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2020-10-31-accounts

REGISTERED COMPANY NUMBER: 2839087 (England and Wales) REGISTERED CHARITY NUMBER: 1025356

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2020

FOR

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

Ballams Chartered Accountants Crane Court 302 London Road Ipswich Suffolk IP2 0AJ

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2020

Page
Report of the Trustees 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Statement of Financial Position 7 to 8
Notes to the Financial Statements 9 to 15
Detailed Statement of Financial Activities 16

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 OCTOBER 2020

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 October 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

We continue to further our aims and objectives by recommending that government action be taken in areas of concern raised by individual members or by WIs. Despite the lockdown preventing WIs to meet and discuss these matters, two mandates were passed nationally. One concerns stem cell donation and the other modern slavery. Meanwhile, we have continued to voice concern over the plastic particles in our oceans, alleviating loneliness, food waste and sustainability along with other associated subjects. On a local level the Federation remains active within the Suffolk community in its association with the Suffolk Agricultural Association.

Significant activities

The Federation has a regular column in the East Anglian Daily Times and the Let's Talk Magazine, giving an opportunity to show non-members the broad scope of WI activities and interests. Some of these columns have focussed on NFWI campaigns. We have also had opportunity to visit Radio Suffolk to talk about WI matters. We use the website and Facebook to further keep members informed and promote the organisation.

Financial and administrative decisions were made at a policy meeting in November. The National Council Meeting was held by Zoom and attended by Celia Davies, in her capacity as Federation Chairman, and Vivien Hartill as Federation Treasurer. The Covid 19 lockdown meant that there was very little attendance as guests after mid March and we were very fortunate that the Federation's Annual Meeting was held at Trinity Park, Ipswich just before lockdown.

Our own Suffolk East WI certificated courses with Creative Stitch are very popular and despite having to turn to distance learning for the summer term, more than 30 students graduated in 2020. Their show of work was held virtually via YouTube in July. Our dedicated tutors and admin team are working hard to provide the best courses we can within the confines of partial or full lockdown.

Our sub-committees had to completely rethink their programme from March onwards as the lockdown caused everything to be cancelled. However, we did manage to complete our Centenary Celebrations with a celebration dinner and a special concert in November. Ten pin bowling and new age kurling both took place, but since March a virtual way of working has prevailed and we have offered members various presentations, needle-felting workshop, training for WI officers and treasurers.

The leisure breaks with a high educational content organised by the Federation are always popular and again, these have been much curtailed. However, we did manage to fit in a December break to Nottingham and a February London Theatre break which included a tour of Wimbledon and a boat trip to Hampton Court.

Visits

Members of the board have attended meetings and events throughout the Federation, enjoying the hospitality of both WIs and Groups, although these were limited to just a few months.

Page 1

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 OCTOBER 2020

ACHIEVEMENT AND PERFORMANCE

Internal and external factors

Bursaries

The Federation awarded six bursaries for members to attend Denman College. However, with the sad news that Denman is to close permanently new ways of offering educational bursaries are being considered.

Outside Representation

The Federation is a member of the Suffolk Agricultural Association, Suffolk Wildlife Trust and the Associated Country Women of the World.

Acknowledgements

The board is extremely grateful for the support given by former board members, WI Advisers and our professional advisers. We wish to thank our local office staff for their enthusiasm and dedication, which we value greatly, especially through such a challenging year. We appreciate the assistance, understanding and patience of our husbands, families and friends. Without you all we would not achieve the ambitions we have for a successful and united Federation.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Organisational structure

SEFWI Board of Trustees consists of 10 members and represents 106 WIs with around 3300 members. The Board has met for 11 business meetings and two special meetings during the past year. Six of those meetings have been virtual via Zoom and one was hybrid with some in the room and some on Zoom.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Company number

2839087 (England and Wales)

Registered Charity number

1025356

Registered office

22 Orford Street Ipswich Suffolk IP1 3NS

Page 2

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 OCTOBER 2020

Trustees

Mrs J M Collier (resigned 3/3/20) Mrs V J Hartill Mrs C E Davies Mrs W J Heath Mrs A K Davies Mrs C A Peacher Mrs J L Stratford-Wright (resigned 30/9/20) Mrs L J Leesmith Mrs D E Sewell Mrs C M Hurley Mrs B C Pilborough (appointed 3/2/20) Ms A Scruby (appointed 3/3/20)

Company Secretary

Mrs G Denny

Independent Examiner

Ballams Chartered Accountants Crane Court 302 London Road Ipswich Suffolk IP2 0AJ

Page 3

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 OCTOBER 2020

TREASURER'S REPORT

In 2019-20 Suffolk East Federation made a deficit on ordinary activities of £7,587. The annual revaluation of investments has resulted in a significant unrealised loss this year of £16,628 and thus there is an overall deficit of £24,215. Both income and expenditure reduced significantly.

I reported last year that I was expecting a deficit on ordinary activities for the next few years and we did indeed make a deficit this year but not entirely in the way we had had hoped although we continue to make no charge to WIs for SEFWI News, Membership Advisory training and pooling of fares. We were fortunate that we had received almost all our subscription income, managed to hold various committee events and two holidays before the end of March and lockdown. Part of the deficit was due to being able to finish our last few Centenary events ending in style with the concert and funding extra seating space at the Annual meeting. We were able to take advantage of the Government grant scheme in the sum of £10,000 therefore the deficit related to covid 19 restrictions was only around £6,000.

I also report each year that the Trustees have set a reserves policy of holding around one year's ordinary expenditure in general funds to cover a sudden loss of income and to meet any other unforeseen circumstances so that a large one off expenditure would not compromise the financial wellbeing of the Federation. This year with the covid 19 pandemic the unthinkable happened and currently we have no certainty when or how the financial situation will improve. At 18-19 pre covid spend ordinary expenditure would be around £ 80,750. Even with a deficit this year reserves are higher than this figure.

During the financial year the Federation's financial internal controls have been reviewed against charity commission guidelines and the Trustees are further considering other major risks to which the Federation could be exposed and are taking the necessary steps to mitigate any such risks in the light of this year's events. The remaining £2500 of the designated Centenary Fund has been duly transferred back to the General one and the Federation continues to hold £30,000 in a restricted holiday fund.

The Federation shares NFWI concerns as to the level of renewals next year and the three month extension to the subscription period will also have an impact on finances. I am forecasting a worst case scenario with little or no event activity for the next financial year to end in a deficit of around £12,500 on ordinary activities but with our reserves we are in a position to weather the storm.

Approved by order of the board of trustees on 18 January 2021 and signed on its behalf by:

Mrs C E Davies - Trustee

Page 4

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

Independent examiner's report to the trustees of Suffolk East Federation of Womens Institutes ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 October 2020.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

M J Mortimer ACA FCCA Ballams Chartered Accountants Crane Court 302 London Road Ipswich Suffolk IP2 0AJ

Date: .............................................

Page 5

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 OCTOBER 2020

Unrestricted
funds
Notes
£
INCOME AND ENDOWMENTS FROM
Charitable activities
Services to members and federation
activities
122,928
Other trading activities
2
2,928
Investment income
3
5,049
Other income
10,000
Total
140,905
EXPENDITURE ON
Charitable activities
Services to members and federation
activities
148,492
Net gains/(losses) on investments
(16,628)
NET INCOME/(EXPENDITURE)
(24,215)
RECONCILIATION OF FUNDS
Total funds brought forward
222,533
TOTAL FUNDS CARRIED FORWARD
198,318
Restricted
funds
£
-
-
-
-
-
-
-
-
30,000
30,000
2020
Total
funds
£
122,928
2,928
5,049
10,000
140,905
148,492
(16,628)
(24,215)
252,533
228,318
2019
Total
funds
£
332,879
3,008
5,196
-
341,083
345,582
6,676
2,177
250,356
252,533

The notes form part of these financial statements

Page 6

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

STATEMENT OF FINANCIAL POSITION 31 OCTOBER 2020

Unrestricted
funds
Notes
£
FIXED ASSETS
Tangible assets
8
72,569
Investments
9
98,892
171,461
CURRENT ASSETS
Stocks
10
5,701
Debtors
11
1,935
Cash at bank and in hand
32,798
40,434
CREDITORS
Amounts falling due within one year
12
(13,577)
NET CURRENT ASSETS
26,857
TOTAL ASSETS LESS CURRENT
LIABILITIES
198,318
NET ASSETS
198,318
FUNDS
13
Unrestricted funds
Restricted funds
TOTAL FUNDS
Restricted
funds
£
-
-
-
-
-
30,000
30,000
-
30,000
30,000
30,000
2020
Total
funds
£
72,569
98,892
171,461
5,701
1,935
62,798
70,434
(13,577)
56,857
228,318
228,318
198,318
30,000
228,318
2019
Total
funds
£
74,157
115,520
189,677
6,868
1,847
73,014
81,729
(18,873)
62,856
252,533
252,533
222,533
30,000
252,533

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 October 2020.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 October 2020 in accordance with Section 476 of the Companies Act 2006.

The notes form part of these financial statements

continued...

Page 7

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

STATEMENT OF FINANCIAL POSITION - continued 31 OCTOBER 2020

The trustees acknowledge their responsibilities for

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 18 January 2021 and were signed on its behalf by:

C E Davies - Trustee

The notes form part of these financial statements

Page 8

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value, as modified by the revaluation of certain assets.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Freehold property - not provided Fixtures and fittings - 25% on reducing balance Computer equipment - 33% on cost

Stocks

Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

continued...

Page 9

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 OCTOBER 2020

2.
OTHER TRADING ACTIVITIES
Fundraising events
3.
INVESTMENT INCOME
Other fixed asset investments
Deposit account interest
4.
NET INCOME/(EXPENDITURE)
Net income/(expenditure) is stated after charging/(crediting):
Depreciation - owned assets
2020
£
2,928
2020
£
5,047
2
5,049
2020
£
1,811
2019
£
3,008
2019
£
5,196
-
5,196
2019
£
2,287

5. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 October 2020 nor for the year ended 31 October 2019.

Trustees' expenses

During the year trustees' expenses totalled £3,825 and were paid to all 11 trustees in respect of travel costs.

6. STAFF COSTS

The average monthly number of employees during the year was as follows:

2020 2019
Office administration 3 3

No employees received emoluments in excess of £60,000.

continued...

Page 10

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 OCTOBER 2020

7.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
Restricted
funds
funds
£
£
INCOME AND ENDOWMENTS FROM
Charitable activities
Services to members and federation
activities
332,879
-
Other trading activities
3,008
-
Investment income
5,196
-
Total
341,083
-
EXPENDITURE ON
Charitable activities
Services to members and federation
activities
345,582
-
Net gains on investments
6,676
-
NET INCOME
2,177
-
RECONCILIATION OF FUNDS
Total funds brought forward
220,356
30,000
TOTAL FUNDS CARRIED
FORWARD
222,533
30,000
Total
funds
£
332,879
3,008
5,196
341,083
345,582
6,676
2,177
250,356
252,533

continued...

Page 11

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 OCTOBER 2020

8. TANGIBLE FIXED ASSETS

COST
At 1 November 2019
Additions
At 31 October 2020
DEPRECIATION
At 1 November 2019
Charge for year
At 31 October 2020
NET BOOK VALUE
At 31 October 2020
At 31 October 2019
9.
FIXED ASSET INVESTMENTS
MARKET VALUE
At 1 November 2019
Revaluations
At 31 October 2020
NET BOOK VALUE
At 31 October 2020
At 31 October 2019
Freehold
property
£
67,450
-
67,450
-
-
-
67,450
67,450
Fixtures
and
Computer
fittings
equipment
£
£
21,060
469
223
-
21,283
469
14,666
156
1,654
157
16,320
313
4,963
156
6,394
313
Totals
£
88,979
223
89,202
14,822
1,811
16,633
72,569
74,157
Cash and
settlements
pending
£
115,520
(16,628)
98,892
98,892
115,520

There were no investment assets outside the UK.

continued...

Page 12

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 OCTOBER 2020

10.
STOCKS
Stocks
11.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade debtors
Prepayments and accrued income
12.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
13.
MOVEMENT IN FUNDS
Net
At
movement
1.11.19
in funds
£
£
Unrestricted funds
General fund
220,033
(24,215)
Centenary Fund
2,500
-
222,533
(24,215)
Restricted funds
Holiday Fund
30,000
-
TOTAL FUNDS
252,533
(24,215)
Net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
140,905
(148,492)
TOTAL FUNDS
140,905
(148,492)
2020
2019
£
£
5,701
6,868
2020
2019
£
£
1,670
1,847
265
-
1,935
1,847
2020
2019
£
£
13,577
18,873
Transfers
between
At
funds
31.10.20
£
£
2,500
198,318
(2,500)
-
-
198,318
-
30,000
-
228,318
Gains and
Movement
losses
in funds
£
£
(16,628)
(24,215)
(16,628)
(24,215)

continued...

Page 13

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 OCTOBER 2020

13. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Net Transfers
At movement between At
1.11.18 in funds funds 31.10.19
£ £ £ £
Unrestricted funds
General fund 205,356 2,177 12,500 220,033
Centenary Fund 15,000 - (12,500) 2,500
220,356 2,177 - 222,533
Restricted funds
Holiday Fund 30,000 - - 30,000
TOTAL FUNDS 250,356 2,177 - 252,533
Comparative net movement in funds, included in the above are as follows:
Incoming Resources Gains and Movement
resources expended losses in funds
£ £ £ £
Unrestricted funds
General fund 341,083 (345,582) 6,676 2,177
TOTAL FUNDS 341,083 (345,582) 6,676 2,177
A current year 12 months and prior year 12 months combined position is as follows:
Net Transfers
At movement between At
1.11.18 in funds funds 31.10.20
£ £ £ £
Unrestricted funds
General fund 205,356 (22,038) 15,000 198,318
Centenary Fund 15,000 - (15,000) -
220,356 (22,038) - 198,318
Restricted funds
Holiday Fund 30,000 - - 30,000
TOTAL FUNDS 250,356 (22,038) - 228,318

continued...

Page 14

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 OCTOBER 2020

13. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
481,988
481,988
Resources
expended
£
(494,074)
(494,074)
Gains and
Movement
losses
in funds
£
£
(9,952)
(22,038)
(9,952)
(22,038)

14. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 October 2020.

Page 15

SUFFOLK EAST FEDERATION OF WOMENS INSTITUTES

DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 OCTOBER 2020

INCOME AND ENDOWMENTS
Other trading activities
Fundraising events
Investment income
Other fixed asset investments
Deposit account interest
Charitable activities
Services to members
Federation committee activity
Federation women's institutes
Other income
Exceptional items
Total incoming resources
EXPENDITURE
Charitable activities
Services to members
Federation committee activity
Support costs
Governance costs
Wages
Establishment expenses
Total resources expended
Net expenditure
2020
£
2,928
5,047
2
5,049
7,263
83,104
32,561
122,928
10,000
140,905
11,650
83,136
94,786
38,328
15,378
53,706
148,492
(7,587)
2019
£
3,008
5,196
-
5,196
25,753
272,560
34,566
332,879
-
341,083
34,962
256,661
291,623
39,958
14,001
53,959
345,582
(4,499)

This page does not form part of the statutory financial statements

Page 16