FOR THE PERIOD EIWED 31ST OCTOBER 2025
ST JOHTrI'S HOUSE
5 SOUTH PARADE
SUMMERTOWN

FOR THE PEIUOD ENDED 31- OCTOBER 2025
Legal and Administrative Information
Trustees, Annual Report
2-3
Ststement of Trustees. Respnsibilitie5
3A
Independent Examiner's Report
Statement of Financial Activities
Balance Sheet
Notes lo the Financiat Statements
7-13

FOR THE PERIOD ENDED 31- OCTOBER 2025
Mrs M Bak¢well
Mrs C Blaxhall
Mrs H Dix (T￿asUrer)
Mrs L Mustill (Vice Chair)
Mrs K Shortland
Mrs T Strain (Chair)
Mrs V Wilson
D Black
S Griffey
A Jenner (appoinfrd 191h March 2025)
Se¢retsry: Mrs H Dix
1019967
02775236
5 CourtFarm Barns
Medcroft Road
Tackley
Kidlington
Oxon
OX5 3AL
Mrs H C Fanthome FCA
King Loose & Co
5 South Parad¢
Oxford
OX2 7JL
The Co-operative Bank plc
PO Box 250
Delf House
Skelmersdal¢
WN8 6WT
Blakc Morgan LLP,
Oxford

The Board of Trustees presents their report and the accounts for the year cnded 3 1st October 2025.
Reference and administrative information
These details are shown in page l.
Structure, Governance and Managemen¢
Tlie charity has adopted Memorandum and Articles in place of a trust d¢ed. It is a private company
limited by guarantee with each member guaranteeing £1.
Th¢ members of the charitable Company's Board of Trustees during the year were as follows..
Mrs M Bakewell
Mr5 C Blaxhall (Vice Chair)
Mrs H Dix (Tr¢asurer)
A Jcnner (appointed 19 March 2025)
Mrs V Wilson
Mrs T Allen (appointed 19 March 2025)
Every two years the Trustees are nominated and voted onto the Board by WI members of the
Federation.
Mrs L Muslill
Mrs K Shortland
Mr5 T Strain (Chair)
D Black
S Griffey
Th¢ Board of Tru5tces has assessed the major risks to which th¢ charity is exposed and is satisfied that
systeins ar¢ in place to mitigate these risks.
Objectives and Activities and Public Benefit
The principal activity of the charitable company is that of furthering the Purpose of the Wl movement
in Oxfordsliirc and elsewhere.
Oxfordshire Federation of Women's Institutes (OFWI) exists for the benefit of116 Wls within
Oxfordsliire and is a m¢mber of the National Federation of Women's Institutes (NFWI). It offers
these Wls a mixture of events fulfilling our educational brief.
Th¢ Trustees, in exercising their powers and conducting their duties, have paid due regard to the
guidance on public benefit published by the Charity Commission. Th¢y have satisfied themselves that
their approach complies with this guidance.
Achi¢vements and Performance
This has been a very p051tive year for OFWI. The change to the Constitution was agreed by all
members at a general meeting in July 2025. An application for Dentnan Grant Funding was agreed in
September 2025 and having received th¢ full financial award from the Schemc, this has allowed us to
deliver 15 in-pcrson worksliops over the next 18 months which will d¢velop sewing skills, creativity.
and social impa¢t. This has also giv¢n us the opportunity to work with Reduce the Risk Charity.
Our day trips and workshops continu¢d to be w¢ll supported, and we have also run two very
successful holidays. Training workshops are offered to all Wls to support officer roles. All members
ar¢ encouraged to attend the raft of free educational courses provided by th¢ t£arning Hub.
Once again, we hcld our Annual Meeting at Worton Hall which saw an increase in attendees.
Memb¢rs enjoyed the atmosphere and tli¢ variety of speakers. We were once again sponsored by The
Order of St John Care Trust.
Several Wls have celcbraled their cenlenaries. and this has been a proud moment for th¢ir members.
For details of forthcoming events please contsct our office at Tackley or visit our website-
www.oxfordshircwi.co.uk or Facebook www.facebook.com/oxfordshirefedwi.

Financial Review
The total income raised during the year was £189.257 (2024: £193.310), expenditure was £178,035
(2024.. 164,477) and investment gains wer¢ £3,961 (2024 loss.. £3,868), giving a net surplus forth¢ year
of £15.183 (2024.. surplus for the year of £24,965) This has increased the reserves of the Charity lo
£478,358 at 3 1st October 2025.
Reserves policy
The Board of Trustees reviews annually the amountof free reserves held by the Charity. These should
be adcquate to cover working capital and a contingency for unforeseen costs.
Proceeds from the sale ofthe propety have been design&ted as a special r¢serve to 8enerate incometo
support office provision. The interest is currently supporting rented accommodation and the fund
retained to support future office provision whether by way of rent or purchase.
The committee considers thc current level of free reserves (excluding fixed assets and designated funds)
of £78,657 to be adequate but not excessive.
Investment policy
Funds are retained to generate income to support rcv¢nue cxpenditure. The greater p¢rcentsge of
invested monie5 is placed with COIF and Ihis metthe Trustees, wish to avoid risk although foregoing
possible capital appreciation. This policy is however being reviewed.
The charity has £170.054 invested in the COIF property fund.
Plans for future periods
The Board ofTrustces is revi¢wing Oxfordshire Wl's operating strategy with a viewto meetingthe
clianging needs of modern members.
Key Manggcment Personnel RemuDeration
The I'ntstees considerthat the key manageinent personnel of the charity comprise the Board of Trustees
as tliey are in charge of directing and controlling the charity and running and opcrating the charity on a
day to day basis. All Trust¢es give of their time freely and no Trustee remuneraiion was paid in the
year. D¢tails of Trustee expenses and related party traiisactions are disclosed in note 17 to the accounts.
Trustees are required to disclose all i'elevant intcr¢sts, and in accordance with the charity's poli¢y,
withdraw from decisions where a conflict of int¢r¢st arises.
Related pArtie3
In ¢arrying out its activities Oxfordshire Federation of Women's Institutes (OFWI) follows policies laid
down by the National Federation ofwomcn's Institut¢s (NFWI). as do all oth¢r County Federations.
OFWI collects, and passes over. affiliation fees on behalf of NFWI.
This report has been prepared having tak¢n advantage ofthe small companies, exemption in the
Companies Act 2006.
Ou behalf of the Board of Trustees
Mrs Tstrain
Chair

FOR THE PERIOD ENDED 31ST OCTOBER 2025
The Truslees are required by law to prepare financial statements for each financial period which give a
true and fairview ofthe state of affairs of the Charity, and of its results for that period. In preparing thos¢
financial statem¢nts, thc'frustees are required to=
Select suitable accounting policies and then apply them consistently.
Observe the methods and principles in the applicable Charities SORP.
Make judgements and estimates that are rcasonable and prudent.
State whether applicable accounting stsndards have been followed. subjc¢t to any material
departures disclos¢d and explained in the financial statcm¢nts'
Prepare the financial statements on the going concern basis unless it is inappropriate to presume
that the Company will continue tn business.
The trusfres are responsible for keeping proper accounting records which disclos¢ with rcasonable
accuracy at any time the financial position of the charity, and to enable them to ensure that the financial
stat¢inents comply with the Companies Act 2006. the Charitics Act 2011 and thc applicable Charities
SORP. They are also responsiblc for safeguardingthe assets of the charity and hence for taking reasonable
steps for the prevention and detection of fraud and other irregularities.
The trUSt¢¢s are responsible for the maintenance and integrity of the charity and financial inforn]ation
included on the Charity's website in accordance with legislation in the United Kingdom governing the
preparation and dissemination of financial siatcmenls.
By Order of the Board of Dlreetora
and Truste
Mrs T Strain
Chair

I report to the charity trustees on Iny exainination of the accounts of the incorporated charity for the
year ended 31 st October 2025 which ar¢ set out on pages 5 to 13.
Responsibilities and basis of report
As the trustees of the charity (and also its directors for the purposes of company law) you are responsible
for the preparation of the accounts in accordance with the requirements of the Companies Act 2006
('th¢ 2006 Act')-
Having satisfied myself that the accounts of the cotnpany are not required to be audited under Part 16
of the 2006 Act aiid are eligible for independent examination. I repoi* in respcct of my examination of
your company's accounts as ¢arried out under se¢tion 145 of the Charities Act 2011 ('the 2011 Act')-
In carrying out my examination I have followed the Directions given by the Charity Commission under
section 145(5)(b) of the 2011 Act.
Independent examiner's statement
I have completed my examination. l ¢onfirm that no matters have come to my attention in conne¢tion
with the examination giving me c&use to bclieve that in any material respect..
accounting records were not kept in respect of the company as required by section 386 of the
2006 Act. or
2. the accounts do not accord with those records. or
3. the accouiits do not comply wit]i th¢ accounting requirements of section 396 of the 2006 Act
other thali any requirement that the accounts give a 'true and fair vi¢w' which is not a matter
considered as part of an independent exwnination,. or
4. the accounts havc not been prepared in a¢cordance with the method5 and principles of the
Statement of Recommended Practice for accounting and reporting by charities applicable to
charities prcparing their accounts in accordance with the Financial Reporting Standard
applicable in th¢ UK and Republic of Ireland (FRS 102).
I have no conccrns and have come across no other Inatters in connection with the examination lo which
attention thould be drawn in this report in order to enable a proper understanding of the accounts to be
rca¢h¢d.
King Loose & Co
St John?s House
5 South Parade
Summertown
Oxford OX2 7JL
H.C. Fanthome FCA
Dated

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BALANCE SHEET AS AT 31ST OCTOBER 2025
COMPANY NO: 0277523
Note
2025
2024
FiAed assets
Tangible assets
Investments
3,980
120,690
3.521
110,486
Current assets
Stocks
Debtor5
Deposit funds
Cash at bank and in hand
482
22,916
275.082
75,142
1,267
30.518
262,853
81,682
io
373,622
376,320
Creditors: due within one year
12
(25,227)
(27,152)
Net current assets
348,395
349,168
Net assets
473,065
463.175
Represented by:
Unrestricted fund5
Designatcd funds
Restricted fi]nds
Endowment fund
13
14
15
16
47,517
392.908
35,120
2,813
45,563
388,947
25,852
2,813
Total Charity funds
478,358
463.175
For the year ¢nding 31 st O¢tober 2025 the company was entitled to exemption from audit under section 477 of
the Companies Act 2006 relating to small companies.
Trustces, responsibilitics:
Tlie meinber5 liavc not requir¢d the company to obtain an audit of its accounts for th¢ year in question in
accordan¢e with section 476,.
The Iruslees acknowledge their responsibilities for ¢omplying with the requirements of the Act with respect
to accounting records and thc preparation of accounts.
The financial statements have been prepared in accordance with the special provisions of part IS of the
Companics Act 2006 relating to small companies.
The financial statements were approved by the trust¢es on
Mrs T Straln
Chairman
The noies on pages 7 to 13form an inlegralparl ofikefitiancialslalements.

5T
NOTES TO THE ACCOUNTS FOR THE YEAR TO 31 OCTOBER 2025
Accounting polieies
Basis of accounting and assessment of going concern
The financial statements have b¢en prepared under the historical cost Convention other than
inves1ments which are carried at fair value. Thc financial statements have been prepared in
accordance witli thc Statement of Recommended Practic¢: Accounting and Reporting by
Charities preparing their accounts in accordance with the Financial Rcporting Standard
applicable in the UK and Republic of Ireland (FRS 102) effective I st October 2019, the Charities
Act 2011, the Financial Reporting Standard applicable in the United Kingdoin and Republic of
Ireland (FRS 102) and th¢ Companies Act 2006.
The charity Constitutes a publi¢ benefit cntity as defined by FRS IO2.
Th¢ trustees ¢onsider that there arc no material uncertainties about the charitable company's
ability to continue as a going conc¢rn.
Company status
The charity is a private company limited by guarantee, incorporated in England. The members
of the coinpany are the Trustces named on page l. In the ev¢nt of the charity being wound up,
the liability in respect of the guarantee is limited to £1 per member of the charity.
Income
Income represents the amount derived from fees and th¢ provision of goods and servi¢¢s falling
within the charitable ¢ompany's activities in the UK.
All income is included in the Statement Of Financial Activities when the charitable company is
legally entitled to the income and the amount can be quantified with rcasonable accuracy.
Invcstmenl income
Interest on funds held on deposit is included when receivable and the amount can be measured
reliably by th¢ charity. Dividend income from quoted investments is included when r¢c¢iv¢d.
Expenditure
All expenditure is account¢d for on an accruals basis and has been classified under heading5 that
aggregate all costs related to the category. Where cost5 cannot be directly attributed to particular
headiiigs they have been allocatcd to activities on a basis ¢onsistent with use of the resourccs.
Governanc¢ costs are those incurred in connection with administration of th¢ Charity as a legal
entity and are not connected with generating income or charitable cxpenditurc.
Liabilities are recognised as resources expended as soon as ther¢ is a legal or conslructive
obligation committing the charity to the ¢xpenditur¢.
Leases and hire purchase contracts
R¢ntals applicable to operating leases, where substantially all the benefits and risks of ownership
remain with the lessor, arc charged to the Statement of Financial Activities as incurred.
Tangible fixed assets and dcpreciation
Tangible fixed assets are capitalised and included at cost including any incidental expenses of
acquisition.
Depreciation of fixed assets is calculated to write off their cost or valuation less any residual
value over their estimated useful lives as follows..
Furniture and equipment
250/0 reducing balance

ST
NOTES TO THE ACCOUNTS FOR THE YEAR TO 31 OCTOBER 2025
Investments
Investments are r￿Osn1SCd initially at fair valu¢ which is normally the transaction price
excluding transaction costs. Subsequently, they are measured at fair value with changes
recognised in 'net gains/(losses) on investments, in the SOFA if the shar¢s are publicly traded or
their fair value can otherwise be measured r¢liably. Other iiiv¢stments are measured at cost less
impairment.
Stock
Stock is valued at the lower of cost and net realisable value. Cost is computed on a first in first
out basis. Net r¢alisable value is based on estimated selling price le5S the estimated cost of
disiM)sal.
Cash and cgsh equivalents
Cash and cash equivalents comprise cash on hand and other short-temi highly liquid investments
that are readily wnvertible to a known amount of cash and are subject to an insignificant risk of
change in value.
Debtors and creditor5 re¢eivable/payable within one year
Dcbiors and creditors with no stated iiiterest ratc and reccivable or pay&ble within one year are
recorded at transaction pri¢¢. Any losses arising from impainnent ar¢ recognised in expenditure.
Taxation
The cliarity is regi5t¢red for Value Added Tax, and this is recoverable against the activity for
which the expenditure is incurred.
Fund accounting
i) Unrestricted funds
These funds arc to be used at the di￿retIOn of the Board of Trustee5 in furtherance of the Wl
movement.
ii) Desi
nated funds
The Property Fund is designated to suppjrt future offi¢¢ provision whether by way of rent or
purcljase.
iii) Restricted
These funds represcnt Bursaries funded by investment incoin¢ or spccific donalions,
suspended Wl accounts which ar¢ restricted for three years and funds donat¢d for specific
projects.
The Special Support Fund originates from amounts received from suspended Wls which
have b¢¢n held for a period of three years as re51ri¢ted funds after which time they are
transferred to unrestricted funds. It will be used to assist Wls financially.
iv) Endowment fund
This fund originate5 from the establishment of the Agnes Salter Memorial Bursary.
Pensions
Thc Wl contributes to personal d¢fiDed contribution pension scheme on behaifof it5 ¢rnployees.
Th¢ employer's contributions are charged against the income and expenditure a￿Ount in the year
in which they ￿'e madc.
VoluDteer time
A significant contribution is made by members serving on various wmmittees. The value of
th¢5e donatcd services is not reflected in tlie account5.

ST
NOTKS TO THE ACCOUNTS FOR THE YEAR TO 31 OCTOBER 2025
Turnover
In the opinion of the Board of Trustees, none of the income of th¢ charitable company is
attributabl¢ to countrie5 outside the UK (2024.. £Nil).
Nct ineomelexpenditure
Net incomelexpenditure is stated after charging..
21)25
2024
Depreciation (owned assets)
Operating lease rentals
Ind¢pendent examiner's fee
1.327
19,550
2,400
19.550
2,195
and after crediting:
Investment income (note 6)
19.019
19,674
Employees
2025
2024
Employecs
Salaries and National Insurance
Pension contributions
41.635
1,848
40,230
707
43,483
40.937
Number of employees
No employees rcceived remuneration of more than £60.000 during the y¢ar {2024'. none)-
Board oCTrus¢e¢s and key management personnel remuneration and expenses.
Th¢ current board of Trustees (who are a150 considered to b¢ the kcy management personnel)
neither rec¢iv¢d nor waived any remuncration during the year (2024- £Nil).
Expens¢s paid to th¢ members are disclosed in note 17.
Investment income
2025
2024
Interest r¢c¢ivable
Dividends receivable
12,776
6,243
13,824
5,850
19,019
19,674

io.
NOTES TO THE ACCOUIYTS FOR THE YEAR TO 31V OCTOBER 2025
Fixtures 2nd
rittings
Tangible fixed assets
Cost or valuation:
At I st November 2024
Additions
47.699
1,786
At 3 1st October 2025
49.485
Depreciation:
At I st November 2024
Chargcd
44,178
1.327
At 3 1st October 2025
45,505
Ne¢ book value:
At 31 st October 2025
3,980
At 1st November 2024
3,521
Fixed #sset investments
2025
2024
Quoted Investments:
Mark¢t value at I st November 2024
Add- Acquisitions at cost
Add= gainl(loss) on revaluation
110.486
6,243
3,961
108,504
5,850
(3.868)
Market value at 31 st October 2025
120,690
110,486
Stock5
Goods for resale
Office stationery
131
351
131
1,136
482
1,267
10 Debtors: amounts falling due within one year
VAT re¢overable
Debtors
Prepayments and accrued income
1,646
2.335
18,935
807
8,111
21.600
22.916
30,518
11 Cash at bankand in hand
Bank deposit accounts
Suspended Wls deposit
Bank current a¢counts
Cash and travel float
71,119
4,986
4.027
303
70,256
4,920
5,310
1.196
80.435
81,682

ii.
ST
NOTES TO THE Accouf4TS FOR THE YEAR TO 31 OCTOBER 2025
12 Creditors: amounts falling due within one year
2025
2024
Trade credilors
Accruals and deferred income
Taxes and social security
Other creditors
1,270
21,826
593
1,538
3.055
23,643
278
176
25.227
27,152
Deferred income comprises event income recciv¢d in advance which relates to future
accounting periods.
13 Unrestricted funds
Balanc¢ at 1st November 2024
Income
ExpendI￿re
Transfers
45.563
19.905
177,792
188.113
(175.838) (164,751)
2,296
Balancc at 3 1st October 2025
47,517
45.563
14 Designated funds
2025
Property
Fund
Total
2025
Balance at Isi November 2024
Income
Expenditure
Unrealised gains on investments
Transfer
388,947
388,947
3,961
3.961
Balance at 31 st October 2025
392,908
392,908
2024
Property
Fund
Total
2024
Balance at 1st November 2023
Income
Expenditure
Unrealised (losses) on investments
Transfer
392,815
392.815
(3,868) (3,868)
Balan¢e at 3 1st O¢tober 2024
388.947
388,947

13.
NOTES TO THE ACCOUNTS FOR THE YEAR TO 31ST OCTOBER 2025
16 Endowment fund
2025
2024
As at 31 st October 2024 and
at 3 1st October 2025
2,813
2,813
17 Relgted parties and Trustee Expenses
Ln 2025, the Oxfordshire Federation of Women's Institutes (OFWI) collected affiliation fees on behalf
of the National Federation of Women's Institutes (NFWI) amounting to £51,646 (2024: £50,460).
In carrying out its activities the OFWI follows policies laid down by the NFWI as do all other County
Fedcrations.
10 (2024.. 9) Trustees wcre reimbursed for travel and other expenses incurred on Federation business in
the year amounting to £1,522 (2024: £1,936).
18 Support costs
2025
2024
Etnployment costs (note 4)
Administration costs
Legal and consultancy costs
Governance costs (below)
Sundry expenses
43,608
10,258
2,000
2,434
431
40.937
2,297
3.100
2.208
725
58,731
49,267
Governance Costs
2025
2024
Independent examiner's fee
Annual filing fee
2,400
34
2,195
13
2,434
2,208
19 Operating lease commitments
At 315t Octobcr 2025 the charity was committed to make the following payments in respect of operating
leases.
Land and buildiny
2025
2024
Within one year
2-5years
More than 5 years
19.550
78,200
39,100
19,550
78,200
58,650
The total amount of financial commitmcnts not included in the balance she¢t is £134.850 (a fifteen-year
lease wa5 Si8ned on 12th September 2017).