## **Trustees’ Annual Report 2023** 

**Charity Name:** The Stour Valley University of the Third Age 

**Charity No:** 1030445 

**Address:** 3 Sitwell Close, Lawford, Manningtree, Essex CO11 2SX 

**Trustees:** Christopher Charles Jewell, Paul Edward Lake, Patricia Chandler, Susan Carole Basted, Margaret Eileen Cross, Susan Denise Clark, Susan Mandy Webster, Peter James Winder and Lotte Klara Olga Sherman 

**Structure and Management:** The charity comes under the umbrella of the Third Age Trust. Membership of the charity is on an annual subscription basis The charity is managed by a committee of all the above trustees. The trustees are appointed from the members in an annual general meeting 

**Activities and Objectives:** The objective of the charity is to provide educational, sporting and social outlets in the lower Stour Valley, centred around East Bergholt and Manningtree, for its members. Membership is open to the general public as long as they are not in full time work and is therefore geared mainly, but not exclusively, towards retirees. The objectives of the charity are met through the operation of a number of specialised interest groups. A monthly lecture and coffee morning are also held which are available to all members 

**Achievements and Performance:** The charity is going from strength to strength as our membership base has now risen to over 450 people with over 40 active interest groups 

**Financial Review:** The charity continues to be in a strong financial position with over £8,000 in reserves as at 31 August 2023. As the reserve policy is to have reserves of about 1 year’s subscriptions (which are approximately £6,000) the committee is actively considering ways of distributing some of this reserve to its members. 

Paul Lake Treasurer Stour Valley u3a 27 May 2024 



## Stour Valley u3a Receipts and Payments Account 

For the year 1 September 2022 to 31 August 2023 

Year Ended 31 August 2023 

|Opening Balance B/fwd<br>Receipts<br>Membership subscriptons<br>22/23 Subs received August 22<br>HMRC Gif Aid<br>Donatons<br>COIF account Interest<br>Groups and Social Events (see analysis)<br>TOTAL Receipts<br>Payments<br>Beacon Annual Fee<br>Third Age Trust (TAT) Member fees<br>Third Age Maters (TAM) Magazine Postage<br>Head Ofce copy licence<br>Hire of Halls<br>Speaker fees<br>Printer<br>Statonery, Postage & Copying<br>Review fee<br>Group Grants<br>Groups and Social events (see analysis)<br>TOTAL Payments<br>Total Receipts less Payments<br>Closing Balance c/fwd|No 1<br>Account<br>No 2<br>Account|No 1<br>Account<br>No 2<br>Account|No 1<br>Account<br>No 2<br>Account|COIF<br>Membership<br>Float|COIF<br>Membership<br>Float||Treasury<br>Total|Groups<br>holding Cash|Groups<br>holding Cash||Total All<br>Funds|Year ended<br>31.8.2022|Year ended<br>31.8.2022|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|||1,026.56<br>5,051.28<br>6,035.00<br>-3.00<br>755.48<br>62.00<br>12,188.96||4,684.73<br>139.37|50.00||10,812.57<br>6,032.00<br>755.48<br>62.00<br>139.37<br>12,188.96|1,166.80<br>10,569.15|||11,979.37<br>6,032.00<br>755.48<br>62.00<br>139.37<br>22,758.11||8,335.40<br>4,862.64<br>522.00<br>8.00<br>29.47<br> 16,462.84|
|||6,852.48 12,185.96||139.37|||19,177.81<br>10,569.15||||29,746.96||21,884.95|
|||1,760.00<br>489.58<br>308.00<br>732.05<br>140.00<br>174.99<br>352.21<br>154.98<br>400.00<br>12,239.50|||||1,760.00<br>489.58<br>308.00<br>872.05<br>174.99<br>507.19<br>400.00<br>12,239.50|10,818.84|||1,760.00<br>489.58<br>0.00<br>308.00<br>872.05<br>174.99<br>507.19<br>400.00<br>23,058.34||398.00<br>1,600.00<br>803.87<br>60.00<br>297.00<br>777.00<br>760.13<br>60.00<br> 13,484.98|
|||4,216.83 12,534.48|||||16,751.31<br>10,818.84||||27,570.15||18,240.98|
|||2,635.65|-348.52|139.37|||2,426.50|-249.69|||2,176.81||3,643.97|
|||3,662.21|4,702.76|4,824.10|50.00||13,239.07||917.11||14,156.18||11,979.37|





## Stour Valley u3a 

## Analysis of Account No 2 

## For the year 1 September 2022 to 31 August 2023 

|Opening Balance B/fwd<br>Receipts<br>Subs paid in wrong account<br>Transfer subs paid into wrong account<br>Social Events<br>European Travel<br>Group Grants<br>Gardens Holiday<br>Gardens Visits<br>Get Fit Again<br>TOTAL Receipts<br>Payments<br>Postage<br>Speaker fees<br>Social Events<br>European Travel<br>Gardens visits<br>Get Fit Again<br>TOTAL Payments<br>Receipts less Payments<br>Closing Balance C/fwd|Churches<br>Art Lab<br>Pickleball<br>Table Tennis<br>Spanish<br>9.59<br>-115.85<br>-100.00<br>-50.00<br>-50.00<br>100.00<br>100.00<br>50.00<br>50.00|Churches<br>Art Lab<br>Pickleball<br>Table Tennis<br>Spanish<br>9.59<br>-115.85<br>-100.00<br>-50.00<br>-50.00<br>100.00<br>100.00<br>50.00<br>50.00|Churches<br>Art Lab<br>Pickleball<br>Table Tennis<br>Spanish<br>9.59<br>-115.85<br>-100.00<br>-50.00<br>-50.00<br>100.00<br>100.00<br>50.00<br>50.00|Churches<br>Art Lab<br>Pickleball<br>Table Tennis<br>Spanish<br>9.59<br>-115.85<br>-100.00<br>-50.00<br>-50.00<br>100.00<br>100.00<br>50.00<br>50.00|Churches<br>Art Lab<br>Pickleball<br>Table Tennis<br>Spanish<br>9.59<br>-115.85<br>-100.00<br>-50.00<br>-50.00<br>100.00<br>100.00<br>50.00<br>50.00|Churches<br>Art Lab<br>Pickleball<br>Table Tennis<br>Spanish<br>9.59<br>-115.85<br>-100.00<br>-50.00<br>-50.00<br>100.00<br>100.00<br>50.00<br>50.00|Churches<br>Art Lab<br>Pickleball<br>Table Tennis<br>Spanish<br>9.59<br>-115.85<br>-100.00<br>-50.00<br>-50.00<br>100.00<br>100.00<br>50.00<br>50.00|Garden Visits<br>Garden Holiday<br>Euro Travel<br>2,345.13<br>49.24<br>1,432.76<br>74.96<br>41.06<br>6,531.50|Garden Visits<br>Garden Holiday<br>Euro Travel<br>2,345.13<br>49.24<br>1,432.76<br>74.96<br>41.06<br>6,531.50|Garden Visits<br>Garden Holiday<br>Euro Travel<br>2,345.13<br>49.24<br>1,432.76<br>74.96<br>41.06<br>6,531.50|Garden Visits<br>Garden Holiday<br>Euro Travel<br>2,345.13<br>49.24<br>1,432.76<br>74.96<br>41.06<br>6,531.50|Garden Visits<br>Garden Holiday<br>Euro Travel<br>2,345.13<br>49.24<br>1,432.76<br>74.96<br>41.06<br>6,531.50|Wine Appreciat'n<br>-50.00|Wine Appreciat'n<br>-50.00|Film/ Theatre<br>Quiz<br>481.95<br>-100.00<br>100.00|Film/ Theatre<br>Quiz<br>481.95<br>-100.00<br>100.00|Film/ Theatre<br>Quiz<br>481.95<br>-100.00<br>100.00|Social Events<br>1,230.46<br>5,134.44|Social Events<br>1,230.46<br>5,134.44|Get Fit Again<br>16.00<br>5,099.28<br>5,134.44<br>74.96<br>-50.00<br>350.00<br>41.06<br>6,531.50<br>57.00<br>57.00<br>Total group<br>expenses|Get Fit Again<br>16.00<br>5,099.28<br>5,134.44<br>74.96<br>-50.00<br>350.00<br>41.06<br>6,531.50<br>57.00<br>57.00<br>Total group<br>expenses|Get Fit Again<br>16.00<br>5,099.28<br>5,134.44<br>74.96<br>-50.00<br>350.00<br>41.06<br>6,531.50<br>57.00<br>57.00<br>Total group<br>expenses|-48.00<br>15.00<br>-18.00<br>Adjust to subs<br>incorrectly<br>received<br>through no 2<br>a/c|-48.00<br>15.00<br>-18.00<br>Adjust to subs<br>incorrectly<br>received<br>through no 2<br>a/c|Payments<br>incorrectly<br>made through<br>No 2 a/c|Payments<br>incorrectly<br>made through<br>No 2 a/c|Total<br>5,051.28<br>15.00<br>-18.00<br>5,134.44<br>74.96<br>350.00<br>41.06<br>6,531.50<br>57.00|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
||0.00||100.00|100.00|50.00|50.00||6,531.50|41.06|74.96|||0.00||0.00|100.00||5,134.44||7.00|12,188.96|||-3.00|||12,185.96|
|||||||||937.50<br>6,340.97||||||||||4,889.03||4,889.03<br>937.50<br>6,340.97<br>72.00<br>72.00||||||154.98<br>154.98<br>140.00<br>140.00<br>4,889.03<br>937.50<br>6,340.97<br>72.00||
||0.00||0.00|0.00|0.00|0.00||6,340.97|0.00|937.50|||0.00||0.00|0.00||4,889.03||72.00|12,239.50|||||294.98|12,534.48|
||0.00||100.00<br>100.00<br>50.00<br>50.00|||||190.53<br>41.06<br>-862.54|||||0.00||0.00<br>100.00|||245.41||-65.00||-50.54||-3.00||-294.98|-348.52|
||9.59||-15.85<br>0.00<br>0.00<br>0.00|||||2,535.66<br>90.30|||570.22||-50.00||481.95<br>0.00|||1,475.87||-49.00||5,048.74||-51.00||-294.98|P|





## Stour Valley u3a 

## Analysis of Groups Holding Cash 

For the year 1 September 2022 to 31 August 2023 

Opening Balance B/fwd 

## Receipts 

Group Grants Art Lab Art Lovers Bridge Get Fit again Pickleball Quiz Singing for Fun Table Tennis Theatre and Film Ukulele 

TOTAL Receipts 

Payments 

Art Lab Art Lovers Bridge Get Fit Again Pickleball Quiz Singing for fun Spanish Table Tennis Theatre and Film Ukulele 

TOTAL Payments 

Receipts less Payments 

Closing Balance C/fwd 

|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Art Lab<br>Art Lovers<br>Bridge<br>Pickleball<br>Quiz<br>Spanish<br>Ukelele<br>100.00<br>0.00<br>260.00<br>370.72<br>145.26<br>94.60<br>15.45<br>32.44<br>148.33<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00<br>Get Fit<br>Again<br>Singing<br>for Fun<br>Table<br>Tennis<br>Theatre<br>and Film|Total<br>1,166.80<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00|Total<br>1,166.80<br>50.00<br>276.00<br>167.00<br>1,321.00<br>495.00<br>3,178.15<br>125.00<br>300.00<br>1,100.00<br>3,257.00<br>300.00|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|276.00|167.00|1,321.00|||545.00|3,178.15||125.00||300.00||0.00|1,100.00||3,257.00||300.00||10,569.15||
|383.40<br>167.00<br>1,336.50|||||420.24<br>3,075.73<br>235.12<br>351.40<br>15.45<br>1,122.00<br>3,297.00<br>415.00||||||||||||||383.40<br>167.00<br>1,336.50<br>420.24<br>3,075.73<br>235.12<br>351.40<br>15.45<br>1,122.00<br>3,297.00<br>415.00||
|383.40<br>167.00<br>1,336.50|||||420.24<br>3,075.73<br>235.12<br>351.40<br>15.45<br>1,122.00<br>3,297.00<br>415.00||||||||||||||10,818.84||
|-107.40<br>0.00|||-15.50||124.76||102.42<br>-110.12<br>-51.40<br>-15.45<br>-22.00|||||||||-40.00<br>-115.00|||-249.69||
|-7.40<br>0.00|||244.50||124.76||473.14||35.14||43.20<br>0.00|||10.44||-40.00||33.33||917.11|





(if any):
Address:
PA LY
Co(
Section B
Disclosure
Only complete if the examiner needs to highlight material matters of concern
(see CC32, Independent examination of charity accounts: directions and
guidance for examiners).
Give here brief details of
any items that the
examiner wishes to
disclose.
IER
Oct 2018

CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examiner's report on the
accounts
Section A
Independent Examiner's Report
Report to the trustees
On accounts for the year
ended
Charity no
(if any)
(oiotyws
Set out on pages
l TO 3
.dcliti
al
ets
I report to the trustees on my examination of the accounts of the above
charity ( the Trust") for the year ended Al D g IoL.S
As the charity's trustees, you are responsible for the preparation of the
accounts in accordance with the requirements of the Charities Act 2011
("the Act").
Responsibilities and
basis of report
I report in respect of my examination of the Trust's accounts carried out
under section 145 of the 2011 Act and in carying out my examination, I
have followed all the applicable Directions given by the Charity Commission
under section 145(5)(b) of the Act.
Independent
examiner's statement
appl￿￿￿]. Delete [ ] if not applicable.
I have completed my examination. I confirm that no material matters have
come to my attention in connection with the examination (4#w4
d+se16sed-beW") which gives me cause to believe that in, any material
respect:
the accounting records were not kept in accordance with section 130
of the Charities Act. or
the accounts did not accord with the accounting records. or
the accounts did not comply with the applicable requirements
concerning the form and content of accounts set out in the Charities
(Accounts and Reports) Regulations 2008 other than any requirement
that the accounts give a 'true and fair, view which is not a matter
considered as part of an independent examination.
I have no concerns and have come across no other matters in connection
with the examination to which attention should be drawn in this report in
order to enable a proper understanding of the accounts to be reached.
Please delete the words in the brackets if they do not apply.
Signed:
Date:
Name:
d,D
Relevant professional
qualification(s) or body
IER
Oct 2018