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2021-03-31-accounts

REGISTERED COMPANY NUMBER: 02775970 (England and Wales) REGISTERED CHARITY NUMBER: 1020301

DUSHINSKY TRUST LIMITED (A COMPANY LIMITED BY GUARANTEE)

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2021

Sugarwhite Meyer HS Ltd First Floor 94 Stamford Hill London N16 6XS

DUSHINSKY TRUST LIMITED

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2021

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Cash Flow Statement 7
Notes to the Cash Flow Statement 8
Notes to the Financial Statements 9 to 13

DUSHINSKY TRUST LIMITED

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 MARCH 2021

TRUSTEES

TRUSTEES Z Levine S Reisner M Schischa COMPANY SECRETARY S Reisner REGISTERED OFFICE 23 Braydon Road London N16 6QL REGISTERED COMPANY 02775970 (England and Wales) NUMBER

REGISTERED CHARITY NUMBER 1020301 INDEPENDENT EXAMINER Sugarwhite Meyer HS Ltd First Floor 94 Stamford Hill London N16 6XS BANKERS National Westminster Bank Plc 198 Stoke Newington High Street London N16 7GA

Page 1

DUSHINSKY TRUST LIMITED (REGISTERED NUMBER: 02775970)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2021

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 March 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

REFERENCE AND ADMINISTRATIVE INFORMATION

The information is shown on page 1 of the financial statements and forms part of this report.

OBJECTIVES AND ACTIVITIES

Objectives and aims for public benefit

The objects of the charity are assisting in the alleviation of poverty and furtherance of Orthodox Jewish education in the UK and abroad. Particular emphasis is given to Dushinsky and Minchas Yitzchak institutions in Israel.

The trustees confirm that they have given due regard the Charity Commission's guidance on public benefit.

GRANTMAKING

Grant Policy

Grants are made to charitable institutions, organisations and individuals, which accord with the objects of the charity.

The trustees are approached for donations by a variety of charitable institutions and individuals and consider all requests which they receive and make donations based on circumstances and funds available.

In general the trustees select the institutions to be supported according to their personal knowledge of work of the institution.

FINANCIAL REVIEW

Financial position

Income has significantly reduced (almost 27%) on the previous year. This is largely due to the effect of the Covid-19 pandemic which has caused significant uncertainty for donors, additionally, the charity incurred a deficit in the previous period. Prudence was therefore exercised and the trustees reduced grantmaking by almost 40%.

Reserves policy

The trustees do not seek to maintain reserves, other than to ensure that they can continue the activities of the charity. Reserves at the year end stood at £52,332 (2020 - £3,941).

FUTURE PLANS

The charity plans to continue it's activities subject to incoming resources.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing Document

The charity is a company limited by guarantee and is governed by its Memorandum and Articles of Association dated 22 December 1992.

Recruitment, induction and training

The company's three trustees meet regularly to ensure that it's objectives are met and that any risks identified and systems are put in place to protect the charity. It is not the intention of the trustees of the charity to appoint new trustees. Should this situation change in the future, the trustees will apply suitable recruitment and training procedures.

Risk Management

The trustees actively review the major risks to which the charity is exposed and confirm that they have established systems to mitigate them.

Page 2

DUSHINSKY TRUST LIMITED (REGISTERED NUMBER: 02775970)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2021

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 6 January 2022 and signed on its behalf by:

S Reisner - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF DUSHINSKY TRUST LIMITED

Independent examiner's report to the trustees of Dushinsky Trust Limited ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2021.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a registered member of Association of Chartered Certified Accountants which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

M Hager FCCA FAPA Association of Chartered Certified Accountants Sugarwhite Meyer HS Ltd First Floor 94 Stamford Hill London N16 6XS

30 December 2021

Page 4

DUSHINSKY TRUST LIMITED

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 MARCH 2021

2021
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
660,833
EXPENDITURE ON
Raising funds
3
1,332
Charitable activities
4
Charitable activities
611,110
Total
612,442
NET INCOME/(EXPENDITURE)
48,391
RECONCILIATION OF FUNDS
Total funds brought forward
3,941
TOTAL FUNDS CARRIED FORWARD
52,332
2020
Total
funds
£
901,887
1,282
992,878
994,160
(92,273)
96,214
3,941

The notes form part of these financial statements

Page 5

DUSHINSKY TRUST LIMITED (REGISTERED NUMBER: 02775970)

BALANCE SHEET 31 MARCH 2021

Notes
CURRENT ASSETS
Cash at bank
CREDITORS
Amounts falling due within one year
9
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
10
Unrestricted funds:
General fund
TOTAL FUNDS
2021
Total
funds
£
53,383
(1,051)
52,332
52,332
52,332
52,332
52,332
2020
Total
funds
£
5,891
(1,950)
3,941
3,941
3,941
3,941
3,941

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2021.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2021 in accordance with Section 476 of the Companies Act 2006.

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 6 January 2022 and were signed on its behalf by:

S Reisner - Trustee

The notes form part of these financial statements

Page 6

DUSHINSKY TRUST LIMITED

CASH FLOW STATEMENT FOR THE YEAR ENDED 31 MARCH 2021

Notes
Cash flows from operating activities
Cash generated from operations
1
Net cash provided by/(used in) operating activities
Change in cash and cash equivalents
in the reporting period
Cash and cash equivalents at the
beginning of the reporting period
Cash and cash equivalents at the end
of the reporting period
2021
£
47,492
47,492
47,492
5,891
53,383
2020
£
(91,273)
(91,273)
(91,273)
97,164
5,891

The notes form part of these financial statements

Page 7

DUSHINSKY TRUST LIMITED

NOTES TO THE CASH FLOW STATEMENT FOR THE YEAR ENDED 31 MARCH 2021

1. RECONCILIATION OF NET INCOME/(EXPENDITURE) TO NET CASH FLOW FROM OPERATING ACTIVITIES

ACTIVITIES
Net income/(expenditure) for the reporting period (as per the
Statement of Financial Activities)
Adjustments for:
(Decrease)/increase in creditors
Net cash provided by/(used in) operations
2.
ANALYSIS OF CHANGES IN NET FUNDS
2021
£
48,391
(899)
47,492
2020
£
(92,273)
1,000
(91,273)
At 1.4.20 Cash flow At 31.3.21
£ £ £
Net cash
Cash at bank 5,891 47,492 53,383
5,891 47,492 53,383
Total 5,891 47,492 53,383

The notes form part of these financial statements

Page 8

DUSHINSKY TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Grants are only recognised in the accounts when paid.

Raising funds comprise the costs incurred by the charitable company in inducing third parties to make voluntary contributions to it, as well as the cost of any activities with a fundraising purpose.

Support costs are those incurred to assist the work of the charity but are not direct charitable activities.

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Going concern

There are no material uncertainties about the charity's ability to continue.

Page 9

DUSHINSKY TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2021

2.
DONATIONS AND LEGACIES
2021
Unrestricted
funds
£
Donations
660,833
3.
RAISING FUNDS
Raising donations and legacies
2021
Unrestricted
funds
£
Advertising
-
Bank charges
1,332
1,332
4.
CHARITABLE ACTIVITIES COSTS
Grant
funding of
activities
Support
Direct
(see note
costs (see
Costs
5)
note 6)
£
£
£
Charitable activities
330
609,730
1,050
5.
GRANTS PAYABLE
2021
£
Charitable activities
609,730
The total grants paid to institutions during the year was as follows:
2021
£
Relief of poverty
71,300
Advancement of religion
179,630
Advancement of education
312,300
563,230
2020
Total
funds
£
901,887
2020
Total
funds
£
924
358
1,282
Totals
£
611,110
2020
£
991,758
2020
£
131,128
512,254
297,226
940,608

Page 10

DUSHINSKY TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2021

5. GRANTS PAYABLE - continued

Yeshivat Minchat Yitzchak 189,300
53,450
34,397
30,300
24,500
20,000
211,283
563,230
2021
2020
£
£
46,500
51,150
Governance
costs
£
1,050
United Talmidei Harav Dushinsky
Kahal Beis Yosef Dushinsky Jerusalem
Netina Vechinuch Dushinsky Bet Shemesh
Keren Habinyan Dushinksy
Tzidkas Maharitz
Others below £20,000
The total grants paid to individuals during the year was as follows:
Relief of poverty
SUPPORT COSTS
Charitable activities
Support costs, included in the above, are as follows:

6. SUPPORT COSTS

Governance costs

Governance costs
2021 2020
Charitable Total
activities activities
£ £
Independent examiner's fee 550 500
Independent examiner's other fees 500 500
General expenses - 120
1,050 1,120

Page 11

DUSHINSKY TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2021

7. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2021 nor for the year ended 31 March 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2021 nor for the year ended 31 March 2020.

8. AVERAGE NUMBER OF STAFF

The average number of staff in the year was Nil (2020 - Nil)

9.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Accruals and deferred income
10.
MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
TOTAL FUNDS
2021
2020
£
£
1,051
1,950
Net
movement
At
At 1.4.20
in funds
31.3.21
£
£
£
3,941
48,391
52,332
3,941
48,391
52,332
Incoming
Resources
Movement
resources
expended
in funds
£
£
£
660,833
(612,442)
48,391
660,833
(612,442)
48,391

Page 12

DUSHINSKY TRUST LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2021

10. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Net
movement At
At 1.4.19 in funds 31.3.20
£ £ £
Unrestricted funds
General fund
96,214
(92,273) 3,941
TOTAL FUNDS
96,214
(92,273) 3,941
Comparative net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund
901,887
(994,160) (92,273)
TOTAL FUNDS
901,887
(994,160) (92,273)

11. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 March 2021.

Page 13