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2024-12-31-accounts

Trustees’ Annual Report for the period

From 01.01.2024 To 31.12.2024

Charity name: Chelmsford University of the Third Age (u3a)

Charity registration number: 1027234

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The advancement of education, and in
particular the education of older people
and those retired from full time work, by
all means including associated activities
conducive to learning and personal
development in Chelmsford and
surrounding district.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
Over the past year our u3a has
continued to provide the people of
Chelmsford and surrounding district
with many opportunities to come
together, learn new things, and stay
physically & mentally active during their
later years.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 The Trustees have encouraged and
enabled people no longer in full time
paid employment to help each other to
share their knowledge, skill, interests
and experiences.
The Trustees have promoted the values
of lifelong learning and the positive
attributes of belonging to a U3A.
The Trustees have done all they can to
ensure that people wanting to join a u3a
could do so.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference
N/A
Para 1.38
Policy on grant making
Policy on social investment
including program related
investment
Para 1.38 N/A
Contribution made by
volunteers
Para 1.38 We are indebted to our Group Leaders
who take on responsibility for the
operation of our Interest Groups. They
have generated a number of good ideas
including promoting the groups to both
new and existing members, making
them accessible to members of other
u3a’s, and ensuring that new Groups are
started when existing ones become full.
Our monthly meetings featured a variety
of speakers who spoke on a diverse
selection of topics. The meetings run
smoothly thanks to our volunteers for
setting up the hall and helping in the
kitchen.
Efforts to increase publicity included
attending two outreach events, and
the creation of some new
promotional materials.
Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 The membership has grown
significantly with 125 new members
joining us since March 2024, bringing
the total to 643.
The Trustees consider it is vitally
important that we expand our Interest
Group offer so that more of our
members have a chance to come
together to learn new things and remain
physically and mentally active.
We have made significant progress
in this respect and now have 46
active Interest Groups.

The initial start-up costs for new groups are met from our reserves. This year we introduced an evening concert which was well attended.

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 £18,649
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 Some funds accumulated during COVID
pandemic are still gradually being spent
by holding additional events and
supporting new groups.
Amount of reserves held Para 1.22 £9856
Reasons for holding zero
reserves
Para 1.22 N/A
Details of fund materially in
deficit
Para 1.24 None
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 None

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)
Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risksfacingthe charity
Para 1.46

Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)

Para 1.25
Constitution adopted 10 February 2022
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Unincorporated Association
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 The charity elects or re-elects up to 12
Trustees (including officers) at each
Annual General Meeting in February.
The elected trustees may, at any time,
co-opt up to 3 trustees until the next
annual general meeting and may
reappoint such co-opted trustees for
one additional 12 month period.
The ofcers are elected by the trustees
at their first meeting from among their
number (this includes any co-opted
trustees).

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures
adopted for the induction
and training of trustees
Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51 The Charity is affiliated to the Third Age
Trust.
The Trustees have the power to to co-
operate with other charities, voluntary
bodies and statutory authorities and to
exchange information and advice with
them and in particular with other u3as,
clusters of u3as and The Third Age
Trust.
Relationship with any
related parties
Para 1.51
Other

Reference and Administrative details

Charity name Chelmsford University of the Third Age
Other name the charity uses Chelmsford u3a
Registered charity number 1027234
Charity’s principal address

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Office (if any) Dates acted if not for whole
**year **
Dates acted if not for whole
**year **
Name of person (or body) entitled
to appoint trustee (ifany)
LesleyWood Chair
Alan Caddy Vice Chair
WendyHubbard Treasurer
Janet Parsons Secretary
Alan Mayo Membership
Secretary
Edmund Wood Events Organiser
Lynn Regan Newsletter
Coordinator
Brian Littlechild Committee Member
Michael Harmer Committee Member
Ann Bell Committee Member
Corporate trustees–names of the directors at the date the report was approved
Director name
Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information)
Type of
adviser
Name
Address
Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Position (eg Secretary, Chair, etc) Date

Chelmsford U3A

Income & Expenditure as at 31st December 2024

INCOME
2024
Membership Subs
7,408.50
Visitors
0.00
Donations
824.66
Gift Aid
2,342.53
Bank Interest
277.79
Group Closures
0.00
Unclassified
12.00
Raffle
283.55
Diaries
0.00
Sundries
0.00
Total
11,149.03
EXPENDITURE
National Capitation Fee
2,176.00
Hall Hire
2,245.27
Zoom
155.88
Refreshments
95.14
Speakers
996.00
Newsletter Print
357.05
Stamps
248.10
Third Age Matters
1,656.72
Website
0.00
Beacon
595.00
Technology/Equipment
166.80
Travel
0.00
Conference
0.00
Admin
0.00
Advertising
107.99
Raffle Prizes
0.00
Diaries
0.00
Bank Charges
117.79
Christmas
825.53
Easter
745.21
Summer Social
493.62
30th Anniversary
0.00
Group Support
1,039.66
Sundries
504.87
Total
12,526.63
Net Surplus/Deficit for the Year
-1,377.60
11,149.03
Current Assets
2024
Accumulated Fund as at 1st January
11,233.48
Prior Year Adjustment
0.00
Net Surplus/Deficitfor the Year
-1,377.60
Accumulated Fund as at 31st December
9,855.88
Represented By
Current A/c
1,469.12
Deposit A/c
17,180.11
18,649.23
Less
Held for Groups
8,793.35
8793.35
9,855.88
Balance Sheet as at 31st December 2024
659.31
17,428.97
2023
6,749.00
0.00
716.11
0.00
274.84
735.32
108.00
0.00
0.00
3.00
8,586.27
1,664.00
1,987.90
143.88
115.36
935.00
216.34
196.10
1,389.70
38.39
521.00
0.00
0.00
0.00
0.00
138.66
159.96
0.00
124.40
867.77
310.92
464.24
868.31
213.93
0.00
10,355.86
-1,769.59
8,586.27
2023
13,003.07
0.00
-1,769.59
11,233.48
18,088.28
6854.8
6,854.80
11,233.48

-----------------------------------------------Treasurer Wendy Hubbard Date January 2025

----------------------------------------------------Examined by Maurice Van Maellerts Date January 2025

b

* CHARITY COMMISSION FOR ENGLAND AND WALES

: Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ | Charity Name oo ; members of | Chelmsford University of the Third Age (u3a) On accounts for the year | 31 December 2024 Charity no | 1027234 ended (if any) (remember to include the page numbers of additional sheets) | report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/12/2024.

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