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2024-03-31-accounts

REGISTERED COMPANY NUMBER: 02775970 (England and Wales) REGISTERED CHARITY NUMBER: 1020301

DUSHINSKY TRUST LIMITED (A COMPANY LIMITED BY GUARANTEE)

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2024

Sugarwhite Meyer HS Ltd First Floor 94 Stamford Hill London N16 6XS

DUSHINSKY TRUST LIMITED

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2024

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Cash Flow Statement 7
Notes to the Cash Flow Statement 8
Notes to the Financial Statements 9 to 13

DUSHINSKY TRUST LIMITED

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 MARCH 2024

TRUSTEES Z Levine S Reisner M Schischa COMPANY SECRETARY S Reisner REGISTERED OFFICE 23 Braydon Road London N16 6QL REGISTERED COMPANY 02775970 (England and Wales) NUMBER REGISTERED CHARITY 1020301 NUMBER INDEPENDENT EXAMINER Sugarwhite Meyer HS Ltd First Floor 94 Stamford Hill London N16 6XS BANKERS National Westminster Bank Plc 198 Stoke Newington High Street London N16 7GA

Page 1

DUSHINSKY TRUST LIMITED (REGISTERED NUMBER: 02775970)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2024

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 March 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

REFERENCE AND ADMINISTRATIVE INFORMATION

The information is shown on page 1 of the financial statements and forms part of this report.

OBJECTIVES AND ACTIVITIES

Objectives and aims for public benefit

The objects of the charity are:

The trustees confirm that they have given due regard the Charity Commission's guidance on public benefit.

GRANTMAKING

In general the trustees select the institutions to be supported according to their personal knowledge of work of the institution. Whilst not actively inviting applications, they are always prepared to accept any application which will be carefully considered and help given according to circumstances and funds then available.

Applications by individuals must be accompanied by a letter of recommendation by the applicant's minister or other known religious leader.

ACHIEVEMENT AND PERFORMANCE

Review of activities

The charity's income fell by almost 37% with a commensurate decrease in grantmaking of 33% compared with the previous year.The charity recorded a deficit for the year, which was funded from reserves. During the year the charity continued its philanthropic activities and has maintained its support of organisations engaging in education, advancement of religion, and the relief of poverty.

FINANCIAL REVIEW

Reserves policy

The trustees do not seek to maintain reserves, other than to ensure that they can continue the activities of the charity. Reserves at the year end stood at £18,183 (2023: £42,974).

FUTURE PLANS

The trustees anticipate that the charity will continue on a similar basis in the foreseeable future subject to satisfactory income and there are no plans for any major changes.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Charity constitution

The charity is constituted as a company limited by guarantee and is governed by its Memorandum and Articles of Association dated 22 December 1992.

Organisational structure

The day-to-day affairs of the company are administered by the trustees. The power to appoint new trustees is vested in the board. It is not the intention of the trustees to appoint any new trustees. Should the situation change in the future, the trustees will apply suitable recruitment induction and training procedures.

Risk management

The trustees have reviewed the major risks to which the charity is exposed and confirm that they have established systems to mitigate them.

Page 2

DUSHINSKY TRUST LIMITED (REGISTERED NUMBER: 02775970)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2024

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 12 January 2025 and signed on its behalf by:

S Reisner - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF DUSHINSKY TRUST LIMITED

Independent examiner's report to the trustees of Dushinsky Trust Limited ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2024.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

E Meyer FCA BSc

Sugarwhite Meyer HS Ltd First Floor 94 Stamford Hill London N16 6XS

12 January 2025

Page 4

DUSHINSKY TRUST LIMITED

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 MARCH 2024

2024
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
519,196
EXPENDITURE ON
Raising funds
3
810
Charitable activities
4
Grantmaking
540,594
Support costs
2,583
Total
543,987
NET INCOME/(EXPENDITURE)
(24,791)
RECONCILIATION OF FUNDS
Total funds brought forward
42,974
TOTAL FUNDS CARRIED FORWARD
18,183
2023
Total
funds
£
820,788
1,142
803,360
2,393
806,895
13,893
29,081
42,974

The notes form part of these financial statements

Page 5

DUSHINSKY TRUST LIMITED (REGISTERED NUMBER: 02775970)

BALANCE SHEET 31 MARCH 2024

Notes
CURRENT ASSETS
Cash at bank
CREDITORS
Amounts falling due within one year
9
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
10
Unrestricted funds:
General fund
TOTAL FUNDS
2024
Total
funds
£
19,983
(1,800)
18,183
18,183
18,183
18,183
18,183
2023
Total
funds
£
44,534
(1,560)
42,974
42,974
42,974
42,974
42,974

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2024 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 12 January 2025 and were signed on its behalf by:

S Reisner - Trustee

The notes form part of these financial statements

Page 6

DUSHINSKY TRUST LIMITED

CASH FLOW STATEMENT FOR THE YEAR ENDED 31 MARCH 2024

Notes
Cash flows from operating activities
Cash generated from operations
1
Net cash (used in)/provided by operating activities
Change in cash and cash equivalents
in the reporting period
Cash and cash equivalents at the
beginning of the reporting period
Cash and cash equivalents at the end
of the reporting period
2024
£
(24,551)
(24,551)
(24,551)
44,534
19,983
2023
£
14,074
14,074
14,074
30,460
44,534

The notes form part of these financial statements

Page 7

DUSHINSKY TRUST LIMITED

NOTES TO THE CASH FLOW STATEMENT FOR THE YEAR ENDED 31 MARCH 2024

1. RECONCILIATION OF NET (EXPENDITURE)/INCOME TO NET CASH FLOW FROM OPERATING ACTIVITIES

ACTIVITIES
Net (expenditure)/income for the reporting period (as per the
Statement of Financial Activities)
Adjustments for:
Increase in creditors
Net cash (used in)/provided by operations
2024
£
(24,791)
240
(24,551)
2023
£
13,893
181
14,074

2. ANALYSIS OF CHANGES IN NET FUNDS

At 1.4.23 Cash flow At 31.3.24
£ £ £
Net cash
Cash at bank 44,534 (24,551) 19,983
44,534 (24,551) 19,983
Total 44,534 (24,551) 19,983

The notes form part of these financial statements

Page 8

DUSHINSKY TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Grants are only recognised in the accounts when paid.

Raising funds comprise the costs incurred by the charitable company in inducing third parties to make voluntary contributions to it, as well as the cost of any activities with a fundraising purpose.

Support costs are those incurred to assist the work of the charity but are not direct charitable activities.

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Financial instruments

The charity only has financial assets and liabilities of a kind that qualify as basic financial instruments.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Going concern

There are no material uncertainties about the charity's ability to continue.

Page 9

DUSHINSKY TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2024

2. DONATIONS AND LEGACIES

2.
DONATIONS AND LEGACIES
2024
Unrestricted
funds
£
Donations
519,196
3.
RAISING FUNDS
Raising donations and legacies
2024
Unrestricted
funds
£
Function
810
4.
CHARITABLE ACTIVITIES COSTS
Grant
funding of
activities
Support
(see note
costs (see
5)
note 6)
£
£
Grantmaking
540,594
-
Support costs
-
2,583
540,594
2,583
5.
GRANTS PAYABLE
2024
£
Grantmaking
540,594
The total grants paid to institutions during the year was as follows:
2024
£
Relief of poverty
78,543
Advancement of religion
292,449
Advancement of education
152,452
Social welfare
150
523,594
2023
Total
funds
£
820,788
2023
Total
funds
£
1,142
Totals
£
540,594
2,583
543,177
2023
£
803,360
2023
£
116,204
346,978
250,290
48,808
762,280

Page 10

DUSHINSKY TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2024

5. GRANTS PAYABLE - continued

Bezel Hachochma
74,922
Harav Dushinsky
55,069
Yeshivat Minchat Yitzchak
45,736
Mosdos Dushinsky
45,070
Keren Habinyan Dushinsky
33,500
Kollel Tarbitza Dushinsky
26,500
Kahal Beit Yosef
25,455
Shikdu Veshimru Scholarship Fund
25,000
Ish Lerehu Fund Dushinsky
22,000
Tzidkas Maharitz Aid Fund
15,000
Others below £15,000
155,342
523,594
The total grants paid to individuals during the year was as follows:
2024
£
Relief of poverty
17,000
6.
SUPPORT COSTS
Governance
Finance
costs
£
£
Support costs
272
2,311
Support costs, included in the above, are as follows:
Finance
2023
£
41,080
2023
£
41,080
Totals
£
2,583
Finance
2024 2023
Support Total
costs activities
£ £
Bank charges 272 316
Governance costs
2024 2023
Support Total
costs activities
£ £
Independent examiner's fee 690 600
Independent examiner's other fees 1,110 960
General expenses 511 517
2,311 2,077

Page 11

DUSHINSKY TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2024

7. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2024 nor for the year ended 31 March 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2024 nor for the year ended 31 March 2023.

8. AVERAGE NUMBER OF STAFF

The average number of staff in the year was NIL (2023: NIL).

9. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Accruals and deferred income
10.
MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
TOTAL FUNDS
At 1.4.23
£
42,974
42,974
Incoming
resources
£
519,196
519,196
2024
2023
£
£
1,800
1,560
Net
movement
At
in funds
31.3.24
£
£
(24,791)
18,183
(24,791)
18,183
Resources
Movement
expended
in funds
£
£
(543,987)
(24,791)
(543,987)
(24,791)

Comparatives for movement in funds

Net
movement
At 1.4.22
in funds
£
£
Unrestricted funds
General fund
29,081
13,893
TOTAL FUNDS
29,081
13,893
At
31.3.23
£
42,974
42,974

Page 12

DUSHINSKY TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2024

10. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
820,788
820,788
Resources
Movement
expended
in funds
£
£
(806,895)
13,893
(806,895)
13,893

11. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 March 2024.

Page 13