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2021-12-31-accounts

Elrahma Charity Trust (fornierly Charity Islamic Trust Elrahma) Annual report and financial statements for the year ended 31 December 2021 Charlty Re￿stra￿On Number 1026927

Elrahma Charity Trust Annual report and financial statements for the year ended 31 December 2021 Page Trustees, Officers and Prof&%8ioDalAdvisers................................................................ RetM)rt of the Trusteas for the year ended 31 December 2021.................................. Independent auditOTS' report to the tnLStees of Elrnhma ch￿lty TnLSt.................. Statement of financial activiti&s (indudiDg In￿Me and expeDditure account).......... Balance sheet as at 31 December 2021....................................................................... 10 Statement of Casb Flows.............................................................................................. li Notes to the accounts.............-........-............-.......................................................... 12-21

Elrahma Charity Trust Mr. Abubaker Megerisi (Chairn￿} Mr. Ottllan Megerisi Mr. Ha7wn MegeTiSi Mr. Mohamed Megerisi Mr. A]1 Abubaker Megerisi Mr. Ahmed Tarek Megerisi Auditor8 io Queen Street P]ace London EC4R thG National Westn)inster BaDk P Piccadilly & New Bond Street (A) BTancb 63-65 Piccaitilly t4)ndon W￿0 Sollcitors Breeher North Row L)ndon WIK 7DA Rewtered Suite 201 Stanmore Busineth & Irtnovation Centre Stanmore Pla Howard Road HA7 iFr

Elrahma Charity Trust Report ofthe Trnstees for the year ended 31 December 2021 The T￿￿teeS present their annual reFth and the audited financial statements foT the year ended 31 December 2021. The a￿OuntS have ten prepa￿d in a￿OrdanCe with the ac¢ounting tK)licies set out in note i to the aeeounts and comply with the ChariWs TrLtsi Deed the Charities Acl 2011 and the Statement of Recommended Practice for ch￿ltieS (SORP 20￿} (Second Editio￿ effective i January 2019). The Objects forwhich EIrahD￿ ClwityTrust is &stsblished are Ihe re]ief of I￿and advancement of education and religion in the Muslim Community. to assist the p(x)r and orphatLs of the Isknic religi(￿. to erect or help to erect sch(M)L% charitabk 1rKstitutio￿% m(wi)es orphanag&% and nurseries for the Islamie Community in the United ￿ngdoM and abroa& 1410rity is given to such charitable works as may be conducive to or shall fLth the reiiefof p)verty and suffering among Mwlitu& Grant mak£n8 polley The Charity proiqdes donations and grants to individuals and oth& tharitable o￿an]SationS In accordance with its obj￿. Applications for educational grants are received by the Charity and Teviewed by the tr￿slee& Aw8nts are made to applicants who Meet the ¢riteri& In the year the charity has followed w>]ieits of providing finaneial a&sistance to only those organisations in the United ￿ngdorn and abroad whose aims and objectives were similar to its own and were activelyengaged in achi&ryns these objective& The charity provides financial ￿lS￿nCe to onty those organisations hith Ixjna-fide rewtered eb2r7table status. The chaTitsble iThstitutions seekng finaneial a￿lstanCe are required to submit in suptx)rt of their applicatio￿ their eoTh%titution in the forni of a Deed Memordndum and Articles of knociation of a IAmited Companywith charitsble objectives and registered as sueh as a charity. F￿ancial assistancelgrants are awarded Onty to full time students stud)ryDg in an internationally recog￿ university and their application be accompaniedby references and recommendations from former and pr&sent edueational institutions. Applications from only those students are considered who have achieved exeeptionallyg￿d results in their previousacademic qualifications and are expected to prod￿ go￿ results in their future studies. Investment propertie8 The follokning prO￿rtIeS are held as inVestm￿ts". 25 and 26 LO￿dl ian< I￿ndOn EC3. is let to IA)ndon InBtitute of Flllance and Banlung. 11 to 35 St. John's Street, London EQ. was let to Group Iamited until December 2018 when the property became vacanL It is Currently undergoing all extensive refurbishnwit in preparation for reletting. ATh indeFendent valuation of the free1￿Id investment properties as at 31 Deeember was undertaken in October 2022 by Ms Emma Bailey MIU(3 of Cushman & Wakefield LLP. The basis of valuation was fair value asse&sed in a￿rdance with the International Aeeountin8 Standards Board and the relevant parts of the Current RI(S Red P￿L This resulted in a red￿koD in the value at which the prOk￿rtI¢l are held to £29&50.000. In line with its overall objectives the Charity has for some years owned properties Mihich it prO￿deS to other charities for them to operate as places of worship. This aspect of its activities the properties

Elrahma Charity Trust Report ofthe Trustees for theyear ended 31 December 2021 (continued) SatISfyh￿ the publlc benefit clause Detsils of the main actiNities underlaken to further the charity's purwse8 for the public benefit are described above under 8rant.making and below under Achievements and Perfornw￿e. The Trusteeg ¢onfirn) that they bave referred to the guidanee contsined in the Charity COMMI￿10n,$ general guidanee on pub]ie benefit when r￿￿e￿Ing theTnLSt's aims and obJ￿tiVes. in plannin8 its future activities and ￿ setting its wt malun8 po]iry. The audited accounts for the )ur end￿1 31 D￿ber 2021 have been prepared and accompany this rey)rL The TnLStees are pleased and satisfied that the el]arity has achieved its objectivos in accordance with its eoLs1itutiou and hopefi￿Y will continue to use its funds to acbteve the similar objectives in the future. The totsl number of dollatio￿ made to th￿itable oTganisatioDS and overseas institutions was 2 and the total ￿lle of these donatio￿8 was £369,073 (2020: £23&195). The totsl nwnber of students who recekved educational grants was w and the total amoullt of grants awarded to these students N?s £111,642 (2020: £us200). The fllwi(ial relietto FO)r families amoun￿ to £44,845 (2020.. £44.637). The organisatiorL8 benefiting from the cbaritable donations in the United ￿8d0￿ and abroad were involved in running sthools. mosques. aduli ￿￿e￿tion Clas￿ OTphanage4 nuwies, sp)ILSOTship of orphan% student& fami]i&s and provisi(n of humanitarian ai(L The charity does not rdiqe with men)Eers of the public and aee(rdingty there have been no complaints received regardi￿ fund raising in the year {2020: None). The income for the year ended 31 December 2021 was £397.929 (2020: £947.747). Durin8 the year the investment properties were re￿Illed which resulted in 2 loss on re￿￿ation of £994.403. Investment income of £332.234 (2020.. £694S47) was Supplement￿ bj, income ￿e1ved in Tespeet ofa pro[￿S01a in 2016 of £6s69S The cost of eharitable activities. exduthng governance e(A was £897.203 (2020.. £860,540). The Governance costs amounted to £￿.642 (2020: £u.238). The o￿ating I￿ for this period was £1,507,319 (2020: operating income £72,969) and at the year end the aggregate ￿ue of the funds was £53.763.317 (2020: £5&270.636). Consideration has been given to the impact on eash flow and the Tr￿Stee$ are satisfied that the Charity's cash reserves are Tnore than adequate to offset any negative I￿paCt arising from the CTiSiS. The powers of the Trustees including the powers of investmenL are set out in the Trust Deed. These include investment in freehold and leasehold properties (more than 60 years) and in approv In￿trnent fund The Trustees se& to invest ID prcprties in after kotioLs which they co￿81der offer a satisfactory return both in terms of income and prOs￿tIve capital appreciation in the long tern4 without assuming an undue degree of risk The ineome is used to make ckjatitable donations and to meet the eost of maintaining the cbarity. The requirement that a pro￿rty offers prospects olc2Pital

Elrahma Charity Trust Report of the Trustees forthe yearended 31 December 2021 (continued) appreaation is intended to erLsure that the charity D]aintaiDS sufficient eapitsL in the forni of income producing property, to be able to meet its con)mitments in the futur& The trusteefj are Satisfi￿ with the pthrrnan￿ of the inwtments given the le￿ of occupancy in the The assets that make up the chariWs funds a￿ unrestricted and a￿rdinglY they are a]so available as the general reserves. In addition to careful planning of the cash flow, so as to meet IxTrth grant charity aims lo maintsin 2 cash reserve to cover antiapated grdnt and other future comD]itments in the C￿eTrt and forthcoming financiaR years. Teknbishment of one of its propeilie& Now that the amount needed to fund this is dear. the Tr￿Stee8 are actively seeking opp)rtunities to invest in another investment property. Key perfornwice IndI￿torS Given the straighrforward nature of the activities of the charity. the trL￿Lees are of the opinion that analysis￿Ing KPlsis not ￿ders￿nding of the developmenL Ferfornwice orp)sition ofthe busine& The Trustees consider the major risks to which the organi￿tiOn maybe cwsed at their m￿tingS and eonsider the ]ikeliktcd and impact of all signthcant risks. All &gnifiC￿t risks. togetherwith current mitigation actions. are reYie*td regu]arly throughout the year and the TnLStees are satisfied that systems have been developed and are in place to mitigate identified risks to an acceptable level. The principal risks and uncertainties identified by Ihe charity are as follows: Riskidentlfied Action laken to mldgate the risk Shortfall on reeeipt of prottyincom The Trustees put empl￿S on the quality of tenant CoVe￿t& In addition the charity has stsbstanti￿ reseTves which would pro￿de cover for activities should there be a shortfall. Reputational risk arising from ckwitable activities TheTr￿8teeS maintain a close involvement in the cl]ariVs dayto dayactivities and donatio￿￿. In addition pr(￿lUr&S and controls are Impact of Covid Cri Appropriate action has b￿ll taken to ensure the protection of all employees. The tri5iS is considered to have bad a limited affect on the elwity's aCtI￿tieS and anyTisks are Reduction in app]lc2ti0￿$ reCeI￿d for ehaTitable help. A marketing plan for the Charityis under consideration.

Elrahma Charity Trust Report of the Tru5tee5 for the year ended 31 December 2021 (continued) The trLLStees continue to take steps to maxinuse income from investrnents by seeknng higher level of (￿upanCY on its freehold investment protwties In addition fiuther inv￿trllents in In￿Stment property are planneiL The reftrtiishment of the St John Street proFwty is progre&$1￿ and should complete early in 2023. the TnLStees are pursw the relettiDg of this investsnent with a view to maxillll5ing the long term return thereoEL Elrahma CTr)arity Tn]st was registered as a tharity with the Charity Commiwoner8 (Registrdtion number 1026927) under a Trust I)eed executed on 27 Septem￿￿r 1993. The Trustees. all of whom held office during they￿ etthd 31 Decem￿ 2021 and up to date of this report were: Mr Abubaker Megerisi (Chairll￿) Mr Omar Megerisi Mr Otman MegeTi8i Mr Hazem Megerisi Mr. Mohamed Megerisi MT. Ali Abubaker Megerisi MT. Ahmed Tarek Megerisi The first four trustees are the founder members of the Tr￿st since its declaration on 27 September 1993. The Trwt Deed r4uires a minimum of three trustees and gives the trusteos power over the apwiiThtment offurther tr￿tee& In selecting furt￿ perso￿8 to be aptK)inted as trustees, the trustees are required to tske into account the ￿￿Trefits of appointing a tvson who is able by Nirtue of his or her Ftrsonal or profe&8ional IWifieatio]L¥ to make a contribution to the pwsukt of the objects or the Thegovemillgtdyof thecharityisthe Board 0fTr￿te* which compTises sevenmembersandmeets at least twice a year to review the ￿￿ormanCe of the (￿￿ty. The kn of Tr￿Slee8 has set up a Committee of two trustees including the cbaIr￿ of the PA)ard. It meets on a regular basis and is activdy involved in supervising the Ch￿1￿5 administrative and finan(ial affairs and also makes day to day management decisio￿ It approves ￿￿eati()￿al grants to M￿11￿ stwlents and fun(bng to the Islamic institution& NeWTr￿￿teeS ￿dergO an induction prcws Mthich i￿lUdeS a briefing swion and meetings with other trustee& An induction pack is given to new Trwtees and additional opp)rtunities to attend external meetings and conferences are offered and eneouraged Ongoing training needs are assessed and met.

EIrahn￿ Charity Trust Report of the Trnstees for the year ended 31 December 2021 (continued) The remuneration of all employees is set by the Trustees. All key managetnent decisions are taken by the Tn￿lee$ who are not remunerated. Were the Trustees to delegale control over this area it would result in an in￿eaSe in remuneration Tr¥hith they do not see as nec&ssary at present. The tnLStees are responsible for preparing the TnLStees' Report and the financial statements in accordance with app]icable law and Ullit￿ ￿d0M A(rounting Standards (United ￿ngdorn GenerallyAeeeptd AccO￿ting Praetieel The law applicable to cl]arities Én FW & Wales requir￿ the to prepare finan¢ial statements for eath financial year which give a Irue and fair view of the state of affairs of the charity and of the incoming resources and application of resowces of the charity for that period. In prep&ring these )Inancial statement4 the tr￿leeS are rwllred to: select suitable accounting policies artd then apply them consistently, obseTNT the meth(yJs and principles in the Cl)2rities SORP. make judgements and estimates that are reasonable and prL>aent; state whetheT app]icable aceountiDg standar¢ls have been followed subj￿1 to any material departur￿ disdos&l and exp]2ined in the finaneial statements,. prepare the fit)ancial statements on the going concern basis unle&8 it 18 inappropriate to presume that the charity continue in bu￿ne&S The tr￿teeS are r4msible for kwiti8 pfoFV accounti￿ rel￿ that disclose with reasonable accurdcy at any time the finaneial position of the ckwity and enable them to eT)sure that the financial State￿ellts comply hith the ClwitiesAci 20￿ the Ckjarity (Accounts and Reports) Regulations 2008 andwiththe TnLSt De&t Theyare aLso reSP)￿bIe for Safeg￿dIng the a￿ets of the charityand hence Inforn￿tiOn provided to auditor8 ith regard to the preparation of this Annuaj Rew)rt and Fllwicial Statements, so far as each tnLStee is aware, there is no relewant audit information of 4Yhich the charity's auditors are unaware. and each tr￿Stee has taken au the steF6 that he o￿lt to have laken a5 a trustee in order to make h1n)￿f aware of any relevant audit iDforn]ation and to estsblish that the cljarity's auditors are aware of that inforrnatio Audltors A resolution lo reappoint Haysmacintyre IIF as auditors to the charity proEwd at a future trustees. meeting. By ordeT of Abubaker Megwisi Trustee 11 October 2022

EIrahn￿ Charity Trust Opirrion We have audited the finaniial ststements of F1rahn￿ Charity Trustl for the year ended 31 December 2021 which comprise the Statement of Fll]ancial Activities, Balance Sheet. ststement of Cash Flows and notes to the financial statenienis iDcluthng a of &grnfi¢ant accow)ting policies. The financial rew)rting framework that has Eeen applied in their preparation is applieable law and United KingdomAeeounting Standards. induding Flnancial Rew)rting StandaTd 102 The Fu￿naal Reporting Standard app]icable in the UK and Republic of Ire]and (unit￿ Generally Aceepted Accounting Practice). In our opinion. the fillanCI￿ statements: give a true and fair view of the state of the eharity's affairs as at 31 D￿ber 2021 and of the chariws net rnovement in funds for the year then end￿. have been properly prepared in acconlan￿ with United S￿d0M Generally Accept Aecounbng PTactsce' and bave been prepared in accordance with the requirements of the Cljarities Act 2011. Basis for opinlon We have been appoinied as auditor ulld￿ section 44 of the ￿tieS Act 2011 and report in accordance with theAet and relevant regulalions made or having effeet thereunder. We conducted our audit in accordance with International Standards on A￿lItIng (UK) (ISAS (UK)) and applicable law. Our responsibilities under those standards are furth￿ deseribed in the Auditor's respon&bilities for the audit of the fiDancial ststements section of our re[￿. We are independent of the eharity in aecordance with the ethical rquirements that are relewit to our audii 0£ the finaneial statements in the ￿ Ind￿11n8 the FRC'S Ethical Standard and we have fu]filled our other ethical responsibilities in aceordanee with these requirements. We believe that the audit eNryden¢e we have obtained is suffioent and appropriate to pro￿de a basis for our opinio cond￿10n$ relath￿ to 80in8 conL*rn In auditing the financial statements, we have conduded that the tr￿t￿. we of the going concern basis ofaccounting in the preparation of the financial statements is appropTiat& Based on the work we have ￿rfOrnIed, have not identified any material uncertsinties relating to events or condttiorts that, individually OT collectively, may cast significant doubt on the [group/charityl's ability to Continue as a going concern for a period of at least twdve months from when the flnancial statements are authoriwj for issue. Ourreswnsibilities and theresFofL￿￿l1ltie3of the trustees with respect togoiDg concern are deS￿ibed in the relevant sectiODS of this repxL Other infornjatlon The trustees are rest￿Ible for the other infornution. The other informatson eomprises the information induded in the ReFK)rt of the Truslee& Our opinion on the financial statements does not cover the other infornlation an& except to tbe &¥tent Other￿ explicitly stated in our retort, we do

Elrahma Charity Trust In connection with audit of the financial statemell￿ our responsibility is to read the other information and. in doing ￿ consider whether the other Inforn￿tiOn is materially inconsistent with the financial statements OT our knowledge obtaRned in the audit or otherwise appears to be materially misstated. If we identify such material inCo￿lStellaes or apparent material misstatements, we are required to detern]ine whether there is a material misstate[r￿At in the financial statements OT a Materi￿ mi&statement of the 0therioforn￿tiOn. If, based on the work wehave [￿rforn1ed, we conclude that there is a material misstatement of this other inforn￿ti0￿ we are required to retth that fact. We have nothing to report in this rw Matter8 on which we are required to report by exLfPtlon We have notlung to rep￿ in rw of the follow matters in relation to which the Chariti (Accounts and Rewrts) Regulatio￿ 2008 require us to report to you if, in our opinion: adequate aLrounting ha￿ not t*en kept by the ck4ritT. ( sufficient acwunting r￿0￿]5 ha￿ not kept" or the charltyfinallc1￿ statements arenot in agreementwiththe accountingrecor(Ls and returns; or we have not retrived all the inforn4tion and &w]aDalions wuire for our audiL 8 explained more fully in the trustees. res￿￿1b111tieS statement set out on page 6, the trustees are responsible for the prepardtion of the financial statenlents and for ￿Ing satisfied that they give a true and fair view. a￿] for internal control a8 the tr￿tee$ detenDine is necessary to &￿ble the preparation of financi￿ statenwits that are free from ￿￿terIal mi&8tatemenL whether due to fraud or error. In prep￿ing the finan¢ial statement4 the tn&ees are T￿)nSible for asses&ng the chariws abi]ity to continue as a going Conce￿ disclosin& a5 applicabl& matters re]ated to going concern and using the going concern basis of accounting UTr1￿ the trustees either intend to liquidate the charity or to cease operations, or have no realistk¢ alternative but to do so. Auditorf8 respon8ibilltl¢8 for th¢ audit of the financll￿ statements Our objectives kre to obtain reasonable a&surantt aiK)ut whether the financial statements as a whole are free from mat&ial mi&statemenL whether due to fraud or error. and to i&sue an auditor's report that includes our Opinio￿ Reasonable assur￿ is a lllgh level of a&8ufdnc< but is not a guarantee that an audit conducted in accordance with ISAS (UK) alwaYSdet￿t a material misstatement when it exists. Mi&statements can arise from fraud or error and are considered material if. indiNudually or in the aggregate, they could reasonabtybe eX￿ted to infiuence the ￿onoMiC decisions of ￿ser$ taken on the basis of these finati(￿al statements. ILTegularitie8, including frau￿ are instan￿¥ of non-compliknce with law5 and r￿UlationS We design proceduresin linewith ourresponsibi2itie& outlined alx)v4 lo detectmaterialmisstatements inrespect of irregularitie4 induding fraud. The extent to which our prtKedures are capable of delttting irregularitie5. inducbng fraud 18 detailed Ixlow. Based on ow understanth¥ of thecharityand the environment in which it Opera￿ weidentified that the principal risks of non-complianee with laws and regulations related to eomp]iance with the Charities act 2014 employment ]aw and health and safety rw]lation& and we Co￿47dered the £Ytent to which non-compliance might have a material effect oll the fu)ancial statements. We aIso considered those ]aws and regulatio￿ that bave a dirert impaci ￿ the prepardtion of the finanaal statenwits

EIrah￿￿ Charity Trust such a8 the Charities Aet 2011. the Statement of Recorn￿d￿ Practice for Charities (SORP 2015), FRS102 and paw)ll taxe& We evaluated management's incentives and opwrtunities forfra￿1U1ent manipulation of the fLnancial statements (including the Tisk of ovenide of controls), and detertttined that the piinapal Tisks were relaled to recognition of income and management bias in eertain accounting estimates. Audit procedures Ferfornied by the engagement team includeiL. IILspem corr￿ndence with regulator5 and tsx authorities. Discu&%iorLS with management ind￿1￿£ con8kderdtion of kno￿ or s￿peCt￿3 irn%tances of non-compliance with laws and r￿Ulation and fraud. Evaluating management's controls des]gTh￿ to prevent and detect irr￿Ularities. Identsfying and testing journal& in particukr journal entri&% rK)sted at the year-end or with Un￿$￿31 descriptions" and Challenging arnptiOL8 and judgements made by managanent in their critical accounting estimate& use of the inherent limitstions of an audit, there is a risk that we not detect all iryegtharities, including those leading to a material misstatement in the financial statements or non-compliance regulatiorn This r&sk increases the more that compIlan￿ with a law or regulation is removed from the events and trarL8actiorLS refieeted in the fLllall￿ statements as we be less likely lo become aware of Instan￿ of non-comp]iane& The Tisk is akn greater regarding irr￿ularitieS ctCUni￿ due to fi7ud rather than error. as fraud involves intentional conceahnent. forgery, Collusio￿ omission or misrepresentation A further description ￿ our r&%tMwibilities f(Y the a￿lIt (4 the finwial statements is ]c￿ted on the nanoal RetK)rting Council's website aL' W4*V. part of our auditor's report . Thi4 des(Tiption fonL U8e of our re This reFth is made soldy to the clwiws truste4 as a t￿y, in accordan￿ with section 44 of the Charities Aet 2011 and regulations made under seetton w of that Act. Our audii work has been ndertaken so that we might State lo the tr￿steeS those matters we are required to state to them in an Auditor's rep)rt and for no 0therpurt￿. To the fi￿eSt extent perniitted by law, we do not accept orasslune rwnsibilitytoanyone otherthan elwi￿S tnL8tees as abxlyforourauditwork for this reFKJrt, or for the opinions we have lornied. LLP HaysEnacintyre iJl> StstutoryAuditors 31 st October 2022 io Street Place I￿ndoll Date: FQR L4G Ha￿nacintyre is eb8ible to aci a8 au auditorin terms of sedion 1212 of the Compallies Act 2006

Elrahma Charity Trust ststement of financial actnvities for the year ended 31 December 2021 2020 Income fronL' Investments •234 694&47 Donations Other in(vme Total Income 397.929 947,747 Charitsble a(ti &4&5 910.84S 874.778 874,778 tsIz9916) (994A03) (1￿07￿19) Ba]anee hrougbt forwardat 18tJ￿￿WY2o2A 55.2709636 55J97.667 Balance ¢4Yried forward at31 December 21Y21 All the aLM)ve results are derÉYed continuTrn8 &tivltle& I gains and 105ses rewi5ed in the year are included a￿ve and therefo￿ no separate statement of total recogni5ed gains and lo&w has I￿en present*L io

Elrahma Charity Trust Balance sheet as at 31 December 2021 Tangible fred a&sets 475 Investment properties 29￿0,000 29.695586 3a63a63 3J63363 32?913I719 33.059A24 Debtors io 6,764 21.028.97S &850 Cash at bank and in hand 22a56.687 21.185,739 CurreDt liabilitle• Creditors: amollnts falling T￿thin one ye4r 11(0) (260.254) (g55A43) 20,92sA85 22287.094 Creditors.. amounts (8Uing due after MO￿ than oneye4r ii(b) (7&887) (75,882) 5317639317 55270.636 The fund8 of the ¢lwlty: $3?763*317 J97.667 The fin8nei81 statements were approved and authorised for issue bythe kn ofTrustees and were signed on their beh￿r by.. Abubaker Mege Tn￿tee l7 Ortthr2022 li

EIrahn￿ Charity Trust Statement of Cash Flows 2021 2020 Cash flows from operatlng actiiqtle&' NettLsh in)oFeratiry (seÉ I￿1{￿v) Rents from investments 332.234 65,695 694.547 253,200 CaiDs from sale of property rchase of fixed a&sets Netauh (ia27.712) {100.267) 22 •h and L7ish ¥￿Ients ot the start o the 22 Net iFuXm￿/(e1w￿dITureJfvr the yeop(aspep stateme￿0￿FInanei01ActiVIt1£1? (1.507a19) 72,969 Adju•tments fo Depre¢ftation Cha￿e$ Gains from sale of property itsss on Investments 119 159 (65,695) (2n200) 994A03 (xJ2.234) (694.547) 29.086 64.064 816 Rents frnm investments Decrease/(Incre&4e) in thbtors Incre&se/(decrease) in Creditors et (uged in ANALYSIS OFNrf DEBT At31 At i January 2021 Cash Flow 2021 Cash at bank and in haTrJ 22.35&687 (1327.712) 21,028.975 22 12

Elrahma Charity Trust Notes to the accounts For the year ended 31 December 2021 i Accounting policies The fLnancial statemellts have tten prepar￿ in accordan￿ with the Stateroent of Recommended Practi￿ for cb￿lti0$ (SORP 2015) (See￿d E41Itio￿ effecti￿ i January 2019) and the F￿ancial Reporting Stsndard applicable in the UK and Republic of Ireland (FRS 102). Elrahma Ch￿lty Trnst meets the definition of a p￿1]it tr￿Lefit entity under FILS 102. knets and liabilities are initially rryiised at historid c(t or tra￿￿ctiOn value unless Other￿Se stated in the relevant accounting policynote& Tan8lble fixed assets The cost ottangiblefixed a&8et4 other than investn)ent pror￿14 ts theirpth eirt togetherwith any incidentsl expenses of acquisition. All tangible assets cl￿ting more than £100 are eapita]ised, and any item Costing I￿ than this i8 I￿1tten off as expenditure Depreciation is calculated so as to write off the cost of tangible fixed assets. le&$ their estimated residual values. over the expected useful Office Equipment Fixtures and fittin 25% per annum The Investmtht ProFrties are held at fair Wal￿ No dep￿lation is clwged and movernents in valuation are taken to the Statement of Finanaal Aetivities. The most r￿lt Inde[￿dent valuation of the freehold investment properties with an effextive date of 31 D￿ll]￿r 2021, was undertaken in OetoTr*r 2022 by Ms Elnma Bailey MIU(3 of C￿$b￿ & Wakefield Ltp. PrcEraTame related investments are those a&qets that are used by third parties in ftsrt￿aDCe of the eharitys objects and not for finaucial retUllL Thue a&sets are valued at ffliwaj cixst and are not depreciated. Monetary assets and liabilities have been translated into sterling at the rates of exchange ru]in8 at the year end. All other forewi eXc>￿llge differences are taken to the Summw of knaal Activities in The charity recogniw ineome when all of the following eriteria are met: the cljarity has entitlement to the fimds and any ￿rf0rnjanCe conditions attached to the items of income have been met, it is prokthble that the income will be ￿e1v￿A and the amount can be ￿￿&$u￿ re]iably. 13

Elrahma Charity Trust Notes to the accounts For the year ended 31 Deeember 2021 Accounting polic1￿ (continued) Where income bas related expenditure (as wilhfi￿dr￿s1￿ or￿lIar income). the incorne and related expenditure are rerthed gross in the Statement of kncial aetiviti Investtnent income mainly represents rentals receivable from tenanls occupiryng the investrnent protrties aThJ is accounted for knter851 on dewtsht funds held is included when receivable and the amount can be measured re]iably. DI￿dendS are rec￿LSed once the diiqdend has been dedared and notification hasbeenreceiwj ordANudend is due. This is nOrn￿]Y upon notification bythe investment adiisor of the dividend yield of the kllvestment ￿T￿OI10. information provid￿ by the donor. if not available then an &stirnate is made of current value in use of the asset. Irrecoverable Wah￿ added (VAT) The ebarity is rwered for VAT and bas opt&1 to tsx one of its properties. A8 this is a partial registration it cannot recover VAT it pay3 on ￿me of its acquisition of g(K>tts aThd service& Irreeoverable VAT forTns part of the eharitys o￿all expenditure and is either accounted for with the expenditLwe to which it relates or is eapitalisal within tangible fixed assets. FJpenditure is reC￿Ls￿ once t￿￿e is a Iwl or constructive obligation to D]ake a payment to a third party. it is probable that settlement will ￿ requir￿ a￿d the amount of the obligation can be measwed reliably. All eX[￿ditUre is account￿ for on an acC￿￿S basis under the follo￿￿ng headings: CharitalAe activities rewesents doDali(os paid by the Trwt dwing the year and Ihe c(6t of services proNided by some staff metnbers to the FJ Farow Foundation. SupFrf)rt CO$ts represent the eost of runn1￿ the charity and typically indude the CO￿ of the finance funetior4 office facilities and infornution tthlogy eosl4 legal and professional fees and bank Certain expenditure is apportioned to cosi categories based on the amount attributable to that activity the year. Th￿e estimates are bawj staff tim& An allaI￿lS of dIT￿t charitable expendiiure is available in note 3. administration These include swhitems as external audiL iwj advice and costs a&￿clated with compltance of constitutional and statutoryrequkrement& Fund Accountin8 Unr&stricted funiL8 Funds are available to spend oll activities that fwther any of the purposes of the ¢lwity. Debtors Debtor3 are rec(yll8ed at the settlement amount due after any trade discount offered Prepayments are valued at the amount prepaid net of any trnde di￿v￿ts d C&8h at bank Cash at bank and in hand includes bank acco￿t% cash and short tern highlyliquid investments with a shortmatwity of three ￿￿nI￿s0rIesS fromthedateof acquisiti0norotDi￿0f the detM)Sit orsimilar account.

Notes to the accounts For the year ended 31 Deeember 2021 (continued) Accounting policies (continued) Creditors and provisions are reu8niwl wkve the ch￿lty has a preseot obbgation resulting from a past event that will probablyresult in the transferoffunds to a third patyand the amount due to settle the obligationcanbe measured or estin]ated re]iably. Creditors andproNusioDs arenormallyrecognised at their settlement aroouni after allowing for any trade discounts d In the ￿eW of the tr￿SteeS in applying the accounting tM)licies adopt&1 other than the valuation of investment proFerty as Melltion￿ in the tnLsiees reporL no judgements required that have a significant effed on the amounts rwiwj in the financial statements nor do any estimates or Finandal Instruments The Charity onty has basic financial a&sets and fiDancia] li3biIities of a kind that qualify as basic financial instrument& B&sie finanaal instruments are initially recognised at transaetion value and subsequently measwed at their settlement value. Having reviewed the fimds a￿lIable to the Charity and the fjjture projected cash flows, the ]h￿teeS have a reasonable expertation that the Charityhas adequate resou￿ to eontinue its activities for the foTeseeable future and consider that there were no material uncertainties over the ChariW5 finanaal viability. Accordingty. theTn]steescontinuetoadoptthegoing concernbasis inprewl￿ the financial statements. Investment Ineome 2021 2020 Rental income 330,000 338,159 Di]apidation compewtion 254.360 Interest receivable 2)234 102,028 332,234 694,547 Charitable activities 2021 2020 Donations S25￿60 42&032 Included in donations are &lwationa] grants to 4 individuaLs totslling £111,642 (2020." individuals received £14&200)

EIrahn￿ Charity Trust Notes to the accounts For the year ended 31 December 2021 (continued) Support eosLs 902A 2020 Wages & salaries (Note 13) Bank Ch￿eS 14al &professtonal fees Rent and rates 127.281 126,706 2.018 1,264 68A54 17.893 98.0 17,249 Travel 878 2,332 40,637 42.350 ComTnunic2tions 2a58 3,181 Electricity and gas Depreeiation IiA44 10.885 119 159 Dilapidation ￿InstateMent costs 4,247 95as8 Iw65 Maintenance 4.881 suI￿rIptIOns and other 323 371.643 435.508 2021 2020 Audit Fee IOA92 10,800 Tax advice 950 1,740 VATand other advice 2,100 1.698 139642 14.238 16

Elrahma Charity Trust Notes to the accounts For the year ended 31 Deeember 2021 (continued) 6 . Other Income 2021 2020 Income from sale Ofpro￿ty 65,695 237,327 Coronavirus Job Retention gAbeme daims 1&873 65,695 253,200 Tangible fixed a&sets Total FA￿pment Fittin88 Cost/Valuation At i Janvary and 31 DttTmber 2021 1,784 511 2,295 At 1st January 2021 IA16 404 1.820 Cbarge for year 92 27 119 At 31 December 2021 I￿08 19939 Net Bookvalue At 31 Deeember 2021 276 80 356 At 31 December 2020 368 475 17

EIrah￿ CharAty Trust Notes to the accounts For the year ended 31 December 2021 (continued) Freehold Investment Properties 2021 2020 Valuation At i January 2021 29.6w86 29￿9￿506 Additions 848.817 104.080 Revaluation (994A03) At 31 Ikcember 2021 29.550.000 29.695,586 As mentioned in note i. frtthold in￿ellt properties were re-valued with an effecti￿ date of 31 D￿ber 2021 by Mrs Frna Bailey MRtCS orC￿sh￿ & Wakthleld LLP. The basi5 0f￿vatiOn was fair value a￿￿8ed in a￿OrdanCe with the International Accounting Standards Board and the relevdnt parts of the current RICS Red Book The 14aryTnLSt Company iamited acts as a nominee companyto hold tit1&8 to the properttes as bare tnL8tees for and on otthe Eenefieiaries wh(6e names appear agai￿81 each such propety. 2021 2020 As at i January and 31 Decemkn 2021 3￿63￿63 3,363,363 The aEx)ve rdates to properties held by the charity that are bythird Parti￿ in furthemce of the charitys objLYts. io. Debtors: 2021 2020 Other debtors and prepaytoents 6,764 185,850 18

Elrahma Charity Trust Not&s to the accounts For the year ended 31 December 2021 (continued) ii(a) Credntors: amounts falling due within one year 2021 2020 155.132 41.798 D￿c￿ed income 811983 8L532 8s80 8,518 Taxation I4￿9 123,595 Other tsx and s￿1#1 security 255,443 2021 2020 Deferred income at i January 2021 81&32 80.502 Received/(released) in year 451 1.030 Deferred in￿rne at 31 Dttember 2021 81,983 81,532 The deferred income for the year repre￿ts renlal In￿Me reL%ived in advan ii(b) Creditors: amounts falling due after one year 2021 2020 Rental deposit due 75.887 75.882

Elrahma Charity Trust Not&s to the accounts For the y&gr ended 31 December 2021 (continued) 12.Unrestricted Funds 2021 2020 Balance at tst January 2020 5592709636 S%l97.667 Net moTrtment of funds during the year &916) T2.969 Ba]ance at 31 Deceth 2020 549757720 &S,270.636 . Employees The average monthly numtr of Fersons eMpk}y￿ by the trust Wds 4 (2020: 4). See below. 2021 2020 Staff eosts (for the aFA)ve persons) Wages and salaries 119p206 11&459 IOa58 10,339 (4.000) (4.000) 11717 1,9ll 127*281 126.709 No employee earn￿ £60,000 or r(￿ (2020: nonel All employees are er￿ed in the administration and management of the Thjst. As mentioned in the ThL%tees' Rewrt remUn￿atiOn of a]1 ernploY￿ is set by the Trustees. All key managemeni decisions are taken by the Tn￿￿￿ are not rtmunerdted. Were the Tnlstees to ddegate control over this area it would result in an increase in remuneration vthith they do not see as necessary at present. 20

Notes to the accounts For the y&2r ended 31 December 2021 (continued) . Operating le&se reL%ivabl Ai the Balance Sheet date the charity bad the following future winimum rentals receiwdbles ill respect of non-C2ll¢ellable operating leases: 2021 2020 Within oneyear 330,000 330,000 Between one and twvyears 951157 660.000 4Z5A57 lo8&￿7 The tnLStees did not receive any payment in role of tnL8tee or acted as agents for the cbarity, nor were any expell￿ rein]bursed to them (2020: none). 16. Related Party Transartions Dwing ibe year the charity received rr services from TristarT￿h solutio￿ Limited for vthich it paid £1,182 (2020:£Looi). Mr Onw Meguisi and Mr HaT￿ll Megerisi are directors of Tristar Tech &￿VtiO￿ lamiteil There Mtre no Oth￿ tmrty tra￿ctionS dwyng the year (2020". None). 17. Indemnlty insurance An insurance premium of £1.676 (2020: £1,360) was paid to provide protection cover to the charity agaiThst clain)s arising from the neghgent acts or defaults of its tThL￿t￿. employees or agents, and to indemnify the tnL%tees tT other offieets agaI[L￿ the con8q￿ of arEy negleci or default on their 18. Capital commntments As mentioned in the Trustees Report the investment propty at St John Street. L4)ndon ECI is undergoing a prcyamme of refurbishmeDL The Tr￿st has committed to a eapktal spend as at 31 DecemEr 2021 of £9.296.327. 19. Ultimate ￿ntrOll1Thg party The Trustees aeting in eoncert are deemed to be the ultimate eontrollin8patyof the Tn]sL 21