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2020-12-31-accounts

Page
Reference and administrative details of the Charity, its Trustees and advisers 1
Trustees report 2−7
Independent auditors' report on the financial statements 8−11
Statement of financial activities 12
Balance sheet 13
Statement of cash flows 14
Notes to the financial statements 15 −34

Trustees Lieutenant General DM Chalmers CB DSO OBE
Brigadier JW Martin DSO OBE MC
Colonel AAA Beattie
Colonel P Bishop OBE DL (resigned 31 March 2020)
Colonel AJ Crawley
Colonel PT Crowley MBE DL
Colonel DK Mogg TD VR
Colonel JRG Putnam CBE TO DL
Colonel AC Ward OBE DL
Lieutenant Colonel BG Baker (resigned 31 January 2020)
Lieutenant Colonel BJ Dwyer (resigned 31 March 2020)
Lieutenant Colonel MAP Nooney MC (resigned 4 February 2020)
Lieutenant Colonel CJ Parker MBE
Mr R Bradbum
Charity registered
number 1024418
Principal office RHQ PWRR
I−JM Tower of London
London
London
EC3N 4AB
Regimental Secretary Colonel JRJ Powell OBE
Independent auditors MHA MacIntyre Hudson
Maidstone
United Kingdom
Bankers The Royal Bank of Scotland Plc
Victoria Road
Farnborough
GU14 7NR
Investment Advisors Barclays Wealth
1 Churchill Place
London
E14 5HP
Hon Legal Advisor A M Moss

Regiment & Queen's Regim ent Benevolent Fund covers the following categories:
Category Description
Welfare charities Welfare charities deliver 'relief in need' through services or grants to individuals
ororganisations across awide range of support including housing, healthcare,
rehabilitation, education and employment.
Service Fund charities Service Fund charities are those which, among other things, 'promote the
efficiency of the AF' and play a fundamental role in Service life by enhancing
the moral component of fighting power. These funds exist to supplement
existing sources of public funding providing services the MoD does not fund,
such as adventurous training (AT) and sport, and enhancing existing facilities,
such as providing infrastructure improvements and recreational activities.
Heritage charities Heritage charities inspire future generations of service personnel and honour
the memoryofveterans and those already serving. Just under half of these
charities are museums, the rest include memorials, historical societies,
educational initiatives, preservation trusts and commemorative organisations.
Associations Associations conduct social activities promoting comradeship and esprit de
corpsfor their members. Some also deliver welfare services and benevolent
grants. This also includes Association Branches; the local branches attached to
an Association that have theirown charity number and act autonomously from
their parent bodies
Mixed−type charities Mixed−type charities combine multiple aspects of the above categories. The
most common are those delivering welfare and service funds, the majority of
which are the charities associated with the Army's regiments and corps. The
next most common are those delivering heritage and welfare.

Unrestricted Restricted Endowment Total Total
funds funds funds funds funds
2020 2020 2020 2020 2019
Note £ £ £ £ £
Income and
endowments from:
Donations and
legacies 4 283,537 938 284,475 400,566
Charitable activities 5 22,452 22,452 55,074
Investments 6 158,024 1,726 3,239 162,989 199,581
Total income and
endowments
464,013 2,664 3,239 469,916 655,221
Expenditure on:
Raising funds 7 15,869 15,869 17,675
Charitable activities 8 232,742 10,581 370 243,693 466,284
Total expenditure 248,611 10,581 370 259,562 483,959
Net
income/(expenditur
e) before net
(losses)/gains on
investments 215,402 (7,917) 2,869 210,354 171,262
Net (losses)/gains on
investments 15 (82,923) (82,923) 705,715
Net
income/(expenditur
e) 132,479 (7,917) 2,869 127,431 876,977
Transfers between
funds 21 344,706 (344,706)
Net movement in
funds
477,185 (352,623) 2,869 127,431 876,977
Reconciliation of
funds:
Total funds brought
forward 5,596,010 352,623 113,380 6,062,013 5,185,036
Net movement in
funds 477,185 (352,623) 2,869 127,431 876,977
Total funds carried
forward
6,073,195 116,249 6,189,444 6,062,013

2020 2019
Note
Fixed assets
Tangible assets 13 143,916 98,339
Heritage assets 14 69,894 68,454
Investments 15 5,685,561 5,783,122
5,899,371 5,949,915
Current assets
Stocks 16 12,718 12,612
Debtors 17 18,380 19,961
Investments 18 15,842 17,074
Cash at bank and in hand 442,489 246,195
489,429 295,842
Creditors: amounts falling due within one
year 19 (199,356) (183,744)
Net current assets 290,073 112,098
Total assets less current liabilities 6,189,444 6,062,013
Total net assets 6,189,444 6,062,013
Charity funds
Endowment funds 21 116,249 113,380
Restricted funds 21 352,623
Unrestricted funds 21 6,073,195 5,596,010
Total funds 6,189,444 6,062,013

As restated
2020 2019
Cash flows from operating activities
Net cash used in operating activities 228,255 330,606
Cash flows from investing activities
Purchase of tangible fixed assets (47,830) (129,028)
Proceeds from sale of investments 14,637 114,632
Purchase of investments (165,882)
Net cash used in investing activities (33,193) (180,278)
Cash flows from financing activities
Net cash provided by financing activities
Change in cash and cash equivalents in the year 195,062 150,328
Cash and cash equivalents at the beginning of the year 263,269 112,941
Cash and cash equivalents at the end of the year 458,331 263,269
The notes on pages 15 to 34 form part of these financial statements

Unrestricted Restricted Total
funds funds funds
2020 2020 2020
Donations
Days pay 78,275 78,275
Q0B Fund 938 938
Queen's Benevolence Fund 6,210 6,210
Grants
QRS Grants
Subtotal detailed disclosure 84,485 938 85,423
Other Donations 196,459 196,459
Other Grants
Lottery income 2,593 2,593
Subtotal 199,052 199,062
283,537 938 284,475
Unrestricted Restricted Total
funds funds funds
2019 2019 2019
Donations
Days Pay 89,083 89,083
QOB Fund 5,411 5,411
Queens Benevolence Fund 22,565 22,565
Grants
.QRS Grants 500 500
Subtotal detailed disclosure 112,148 5,411 117,559
Other Donations 281,021 1,986 283,007
Other Grants
393,169 7,397 400,566

Unrestricted Total
funds funds
2020 2020
Reunion income 10,505 10,505
Silver contributions 8,214 8,214
MOD contributions
Book sales 3,733 3,733
Total 2020 22,452 22,452
Unrestricted Restricted Total
funds funds funds
2019 2019 2019
Reunion income 1,994 4,679 6,673
Silver contributions 969 969
MOD Contributions 47,432 47,432
Total 2019 50,395 4,679 55,074

Unrestricted Restricted Endowment Total
funds funds funds funds
2020 2020 2020 2020
£ £ £ £
Investment income 158,017 1,725 3,239 162,981
Interest income 7 1 8
158,024 1,726 3,239 162,989
Unrestricted Restricted Endowment Total
funds funds funds funds
2019 2019 2019 2019
£ £ £ £
Investment income 182,486 13,108 3,610 199,204
Interest income 377 377
182,863 13,108 3,610 199,581

Unrestricted Total
funds funds
2020 2020
Investment management fees 15,869 15,869
Unrestricted Total
funds funds
2019 2019
Investment management fees 17,675 17,675

Activities Grant
undertaken funding of Support Total
directly activities costs funds
2020 2020 2020 2020
Hardship or distress relief for former and
serving members 51,238 115,212 77,243 243,693
Activities Grant
undertaken funding of Support Total
directly activities costs funds
2019 2019 2019 2019
£ £ £ £
Hardship or distress relief for former and
serving members 68,916 294,128 103,240 466,284

Hardship or
distress
relief for
former and
serving Total
members funds
2020 2020
Insurance costs 11,025 11,025
Newsletter expenses 32,626 32,626
Other direct costs 6,774 6,774
Depreciation charge 813 813
51,238 51,238

Hardship or
distress relief
for former
and serving Total
members funds
2019 2019
Insurance costs 14,989 14,989
Newsletter expenses 38,654 38,654
Other direct costs 14,719 14,719
Depreciation charge 554 554
68,916 68,916
Analysis of support costs
Support Total
costs funds
2020 2020
Wages and staff costs (Note 11) 9,589 9,589
Other staff support costs 3,129 3,129
Postage and stationery 15,722 15,722
Trustees insurance 495 495
Trip and travel expenditure 8,525 8,525
Bookkeeping costs 13,708 13,708
Office expenses 10,713 10,713
Other support costs 1,483 1,483
Auditors' remuneration 7,819 7,819
Trustee meeting expenses 50 50
Website costs 5,609 5,609
Repairs and maintenance 401 401
77,243 77,243

Support Total
costs funds
2019 2019
Wages and staff related costs (Note 9) 19,607 19,607
Postage and stationery 14,148 14,148
Trip and travel expenditure 10,765 10,765
Trustees insurance 470 470
Bookkeeping costs
Office expenses
, 12,623
12,438
12,623
12,438
Other support costs 16,635 16,635
Auditors' remuneration 7,590 7,590
Trustee meeting expenses 1,491 1,491
'
Website costs
6,946 6,946
Repairs and maintenance 527 527
103,240 103,240

Unrestricted Restricted Total
funds funds funds
2020 2020 2020
£ £ £
1 PWRR Grant 10,608 10,608
2 PWRR Grant 649 649
3 PWRR Grant 685 685
4 PWRR Grant 257 257
Welfare Grants 52,423 1,281 53,704
Other Benevolence Grants 47,009 500 47,509
Queens Grants 1,800 1,800
113,431 1,781 115,212

Unrestricted Restricted Total
funds funds funds
2019 2019 2019
Grants and welfare payable
1 PWRR Grant 2,009 2,009
2 PWRR Grant 13,158 13,158
3 PWRR Grant 2,500 50 2,550
4 PWRR Grant 12,400 12,400
Welfare Grants 123,534 37,971 161,505
Other Benevolence Grants 13,676 10,846 24,522
Queens Grants 2,984 2,984
Museum Grants 75,000 75,000
245,261 48,867 294,128
2020 2019
Fees payable to the Charity's auditor for the audit of the Charity's annual
accounts 7,819 7,590

2020 2019
Wages and salaries 9,589 19,607
9,589 19,607
2020 2019
No. No.
Employees 1 1

Freehold Office
property equipment Total
Cost or valuation
At 1 January 2020 97,852 10,329 108,181
Additions 45,214 1,176 46,390
At 31 December 2020 143,066 11,505 154,571
Depreciation
At 1 January 2020 9,842 9,842
Charge for the year 813 813
At 31 December 2020 10,655 10,655
Net book value
At 31 December 2020 143,066 850 143,916
At 31 December 2019 97,852 487 98,339
14. Heritage assets
Assets recognised at cost
Heritage
assets
2020
Carrying value at 1 January 2020 68,454
Additions 1,440
Carrying value at 31 December 2020 69,894

Listed
investments
Cost or valuation
At 1 January 2020 5,783,122
Disposals (14,637)
Revaluations (82,924)
At 31 December 2020 5,685,561
Net book value
At 31 December 2020 5,685,561
At 31 December 2019 5,783,122
16. Stocks
2020 2019
Finished goods and goods for resale 12,718 12,612
17. Debtors
2020 2019
Other debtors 1,700 1,183
Prepayments and accrued income 16,680 18,778
18,380 19,961
18. Current asset investments
2020 2019
Cash and cash equivalents 15,842 17,074

2020 2019
£
Trade creditors 3,950 724
Other creditors 187,588 173,402
Accruals and deferred income 7,818 9,618
199,356 183,744

Balance at
Balance at 1 31
January Transfers Gains/ December
2020 Income Expenditure in/out (Losses) 2020
Unrestricted
funds
Designated funds
The Queen's
Regiment
Benevolent fund 1,493,321 74,089 (72,710) 57,334 1,552,034
The Queen's Royal
Surrey
Benevolent fund 1,690,776 49,035 (13,662) 1,726,149
3,184,097 123,124 (86,372) 57,334 3,278,183
General funds
General Funds 2,411,913 340,889 (162,239) 287,372 (82,923) 2,795,012
Total Unrestricted
funds 5,596,010 464,013 (248,611) 344,706 (82,923) 6,073,195
Endowment funds
The Royal Sussex
Regimental
Association 113,380 3,239 (370) 116,249
Restricted funds
Queens Own Buffs
Benevolent fund 352,623 2,664 (10,581) (344,706)
Total of funds 6,062,013 469,916 (259,562) (82,923) 6,189,444

Balance at
Balance at 31
1 January Gains/ December
2019 Income Expenditure (Losses) 2019
Unrestricted funds
Designated funds
The, Queen's Regiment
Benevolent fund 1,324,340 75,936 (88,970) 182,015 1,493,321
The Queen's Royal Surrey
Benevolent fund 1,397,111 55,187 (8,291) 246,769 1,690,776
2,721,451 131,123 (97,261) 428,784 3,184,097
General funds
General Funds 1,973,086 495,304 (302,640) 246,163 2,411,913
Total Unrestricted funds 4,694,537 626,427 (399,901) 674,947 5,596,010
Endowment funds
The Royal Sussex Regimental
Association 95,122 3,610 14,648 113,380
Restricted funds
Queens Own Buffs Benevolent
fund 395,377 25,184 (84,058) 16,120 352,623
Total of funds 5,185,036 655,221 (483,959) 705,715 6,062,013

Unrestricted Endowment Total
funds funds funds
2020 2020 2020
Tangible fixed assets 143,916 143,916
Fixed asset investments 5,569,312 116,249 5,685,561
Heritage assets 69,894 69,894
Current assets 489,429 489,429
Creditors due within one year (199,356) (199,356)
Total 6,073,195 116,249 6,189,444

Unrestricted Restricted Endowment Total
funds funds funds funds
2019 2019 2019 2019
£ £ £ £
Tangible fixed assets 97,852 487 98,339
Fixed asset investments 5,274,745 394,997 113,380 5,783,122
Heritage assets 68,454 68,454
Current assets .__
238,758
57,084 295,842
Creditors due within one year (83,799) (99,945) (183,744)
Tl 5,596,010 352,623 113,380 6,062,013

2020 2019
Net income for the period (as per Statement of Financial Activities) 127,431 876,977
Adjustments for:
Depreciation charges 813 554
Gains/(losses) on investments 82,924 (705,715)
Decrease/(increase) in stocks (106) 450
Decrease/(increase) in debtors 1,794 (4,759)
Increase in creditors 15,612 163,099
Net cash provided by operating activities 228,468 330,606
24. Analysis of cash and cash equivalents
2020 2019
Cash at bank and in hand 442,489 246,195
Cash on deposit (Current Asset Investments) 15,842 17,074
Total cash and cash equivalents 458,331 263,269

At 1 At 31
January December
2020 Cash flows 2020
Cash at bank and in hand 246,195 196,294 442,489
Cash on deposit 17,074 (1,232) 15,842
263,269 195,062 458,331