a &llef from Ih05e èsumèths. Tr folMfyI and estyrn&os have h&1
mst ￿9D￿Kart EThEtt ￿Qgr￿) thi sattrn¢rt%
Twjibre I￿ed assets w 4Jepr¢o&ed mr th*r Lw&ullNestaklNJ thro a¢¢èuni approprkte. Tr ac&*1 of assers
and are 055essed )fvJ vary dewdiw on ) nwnbpr Offad0￿ In rtras£e5*r4 Iw l&*rs Js ¢xp¢<t¢d
Iinanoal perforrna￿, ecororn￿ VIab￿ty ath1 maintsnaKÉ prngrwkw￿ are tskenlnio accoyns Reg¢wl Wa￿a$￿s￿￿1 consider 49J¢S
SU¢h 3$ luLuM condthr4 rnfflainlr¥J lile of pmJe¢ted 1ty501rdl
Crewe bmiled paruapated th a multl*mplJyerdefined benefil per&on pkn l¢r empws ofYKls In EW. SroYarbJ andWa￿
w•s Ojsed to now membeFsaTrY on 30April IW7, rnffitient Irrfonrnt￿ YMCA pkn%a(IL47ry ha5 ￿%4 that
posg'blB ¢0 s¢par4lely Klenufy Ihe assets and &*ll￿e9 relaw ¢0 Cmye YMCI uff￿le
le5cfKW In noie 9 Qevrt YMCA LThrted Iws a <thiM￿abl￿&1Qft to mi** peth)n o1£30.303 y +)ver tk perffyJ to>gr
2027, ts4$1s Asa liab￿ty ITh n￿e5 13 orKS IJJ In t￿ ac£ount& In &￿I￿On, YMCAUmied ¢ ￿q1#Ye￿ to contnb
£9,658 pa w the operating LKpenses of thE Person Pjan d￿j the* coss ￿ d￿r￿0 to $raw￿rt￿l comp￿1*￿¢ Ir￿ os m
lrnpalM)ert olfiMnd•l •ss•ts
FIAwKwI 355ets a￿ assessed at each reportyw dote 100dwml￿ wherMrtr*re Isany Objtt￿ fir4KW orgroup ol
fM*rKial assets s Imwred. If ￿¢0 IsobJectt&p ewdeKe of impairmert, an ImpawrneN1¢5gsr¢¢ogr4*6 th profit Itsss imme¢*th￿.
d. Impa1￿c￿t01 •sxts
leviews Impairw¢nt oi hou¥NJ PWrt*s are out MsoccwreOJrd anylNVrn*ot *ss Ina ge￿[abr¥ urmt
rer¢4nwd by a to ¢tre Staiemort of COMprthe￿I￿ IKon*. 1rnpaYn￿1sIe¢￿sedWNtheI￿ 0￿.￿j vabJÈola(ashqen¥atsry wut
Aceed5 the of its rot real&bk vatue or Its¥&￿ in w. Ac*) ge￿rat￿￿ un5t ts Oefir¢d 4sty* grnup DI a$5¢ts that
irk1ependertty ge￿[aleS cath fi￿aThJ wMse cash fknv Is l*getylrleper￿eftt￿lk ash11Th¥5 gervalwj by tsitvassets. The Asstria￿On
40enbfied a cash geneobr& f¢r impairnw)L PLWt*)ses at a praperty *. The A￿￿.1(￿jTh 14s Ihèt Tr) for art knpaimert

Crewe YMCA Limitsd
Notss ta the FEnand•l Ststements
For the Year Ended 31 Marth 2024
L PrfndylAccaunVNJ Polldes (ctsnlln
TL¥￿￿ represents rertal fvrat rrfeknbl4 eopir819ran¢ reve￿ 9ranrsfffjm IKal I￿￿11t$ Homes Ef4Lind and other
irKome. recw15ed In retstlon to tr* wrfod wMn ttegw#s ¢rservkes have wppw.
Rentrt Ir*0￿* I$￿￿d vJhEn the pr¢pety is Mlkbk lor let, ofw¢ts. lfieomefrtyn pmperty 5pJes15 recognknJ M kgèl complet*
140 turr￿ to s*sof ￿0￿m￿a￿On durir4 ￿veale￿ded 31 March 2024
Grnnts
Cl) Sathl No￿1n9 Grar
"* I￿r¥j deferfed ￿leaSe4 Inllre È%peoed ￿fvI Ire dltr¢ assè tOfwNth tw
Cll) OtherGTrnts
Caprtal ba￿ srarts rnue based gwfsare credired IDtr* In¢omtaTr1 e¥wdlivre accourts& tyare rece
Loan lrterest costs &nKcru* ba4s
Val￿Addell Thx
m*Asgo¢laUon (W vAfon 5Qff* of Ifs IrKorr* I￿15 able ￿ recover p¥tof the VAT it Iwrs on exponditure. aftxwts dixk)s¢d
accowlsare ofvAT ttst￿ oxleni tst It va sLff¥ed by ￿A$s0¢1•yan a￿1 not re¢tyer4bfe.
roldopreda
H•uslrvJProp•rtlÈx
Tawble f￿*0 asséts ￿*•[¢d ￿ cog I￿￿￿￿4r¢olJeprffWUo
WhOW4 proport*s CLXVriSe h¥0 ty fflafvr compomnts wlth 6iffwert usefvl ttonomk Ilves IUELSI, each (omoawt 1$
for separ3rety ord Its Ir￿MdU01 u&. exper￿th ￿laUr¢ lo rep￿Ce￿￿tar feMwJl ol ¢ornpor*nts Is
upll*ed a$ IrKurred.
UELS l¢r IdenW rnmpmonts ¥e 4sfollows'.
Depiooikn15dW on 0thvtsro￿ fr*d 4s£¢tsona #rtloht Ilne ¢vertr* •xped&l rfor*mlc umful IN•5 wthlchira as l¢llM:
DebEQ¥% ar4 uediteiswtth (h) Intertst rate arhj or payable wthinono year arn recorfed at trnnsxlon grte, Ary Iohse5 3nwrrfJ
from Imp?irmer4 ihe siatemttit dcompohertht Incon* in rjiberoperaw emper
Lew pJyn*rrts are rwl*tsa5ane¥pe￿eo￿ the lease tenm cffl a *al9hi line The aggrewe celea5¢ in¢enihes is
fÈCth)ni*d asa rEd￿tion10 pverthe lease tenn. on a s1rd￿ht b'ne ba

Crew¢ YMCA Limited
Notes to the Financial Ststements
For the Year Ended 31 Marth 2024
Prlndptyl A¢¢4Yhtlnk Polldes (conilDk*d)
RetSrnrnentBonofrts
ost ol rethmefit perskiroard ¢ek*d be￿rts ts tt• ￿perse$ pthi>J5 b￿erItffj fro￿
empkJyee¥ 5eThice5.
Flnaffld￿ Instrurn•nts
FI￿rE*l as5etsand f￿￿la1 Iiabibtses are at tranStr￿ pfKe Pl￿ Ints ose ofa flnBvJal a55elor f￿￿1*bl￿ty
fair¥al* profit or V•15)￿ c05rs tha¢are ￿the xqulit*(ior of assét w firbattkl
OebL tr6tnJmenlS Ihat n*et cordbors In p8rawh IIA(bl ofFR5 IQ2 aff alar￿5¢￿(01t the efftitr
Mett￿￿, e¥iep¢ wheo arrdffje￿￿ ionAtures a finarKiw tran5acVon. In thlso5e ￿￿Ebt at ts presenr ￿￿1
ol the payments dLs(ount¢d ai o mwkei rote ol Inte￿ fora simiknrdebL
Zmp•lrnhut of FI¢￿￿al Ass•ts
In￿￿Trts are asse￿d fty inyalmwt I￿.¥￿U•. Fot on Inthtwt rr*45wod atC4Stle6s knpalrn* the Impain￿ IJs$1s tt*
dilfe¢ence asset's OmgUnta￿ fv t*g thot th¢ entity ￿Ul0 rece￿e for tr* è%et Il It ￿te
be oi the repD￿n9 daio.
Turnw•r. C•rt¢l Mlu. Owr•tl¢w expthdknrtand Opvatlftg surpl
2024
rntIDB Optrati
(dthdt)
soc￿1 hou¥lJ4 14ttiry (nol* 3•)
(&9Q9.717)
2YdJ06
Athlt*s•tt*rthan hou￿￿ (note 3b>
31I9J2
14¥7.iTrJ
(50,245)
Ts)tsl
2023
CpertUt¥
typ￿11.
Tun
S¢Klol houiitw I•ttiAgS (nots 31)
1,631,879
(1.%5.Ml
125
Acts*ltle50therthaTh Mdbl I￿¥s1nD (nots 3b)
511277
(49LOJJI
24.244
14

Crewe YMCA Limlted
Notes to the Flnanctal Ststernonts
Forthe Year Ended 31 Marth 2024
Xal. Yurntsv•rind•per•¥ty tspendlturn
Supported
Tolal
2Q24
Tc4al
2023
Incomè
Reni re￿r￿)le net ol&Jentillable char9es of ¥obts
Sermce charges
679,280
1.017,331
139,664
349.748
679.210
017,331
139.664
349.748
637.136
855,079
139,664
OUW fvom ￿al NO￿
Yalaltsrnawfrom Sothl lloy￿￿9 Lottlnqg
Man4emort
RoutTne moSnienvKe
&6 debts
868.181
65,887
8,336
166,214
i,ioo
s￿,1¥1
65,817
8,336
166.214
801,IQO
76S.702
92,879
27,966
162,6Y?
456,766
0￿CO￿5
T¢ral OperaUNJ expetsJth on Sc<*1 LettiW5
717
1909 717
OpmiittiSyrplu• on Soth1 Howlw L¢ttlwi
125
Vokl fos5e5 (belw rentstlKon* kst ¥ a le￿1
f toiffj le( altknwh lar k(¥ry)
){b). Tufflowvfr•m th1￿&thIrth1o *dil l*uilTrJ
2024
2023
TRlrdr4 •rl erygenRnt
Cthihlrèn fwnty servlce5
Calé shop
Propety
47,03?
IQ3A82
lQ7,617
91992
25Ofj0
9.944
,189
103,131
78,935
44,67e
Zl,299
175,046
386.932
l5,27
Ac6)mmothtlon fflanW•nd In dthvek>pm
2024
2023
UN*rrnJnap•nMt•ty•BTond
lrttsr•rtpapbl• •nd fln•ndffj t4
2024
2023
On kèns repayabl¢ or repartlE In moreth7n fve years
21328
3,934
on ordlnaryathltl
The operabng SUTpIu5 ts 5toted allef thirglnty{cTrdrtlrffjl:.
Audws rw)urer*lon In t￿4r capadty 45 {wlLOlw VAT)
Opeth'r¢ loase cli¥ges
Depreda¥￿ of w¢pert￿5
Oepieoafkn of other a
2024
2023
4.074
166,220
162,677
53,691
(139,664)
(IYJ.664)

Crewe YMCA Limited
Notes to the financlal Statements
Far the Year Ended 31 Narth 2024
Key maThag¢m¢nt p¢r¥4rtn￿ r•fflyMr•tlgn
2024
2023
Key manèoement Pe￿nr￿1 We delI￿d as th¢ ¢￿tter￿￿e￿ir￿10ts ar#1 the CIW ExeoJlwe
Thè aggregate e￿￿ntS paid to thp ¢Mna9ett￿I tearn
t￿￿lumEnts
64,146
7,692
Pe￿0n ¢Qrtnb¥￿r&
PIM•￿￿1Ve direct¢rs r&&*ed M remurffibM ¢n theyear1202> nil)
¢￿[un￿ts paid M ihe Iwtst pakl dlredor. exdthliNJ Fonsion contribuU¢f4 wwe:
The Q￿r ExKutfve isan ordinary ftwnl)er Qf Fer6%Jn stheffle tii entrorrted c* specialtem￿ appty. Thwe are w è&thtional penslon
•rrar4¢menr& A ¢ontrbuDon c4£1,761 (2023 £14881 was made by thè in a￿.0￿ t4 tK* p￿01￿ (¢￿b￿r$ of the ¢Aef
Employtt thfomiatton
20
)vornoe weekty numbw41 ptr50￿ ern9￿ed
éuring thèy¢arÉ¥￿ts$eQ In ttrno eqwalen￿I35 hurs
per weekl was..
41
W4e5 and *riQS
Soc415e(L¥lty
c￿r penyon ￿%15
1&124
89,192
24
925.Qll
79.714
033
Aggregote lull #allww remui*rnb¢fi {1￿uY1r￿j ¢Qn40r￿)
(ell 5Wthin bal￿$ of:
£00￿ to £70,rth th ￿ pw*d',
£70XbJO to £80,tIXl pefio¢.'
ÉfjO,trX w £9Q.OC(I period.,
PeNsT•n obJl9)tlo
C￿e YW path'wed In a pewn pian proV￿1￿j élf1￿1 tr*nents ba￿ OTh final pw&on•bl¢ ltyenwuyeu olYMCAs
In Etyland, and Wak> Tr assets of the pe￿OTr P￿rt arè Mid *rdt* dcre￿e YMCA a￿a at fvyearer
t￿Se wÈre Jnwexed In ihe frferttr L￿r￿s￿J.n9 65% ftwcNr¢ aTrJ 35% th gro¥yth pcrdolv) aThJ Sfvoder
Ipropety units antyl.
Th¢ recent completed ttrrte y￿r val￿¢￿1nWasas ot l M* X123. The %%tKh hw? IM mD5t $4rnfKJThteffea OTh Iho
resul￿ ¢1 Ihe v&uaDon are ilw FdèIi￿ to aS9Jn*d rales 014.56%, I￿taSt th pewro th ptymert¢T3.18% {lor RPI upped at
S% pa), bveraoe IdÉ oxptaartty from rw*l reitremenia9e lof 651 fva <unert rn￿e DW￿r*r d 21.Syea& f¢n*k 24.0 years
ar￿ 23.1 yeas fora mèle pewrw, 2S.7 rebdrg ITh 20 yeèr5Onw,
The re9Ji ¢f ￿ vakntioft 5h¢YKd Ih•i tht y￿L* ol the £lJ3.IJYL TrM5 ￿￿rty￿ed 924 01 th• t￿t hbj
a¢crwd to memb
Tr* Pengon Plan wa5 dtrsed tD rw rnelnlx￿arx1 futu￿ seryice wrth etf•lfrom 30Apn"12C#17. With Ine rermvalol 5Jlary
1rt79e lur bcnefiES all empknyed deferred nwbers berarw dEfered oslrom J 2011.

Crewe YMCA Llmlted
Notests the Fh￿ftdII Ststéments
Forthe Year Ended 31 March 2024
J.
pttp¥*l 31 at 31 2023 upattheY￿￿pty}$hx CtyYeYMCA rths betnatsrfoj th)t r*eJ
R•
Tw• t•
WIthIN
•A•
Aft•r Ilv•
Aft•r
•4r
TOTAL
2024
TOTAL
2023
A YX
A> bt 31 MatEh 2CQ4
A# Jt 31 MoKh 2023
IAatykx¥ Y74CA fflwkna¥e(￿ ¥mel¥A)Uu kno*o￿t(￿thE YblCAsrfth& 5hare¢f¢K•YWJ P￿{
Plan'sdef&L liis natswtharnfy Ihaii)trYtYVIJ may beow typay kn the I￿1￿1&
11023 Q9,1551.
A131 Mtyth 20241W LThMrftr￿1Otép1ljI2o2J nu;
rttl￿r• E4uWtyII
V&k*£
Equiwi
I1x￿Allets
AIIW2023
AdOWS
Al JI M¥th 2024
7,351610
284,498
562,K6
42,132
50,466
8,293,312
At I WI 202J
2,146.05$
2Tr,191
467,713
33J
40.J40
2,884,672
37 2¢
27
N•1 •0¢kv•lk
At JI Katth 2024
At31 202)
5 247 S55
10,1
2Q24
2013
5 247.SSS

Crewe YMCA Limited
Notes to the Finanaal Statements
For the Year Ended 31 March 2024
li. Trad•aAd•thttd•bt•
23
Aent arrws
Ltsry., provfy'on lor bad debts
IS6￿38
111.798
1714SI
54,272
PrepayThents and Uxome
are all wthn year.
12. Cash •ndush t4¥lvaknts
xo
2023
Cash at bank aTrJ ITr haTh1
766 978
.765
13. Crfxlllorn: arnounls f&liTrJ withrto￿ year
2QJ
creditors
Rent In
14,300
8,327
7J81
25,366
2&243
78,2•1
84.945
U9,fj
l39,664
3¥91L
31,¢62
4 ￿$1?
30
29T43Z
secur4y
a15 and deferred Incurr
Defe￿e￿ Capjral Gr*)b 14)
Pe￿On l*bilily (Note 9)
8aftk I￿¢ l3bl
13& CMJlt•rJ: fallir¥J rNre tl4n ty*year
2024
2023
DeferT¢¢ Cawki Grani (N¢lt 141
Pengonlobility I￿1¢ 9)
Eank Lo3ns{N¢re 13bl
4,294>31
4,43S403
46A93
l6%567
365 150 ￿316
07
banx loan or £369,33612Q23; £61,433) U¢d￿lS y¢ar a￿1 uedrtor5 due In gfeoterlw orn year, b
srfured bv a fit4 cthrye on th¢ pr¢wit by tho ￿ aTr1 J5 rewible by • If&tsiffl*nts ofll.5S5 per n)Jrth¥WW the rat
34 yoar& lThJu¢ed In bank loans 15 £34S,02412023: £310911 %*lch s dL* (Dr reptyment after more than fveyears Ir¢m the *J*m¢ntol
I3￿ D•bt analylli
24
2023
Lwrts rtpwble by Inst•h￿.
WIlNn year
In ont yow¢r mort lut less than yoars
In ￿0Ve31% or btA tess ttsn fweyears
In fNeyear¥ or moro
4,116
117
15,616
13,108
3&091
J69 3J6
14. D¢lwrt4<apttsl 9rnnts
2024
the srart of theyear
Rekosed to 1￿me in year
At tne pfthe year
4A7$￿$>
4.714.731
kniixrt io be released In l¥$ than or* yea¢
Arnwt to be released wrthin tso ￿ fwè yÉ*s
AmcAmr 10 be released IA moo t￿n one year
139,ffj
418,992
3 87&747
J5
139,
418,992
4.018.4ti

Crewe YMCA Limited
Notes to the FlnJnrJal Statements
For the Year Ended 31 Marth 2024
IS. ArA*¢*•f thang•1 Its nttil
At l Aprfl
2013
Othv NoA-
Cash Changes
At 31 Mart
2024
Ca4) It Bank
Loarts Due kn OM Year
Loar6 Due lfter Orn Ye
7ffj765
16.IITJ
155,316)
69.213
1,931
13CIJ,8311
766.978
14,1861
65,1￿)
247A90
16. Sh•NFCWtsI
The A*thn, doosngt hwe J Umlted tyGL4rtntte. wPorety ffthbttscortrtbL¢e UP w a nwimurn ofÉi ￿Ch$￿uld
U*re be è deMeryonvlrth9 U
A51¢pJatJDn INildsrfn¢e eotjpwrt tatr Opernts￿ lea￿ Pl the er*1 of theyear the A59xlaUoTh W mmmibnents rftoThl
futu￿ mmiimum I￿ ptyMenL% as lolkkns:
2014
2023
)t tsterthan ¥ear
terthjn *kl l)ter fN•years
4.416
8,718
450
. Gr•nt•ndfln•nd•l•Hlstsnc•
2424
20
ai 31 MJrch:
*￿1 asdefeffd gnrrt. ts)ffjrvJ
RKwi5ed Js ￿￿Offie In strt￿ent Olcomprehm￿e Income.
Rewtsed asIr￿￿￿ In tk str1￿E •lC¢rywrehenthie In¢¢4ne. ¢tsr
4A35A03
¥659,156
25,015
4,515,067
1,519,492
2S,615
19. Capltsl Carnrnltmants
YJ24
2023
phl experKlitw2 IltytP* <•ntr** fgr but ho¥ rtèeen prv4Kled In
tr* fiMrval #atement5
Qpiral expenartuw èporoved tythe 8oarO bur yet been
the ¢￿￿nE ar￿ prwbus year, there fftre rn reL*d party
I remuMrnUDn to ary tr￿¢¢ fOrWvth5￿ J trn4ee