Trustoos. Annual Roporl for the poriod FerKMI skrt daté PerioEi 8nd d Ywr From J•n To )151 Srclion A Reference ano aaministralion details Charlty narno ReynaklslM Viifage Hall Awciation otkr namas ¢harity IG I(nuwTr by e•pistefad ¢harnty number (if ary) T015197 c￿rty s principal addrE8 Roynoldston Vill•Je Hall ReynrAdsto swa￿ev1 P¢Jtcod• Names ot th• ¢h4rity v•ho mu•y• the charlty TnAte¢ nam• l¥ L14tW If rvA hrMthol• Oint Hugh Johes Jennrfer Cjemgnts Enid Jones Alah Bryant Paul ValaiTQ Gary E￿$ Sh&ila Wi'lliams Mart Sandles Chair Finan￿ Offic S9Gretary Jo 11 12 13 14 15 16 17 le Nam¢9 pf lh• tN91ees fof the charlty, rf ary. (for examplt. any CLtyIDdian trnileMI Narn• Datès act•d11 nol for whDle ames and addr•%s•K of adv%sEts (Oplonal Inf•rmatiom) po ol advisor +larn¢ AddrEgS am• ot chief executive or n•m•s ot *•nior4laft rnembers {OploDal I￿lo￿nall0￿ Section B Structure, governance and management rlputsn ol th• charity's tTh$ts Trust Deed dotad 1992 Type of governiry thicument Hth¥ IM chaiiiy is constilub The ch8rfty1s a nDTrInCo￿Qrat￿j tArtity Trth %*ction n*thods R89iderts and rep￿￿n￿1VeS of intor•st•d bodies who express An In1ere￿ to Truslees are inviled tojoj'n th8 board of T￿￿tOeS dtrlonal ga¥•rnance is¥ues (OpffoTral ImformatiDn> ou n￿¥ thog*e lo iTrJud• ddilional inlDrnation, levant, about It planned lo appoint Tru5tee3 in 2D23 ￿ replaGg those exigting Srustee5 yfflsh to starxl d(p*n in 2023. poI￿leS and procedures dopbj lor th• in0uctiDn and training of tr¢Jslee6,' Ch￿1￿.5 O￿an158110nol stwdur8and any WKle eiwort with wllich the chzriiy works: tdab(wthip wth 8ny relat partias,. trustg0É' ￿nsidera[1D￿ of and the sy¥lffl and pro¢odur•s to manage them. Section C Ob"eGtives and activities AS Set out in Ihe Trust Dèed.... .. The Ass0oiatM￿, acquired lh& &VDpthy as FIfjyDoktston VJty H811. Icp Ih*i il ¢¥Jon tfUSt for t1￿ Ipse ￿the ffp1p8tsl￿Pts lrfthg of ReymhJb"lon Lrflle Re￿ bvthoul d6fffKliM ofpo1tl￿aI, RJigiou8 Orollrgr'opin￿nS iiicknKw the use andcfa3se5 and lur olhwfofft]s of f4Lifftati￿ a(Kl kR2ufe INy￿ (%￿paI10￿ wiÈlJ the cbFGt thc Glond￿ I1￿ sa￿￿*?b￿an1x ITNst DO￿lCon￿li1uli0￿ly92) Sumrn?ry of tho obiects of the Gharlry Sfrt out ITh its gov¢¢nlng ¢lo¢um•nt AR arch X112 Tho Hall fj1VTrW is Yurt tts ensu￿ the a£ s81 oul in Ihe TTusl Deed Isee alxwel. Et is primanly a fa¢ilty that ￿ 4wailaNe for re*'derrts and gr¢Jups lo rgnt for meetings and act￿ltIeS. As the Ttuslee& ar abla to ￿Sur• Ihe Mairt adi¥itie% 1xrri￿1 OUL (or tho publr ban&frt. ¢harge6 tr iortal are ￿ al oraded18V81s Iho It)￿1￿ of wthi¢h •r¢ availatle to locd regular users and are iruoa$od for ￿n-t￿G￿l ws. This PDlicy IRlps Meat tha obifjdivos of Ihe Ttua by ensuring the facilrtieA ¥• availabl• al tho Iwesf CD¥t lo the iTknabitants of Ihe Villa9a. Umrnary of the tiviiip¥ vndertxk•n for th• lJlic b•m•fit in r•latlon lo • olycts Iln¢ludg ¥Athln is soctiDTr th9 Gla￿l￿ry l•ra11on thai tru$tets hive ad r¢gord lo thE g¥idance ssued by t1￿ Charity onynission on publlG dilional d•lall% ol ¢¥KOv•s and acllvlli*S (OPtiD￿l infvnnitionl 1. RVHrt dDe8 maké granl payments. 2. 1*10 invastmants arg m* ewpi its the irthsEiu¢tsJre of Ihe Hall. 3. RlfWA is run day to (lay by a group of vc4unteet5. m5de up of lo¢al residents. They ate the Dperaling team and ujver r￿juS dulles lrtludlng keyhdding. bJc*ing5. mairtswnc nlg. ¢￿anIng arKI gen￿al •lmini*ati¢M. ou may ¢hoose lo snclud? ufihe¢ stttemèrrts, 4thre elEvanl, slx)ut policy on granlmakvw- PDfJ'cy programme raja￿1 investment ¢ontrilArflon mad• by v¢lunt••rs. 2012 eclion D Achie'.Jeiii¢nts and oprfoL mance nvnary ollhe maiTr 1oV6rt)ents of tha eharlty urtno theyur Tho follLM4Tng ihould bob noted ag the main achi9ver0e￿ in 2022 l. Rental charges remained wichgrbg¢d fiJTlhB 51h year wnnin9, 2. By Y￿rkIng al tho H*1 by the en¢J o12Q22 ever4ts held in tho Hall were bath to w￿C0¥1d Rental incomo C￿inueS to Thprove. 3. The moirt rAMnplebl in 2D22 was Ihg VFgrading of Ihe il* off tha main Hall, This includad imprv4ed a focus on &8se dcleanirKJ. hE4V I7￿rir¥j and a mor? effmxenl hol wat syglem. Grants oblairnd to fur￿ Ihe projecl. 4. Wortiro n ox)ThatA>rdlioTr wilh loe81 yDung famili94 granls wete obtaw*d tts purthas& wuipmertt to be rnado avadable 1¢ a pre. hoDI pl8ygmup thGh is hdd in the Hall once a weEk. S. Covid sale prrJcBdures and certain réBtndions were urtroduced in 2020. In Awust 2022 Tenns and ¢ondilion9 were amended 1¢ Ihp wAIMlrawal of fe4tidM)n8. This vrds in lin¢ wlh trbo rolwgrt Wefqh Govommefil rulE¥ and 9uldglK•. 2012 eclion E Financial review rill st*menl of the rivs poliry ra8ar¥•s Cash re*rves may bg held under 3 13tegoriE9. 1. A target Minim￿ balan¢x* of approxim*ly £6500 is held on1h¢ current aC¢¢Mrt At 4nd ¢f 2022 the balarts was £12,005 2. A balan¢e is heAd on a depo8it aixounl at IE851 equal to th• batyn￿ on in*rest freè loan$ Obtained from Swar&a City C¢wn¢il. ThE balan(g al Ihe end ol 2022 was £12.786 3, FuThls rai60d ftr wrtal proi¢¢t6 wdl, Ir mat•rial, be maintained s&p¥atety from tha (iurent éccounl. Tre Balance on Ihi& acxount is ¢urrffQly held in r¢ser¥e Dn behatt ol Gokyer Film ¢lub. 11 WIN be eid to tha Cl￿ irt 2023. Ils of any lunth IiiateriaFIy defi¢it rthff finanGlal d•ta116 (Oplion•l lrf•rni*tI￿I u may ¢lKYJx to Incl See comm•nts under 8eLtions oft ashIeVem￿￿$ aThJ polw on r4s*rvts. Ètional inf¢Jrmation. whwe tevani 3bcxrt: the thanty's prin¢ipsl sourEe8 of lunds (wKauding any fundralsing): how expendituro has SuppDrted tho key obieckns of the chaTity,' investmanl poli¢y 8Th1 obiedives ￿d￿dI[￿ any gthi¢al inve&trnent pofj adopted. Tho aKounts which have beert ¥ubject to an Independent EYarnin8tiDn incJud¢ tull details incothE suur(￿ and the CDSt of maintenance pri)pets. ction F Other oplional information ction G De¢laration tNsteB% d•¢loTh that they hav• approwrd lh• tr••s' repDrt abova. nEd on h•hall rfthe rtharty $ tni¥tees 8lgnaturels) Full naThE(s1 Ill¢n leg 5•cr•tary. G￿lT, etc) Hugh J¢n65 Cha T1 MaKh 2023 2012 **REYNOLDSTON VILLAGE HALL ASSOCIATION FINANCIAL STATEMENTS FOR YEAR ENDED 31 DECEMBER 2022 Re istered Charit No 1015197 g y** |||||||| |---|---|---|---|---|---|---| ||**REYNOLDSTON VILLAGE HALL ASSOCIATION**|||||| |||||||| ||**Year ended 31.12.22**|||||| |||||||| |||||||| ||Contents||||Page 1|| ||Independent Examiner’s Report||||Page 2|| ||Statement of Comprehensive Income||||Page 3|| ||Balance Sheet||||Page 4|| ||Notes to the accounts||||Page 5|| ||Notes to the accounts||||Page 6|| ||Detailed P&L - Hall||||Page 7|| ||Detailed P&L - RVN and E-Mail||||Page 8|| |||||||| |||||||| ||||page 1|||| |||||||| |**Reynoldston Village Hall Association**|**Reynoldston Village Hall Association**|**Reynoldston Village Hall Association**|**Reynoldston Village Hall Association**|**Reynoldston Village Hall Association**|**Reynoldston Village Hall Association**|**Reynoldston Village Hall Association**|**Reynoldston Village Hall Association**|**Reynoldston Village Hall Association**| |---|---|---|---|---|---|---|---|---| |**Statement of Comprehensive Income for theyear ended 31.12.22**||||||||| |**incorporating the Income and Expenditure Account**||||||||| |||||||||| |||||||||| ||||**Notes**|**Unrestricted**
**funds**|**Restricted**
**funds**|**Total Funds**
**2022**||**Total Funds**
**2021**| |||||||||| |**Income**||||||||| |||||||||| |Hall rental & heatingincome||||8,850||8,850||3,610| |Hall donations||||1,050||1,050||749| |Hallgrants||||19,045||19,045||11,600| |Gift Aid||||4,380||4,380||-| |Reynoldston Village News income||||2,385||2,385||2,323| |Reynoldston Village News sponsors||||395||395||410| |E-mail server income||||600||600||640| |Deposit account interest||||12||12||1| |Other income||||-||-||-| |||||||||| |**Total income resources**||||**36,717**|-|**36,717**||**19,333**| |||||||||| |||||||||| |**Expenditure**||||||||| |||||||||| |Hall runningcosts||||33,041||33,041||7,771| |Reynoldston Village Newspublication||||1,784||1,784||1,760| |E-mail server runningcosts||||360||360||360| |Depreciation charged||||6,540||6,540||6,979| |||||||||| |**Total expenditure**||||**41,725**|**-**|**41,725**|**-**|
**16,870**| |||||||||| |||||||||| |Net incomingresources before transfers||||(5,008)|-|(5,008)||2,463| |Total funds brought forward|||8|415,125||415,125||412,662| |Transfers between funds||||||-||-| |||||||||| |||||||||| |**Total funds carried forward**||||**410,117**|-|**410,117**|**-**|
**415,125**| |||||||||| |||||||||| |This statement of Financial Activities includes all gains and losses in the year and therefore a statement of the||||||||| |total recognised gains and losses has not been prepared||||||||| |||||||||| |Detailed income and expenditure accounts for All, Village News andreynoldston.com appear on pages 7 and 8||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |page 3||||||||| |||||||| |---|---|---|---|---|---|---| |**Reynoldston Village Hall Association**||||||| |||||||| |**Balance sheet**||**Notes**||**As at**||**As at**| |||||**31-Dec-22**||**31-Dec-21**| |||||||| |**Net assets**||||**£**||**£**| |||||||| |Fixed assets|Hall Purchase & Renovations|||373,099||373,099| ||Hall Equipment|2||18,535||23,984| |Current assets|Cash at Bank|||26,307||38,726| ||Sundrydebtors andprepayments|3||1,898||6,092| ||Consumable stores|4||1,109||874| |||||||| ||Total assets|||420,948||442,775| |||||||| |Liabilities fallingdue within 1year|Accruals|5||1,961||875| ||Loan|6||1,700||1,700| |Liabilities fallingdue after 1year|Loan|6||6,800||8,500| |Deferred income||7||370||16,575| |||||||| |Total liabilities||||10,831||27,650| |||||||| |||||||| |**Net assets**||||**410,117**||**415,125**| |||||||| |||||||| |**Funded by**||||||| |||||||| |Restricted fund||8||-||-| |Unrestricted fund||8||410,117||415,125| |||||||| |||||||| |**Total charity funds**||||**410,117**||**415,125**| |||||||| |See notes onpage 5 and 6||||||| |||||||| |||||||| ||**Approved by the Trustees on**||**/03/2023**|||| |||||||| ||**Signed on their behalf**|||||| |||||||| ||**Hugh Jones - Chairman**|||||| |||||||| ||**Reynoldston Village Hall Association**|||||| ||**Reynoldston**|||||| ||**Swansea**|||||| ||**SA3 1AA**|||||| |||||||| ||page 4|||||| ||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---| |**Reynoldston Village Hall Association**|||||||||||| ||||||||||||| |**Notes to the balance sheet**||||||||**as at**|||**31-Dec-22**| ||||||||||||| |Note 1|Accounting convention||||||||||| ||||||||||||| ||The financial statements have been prepared
accordance with the FRS 102 Charity SORP|||under the historical cost convention and in
and the Charities Act 2011|||||||| ||||||||||||| ||||||||||||| |Note 2.|Fixed assets||||Land &
buildings|||Equipment,
fixtures &
fittings|||Total| ||||||||||||| |Cost|opening balance|as at 01.01.22|||373,099|||96,489|||469,588| ||additions||||-|||1,090|||1,090| ||disposals||||-||||||-| ||||||||||||| ||closingbalance|as at 31.12.22|||373,099|||97,579|||470,678| ||||||||||||| |Cum dep'n|opening balance|as at 01.01.22|||-|||72,504|||72,504| ||charge||||-|||6,540|||6,540| ||disposals||||-|||-|||-| ||||||||||||| ||closingbalance|as at 31.12.22|||-|||79,044|||79,044| ||||||||||||| |Net book value||as at 31.12.22|||373,099|||18,535|||391,634| ||||||||||||| |Net book value||as at 01.01.22|||373,099|||23,984|||397,083| ||||||||||||| ||||||||||||| |Depreciation on equipment, fixtures and fittings is charged on a straight line basis over 10 years, except|||||||||||| |computer and similar equipment which is depreciated over 5 years.|||||||||||| ||||||||||||| |The land and buildings has been included in the financial statements at accumulated cost without|||||||||||| |depreciation as a convenient approximation of Market Value. The Hall has been valued for insurance|||||||||||| |purposes in 2017 at a rebuilding cost of £450,000.|||||||||||| ||||||||||||| |Note 3.|Sundry debtors and prepayments|||||||**31.12.22**|||**31.12.21**| ||||||||||||| ||Deposits paid in advance|||||||-|||5,375| ||Grants to be received|||||||1,272|||| ||Rental, Magazine advertisements and heating receivable|||||||626|||717| ||||||||||||| |||||||||**1,898**|||**6,092**| ||||||||||||| ||||||||||||| |In December 2021, deposits totalling £5375 were paid to two contractors appointed to|||||||||||| |carry out a major refurbishment contract due for completion in first quarter 2022|||||||||||| ||||||||||||| |Note 4.|Stock of heating oil|||||||**1,109**|||**874**| ||||||||||||| ||||||||||||| ||||||||||||| |page 5|||||||||||| |**Reynoldston Village Hall Association**|**Reynoldston Village Hall Association**|**Reynoldston Village Hall Association**||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---| |||||||||||||| |**Notes to the balance sheet**|||||||**as at**||||**31-Dec-22**|| |Note 5.|Accruals|||||||||||| ||||||||**31-Dec-22**||||**31-Dec-21**|| ||Electricity|||||||153||||121| ||RVN printing costs|||||||137|||-|| ||Gower Film Club|||||||1,536|||-|| ||Repairs and Renewals|||||||59||||660| ||Other hall costs|||||||76||||94| |||||||||||||| |||||||||**1,961**||||**875**| |||||||||||||| |||||||||||||| |||||||||||||| |Note 6.|Loans|||||||||||| |||||||||||||| ||Balance outstandingon 2018 loan|||||||||||| |||||||||||||| ||Balance b/fwd|||||||10,200||||11,900| ||New borrowings||||||-||||-|| ||Repayments|||||||(1,700)||||(1,700)| |||||||||||||| |||||||||||||| ||Outstandingbalance||||||||**8,500**|||**10,200**| |||||||||||||| |||||||||||||| ||Loans are interest free from Swansea CityCouncil repaid over 10years in 20 equal 6 monthly|||||||||||| ||instalments.|||||||||||| |||||||||||||| |||||||||||||| |||||||||||||| |Note 7.|Deferred Income|||||||||||| ||||||||**-**|||||**-**| ||Prepayment bySwansea CC in relation to toilet refurbishment||||||||||16,125|| ||Prepayment of rental and heatingcharges||||||330||||-|| ||Prepayment of advertisingfor 2022 RVNpublications||||||40||||450|| |||||||||||||| ||||||||**370**||||**16,575**|| |||||||||||||| |Note 8.|There are no restricted funds(2021: £16,125)|||||||||||| |||||||||||||| |Note 9.|Income is recognised in theperiod to which it relates.|||||||||||| |||||||||||||| |Note 10.|There are no relatedpartydisclosures.|||||||||||| |||||||||||||| |Note 11|At 31/12/22, the RVHA held a bank account on behalf of the Film Club.|||||||||||| ||The balance at that date was £1,536, which is owned bythe Club.|||||||||||| ||As soon as the Club establishes its own account, the sum will be transferred to them.|||||||||||| |||||||||||||| |||||||||||||| |||||||||||||| |||||||||||||| |||||||||||||| |||||||||||||| |||||||||||||| |||||||||||||| |||||||||||||| |||||||||||||| |page 6||||||||||||| |**Reynoldston Village Hall Association**|**Reynoldston Village Hall Association**|||||||| |---|---|---|---|---|---|---|---|---| |||||||||| |||||||||| |**Hall operating account**||||**Year ended**||||| |||||||||| |||||**31-Dec-22**||||**31-Dec-21**| |||||||||| |||||Unrestricted
£|Restricted £|Total
£||Total
£| |||||||||| |Income|Hall rental income|||8,349|
-|
8,349||3,354| ||Hall heatingincome|||501|
-|
501||256| ||Donations|note 1||
1,050||1,050||749| ||Grants|note 2||
19,045|-|19,045||11,600| ||Gift Aid|||4,380||4,380||| ||Deposit Account Interest|||12||12||1| ||Other income|||-||-||-| |||||||||| ||Total|(a)||33,337|
-|
33,337|-|
15,960| |||||||||| |Expenditure|Cleaning|||1,941||1,941||1,754| ||Insurance|||1,190||1,190||1,190| ||Electricity|||1,411||1,411||1,286| ||Oil|||979||979||723| ||Water rates|||87||87||157| ||Communications|||813||813||836| ||Hall runningcosts|||1,298||1,298||1,027| ||Repairs & maintenance|note 3||
24,002||24,002||758| ||Consumable equipment|||991||991||-| ||Audit fees|||-||-||40| ||Training|||330||330||| ||Equipment depreciation|||6,540||6,540||6,979| |||||||||| ||Total|(b)||39,582|
-|
39,582||14,750| |||||||||| |||||||||| |**Surplus / (deficit) of income over expenditure**||**(a) - (b) **||
**(6,245) **|
**-**|
**(6,245)**||**1,210**| |||||||||| |||||||||| |Note 1 - Donations|Reynoldston CommunityCouncil|||700||700||150| ||Public|||350||350||599| |||||||||| ||As above|||1,050||1,050||749| |||||||||| |Note 2 - Grants|Swansea CityCouncil|||19,045||19,045||11,600| |||||||||-| |||||||||| ||As above|||19,045||19,045||11,600| |||||||||| |||||||||| |Note 3 - Repair & maintenance|Toiletproject|||22,060||22,060||| ||Electrical work|||1,110||1,110||| ||Roof and scaffolding|||235||235||660| ||Sundryrepairs|||597||597||98| |||||||||| ||As above|||24,002||24,002||758| |||||||||| |||||||||| |||||||||| |page 7||||||||| |**Reynoldston Village Hall Association**|**Reynoldston Village Hall Association**|||||||| |---|---|---|---|---|---|---|---|---| |||||||||| |||||||||| |**Reynoldston News operating account**||||||**Year ended**||| |||||||||| |||||**31-Dec-22**||||**31-Dec-21**| |||||||||| |||||Unrestricted
£|Restricted £|Total
£||Total
£| |||||||||| |Income|Sponsorships|||395||||410| ||Advertising|Note 1||2,385||||2,323| |||||||||| ||Total|(c)||2,780||2,780||2,733| |||||||||| |Expenditure|Printing|||1,784||1,784||1,760| ||Other costs|||||||| |||||||||| ||Total|(d)||1,784|-|1,784||1,760| |||||||||| |**Surplus of income over expenditure**||**(c) - (d) **||
**996**||**996**||973| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |**E-mail server operating account**||||**31-Dec-22**||||**31-Dec-21**| |||||||||| |||||Unrestricted
£|Restricted £|Total
£||Total
£| |||||||||| |Income|Subscriptions|||600|-|600||640| |||||||||| ||Total|(e)||600|-|600||640| |||||||||| |Expenditure|E-mail services|||360|-|360||360| |||||||||| ||Total|(f)||360|-|360||360| |||||||||| |**Surplus of income over expenditure**||**(e) - (f) **||
**240**|**-**|**240**||**280**| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |||||||||| |page 8||||||||| Indop•rdlort Èyarnlvth r•wt lothe￿￿t￿£S OF Rew￿dstO Vwo Hall Assodaow fRVTrW tsr l*e TrusV> Ro4lsiored Chrily l*b IOISI97 report to lh¢ trustees cf RVHA rny examttiaOM ol Ihe arcovrrt5 DI RVHA IDrthe VT endpd 31￿ Decernber. 2022 Respon5ibFlltles and ha￿5 of feport As the tru5tEes of RVHAyou are reSW)￿lb1e forthÈ preparation qrftb¢ attounts in a(￿rdanc* wilh the Tequlremon15 of the Charities Ac120111 the Act'l I repDrt Ih respect of my examln•D'on of ihe Trusvs •tcounts £arrted out u￿leT S 14$ ol lh• t and1n (atplnB rty e¥aminatr'on 1 hw¢ followed all the appllrable Direcuons Er4en by thg Chariry Qjfflrnisslon und2r 5 145IS>lbJ of the Aci. lrtdepeb)dont Examiner's sraternenl I have coffjploted my exathlhathn. I confFrm tb¥ no fflateTial thatters have come to n)y attentyin 4Tr cAxbnectiOD With the eXèrf4ln￿i)Th giviTra me C•US¢ to believe thal ITh any rnalerkal re5peci: I. I&￿unting recnrd5 were kppt in re5pett olthe Tw5t è5 Te4ulYed tsy 5 13¢ of th Act. or 2. The dbd Th)t I￿0[d wh¢h thchse record, or g. The attLwr*ts do not ccvthply *l¢h the appli¢able requirements concernin£ ihe forni afid corthnt ol the a¢t4Nints SEt￿￿t in the Chirrties { J£counrs and Reports) ReEulaliDll5 21x18 Diher than any rnquirement the accDunt5 gl¥0 a 'true and frair view ' whlth is nDt • u)nS￿ered •s part of an ind4p•ndert exaTlir&ilon. I havp no uJnCEms &nd hwe corne a¢rD55 no othef ft)aitef5 In cAJnne¢lion wrth thE e￿MinatI1￿ ID thith atlefitSon should be drxn in this rpwrt In order t¢ efiable a proper utsd*rstsndinB of Ihe xcount5 to be r¢3chèd. Chrfs Sweèiland Memberof ICAFW 5p CoiiaE Perriswooé S432HN March >d. 2Q23