Trustees’ Annual Report 2025
Charity Name: The Stour Valley University of the Third Age
Charity No: 1030445
Address: 3 Sitwell Close, Lawford, Manningtree, Essex CO11 2SX
Trustees: Christopher Charles Jewell, Paul Edward Lake, Susan Carole Basted, Margaret Eileen Cross, Susan Denise Clark, Susan Mandy Webster, Peter James Winder, Patricia Chandler and Valerie Simper
Structure and Management: The charity comes under the umbrella of the Third Age Trust. Membership of the charity is on an annual subscription basis. The charity is managed by a committee of all the above trustees. The trustees are appointed from the members in an annual general meeting.
Activities and Objectives: The objective of the charity is to provide educational, sporting and social outlets in the lower Stour Valley, centred around East Bergholt and Manningtree, for its members. Membership is open to the general public as long as they are not in full time work and is therefore geared mainly. But not exclusively, towards retirees. The objectives of the charity are met predominantly through the operation of a number of specialised interest groups. A monthly lecture and coffee morning are also held which are available to all members.
Achievements and Performance: The charity continues to operate with a membership base of over 500 people with 40 active interest group
Financial Review: The charity continues to be in a strong financial position with a small profit for the year leading to total reserves of over £19,000. However, if you remove the figures for clients account, namely the no 2 account of £2,600 and groups holding cash of £2,000 and in addition prepaid subscriptions of £3,000 you end up with a more realistic, lower figure of some £11,400
Paul Lake Treasurer Stour Valley u3a 19 April 2026
Stour Valley u3a
Receipts and Payments Account For the year 1 September 2024 to 31 August 2025
Year Ended 31 August 2025
| Opening Balance B/fwd Receipts Membership subscriptions 2023/24 Membership subscriptions 2024/25 Membership subscriptions 2025/26 HMRC Gift Aid Rafe Proceeds Donations COIF account Interest Transfer from No 1 Account Groups and Social Events (see analysis) TOTAL Receipts Payments Beacon Annual Fee Website Annual Fee Third Age Trust (TAT) Member fees Third Age Matters (TAM) Magazine Postage Hire of Halls Speaker fees Contribution to Black Box Projector System u3a Merchandise Donations - Pargiter Trust Stationery, Postage & Copying Group Grants Transfer to COIF account Groups and Social events (see analysis) TOTAL Payments Total Receipts less Payments Closing Balance c/fwd |
No 1 Account No 2 Account |
No 1 Account No 2 Account |
No 1 Account No 2 Account |
COIF Membership Float |
COIF Membership Float |
Treasury Total |
Treasury Total |
Groups holding Cash |
Groups holding Cash |
Total All Funds |
Year ended 31.8.2024 |
|
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4,061.02 4,300.50 4,115.00 3,080.00 2,100.59 107.50 241.00 116.00 25,108.14 |
7,100.39 325.61 |
50.00 | 15,511.91 0.00 4,115.00 3,080.00 2,100.59 348.50 116.00 325.61 0.00 25,108.14 |
1,658.52 13,953.85 |
17,170.43 0.00 4,115.00 3,080.00 2,100.59 348.50 116.00 325.61 0.00 39,061.99 |
14,156.18 6,248.00 2,995.00 0.00 0.00 194.00 79.00 276.29 2,000.00 26,739.65 |
||||||
| 9,519.09 25,349.14 | 325.61 | 35,193.84 13,953.85 |
49,147.69 | 38,531.94 | ||||||||
| 481.00 50.00 1,960.00 1,215.72 810.00 66.00 1,020.60 250.00 43.99 241.00 247.80 15.00 250.00 26,685.60 |
481.00 50.00 1,960.00 1,215.72 876.00 1,020.60 250.00 43.99 241.00 262.80 250.00 0.00 26,685.60 |
13,590.50 | 481.00 50.00 1,960.00 1,215.72 876.00 1,020.60 250.00 43.99 241.00 262.80 250.00 0.00 40,276.10 |
456.00 0.00 1,824.00 2,042.20 721.50 1,166.81 0.00 24.00 194.00 388.68 400.00 2,000.00 26,300.50 |
||||||||
| 6,285.12 27,051.59 | 33,336.71 13,590.50 |
46,927.21 | 35,517.69 | |||||||||
| 3,233.97 -1,702.45 |
325.61 | 1,857.13 | 363.35 | 2,220.48 | 3,014.25 | |||||||
| 7,294.99 | 2,598.05 | 7,426.00 | 50.00 | 17,369.04 | 2,021.87 | 19,390.91 | 17,170.43 |
Stour Valley u3a Analysis of Account No 2
For the year 1 September 2024 to 31 August 2025
| Opening Balance B/fwd Receipts Social Events European Travel Film & Theatre Group Gardens Holiday Gardens Visits TOTAL Receipts Payments Social Events European Travel Film & Theatre Group Gardens Holiday Gardens Visits Hire of Halls Purchases Stationery Postage TOTAL Payments Receipts less Payments Closing Balance C/fwd |
Churches 9.59 |
Churches 9.59 |
Art Lab -15.85 2,857.86 7,019.05 Garden Visits |
Art Lab -15.85 2,857.86 7,019.05 Garden Visits |
Art Lab -15.85 2,857.86 7,019.05 Garden Visits |
Art Lab -15.85 2,857.86 7,019.05 Garden Visits |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
Euro Travel 92.40 889.22 -50.00 -537.35 1,549.61 -50.00 1.00 4,746.48 5,566.00 5,566.00 5,567.94 5,567.94 6,670.30 6,670.30 284.85 284.85 7,019.05 Garden Holiday Wine Appreciat'n Film/ Theatre Social Events Thinking Aloud Get Fit Again Total group expenses |
-3.00 Adjust to subs incorrectly received through no 2 a/c |
-442.98 Payments incorrectly made through No 2 a/c |
-442.98 Payments incorrectly made through No 2 a/c |
Total 4,300.50 5,566.00 5,567.94 6,670.30 284.85 7,019.05 |
Total 4,300.50 5,566.00 5,567.94 6,670.30 284.85 7,019.05 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.00 | 0.00 | 7,019.05 | 284.85 | 5,567.94 | 0.00 | 6,670.30 | 5,566.00 | 0.00 | 0.00 | 25,108.14 | 0.00 | 0.00 | 25,108.14 | ||||||||||||
| 8,565.32 | 5,887.69 34.53 |
6,484.46 5,713.60 |
6,484.46 5,887.69 5,713.60 34.53 8,565.32 |
66.00 43.99 15.00 |
6,484.46 5,887.69 5,713.60 34.53 8,565.32 66.00 43.99 15.00 |
||||||||||||||||||||
| 0.00 | 0.00 | 8,565.32 | 34.53 | 5,887.69 | 0.00 | 5,713.60 | 6,484.46 | 0.00 | 0.00 | 26,685.60 | 0.00 | 124.99 | 26,810.59 | ||||||||||||
| 0.00 | 0.00 -1,546.27 |
250.32 -319.75 |
0.00 | 956.70 -918.46 |
0.00 0.00 -1,577.46 |
0.00 | -124.99 | -1,702.45 | |||||||||||||||||
| 9.59 | -15.85 | 1,311.59 | 342.72 | 569.47 | -50.00 | 419.35 | 631.15 | -50.00 1.00 |
3,169.02 | -3.00 | -567.97 | 2,598.05 |
Stour Valley u3a Analysis of Groups Holding Cash For the year 1 September 2024 to 31 August 2025
| Opening Balance B/fwd Receipts Art Lab Art Lovers Bridge Bridge & Cake Canasta Fitness Fenn (including £100 grant) French Conversation (including £50 grant) Get Fit again Pickleball Quiz Sea Shanty Singing for Fun Table Tennis Thinking Aloud Ukulele TOTAL Receipts Payments Art Lab Art Lovers Bridge Bridge & Cake Canasta French Conversation Get Fit Again Pickleball Quiz Sea Shanty Singing for fun Table Tennis Thinking Aloud Ukulele TOTAL Payments Receipts less Payments Closing Balance C/fwd |
Art |
Lab Bridge Canasta -5.40 0.00 147.40 390.53 185.94 375.00 1,738.50 1,439.00 1,487.00 945.00 Art Lovers Bridge & Cake Fit F |
Lab Bridge Canasta -5.40 0.00 147.40 390.53 185.94 375.00 1,738.50 1,439.00 1,487.00 945.00 Art Lovers Bridge & Cake Fit F |
Lab Bridge Canasta -5.40 0.00 147.40 390.53 185.94 375.00 1,738.50 1,439.00 1,487.00 945.00 Art Lovers Bridge & Cake Fit F |
Lab Bridge Canasta -5.40 0.00 147.40 390.53 185.94 375.00 1,738.50 1,439.00 1,487.00 945.00 Art Lovers Bridge & Cake Fit F |
Lab Bridge Canasta -5.40 0.00 147.40 390.53 185.94 375.00 1,738.50 1,439.00 1,487.00 945.00 Art Lovers Bridge & Cake Fit F |
Lab Bridge Canasta -5.40 0.00 147.40 390.53 185.94 375.00 1,738.50 1,439.00 1,487.00 945.00 Art Lovers Bridge & Cake Fit F |
Lab Bridge Canasta -5.40 0.00 147.40 390.53 185.94 375.00 1,738.50 1,439.00 1,487.00 945.00 Art Lovers Bridge & Cake Fit F |
Lab Bridge Canasta -5.40 0.00 147.40 390.53 185.94 375.00 1,738.50 1,439.00 1,487.00 945.00 Art Lovers Bridge & Cake Fit F |
Pickleball Quiz Ukelele 0.00 0.00 227.76 452.05 69.66 0.00 69.90 2.44 39.00 79.24 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 ness enn French Conversation Get Fit Again Sea Shanty Singing for Fun Table Tennis Thinking Aloud |
Pickleball Quiz Ukelele 0.00 0.00 227.76 452.05 69.66 0.00 69.90 2.44 39.00 79.24 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 ness enn French Conversation Get Fit Again Sea Shanty Singing for Fun Table Tennis Thinking Aloud |
Pickleball Quiz Ukelele 0.00 0.00 227.76 452.05 69.66 0.00 69.90 2.44 39.00 79.24 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 ness enn French Conversation Get Fit Again Sea Shanty Singing for Fun Table Tennis Thinking Aloud |
Pickleball Quiz Ukelele 0.00 0.00 227.76 452.05 69.66 0.00 69.90 2.44 39.00 79.24 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 ness enn French Conversation Get Fit Again Sea Shanty Singing for Fun Table Tennis Thinking Aloud |
Pickleball Quiz Ukelele 0.00 0.00 227.76 452.05 69.66 0.00 69.90 2.44 39.00 79.24 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 ness enn French Conversation Get Fit Again Sea Shanty Singing for Fun Table Tennis Thinking Aloud |
Pickleball Quiz Ukelele 0.00 0.00 227.76 452.05 69.66 0.00 69.90 2.44 39.00 79.24 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 ness enn French Conversation Get Fit Again Sea Shanty Singing for Fun Table Tennis Thinking Aloud |
Pickleball Quiz Ukelele 0.00 0.00 227.76 452.05 69.66 0.00 69.90 2.44 39.00 79.24 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 ness enn French Conversation Get Fit Again Sea Shanty Singing for Fun Table Tennis Thinking Aloud |
Pickleball Quiz Ukelele 0.00 0.00 227.76 452.05 69.66 0.00 69.90 2.44 39.00 79.24 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 ness enn French Conversation Get Fit Again Sea Shanty Singing for Fun Table Tennis Thinking Aloud |
Pickleball Quiz Ukelele 0.00 0.00 227.76 452.05 69.66 0.00 69.90 2.44 39.00 79.24 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 ness enn French Conversation Get Fit Again Sea Shanty Singing for Fun Table Tennis Thinking Aloud |
Pickleball Quiz Ukelele 0.00 0.00 227.76 452.05 69.66 0.00 69.90 2.44 39.00 79.24 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 ness enn French Conversation Get Fit Again Sea Shanty Singing for Fun Table Tennis Thinking Aloud |
Pickleball Quiz Ukelele 0.00 0.00 227.76 452.05 69.66 0.00 69.90 2.44 39.00 79.24 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 ness enn French Conversation Get Fit Again Sea Shanty Singing for Fun Table Tennis Thinking Aloud |
Pickleball Quiz Ukelele 0.00 0.00 227.76 452.05 69.66 0.00 69.90 2.44 39.00 79.24 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 ness enn French Conversation Get Fit Again Sea Shanty Singing for Fun Table Tennis Thinking Aloud |
Pickleball Quiz Ukelele 0.00 0.00 227.76 452.05 69.66 0.00 69.90 2.44 39.00 79.24 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 ness enn French Conversation Get Fit Again Sea Shanty Singing for Fun Table Tennis Thinking Aloud |
Total 1,658.52 375.00 1,738.50 1,439.00 1,487.00 945.00 509.00 50.00 802.00 4,067.35 220.00 259.00 235.00 1,239.00 148.00 440.00 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 375.00 | 1,738.50 | 1,439.00 | 1,487.00 | 945.00 | 509.00 | 50.00 | 802.00 | 4,067.35 | 220.00 | 259.00 | 235.00 | 1,239.00 | 148.00 | 440.00 | 13,953.85 | ||||||||
| 309.60 1,738.50 1,484.29 1,477.69 1,044.19 |
50.00 | 737.97 4,456.70 202.70 |
126.00 256.00 1,108.09 146.00 452.77 |
309.60 1,738.50 1,484.29 1,477.69 1,044.19 50.00 737.97 4,456.70 202.70 126.00 256.00 1,108.09 146.00 452.77 |
|||||||||||||||||||
| 309.60 | 1,738.50 1,484.29 1,477.69 1,044.19 |
0.00 50.00 |
737.97 4,456.70 202.70 |
126.00 256.00 1,108.09 146.00 452.77 |
13,590.50 | ||||||||||||||||||
| 65.40 0.00 |
-45.29 | 9.31 -99.19 |
509.00 0.00 |
64.03 -389.35 17.30 |
133.00 -21.00 |
130.91 2.00 -12.77 |
363.35 | ||||||||||||||||
| 60.00 | 0.00 | 102.11 | 399.84 86.75 |
509.00 0.00 |
291.79 62.70 86.96 |
133.00 48.90 |
133.35 41.00 66.47 |
2,021.87 |
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