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2022-04-05-accounts

Registered Charity Number: 1029588

Cheltonian Endowment Trust

Annual Report for the year ended 5 April 2022

Cheltonian Endowment Trust

Trustees

Mrs HE Allen

Chair

Mr R AR Davidson Mr A D Holt (appointed on 6th. May 2021) Mr P J Mourton MrTPC Orr Ms S R Pickard Mr T W J Robinson Mr D Stewart Mrs AC Thompson

Registered office

Investment Managers

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Bankers
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Independent Accountant
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Cheltenham College Bath Road CHELTENHAM Gloucs., GL53 7LD

JM Finn & Co.

Nationa! Westminster Bank PLC.

Laurence Myears, FCA.

Cheltonian Endowment Trust

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||||| |---|---|---|---| |Annual|report| |for the year ended|5|April|2022|

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||||||| |---|---|---|---|---|---| |Pages| |Report of the|trustees|1&2| |Independent|examiner's|report|3| |Statement|of financial|activities|4| |Balance|sheet|5| |Notes|to|the|financial|statements|6-11|

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Cheltonian Endowment Trust

Report of the trustees for the year ended 5 April 2022

The trustees present their report and the financial statements for the year ended 5th. April 2022.

Constitution and objectives

Cheltonian Endowment Trust (formerly Cheltonian Trust Endowment Fund) was formed under a Trust Deed in 1917 for the purposes of acquiring donations, subscriptions or legacies and applying the income for the benefit of Cheltenham College. On 6th April 2005 the Trust merged with both the Cheltonian Society Fund and the Sir John Dill Memorial Fund to create a more effective charitable fund.

The principal activity of the Trust is to offer, by way of bursaries, financial assistance towards the education of selected pupils at Cheltenham College and in circumstances where financial hardship might otherwise mean that the pupil has to leave school and to prospective pupils enabling them to enter Cheltenham College in the 6th. Form.

Achievements

The Trust was able to provide financial assistance to Cheltenham College and selected pupils in the following ways throughout the year:

(a) Continuing bursary grants totalling £13,500 in respect of 2 pupils to enable their continued education at Cheltenham College (b) Travel and educational grants to 13 pupils totalling £6,700 (c) Awarding of book prizes totalling £540 to 18 pupils at Speech Day

Trustees‘ responsibilities

Charity law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Trust as at the end of the year and of its surplus or deficit for the financial year. In preparing the financial statements the trustees are required to select suitable accounting policies and apply them consistently, make judgements and estimates that are reasonable and prudent, state whether applicable accounting standards have been followed and prepare the financial statements on a going concern basis unless it is inappropriate to presume the Trust will continue to operate.

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy, at any time, the financial position of the Trust and to enable them to ensure that the financial statements comply with the Charities Act 2011. They are also responsible for safeguarding the assets of the Trust and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Statement of Recommended Practice

The financial statements have been prepared in accordance with the Statement of Recommended Practice Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (Charities SORP (FRS 102)) (second edition effective 1 January 2019) and the Financial Reporting Standard applicable in the United Kingdom and Republic of ireland (FRS 102) and the Charities Act 2011.

1

Cheltonian Endowment Trust

Trustees The trustees who served during the year are shown below:

Mrs H E Allen MrA P AArengo-Jones (resigned on 6th. May 2021) Mr P F D Badham (resigned on 6th. May 2021) Mr RAR Davidson MrA D Holt (appointed on 6th. May 2021) Mr P J Mourton MrT PC Orr Ms S R Pickard MrT W J Robinson Mr E L Rowland (resigned on 6th. May 2021) Mr C B Stevens (resigned on 6th. May 2021) Mr D Stewart Mrs AC Thompson Investment powers

The trustees have delegated day to day discretionary investment powers to JM Finn & Co. Ltd. but retain the power to determine investment policy and ultimate investment control.

Reserves Policy

The trustees’ policy is to build Up reserves primarily through capital growth rather than accumulation of income, which is principally required to meet the trustees’ stated policy on giving grants for charitable purposes. Risk Policy The trustees have taken appropriate steps to guard against exposure to normal fisks within their control.

The trustees are aware of a potential risk that would arise with an insolvency of entities that hold, directly or indirectly, assets of the Trust as nominees where the Trust is the beneficial owner. The risk, which is different and separate from risks arising from an investment decision or strategy made or adopted by the trustees or its advisers, is hard to mitigate and arises from existing insolvency laws in the UK. It is possible that a loss might be in excess of the cover available under the Financial Services Compensation Scheme (FSCS). In so far as it is possible to reduce the risk, the trustees ensure that they operate only through fund managers that are authorised by the Financia! Conduct Authority. Financiat activities

Total income from investment services and legacies was £77,554 (2021: £75,132). After resources expended of £43,004 (2021 : £50,484) net inflow of resources for the year amounted to £34,550 (2021 : £24,648). Total investment gains arising from disposals and movement in investment values were £46,653 (2021 : gains £383,003). The resulting net increase of funds for the year was £81,203 (2021 : increase £407,651),

Taxation status The Trust is a registered charity and is not liable to corporation tax.

For and on behalf of the trustees

17th. November 2022

2

Independent examiner's report to the trustees of Cheltonian Endowment Trust

| report on the financial statements of the Trust for the year ended 5 April 2022, which are set out on pages 4 to 11.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the financial statements. The charity's trustees consider that an audit is not required for this year (under section 144 of the Charities Act 2011 (the 2011 Act)) and that an independent examination is needed.

Basis of independent examiner's report

My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the financia! statements presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently, | do not express an audit opinion on the view given by the financial statements.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(1) which gives me reasonable cause to believe that in any material respect the trustees have not met the requirements to ensure that proper accounting records are kept (in accordance with section 130 of the Act); and financial statements are prepared which agree with the accounting records and comply with the accounting requirements of the Act, or (2) to which, in my opinion, attention should be drawn in orderto enable a proper understanding of the financial statements to be reached.

Laurence Myears

Chartered Accountant 6 Beechcroft Road Gloucester

17th. November 2022

3

Cheltonian Endowment Trust

Statement of financial activities for the year ended 5 April 2022

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|||||||||||| |---|---|---|---|---|---|---|---|---|---|---| |Unrestricted|Endowment|Total|Total| |funds|funds|2022|2021| |Note|£|£|£|£| |Income|and|endowments| |Donations|and|legacies:| |Legacies|-|-|-| |Donations|under|Gift|Aid|309|-|309|309| |Other donations|-|-|-|2,567| |Subscriptions|438|-|438|418| |747|-|747|3,294| |Investment|income:| |Bank|deposit account|interest|-|-|-| |Dividends|- UK equities|37,732|.|37,732|35,323| |Interest|-|Unit|Trusts|and|fixed|interest|10,503|-|10,503|8,144| |Property|rental|income|28,572|-|28,572|28,371| |76,807|>|76,807|71,838| |Total|income|77,554|-|77,554|75,132| |Expenditure| |Costs|of|raising|funds:| |Brokers’|management|fees|17,230|-|17,230|15,173| |Investment|portfolio|review fees|255|-|255|-| |Property|rental|expenses|631|-|631|1,988| |18,116|-|18,116|17,161| |Expenditure|on|charitable|activities|-| |Bursaries|and|grants|payable:| |Bursaries|- payable|3|13,500|-|13,500|29,060| |Grants|and|awards|3|7,240|-|7,240|4,398| |Governance|costs:|4| |Independent examiner's fee|2,750|-|2,750|2,850| |Expenses|of Trustees,|Treasurer| |and|others|2|1,398|-|1,398|75| |24,888|-|24,888|33,323| |Total expenditure|43,004|s|43,004|50,484| |Net income|before|gains and|34,550|-|34,550|24,648| |losses|on|investments| |Net|gains/(losses)|on|investments:| |Gains/(losses)|on|sale of investments|6|1,215|617|1,832|20,203| |Unrealised|gains/(losses)|on|investments|6|12,270|32,551|44,821|380,632| |Unrealised|(loss)|on|investment|property|7|-|-|-|-|17,832| |13,485|33,168|46,653|383,003| |Net movement|in funds|48,035|33,168|81,203|407,651| |Total|funds|brought forward|1,323,099|1,311,786|2,634,885|2,227,234| |Total funds|carried forward|1|1,371,134|1,344,954|2,716,088|2,634,885|

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4

Cheltonian Endowment Trust

Balance sheet as at 5 April 2022

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|||||||||| |---|---|---|---|---|---|---|---|---| |Unrestricted|Endowment|Total|Total| |Note|funds£|funds£|2022£|2021£| |Fixed|assets:| |Investments|in listed securities|6|929,941|876,226|1,806,167|1,770,148| |Investment freehold|property|7|360,000|450,000|810,000|810,000| |Total investments|1,289,941|1,326,226|2,616,167|2,580,148| |Current aesets:| |Debtors|8|626|-|626|563| |Cash at bank|9|91,953|18,728|110,681|76,254| |Liabllities:|92,579|18,728|111,307|76,817| |Creditors falling due within one year|10|(|11,386)|-|{|11,386)|(|22,080)| |Net current assets|81,193|18,728|99,921|54,737| |Total net assets|1,371,134|1,344,954|2,716,088|2,634,885| |The funds|of the|Trust:| |Endowmentfunds|-|1,344,954|1,344,954|1,311,786| |Unrestricted funds|1,371,134|-|1,371,134|1,323,099| |Total Trust's funds|11|1,371,134|1,344,954|2,716,088|2,634,885|

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The financial statements on pages 4 to 11 were approved by the trustees on 47th. November 2022 on their behalf by Trustee Trustee Lhe

5

Cheltonian Endowment Trust

Notes to the financial statements for the year ended 5 April 2022

1 Statement of accounting policies

Basis of preparation and going concern

The financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant notes to these financial statements. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (Charities SORP (FRS 102)) (second edition effective 1 January 2019) and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011. The Trust has taken the opportunity to take the exemption from producing a cash flow statement.

The Trust constitutes a public benefit entity as defined by FRS 102.

The trustees consider that there are no material uncertainties about the Trust's ability to continue as a going concern.

Income recognition

All income is recognised once the Trust has entitlement to the resources, it is probable that the income will be received and that the monetary value of incoming resources can be measured reliably.

Donations are recognised when the Trust has been notified of both the amount and the settlement date. In the event that a donation is subject to conditions that require a level of performance before the Trust is entitled to the funds, the income is deferred and not recognised until those conditions are fully met, or the fulfilment of those conditions is wholly within the control of the Trust and it is probable that those conditions will be fulfilled in the reporting period, Legacies are recognised on a case by case basis following the granting of probate when the administrator/executor for the estate has communicated in writing both the amount and settlement date. Since the merger of the charities in 2005, the trustees have determined that all legacies will be treated as income within the Endowment Fund. Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Trust; this is normally upon notification of the interest paid or payable by the bank. Dividends and interest from investments are included when the right to receive payment is established upon notification by our investment managers and the transaction value can be measured reliably.

Expenditure recognition

Expenditure is included on an accruals basis as soon as there is a (egal or contractual obligation committing the Trust to the expenditure, it is probable that settlement will be required and the amount of the obligation can be measured reliably. Costs of generating funds comprise those costs directly attributable to managing the investment portfolio, raising investment income and property rental income.

Grants payable are included as expenditure in the year for which the award is given

Governance costs comprise all costs involving the public accountability of the Trust and its compliance with regulation and good practice.

Fixed asset investments

Investments in listed securities are a form of basic financial instrument and are initially recognised at their transaction value and subsequently measured at their fair value as at the balance sheet date using the closing quoted market price, The statement of financial activities includes the net gains and losses arising on revaluation and disposals throughout the year. The Trust does not acquire put options, derivatives or other complex financial instruments. The main forms of financial risk faced by the Trust are that of volatility in equity markets and investment markets due to wider economic conditions, the attitude of investors in investment risk, and changes in sentiment concerning equities and within particular sectors or sub-sectors. Investment freehold properties are initially recognised at the transaction value and are subsequently measured at fair value at the balance sheet date at open market value. The statement of financial activities includes the gain or loss arising on revaluation. Depreciation is not provided.

6

Cheltonian Endowment Trust

1 Statement of accounting policies - continued

Realised and unrealised gains and losses

All gains and losses on fixed asset investments are taken to the statement of financial activilies as lhey alise. Realised gains and losses are calculated as the difference between sale proceeds and their opening carrying value or their purchase value if acquired during the reporting period. Unrealised gains and losses are calculated as the difference between the fair value at the year end and their opening carrying value or their purchase value if acquired during the reporting period.

Fund accounting

Details of the nature and purpose of each fund is set out in note 11.

Taxation

No provision is made for taxation on the basis that the Trust is a registered charity and is therefore entitled to claim exemption from income fax, corporation tax and capital gains tax.

2 Related party transactions and trustees’ expenses remuneration

The trustees received no remuneration or other benefit in cash or property (2021 £Nil). Expenses amounting to £1,107 were paid to a trustee as reimbursement for the cost of a “thank you" meal held for 4 trustees who had retired to which other trustees past and present were invited, and the cost of a "thank you" gift to the 4 trustees. There were other expenses amounting to £291 which were reimbursed during the year to 2 trustees (2021 £75 to 1 trustee) which were for travel, postage, stationery and small gifts.

3 Bursaries and grants payable

2022 2021
£ £
Theamount charged in the year out of unrestricted funds comprises:
Bursaries committed during the year :
Bursaries to2 individuals (2021: 5 individuals) (see note 10) 13,500 29,000
TheCheltonian EndowmentTrust made the following grants during the yearoutofunrestricted funds:
Students:
Travel grants(Number -2022 13 ; 2021
Prizes
1) 6,700
540
300
-
Cheltenham College:
Bench in memory ofPeterJackson (see note 10) - 1,098
7,240 1,398

4 Allocation of governance costs

All governance costs are allocated to the charitable activities.

5 Taxation status

Cheltonian Endowment Trust has been approved by HM Revenue & Customs as exempt from United Kingdom taxation.

7

Cheltonian Endowment Trust

6 investments in listed securities

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||||||||||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |2022|2021| |£|£|£| |Market value|at 6|April|2021|1,770,148|4,252,092| |Additions|at|cost|39,235|356,227| |Disposals|at sale proceeds|(|49,869)|{|239,006)| |Interest|included|in|additions|and|disposals|-|=| |Gains/(losses)|in|the|year on|disposals|1,832|20,203| |Unrealised|gains/(losses)|on|revaluation|in the year|44,821|380,632| |Net gains/(losses)|46,653|400,835| |Market vaiue|at|5|April|2022|1,806,167|1,770,148| |Historic|cost|at|5|April|2022|1,084,778|1,089,194| |All|investments|are|carried|at their|fair|value.|Investment|in|equities|and|fixed|interest|securities|are|all|traded|on|the|London| |Stock|Exchange.|Holdings|in|common|investment|funds,|unit|trusts and|open-ended|investment|companies|are|at the|bid|price| |The|basis|of fair value|for quoted|investments|is|equivalent|to the|market|value,|using|the|bid|price,|Asset|sales|and|purchases| |are|recognised|at|the|date|of trade|at|their|transaction|value.| |As|at the|year|end,|investments|in|listed|securities|represent 66.5%|(2021|67.2%)|of the|Trust's|funds.| |The|Trust|manages|investment|risks|by|retaining|expert|advisors and|operating|an|investment|policy that|provides|for a|high|degree| |of diversification|of|holdings|with|investment|classes|that are quoted on|recognised|stock|exchanges.|The Trust does|not make|use| |of derivatives and|similar complex|financial|instruments as|it takes the|view|that investments|are|held|for their|longer term|yield| |total|return,| |7|Investment|freehold|properties| |Unrestricted|Endowment|Total| |funds|funds|2022|2021| |£|£|£|£| |Opening|balance|at 6|April|2021|360,000|450,000|810,000|827,832| |Addition|at cost|“4|.|&|3| |Unrealised|(loss)|on|revaluation|in|the|year|-|-|-|-|17,832| |Closing|balance|at 5|April|2022|360,000|450,000|810,000|810,000| |Historic cost|at|5|April|2022|247,232|467,832|715,064|715,064|

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The Trust acquired the freehold of a residential property in Cheltenham in June 2011 as part of unrestricted funds. The property is let on a 5 year ful! repairing lease, which commenced ‘1st. September 2011, and renewed on ‘st. September 2016, to Cheltenham College who use it to accommodate College academic staff. The rent, which is set at full market price, increases annually on the anniversary of the commencement of the lease, The Trust acquired the freehold of a second residential property in Cheltenham in September 2019 as part of endowment funds. Structural work and redecoration was subsequently undertaken before being let. The property is let on a 5 year full repairing lease, which commenced ‘st. March 2020 to Cheltenham College who use it to accommodate College academic staff, and is on the same conditions as the first property. The properties were revalued on ‘st. March 2021 by an independent professionally qualified valuer. The trustees consider that their value would not have changed at 5th. April 2022.

As at the year end, the freehold properties represent 29.8% ( 2021 : 30.7%) of the Trust's funds.

8

Cheltonian Endowment Trust

8 Debtors

Total 2021
£ £
Amounts falling due within one year
Other debtors 626 563
Alldebtorsrelatedtounrestrictedfunds.

9 Cash at bank

Cash at bank balances arise as follows: unrestricted funds £91,953 (2021 : £65,932) and endowment funds £18,728 {2021 : £10,322).

10 Creditors

10 Creditors
Total 2021
£ £
Amounts due within one year :
Accruals 5,886 8,482
Bursaries payable 5,500 12,500
Grant payable - 1,098
11,386 22,080
All creditors related to unrestricted funds,
Movement in recognised bursaries commitments during the year:
SORP liability at
5 April 2021
12,500 5,500
New bursariescommitments charged totheSOFA in year (see note 3) 13,500 29,000
Bursaries paid during theyear ( 20,500) { 22,000)
SORP liabilityat
5 April 2022
5,500 42,500
Movement in recognised grants commitments during the year:
SORP liability at5 April 2021 1,098 -
Newgrants commitments charged totheSOFA in year(see note 3)
Grants paid duringtheyear
( -
1,098)
1,098
-
SORP liability at
5 April 2022
- 1,098
11 Funds
Unrestricted Endowment Total
funds funds
£ £ £
Balance broughtforward 1,323,099 1,341,786 2,634,885
Income
Expenditure
Gainsand losses
( 77,554
43,004)
13,485
.
-
33,168
( 77,554
43,004)
46,653
1,371,134 1,344,954 2,716,088

The Endowment Fund represents those assets which must be held permanently by the Trust, principally investments. Income arising on the Endowment funds can be used in accordance with the objects of the Trust and is included as unrestricted income. Any capital gain or loss arising on the investments form part of the fund. Investment management fees are charged against the combined Endowed and Unrestricted funds income.

The Unrestricted Fund comprises those funds which the trustees are free to use in accordance with charitable objectives.

9

Cheltonian Endowment Trust

12 Schedule of investments in listed securities

Endowment Funds Market
Cost value
£ c
BBGI SICAVS.A. 11,000 Ordinary shares NPV 13,375 19,162
Civitas Social Housing ple. 15,750 Ordinaryshares 1.p 15,770 13,907
Digital 9 Infrastructure plc. 16,000 Ordinary shares NPV 16,020 17,808
Diploma ple. 1,440 Ordinary shares 5 p 19,974 37,872
Experian ple. 630 Ordinary shares US $ 0.10 20,045 18,629
Findlay Park Funds ple. American USD inc.
380 units
14,439 52,277
Foresight Solar Fund Ltd. 15,150 ordinary shares NPV 16,089 16,847
Fundsmith lp 7,330 Equity Income Ordinary shares NPV 17,250
GAM StarFund Management 605 Disruptive Growth Institutional Acc units 25,911 37,822
GlaxoSmithKline plc.
1,280 Ordinary shares 25 p
10,567 21,809
GreencoatUKWind plc, 10,650 Ordinary shares 1 p 10,650 16,561
Halma plc. 1,300 Ordinaryshares 10 p 10,184 33,514
Henderson Investment Fund Ltd. 23,450 Fixed Interest Monthly Inc units 25,875
Home Reit plc. 10,000 Ordinary shares 1 p 10,020 12,540
Ishares II plc. GBP Index-linked Gilts UCITS EFT GBP Inc 1,340 units 25,053 26,827
JP MorganAmerican Investment Trust. 8,250 Ordinary shares 5 p 15,009 63,690
Jupiter Fund Managers Ltd. UK Mid Capital
Income 9,250 units 20,272
MI Twentyfour. Dynamic Bond Gross
Inc NAV245 units 26,945
National Grid ple, 2,204 Ordinary shares 12.431289 p 10,176 26,690
Picton Property Income Limited. 10,900 Ordinaryshares NPV 5,971 10,791
Prudential Corporation ple. 1,713 Ordinary shares 5 p 5,283 19,417
Relx plc. 1,180 Ordinary shares 14.44 p 17,490 28,851
Rio Tinto plc. 512 Ordinary shares 10 p 6,047 31,335
Schroder plc. Oriental Income Fund. 8,150 Ordinary shares 1 p 16,248 22,209
Scottish Mortgage Investment Trust. 5,950 Ordinary shares 5 p 7,448 61,404
Segro plc. 3,250 Ordinary shares 10 p. 9,234 44,736
Stewart Investors. Asia Pacific Leaders SustB Inc 8,386.6092 units 6,838 26,058
The Renewables Infrastructure Group Ltd. 11,750 Ordinary shares NPV 13,882 16,074
THG plc.
2,680 Ordinary shares 0.5 p
19,836 2,556
Triple Point Energy Efficiency Infrastructure Co. plc. 16,000 Ordinary shares 1 p 16,020 13,560
Tritax Big Box Reit plc. 6,470 Ordinary shares 1 p 6,672 16,084
Unilever pic, 505 Ordinary shares 3.1111 p 2,407 17,859
3i Infrastructure. OrdinaryNPV5,705 units 7,997 20,167
Fixed income
:
Ecclesiastical Insurance Office.£11,220 8.625% Noncum irred prefshares£1 11,444 16,101
476,441 876,226

10

Cheltonian Endowment Trust

12 Schedute of investments in listed securities - continued

Market
Unrestricted Funds Cost
£
4
£
Aberdeen Standard EurLogic inc plc. 15,000 Ordinary shares 1 p 15,020 16,650
BBGI SICAV S.A. 10,200 OrdinarysharesNPV 15,423 17,768
Civitas Social Housing plc, 18,600 Ordinary shares 1 p 20,039 16,424
Croda International ple. 325 Ordinary shares 10.609756 p 20,098 26,091
Derwent London plc, 330 Ordinary shares5 p 10,711 10,633
Diageo plc, 950 Ordinary shares 28 101/108 p 274 37,805
Digital 9 Infrastructure ple. 16,500 Ordinaryshares NPV 16,520 18,365
Diploma plc. 890 Ordinary shares 5 p 11,879 23,407
Findley Park Funds plc, American USD Inc. 320 units 12,159 44,022
Foresight SolarFund Ltd. 17,700ordinarysharesNPV 17,522 19,682
GAM Star Fund Management 485 Disruptive Growth Institutional Acc units 25,439 30,320
GlaxoSmithKline plc. 910 Ordinary shares 25 p 12,497 15,505
Greencoat UKWind plc. 11,756 Ordinaryshares 1 p
Gresham House Energy Storage ple. 14,000 Ordinary shares 1
p 12,754
17,571
18,281
19,600
Henderson Investment Fund Ltd, 24,350 Fixed Interest Monthly Inc units 26,868
Home Reit plc. 17,000 Ordinary shares 1 p 17,020 21,318
International Consolidated Airlines Group SA 8,600 Ordinary shares€0.10 14,778 12,012
Ishares Il plc. GBP Index-linked Gilts UCITS EFT GBP Inc 1,395 units 22,541 27,928
IsharesS & P 500 1,150 units 9,970 39,819
JP Morgan Gbl Emerg Mkts IncTrust ple. 8,500 Ordinary shares 1 p 9,962 11,475
Johnson Matthey plc, 547 Ordinary shares £1.101698 16,972 10,661
JupiterFund Managers Ltd. UK Mid Capital
Income 12,150 units 24,958
London Stock Exchange Group ple. 360 Ordinary shares 69.18604 p 29,396 30,096
MI Twentyfour. Dynamic Bond Gross IncNAV225 units
Morgan Stanley Investment Funds. 450Asia OpportunityZ acc
units 24,849
29,949
Prudential plc. 1,650 Ordinary shares 5 p
Relx plc. 810 Ordinary shares 14.44 p
8,692
12,012
18,703
19,804
Rio Tinto pic. 440 Ordinaryshares 10 p
Schroder Oriental income Fund. 12,300 Ordinary shares 1p
Scottish Mortgage InvestmentTrust. 8,475 Ordinary shares 5 p
Spirax-Sarco Engineering plc. 380 Ordinary shares26.9230769
p 2,401
21,741
7,543
16,954
26,928
33,518
87,462
48,754
The Renewables Infrastructure Group Ltd. 12,950 Ordinary sharesNPV
TriplePointEnergyEfficiencyInfrastructureCo.plc.18,000Ordinaryshares1p
16,020
18,020
17,716
15,255
Tritax Big Box Reit plc. 9,700 Ordinaryshares 1 p 10,011 24,114
Vanguard Funds plc.. 210FTSE All World ETF IncNAV
VodafoneGroup pic. 7,218 OrdinarysharesUS $ 0.2095238
14,924
16,161
18,808
9,057
3i Infrastructure. Ordinary NPV5,684 units 8,225 20,093
Fixed income
:
Ecclesiastical Insurance Office. £11,220 8.625% Non cur irred prefshares £1. 11,444 16,101
Intermediate Capital Group plc. £9,0005% NTS 24/03/2023 9,020 9,172
608,337 929,941
Totalinvestments 1,084,778 1,806,167

Total investments

11