{"country": "England & Wales", "charity_number": "1016630", "register_url": "https://register-of-charities.charitycommission.gov.uk/en/charity-search/?p_p_id=uk_gov_ccew_onereg_charitydetails_web_portlet_CharityDetailsPortlet&p_p_lifecycle=0&p_p_state=maximized&p_p_mode=view&_uk_gov_ccew_onereg_charitydetails_web_portlet_CharityDetailsPortlet_regId=1016630", "name": "FOUNDATION FOR CREDIT COUNSELLING", "known_as": null, "other_names": [{"name": "CCCS", "name_type": "Previous name"}, {"name": "CONSUMER CREDIT COUNSELLING SERVICE", "name_type": "Previous name"}, {"name": "STEPCHANGE DEBT CHARITY", "name_type": "Working name"}], "status": "Registered", "date_registered": "1993-01-28", "date_removed": null, "legal_form": "Charitable company", "area_of_benefit": "UNITED KINGDOM", "address": "123 Albion Street, Leeds", "postcode": "LS2 8ER", "phone": "08001381111", "email": "contactus@stepchange.org", "website": "www.stepchange.org", "lat": 53.800716, "lng": -1.545812, "activities": "Foundation for Credit Counselling's principal activities are to provide free debt advice to the financially distressed and following advice either via telephone or online, to provide a range of debt management solutions to meet client needs such as debt management plans and a range of insolvency solutions.", "purposes": null, "what_charity_does": null, "charitable_objects": "3.1 THE PREVENTION OR RELIEF OF POVERTY AMONGST PERSONS WHO ARE IN DEBT  (PARTICULARLY IN THE UNITED KINGDOM) BY: (1) THE PROVISION OF ADVICE TO ASSIST SUCH PERSONS TO RE-SCHEDULE AND RE-FINANCE THEIR BORROWINGS; (2) THE PROVISION OF FINANCIAL EDUCATION TO ENABLE SUCH PERSONS TO MANAGE THEIR FINANCES MORE EFFECTIVELY; (3) THE ESTABLISHMENT AND SUPPORT OF COUNSELLING CENTRES TO WHICH PERSONS MAY RESORT FOR ADVICE ON DEBT MATTERS GENERALLY; (4) THE ESTABLISHMENT OF AN INSOLVENCY PRACTICE TO WHICH SUCH PERSONS MAY RESORT AS AN ALTERNATIVE SOLUTION TO DEBT PROBLEMS; AND (5) THE ESTABLISHMENT OF SUCH OTHER SERVICES OR PRODUCTS FOR THE PUBLIC BENEFIT TO ASSIST IN THE RELIEF OF POVERTY3.2 TO ADVANCE THE EDUCATION OF THE PUBLIC IN GENERAL (AND PARTICULARLY AMONGST PERSONS IN DEBT OR AT RISK OF FALLING INTO DEBT) ON THE SUBJECT OF FINANCIAL BUDGETING, FINANCIAL PRODUCTS AND FINANCIAL SERVICES", "classifications": [{"type": "How", "code": 306, "description": "Provides Services"}, {"type": "What", "code": 105, "description": "The Prevention Or Relief Of Poverty"}, {"type": "Who", "code": 207, "description": "The General Public/mankind"}], "areas_of_operation": [{"area_type": "Country", "area_description": "Northern Ireland"}, {"area_type": "Country", "area_description": "Scotland"}, {"area_type": "Region", "area_description": "Throughout England And Wales"}], "latest_income": 58431000, "latest_expenditure": 59525000, "fin_period_start": "2024-01-01", "fin_period_end": "2024-12-31", "financial_years": [{"start": "2024-01-01", "end": "2024-12-31", "income": 58431000, "expenditure": 59525000, "assets": 13212000, "funds": 13212000, "num_employees": 1137, "accounts_url": "https://files.opencharities.uk/ew/1016630/2024-12-31-accounts.pdf"}, {"start": "2023-01-01", "end": "2023-12-31", "income": 54731000, "expenditure": 59467000, "assets": 14803000, "funds": 14803000, "num_employees": 1115, "accounts_url": "https://files.opencharities.uk/ew/1016630/2023-12-31-accounts.pdf"}, {"start": "2022-01-01", "end": "2022-12-31", "income": 62002000, "expenditure": 59938000, "assets": 19539000, "funds": 19539000, "num_employees": 1249, "accounts_url": "https://files.opencharities.uk/ew/1016630/2022-12-31-accounts.pdf"}, {"start": "2021-01-01", "end": "2021-12-31", "income": 60976000, "expenditure": 61590000, "assets": 17475000, "funds": 17475000, "num_employees": 1450, "accounts_url": "https://files.opencharities.uk/ew/1016630/2021-12-31-accounts.pdf"}, {"start": "2020-01-01", "end": "2020-12-31", "income": 60564000, "expenditure": 63402000, "assets": 18089000, "funds": 18089000, "num_employees": 1527, "accounts_url": "https://files.opencharities.uk/ew/1016630/2020-12-31-accounts.pdf"}], "documents": [], "trustees": [{"name": "Barbara Helen Dean", "chair": false, "appointment": "2019-01-21"}, {"name": "Christopher Mark Wood", "chair": false, "appointment": "2021-02-01"}, {"name": "Elizabeth Mary Harding", "chair": false, "appointment": "2023-07-01"}, {"name": "Janet Pope", "chair": false, "appointment": "2024-01-01"}, {"name": "Lesley Jane Titcomb", "chair": false, "appointment": "2019-01-21"}, {"name": "Lisa Jane Mellor", "chair": false, "appointment": "2025-06-23"}, {"name": "Michael St John Ashley", "chair": false, "appointment": "2023-07-01"}, {"name": "Nicholas Michael Caplan", "chair": false, "appointment": "2019-02-26"}, {"name": "Ramondeep Kaur", "chair": false, "appointment": "2025-06-30"}, {"name": "Sean Lynskey", "chair": false, "appointment": "2025-06-23"}, {"name": "Susan Acton", "chair": false, "appointment": "2023-07-01"}, {"name": "Yvonne Jean Klimaytys", "chair": false, "appointment": "2021-07-01"}]}