Charfty Regi5tratlon No. 1026111
THE BERNADETTE CHARITABLE TRUST
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 5 APRIL 2024

THE BERNADETTE CHARITABLE TRUST
CONTENTS
Legal & administrative detai18
Trustees. rep)rt
Independent axaminerfs report
stat￿t of financial activities
Balance she8t
Notes to the financial 8tatements',
&12

THE 8ERNADETTE CHARITABLE TRUST
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Mrs E O'Hea
Mr J O'Hea
Mr S O'Hea
Charty number
1026111
Reglstsred offic•
26 Lavant Road
Chlchester
West Su588X
P019 5RG
Independent examlnor
Harrison Hlll Castle & Co
Melbury House
34 Soulhborough Rowj
Bickley, Kent
BR12EB

THE BERNADETTE CHARITABLE I'RUST
TRUSTEES, REPORT
FOR THE YEAR ENDED 5 APRIL 2024
trustees present their report with the financi6118tatements of the charity for the year ended 6 April
024. Thfy trustees have adopted th8 PFovisi¢ns of Accountin9 and Reportlng by charit￿.. Statement of
R8commended Practice appliGable to Charities preparing thelr accounts in a(zordance with the Financial
Reporting Standard applicable In the UK and ReputAic of Ireland (FRS 102) (effective 1 January 2019).
Objectlves and aetlvitl8s
The object of the charity is to derive income from thi capital investments which 15 then expended by way of
charitable donations.
The Trusl supports general chantabl8 purposes arid only causes known to tnjstees are considwed. The
Trust dogs not respond to unsolicited applications and does not make grants to individuals.
Public ben
The trustees have paid due regard to guidance issued by the Charity Commission in deciding What
activities the charity should undertake.
Achlevements and perfomianco
Financial review & posltlon
The results for the year are shown in the St8temt!nt of Flnanci81 Activities on Page 8 and the Balance
Sheet on page 7. During the financial y&2r £42,900 (2023.. £89.500) of donations were made to 26 (2023..
29) different charities.
.R¥Or￿ Policy
The po]￿Y of the trustees is that income recelved fiDm investments of the charity will be spent in the y￿r
received. It is thelr intention to retaln reseNes at tlieir current level (adjusted tf nece558ry for infiatsn) In
order b maintsin a regular IncDme to be used for ¢harflable purposes as sel out in the trust deed.
Investment pollcy and objectlves
There are no ￿strIctl0nS on the charity8 power tc, invest. The quoted inveslments are managed by an
-IR¥knnt manager and the instructlons are to invest the money In medium risk Invesknents that
guarantee a reasonable income stream at the same time as retalning the current capital value.
Structureg governance arKI management Governiing document
The charity is controlled by its governing document, a deed of trust dated 4 August 1993 and constitut88 an
unincorpor*d chartty.
Mrs E O'Hea
Mf J O'Hea
Mr S O'Hea
Rl8k managem•nt
The trustees h8ve a duty to identify and ￿vieW Ihi? ri8k8 to which the charity ts exposed and to ensure
appropiiat&rAntrols are In place to provide 8ssuran(;e agalnst fraud and e￿Or.
Organisatlonal 8tructure
The charity has no employees arKI is administsred by the trustees on a voluntary basis.
The tru8tee6' IEPOrt wa8 approved by the Board of tr steeg,.
Mr J O'Hea
Trus

THE BERNADErrE CHARITABLE TRUST
INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE BERNADE￿E
CTrLbJllTABLE TRUST
Independent examinw'8 report to the tfustees of The Bernadette Charltable Tru8t
I report to the charity trustees on my examination of the accounts of The Bemadette Chwitabl8 Trust (the
Trust) for the year ended 5 April 2024.
Responslbllnles and ba818 ol report
As the tharity trustees of the Trust you are responsib18 for the preparation oy the financial slatem￿lS In
accordance with the requirements of the Charities Act 2011 (th8 2011 A¢t).
I report in resp¢¢t of my èx8mlnation of the Trust's financial statements c8rried out under section 145 of
the 2011 Act In carrying out my examination I have followed all the applicable Directions given by the
Charity Commi&8ion under section 14515){b) of the 2011 ACL
Indepondent examlnerfs statemont
rhavffcompf8led' my examirk2tion. I confirm that no matters h.avo come to my attention In connection
the examination giving me cause to belleve that in any ￿terIal respecL'
1 accounting records were not kept In reS￿cl of the Trust as required by $8Ction 130 of the 2011 Act. or
2 the flnancial stst8m8nts do not aC￿r<I with those re¢ord5" or
3 the financial statements do not comply with the applicable requlrements concwning the form and content
of accoTrJnts set out in the Charities (AGcounts and Reports) Regulattons 2008 cther than any r.equirement
that the accounts glve a true 8nd fair view which is not a matter cxinsidered as part of an indep8ndent
examination.
I have no cOn￿mS and have come across no other matters in conneclton with the examination to which
attention should be drawn in this report in order to enabl8 a proper understanding of th8 financial
statements to be reached.
Paul Castle FCA
Harrison Hlll Casue & Co
Melbury House
34 Southborough Road
8ickley
Kent BR12EB

THE BERNADETTE CHARITABLE T'RUST
STATEMENT OF FINANCIAL ACTNITIES
FOR THE YEAR ENDED 5 APRIL 2024
2024
Incom• from Inv8stments
44,369
45,729
Expendlture on raislng furKIs
(10,592)
33,777
(11,236)
Exp8ndtture on charitable act(vtties
(44,685)
(91,248)
(10,9)8)
(56.754)
Net gansl(f05se8) on in￿51M
10
(23.429)
(76.343)
Net"Income for the year
{34,337)
(133.-0gn
Fund balar￿ al 6 Awil 2023
1,081,098
1,214,195
Fund balanc• at 6 Aprfl 2024
1,048.761
1.081,098
Thè sktem8nt of financtal acti￿￿e8 indudes al] gains and losses recognised in the year.
All Income and expenditure derive from continulng aclivities
All fvnds are unr8Stdcted

THE BERNADE￿E CHARITABLE TRUST
BALANCE SHEET
ASAT S APRIL 2024
2024
2023
Notes
Fixed assets
Investrnents
982,054
1.033,358
Curfonts a88•ts
Cash at bank and In hand
66,141
49,127
Creditors: amounts falling d
wlthln one year
(1.434)
(1,387)
Net currnnt assets
64.707
47,740
Total assets less current IlabillUo3
1,rA6.761
1,081,098
Income fun(
Unrestricted funds
1,046,761
1.081,098
1,046.761
1,081,09B
Th&finanoal statement&were apJ)foved. by the Truslw on
by:
10
and. are S￿nad on its behalf
Mr. J O'Hea
Trustse

THE BERNADETTE CHARITABLE I'RUST
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 5 APRIL 2024
I Accounting poll¢los
1.1 Accountlng convgntlon
The financial statements have been prepared in lacco[dan￿ with the Trusvs governing docum8nC the
Charities Act 2011 and "Accounting arKI Reporting by Ch8ritt88: Statement of Recommended Practice
applicable to charitses preparing their accounts iii accordan* WFth the Financial Reporting Standard
applicable In the UK and Republle of Ireland (FRS 102) (effective 1 January 2019)" The Trust Is a Public
Benefit Entity as defined by FRS 102.
Th& Trust has taken advantage of the provlsions In the SORP for charities ap.plying FRS 102 Update
Bulletin I nol to prepare a Statement of Cash Flt)WS.
Th8 financlal statements have departed from tha Cliarities (Accounts and RepJrt5) R8gulats'ons 2008 only
to the extent required to provide a true and fair vievi. This departure has involved followlng the Stat8ment
of Recommended Practice for charities applylng F.'RS 102 rather than the versv)n of the Statsment of
RoC￿￿mend8d Practice which is referred to in the Regul8tlons but which has slnce been withdrawn.
The financial statements are prepared in 8terfing, Mthlch is the fun￿Onal currency of the Trust. Monetary
amounts in these financlal statements are rounded ti) the rwrest £.
The financial ststements have been prepared under the historical cost convention, with the exception of
investmerrts which are Induded at market value. 66 mLyJlfied by the revaluation of certain assets. The
principal accounting policies adopted are set out b8kJw.
1.2 Golng conc•m
At the time of approving the financial statements. the Trustees, have a ￿￿Sonable exp8ctab.on that the
Trust ha5 adequats resources to continue In operatronal exlstence for the foreseeable future. Thus the
Tru5tees' continue to adopt thg golng concem ba818 1)f accounting in pyeparing the financial statements.
However, becsuse not all fijiure events or cortdition:s can be predicted, this statement is not a guarantee
as to the Trusts ab11 ty to ￿ntInue 8s a going (￿nceM. For examp16, th& extent of th8 impact of
coronavir{￿ is unclear and it is difficutt to evaluate aK the potents-af implications on the Trusts activil￿S
13 Charftabl• funds
Unrestricted fijnds can ba used In acmrdance WFlh the chadtable objectives at the discretion of the
Further explanation of the nature and purpose of each fund is induded in the notes to the flnancial
1A Ineomo
All income 18 recognised in the Statement of Financial AGtivlties once the charity has entitlernent to the
fijnds, it is Probab￿ that the in¢om8 wlll be rxeived and amount can be measured reliably

THE BERNADEThE CHARITABLE TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR"THE YEAR ENDED 5 APRIL 2024
1.5 Exp•ndlturn
Liabilities are r8cognised as expenditure as soon as there is a legal or constructive obligation committing
the charity to that exp8nditure, it ts probable that a transfer of economic benefits will be required in
setttement and the amount of the obligatlon can be measured reliably. Expenditure is accounted for on an
accruals basis and has been classified under headings Ihat aggregate all cost related to the catego
Where c08ts cannot be directly attrlbuted to partKular headings they have been allocated to activities on a
basls Gonsistent wlth the use of resou￿5.
Grants offered subjeGt to conditions which have not been met at the ye8r end date ate noted as
commilment but not accrued as expenditurè. The company ha5 elected to apply the provlsions of Section
11 'Basic Financpl Instruments, and S&tion 12 '0ther Financial Instwments Issues. of FRS 102 to 811 of its
financial instruments.
1.6 Taxatlon
The charity Is exempt from tax on its charitable activiti8&
1.7 Cash and cash equlvalents
Cash and cash equlvalents include cash in hand. deposits held at call with banks. other short-temi Ilquid
investments with original. maturifies of three monffis or less, an([ bank overdraffs. Bank overdrafts 'are
shown within borrowings in current lia￿li￿s.
Crftical accountlng e6Umate8 and Judgements
In the application of the Trusys accounting poli(aa8, the charity trustees are required to make judgements,
estimates and assumptions about the carrying amount of assets 8nd liakn'lities that not readily apparent
frcffj other sources. The estimates 8nd associated assumptions are based on historical experience and
oth'erfactors ttiat are con8ider8d to be rdevant Actual results may differ from these estimatss.
Th8 estimates and undertylng assumptions are reviewed on an ongoing basls. Revisions to accounting
estimates are reeA)gnlsed in the period in which the estimate is rewsed Whe￿ the revtsion affects only that
period, or in the period of the revision arKI future periods where the revlsion affects both current and future
perlods.
2024
2023
Incomo from Investmonts
Income from listed Investments
1nteresl receivable
43,218
1,151
45.675
44,369
45.729

THE BERNADETTE CHARITABLE T'RUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 5 APRIL 2024
11
Creditor8: amounts falllng due wlthln one year
2024
2023
Accruals and deferred income
1,434
1,387
12
Relat•d party transactl¢)n8
Thera were no related party transactions during the year.
12