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2023-08-31-accounts

Registered number: 2681512 Charity number: 1014651

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 AUGUST 2023

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

CONTENTS

Page
Reference and administrative details of the Company, its Governors and advisers 1 - 3
Trustees' report 4 - 12
Independent auditors' report on the financial statements 13 - 16
Statement of financial activities 17
Balance sheet 18
Statement of cash flows 19
Notes to the financial statements 20 - 39

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

REFERENCE AND ADMINISTRATIVE DETAILS OF THE COMPANY, ITS GOVERNORS AND ADVISERS FOR THE YEAR ENDED 31 AUGUST 2023

Governors

Ms S Hamilton, Chair of Governors Mrs H Campbell Mrs G Costello Dr D Coughlan Mr M Edwards Mr A Esguevillas Lete Mrs E Morris Mr J Richards Mr D McNulty (retired 14 October 2022) Mrs M Patterson (retired 11 January 2023)

Company registered number

2681512

Charity registered number

1014651

Registered office

Cross Deep Twickenham Middlesex TW1 4QJ

Page 1

ST CATHERINE'S SCHOOL TWICKENHAM (A company limited by guarantee)

REFERENCE AND ADMINISTRATIVE DETAILS OF THE COMPANY, ITS GOVERNORS AND ADVISERS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2023

Senior staff

Headmistress: Mrs J McPherson BA (Hons), DipED, MA

Bursar, Clerk to the Governors and Company Secretary: Mr A Ferguson MA (Cantab), MA (Dunelm), FCA until 30 August 2023

Bursar, Clerk to the Governors and Company Secretary: Jonathan Hughes BA (Hons), FCA from 31 August 2023

Senior Deputy Head: Mrs A Saunders MA (Cantab), PGDL, QTS

Head of Prep: Mrs S Marsh, BEd (Hons), MA, NPQH – until 30 April 2023

Head of Prep: Ms C Sharps BA (Hons) – from 1 January 2024

Head of Sixth Form: Mr H Warner, BA (Hons), PGCE – until 31 August 2023

Head of Sixth Form: Mr C Stringer BA MA – from 1 September 2023

Deputy Head Academic: Mrs J Hennis Rowe, BA (Hons), MA, PGCE

Deputy Head Pastoral: Mrs L Eagers, BSc (Dunelm), MEd (Cantab), PGCE (Cantab) Independent auditors

Feltons Chartered Accountants 1 The Green Richmond Surrey TW9 1PL

Bankers

National Westminster Bank plc 25 King Street Twickenham TW1 3SU

Solicitors

Veale Wasbrough Vizards Orchard Court Orchard Lane Bristol BS1 5WS

Page 2

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

REFERENCE AND ADMINISTRATIVE DETAILS OF THE COMPANY, ITS GOVERNORS AND ADVISERS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2023

Pension Advisors

HFS Feltons Financial Services Limited Wonersh House, The Guildway Old Portsmouth Road Guildford Surrey GU3 1LR

Insurance Brokers

PIB Insurance Brokers Ltd Poppleton Grange Low Poppleton Lane York YO26 6GZ

Property Consultants

The Beattie Partnership Madison House Little Peter Street Manchester M15 4QJ

Page 3

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

GOVERNORS' REPORT FOR THE YEAR ENDED 31 AUGUST 2023

The Governors (who are also directors of the charity for the purposes of the Companies Act) present their annual report together with the audited financial statements of the Company for the period 1 September 2022 to 31 August 2023. The Annual report serves the purposes of both a Trustees' report and a directors' report under company law.

The Trustees confirm that the Annual report and financial statements of the charitable company comply with the current statutory requirements, the requirements of the charitable company's governing document and the provisions of the Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (effective 1 January 2019).

Structure, governance and management

a. Constitution

St Catherine's School Twickenham was founded in 1914. On 27 January 1992 it was incorporated as a charitable company, limited by guarantee, registered in England and Wales under company number 2681512 and charity number 1014651. The governing document is the Memorandum and Articles of Association dated 7 December 2009.

b. Organisational structure and decision-making policies

Under the Memorandum and Articles of Association, the Governors are the members and the Directors of the Company. Under clause 4 of the Articles of Association, the Board of Governors consists of not less than four and not more than fifteen individuals. All Governors are eligible for re election. The Governors who served during the year end and since are shown on page 1 of these financial statements.

The Governing Body is legally responsible for the overall management and control of the School and meets at least three times per year. The Governing Body delegates to Committees the duties specified under the name of each Committee and may, as they see fit, refer other matters to them respectively from time to time. The current Committees of the Governing Body are as follows:

Finance, Premises and General Purposes Education Safeguarding Health and Safety

In the opinion of the Board of Governors there is no individual able to exercise significant control over the company, in accordance with the Companies Act 2006.

The day to day running of the School is delegated to the employees who are considered to be key management personnel, being the Headmistress and the Bursar and Clerk to the Governors, supported by other members of the Senior Management Team, being the Senior Deputy Head, the Head of Prep, the Head of Sixth Form, the Deputy Head (Academic) and the Deputy Head (Pastoral).

The remuneration of key management personnel is set by the Board. The appropriateness and relevance of the remuneration policy is reviewed annually including reference to comparisons with other independent schools to ensure that the School remains sensitive to the broader issues of pay and employment conditions elsewhere. Delivery of the Company’s charitable vision and purpose is primarily dependent on our key management personnel and staff costs are the largest single element of our charitable expenditure.

Page 4

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

GOVERNORS' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2023

Structure, governance and management (continued)

c. Methods of appointment or election of Governors

The Charity’s elected Governors are appointed at a meeting of the Board on the basis of nominations received from existing Governors and the Headmistress to the Board’s specifications concerning eligibility, personal competence, range of specialist skills and local availability.

d. Policies adopted for the induction and training of governors

New Governors are inducted into the workings of the School, including Board policy and procedures, through an informal induction programme, including visits to the School, meetings with senior staff and the provision of information relevant to being a Governor and Trustee. Training, seminars and conferences are available to all Governors to enable them to keep abreast of developments affecting the School and the independent school sector.

Objectives and activities

a. Policies

Charitable Objects

The objects of the Charity, in accordance with its Memorandum and Articles of Association, are the advancement of education generally and, in particular, the provision and conduct of an independent Catholic day school for girls, who are educated from the age of five up to the age of eighteen. In the furtherance of this Object the Governors, as the charity trustees, have complied with the duty in section 4 of the Charities Act 2011 to have due regard to the Charity Commission’s published general and relevant sub sector guidance concerning the operation of the Public Benefit requirement under that Act

In meeting these objects, the School’s aim is to be a place where girls of all faiths are helped to achieve their personal best and to be part of a friendly and welcoming community. Our goal is to be a school that lives the Gospel values, promotes the dignity of every individual and is committed to inspire all pupils to achieve academic excellence. The spiritual, moral, social and cultural development of pupils is supported through the faith life of the School, which is welcoming and focused on building self worth and belonging. We actively promote the fundamental British values of democracy, the rule of law, individual liberty, free speech and mutual respect and tolerance of those with different faiths and beliefs. The School’s goal is also achieved through a wide range of opportunities for all pupils preparing them for the challenges of adult life and helping them to understand and fulfil their responsibilities to self, family and the wider community.

Public benefit aim

The School’s public benefit aim includes its admissions policy, to widen access by assisting students from lower income, or otherwise disadvantaged families, to benefit from a St Catherine’s education. It is a requirement that applicants are in sympathy with the Catholic ethos of the School, and selection procedures are also accessible to all applicants regardless of ethnicity, disability or background. We aim to provide the highest quality of academic tuition and to develop the provision of a wide range of opportunities for all pupils, irrespective of their means, faith or cultural background. The School also makes its facilities available to the wider local community.

The School’s public benefit aim also includes being a valued and responsible member of the community, through building strong mutually beneficial relationships with other schools and community organisations.

Page 5

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

GOVERNORS' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2023

Objectives and activities (continued)

The Board’s main objectives are

(i) to educate pupils to high levels of personal and academic achievement

(ii) to further develop marketing strategies to increase pupil retention and recruitment

(iii) to further improve communication, both within the School and to external parties

(iv) to continue to improve the fabric of the School, its facilities and resources

In setting objectives and planning for activities, the Governors have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance 'Public benefit: running a charity (PB2)'.

b. Strategies for achieving objectives

(i) Staffing: to maintain the existing high teacher/pupil ratio; to appoint new teaching staff, including staff to support the strength of the School’s mission and ethos, together with additional admin roles to support HR, Marketing, IT and other roles;

ii) Pupils: to continue to monitor and develop pupils who have been identified as Able, Gifted & Talented; to develop schemes of work throughout Key Stages 3, 4 and 5; to cater for GCSE and A Level exams; to continue to develop the new reporting structures; to continue to develop co curricular provision, and to focus on well being and self worth; to further support pupils through university applications processes; to continue to develop senior and middle management skills, so as to better enable department and pupil progress; to continue to develop the Careers programme;

iii) Marketing: to continue to develop marketing materials, and promote a strong and attractive image of the School through the website and social media; to use analysis about the admissions process to improve pupil recruitment; to further develop and maintain effective communication with prospective parents; to continue to raise the School’s profile externally through participation in external events and competitions; to continue to market departmental and whole school successes, including via social media; to monitor and improve transition from Prep to Senior School; to carefully manage the changes in Prep as part of St Catherine’s 2025;

iv) Communication: to improve the School website; to ensure all necessary information is readily available on the website; to further develop and improve communications with current parents; to build on the new opportunities afforded by the implementation of the School’s platforms, iSAMS and My School Portal;

v) Community: to continue to make the School’s facilities available to the local community, including with St Mary’s University and the Diocese of Westminster; to further develop the regular community newsletter; to further develop links with local primary schools both in the state and independent sectors; to improve the site, including Music & Art facilities, and sporting facilities.

c. Activities undertaken to achieve objectives

The Charity principally provides education in the Royal Borough of Richmond for girls from the ages of five to eighteen. This year the school's student population averaged 438 pupils (2022: 434), of whom 357 (2022: 341) were in the Senior School.

Page 6

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

GOVERNORS' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2023

Strategic report

Achievements and performance

a. Review of activities and factors relevant to achieve objectives

Operational performance of the school

This was another strong year for GCSE results at St Catherine’s.

GCSE results were outstanding with a value added score of approximately 1. 36% (2022: 37%) of pupils achieved grades 9-8, 56% (2022: 57%) achieved 9-7 and 76% (2022: 76%) achieved grades 9-6

It was a highly successful year for St Catherine's A Level pupils which was matched with a very strong range of university destinations, with the majority of the year group winning places at Russell Group institutions:

42% (2022: 46%) of the grades were A A; 78% (2022: 78%) of the grades were A B; 11% (2022: 14%) of the grades were A*.

The School has enjoyed more success with academic competitions, with pupils winning national STEM and Maths awards.

Pupils have continued to enjoy a wide range of co curricular activities. Sporting provision has been enhanced with a more varied PE curriculum, extra fixtures and more staffing.

Our pupils continue to excel at sport, winning medals internally, locally, nationally and internationally. Assembly celebrations regularly include praise for outstanding achievement. We continue to have considerable success in national gymnastics and rowing competitions, the National Athletics Finals, the ISA and National Cross Country and national schools swimming competitions. Individual girls also enjoy success at regional and county level swimming and trampolining. Other successes have been achieved across boxing, karate, dance, badminton and horse-riding.

The Duke of Edinburgh’s Award Scheme remains very popular with the older girls and numbers participating at Bronze, Silver and Gold levels are strong.

Our musicians have had great success in their Associated Board exams, and drama pupils achieve high LAMDA grades. The drama productions were also great successes, as were the choir concerts, and a pupil cast and crew from the School perform at the Edinburgh Fringe every two years.

St Catherine’s placed first at the 2023 ISA Debating finals, and first in the key stage three ISA Debating competition in Spring 2024. Other ISA opportunities include Music and the Shakespeare Monologue competition and this year St Catherine’s Prep pupils won both of these.

Facilities

Recent improvements to our facilities this year have included the completion of a new and much enlarged changing room and green room facility, to support sports PE teaching and events, together with musical and drama productions in the School. Internal offices were reconfigured and an exams office was relocated and enlarged. The medical room was repositioned and improved. Comprehensive utility upgrades, including roll-out of LED lighting, boiler enhancements and refurbishments and security facility improvements were undertaken. Improvements were made to IT infrastructure as well as the appointment of a newly created Strategic Technology Manager to oversee implementation of a comprehensive IT strategy.

Page 7

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

GOVERNORS' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2023

Strategic report (continued)

Achievements and performance (continued)

Public Benefit

Through the School’s Public Benefit activity, St Catherine’s aims to be a valued member of the community, sustaining strong relationships with local maintained schools and other civic bodies. Additionally, the School encourages our pupils in their altruistic activities, supporting local, national and international initiatives for the wider good. The School is pleased to make facilities available (including the swimming pool and the Hall) to other school and community groups.

Public Service by Staff:

Several members of staff have governing roles in maintained primary and senior schools. Other staff contribute to the community in roles within their churches and other volunteer groups, including a staff member who serves as chair of a group supporting refugees in the community through a local organisation Refugees Welcome in Richmond, and another who serves as a Deputy Commissioner within the Scouts. The Chaplain supports the work of the Catholic Children's Society (Westminster), helping to lead their annual Christmas celebration at Westminster Cathedral.

Links with Local Maintained Schools and Community Groups:

St Catherine’s continues to forge links with the wider community. We have maintained our very good relationship with St Mary’s University, including support for trainee teachers, and attendance at weekly Mass, where pupils read and sing for the congregation; local parishioners are also invited to attend feast day Masses at St Catherine’s. We have further developed strong links with St James’ Catholic Primary School, including liaison about inspection preparation and a secondment from St Catherine’s, whereby we are now pleased to provide a part time Chaplain. We also support the Twickenham Choral Society with subsidised access to our facilities and through financial donations to support specific programmes of events in the local community. Staff are also working on projects to widen music partnership with the maintained sector.

Links with local groups include the School’s commitment to charity. St Catherine's pupils work hard to support a number of organisations, including the Richmond Christmas Dinner Fund, Mary’s Meals and Justice Defenders.

The School also has links with Pope’s Grotto Preservation Trust. The Headmistress sits on the board and we help the objectives of the Trust by opening up the School to host visits to the Grotto.

Facilities:

We continue to make our School facilities available, either free of charge or at subsidised rates, to local and other charitable groups within and outside school hours. The School remains committed to working with other schools in the area, both independent and state, to support and enhance pupils’ educational experience. Examples of such support include providing resources and support to a number of local maintained schools, making our swimming pool and vehicles available to schools either free of charge or at subsidised rates and providing officials for various County Sporting events, like netball and cross country championships.

Bursary Support:

We continue to offer means tested bursaries, increasing access to families who would not otherwise be able to send their daughters to the school. During this academic year 36 (2022: 34) pupils have benefited from our Bursaries programme, including two Ukrainian refugees, with six families benefitting from 100% remission of tuition fees.

Page 8

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

GOVERNORS' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2023

Strategic report (continued)

Achievements and performance (continued)

The spiritual life of the School

The spiritual life of the School is an important part of each day at St Catherine’s. Whole School, Senior, Prep and House Assemblies all include prayer and worship. The Chaplaincy have especially important roles, supporting the programme for Mass and liturgies, running retreats and working with other staff to support pupil faith formation and wellbeing.

Throughout the year Mass was celebrated at the School on Holy Days of obligation and special feast days. St Catherine’s Day at the end of the Summer Term is an established school event, and includes a Mass for the whole community. A rota enables pupils from each Year Group to attend the Parish Mass on Tuesdays at St Mary’s University.

Several pupils in the Senior School received the Sacrament of Confirmation, and many Prep girls received their first Holy Communion. Members of staff attended the Masses to share in the celebrations with the girls.

The School Travel Plan

The School’s Travel Plan has been awarded Gold level accreditation with STARS, a national scheme which has the objectives of promoting active travel to school, reducing congestion and improving safety around schools.

b. Going concern

After making appropriate enquiries, the governors have a reasonable expectation that the School has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the Accounting Policies.

c. Fundraising initiatives and performance

The School is beginning a formal appeal for the Music and Art building; the Summer Ball will be the first major fundraiser. The Friends of St Catherine's (FOSC) supports initiatives, funding Prep equipment, pupil talks, sports equipment and academic resources in order to enhance pupil provision and experience.

Financial and risk management objectives and policies

a. Financial review

The School’s financial position is secure, with reserves increased from year to year despite a negative cash flow for the year from operations. At the year end fixed deposits and bank balances amounted to £4,309k, a decrease of £488k over the previous year. During the year, bank loan repayments were made of £240k (2022 : £248k) and fixed asset purchases were made of £123k (2022 : £106k).

The total income for the year was 6.6% higher than last year (2022: 7.7% higher). Within that figure, gross fee income was 2.4% higher than the previous year (2022: 5.1% higher). Tuition fees, net of bursary, scholarship awards and other reductions, were 3.1% higher than last year (2022: 4.3% higher). Bursary awards of £316k (2022 : £329k) were made as part of discounts during the year. School Activities Income was £236k higher (2022 : £189k higher).

Page 9

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

GOVERNORS' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2023

On the expenditure side, the cost of raising funds (bank loan interest and rate cap premium) was £63k higher (2022 - £17k lower) than last year. Charitable activities expenditure was net 6.0% higher than last year (2022: 18.81% higher). This was mainly due to higher staff salaries, being an increase in resource provision, and £9k higher employer pension contributions to the Teachers Pensions Scheme, due to the significant 43% increase in employer contribution rate effective September 2019. These increases were offset by lower repairs and maintenance and professional fees expenditure. Net income for the year was 21.8% lower than last year at £46,846 (2022: £59,935). This net income has resulted in a return on net tuition fees of 0.8% (2022: 1.0%). The net income for the year of £46,846 has increased the unrestricted reserves to £8,946,690.

b. Reserves policy

Governors keep under review the level and nature of the reserve funds of the School. The annual net operating surplus that is generated is the School’s prime source of funding. The accumulation of free reserves is required to finance working capital needs together with the ongoing capital expenditure necessary to upgrade the School’s facilities in order to meet the aspirations of the stakeholders of a premier educational establishment

At 31 August 2023 there were unrestricted funds of £8,946,690 (2022: £8,899,844) and tangible fixed assets of £8,221,072 giving positive free reserves of £725,618. The SORP definition of free reserves excludes the fixed assets which have been financed by long term loans which are included within the definition. For the purposes of short and medium term financial management, the Governors are concerned more with the management of working capital, and the healthy working capital position is entirely in line with the policy of seeking to maintain free resources of at least six weeks total income, to cover the eventuality of a material decline in incoming resources or material unexpected expenditure.

c. Principal risks and uncertainties

The Board of Governors has considered the principal areas of the School’s operations and considered the major risks faced from time to time in each of these areas. Detailed consideration of risk is delegated, as considered appropriate, to individual members of the Board, its Committees and members of the School Senior Management Team. Utilising a Risk Management Matrix, risks are identified, assessed as to their likelihood and potential impact, together with relevant mitigating controls operated during the year. The above persons monitor the effectiveness of the systems of internal control and viable means, including insurance cover and appointing consultants where appropriate, by which those risks already identified can best be mitigated. A formal review of the risk management process is undertaken by the full Board of Governors on an annual basis.

The principal risks currently facing the School are any significant fall in pupil numbers, any government action adversely affecting independent schools (such as the introduction of VAT on tuition fees), the potential failure of compliance with statutory or other regulations, significant cost increases, particularly in relation to energy costs, and the future risk of significant increases in employer contributions to the Teachers' Pension Scheme. The general state of the economy will also affect the level and stability of interest rates, which will affect the ability and inclination of banks to lend, the cost of borrowing and the level of investment returns.

The key controls used by the School to manage risk include:

Page 10

ST CATHERINE'S SCHOOL TWICKENHAM (A company limited by guarantee)

GOVERNORS' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2023

d. Fixed assets

The School’s tangible assets are all held for use by the School and at the date of the accounts there is a legal charge and debenture over them as security for the bank loans. The Governors are confident that the market value of these assets which are currently in use are in excess of the value reflected in these financial statements. An independent valuation for secured lending purposes was carried out in 2023 by a firm of Chartered Surveyors which valued the freehold interest in the property at a market value in its existing use and present condition as a fully equipped and operational entity, having regard to its trading potential of £11.3 million.

e. Material investments policy

The investment powers of the Governors are carried out in accordance with the Memorandum and Articles of Association. The Governors continue to keep under review the investment risks and rewards in the current market and the economy. The investment policy is to maximise the total return with a low risk approach, within the bounds of current financial market conditions. Bearing in mind future emerging development plans, all available retained funds, other than those required for project and day to day working capital management, are placed on deposit with competitive reputable banking institutions.

Statement of Trustees' responsibilities

The Governors (who are also the directors of the Company for the purposes of company law) are responsible for preparing the Trustees' report including the Strategic report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the Governors to prepare financial statements for each financial year. Under company law, the Governors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Governors are required to:

The Governors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 11

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

GOVERNORS' REPORT (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2023

Disclosure of information to auditors

Each of the persons who are Governors at the time when this Trustees' report is approved has confirmed that:

Auditors

The auditors, Feltons, have indicated their willingness to continue in office. The designated Governors will propose a motion reappointing the auditors at a meeting of the Governors.

Approved by order of the members of the board of Governors on 28 May 2024 and signed on their behalf by:

Ms S Hamilton (Chair of Trustees)

Page 12

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF ST CATHERINE'S SCHOOL TWICKENHAM

Opinion

We have audited the financial statements of St Catherine's School Twickenham (the 'charitable company') for the year ended 31 August 2023 which comprise the Statement of financial activities, the Balance sheet, the Statement of cash flows and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the Trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the Trustees with respect to going concern are described in the relevant sections of this report.

Page 13

ST CATHERINE'S SCHOOL TWICKENHAM (A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF ST CATHERINE'S SCHOOL TWICKENHAM (CONTINUED)

Other information

The other information comprises the information included in the Annual report other than the financial statements and our Auditors' report thereon. The Trustees are responsible for the other information contained within the Annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the Trustees' Report including the Strategic Report.

We have nothing to report in respect of the following matters in relation to which Companies Act 2006 requires us to report to you if, in our opinion:

Page 14

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF ST CATHERINE'S SCHOOL TWICKENHAM (CONTINUED)

Responsibilities of trustees

As explained more fully in the Trustees' responsibilities statement, the Trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the Trustees are responsible for assessing the charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Auditors' responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

• We assessed the risk of material misstatement of the financial statements, including the risk of material misstatement due to fraud and how it might occur, by holding discussions with management and those charged with governance.

• We obtained an understanding of laws and regulations that could reasonably be expected to have a material effect on the financial statements through discussion with management and those charged with governance, including financial reporting and taxation legislation. We considered that extent of compliance with those laws and regulations as part of our procedures on the related financial statement items.

• We inquired of management and those charged with governance as to any known instances of noncompliance or suspected non-compliance with laws and regulations. We remained alert to any indications of non-compliance throughout the audit.

• We addressed the risk of fraud through management override by reviewing the appropriateness of a sample of journal entries and other adjustments; assessing whether the judgements made in making key accounting estimates are indicative of a potential bias; and evaluating the business rationale of any significant transactions that are unusual or outside the normal course of business that we come across throughout the audit.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

Page 15

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF ST CATHERINE'S SCHOOL TWICKENHAM (CONTINUED)

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' report.

Use of our report

This report is made solely to the charitable company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company's members those matters we are required to state to them in an Auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and its members, as a body, for our audit work, for this report, or for the opinions we have formed.

Richard Rhodes (Senior statutory auditor)

for and on behalf of Feltons

Chartered Accountants Statutory Auditor

1 The Green

Richmond

Surrey

TW9 1PL

28 May 2024

Page 16

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 AUGUST 2023

Note
Income from:
Charitable activities
3
Lettings income
4
Investments
5
Total income
Expenditure on:
Raising funds
6
Charitable activities
7
Total expenditure
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2023
£
6,993,041
88,130
62,248
7,143,419
111,298
6,985,275
7,096,573
46,846
8,899,844
46,846
8,946,690
Total
funds
2023
£
6,993,041
88,130
62,248
7,143,419
111,298
6,985,275
7,096,573
46,846
8,899,844
46,846
8,946,690
Total
funds
2022
£
6,594,098
97,328
8,988
6,700,414
48,050
6,592,429
6,640,479
59,935
8,839,909
59,935
8,899,844

The Statement of Financial Activities includes all gains and losses recognised in the year.

The notes on pages 20 to 39 form part of these financial statements.

Page 17

ST CATHERINE'S SCHOOL TWICKENHAM (A company limited by guarantee) REGISTERED NUMBER: 2681512

BALANCE SHEET AS AT 31 AUGUST 2023

Note
Fixed assets
Tangible assets
13
Current assets
Debtors
14
Cash at bank and in hand
Creditors: amounts falling due within one
year
15
Net current assets
Total assets less current liabilities
Creditors: amounts falling due after more
than one year
16
Total net assets
Charity funds
Restricted funds
18
Unrestricted funds
18
Total funds
1,925,485
4,308,548
6,234,033
(3,115,316)
2023
£
8,221,072
8,221,072
3,118,717
11,339,789
(2,393,099)
8,946,690
-
8,946,690
8,946,690
1,536,750
4,796,653
6,333,403
(3,218,212)
2022
£
8,444,124
8,444,124
3,115,191
11,559,315
(2,659,471)
8,899,844
-
8,899,844
8,899,844

The Governors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and preparation of financial statements.

The financial statements were approved and authorised for issue by the Trustees on 28 May 2024 and signed on their behalf by:

Ms S Hamilton

(Chair of Trustees)

The notes on pages 20 to 39 form part of these financial statements.

Page 18

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 AUGUST 2023

Cash flows from operating activities
Net cash used in operating activities
Cash flows from investing activities
Dividends, interests and rents from investments
Purchase of tangible fixed assets
Net cash used in investing activities
Cash flows from financing activities
Repayments of borrowing
Net cash used in financing activities
Change in cash and cash equivalents in the year
Cash and cash equivalents at the beginning of the year
Cash and cash equivalents at the end of the year
The notes on pages 20 to 39 form part of these financial statements
2023
£
(187,400)
62,248
(122,818)
(60,570)
(240,135)
(240,135)
(488,105)
4,796,653
4,308,548
2022
£
940,310
8,988
(104,747)
(95,759)
(247,993)
(247,993)
596,558
4,200,095
4,796,653

Page 19

ST CATHERINE'S SCHOOL TWICKENHAM (A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

1. Accounting policies

1.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

St Catherine's School Twickenham meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

The financial statements are prepared in sterling which is the functional currency of the charity and rounded to the nearest £.

The current period is for the year ended 31 August 2023. The prior figures are for the period ending 1 August 2021 to 31 August 2022.

1.2 Company status

The company is a private company limited by guarantee and is registered in England & Wales. The address of the registered office is Cross Deep, Twickenham, Middlesex, TW1 4QJ.

The members of the company are the Governors named on page 1. In the event of the company being wound up, the liability in respect of the guarantee is limited to £1 per member of the company.

1.3 Going concern

The financial statements are prepared on a going concern basis.

The governors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. As a result, they continue to adopt the going concern basis of accounting in preparing the financial statements.

1.4 Income

All income is recognised once the Company has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Donated services or facilities are recognised when the company has control over the item, any conditions associated with the donated item have been met, the receipt of economic benefit from the use of the company of the item is probable and that economic benefit can be measured reliably. In accordance with the Charities SORP (FRS 102), the general volunteer time of the Friends of St Catherine's is not recognised and refer to the Governors' report for more information about their contribution.

On receipt, donated professional services and donated facilities are recognised on the basis of the value of the gift to the company which is the amount the company would have been willing to pay to obtain services or facilities of equivalent economic benefit on the open market; a corresponding amount is then recognised in expenditure in the period of receipt.

Page 20

ST CATHERINE'S SCHOOL TWICKENHAM (A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

1. Accounting policies (continued)

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on raising funds includes all expenditure incurred by the Company to raise funds for its charitable purposes and includes costs of all fundraising activities events and non-charitable trading.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Company's objectives, as well as any associated support costs.

Support costs are those costs incurred directly in support of expenditure on the objects of the company.

Costs of generating funds are costs incurred in attracting voluntary income, and those incurred in trading activities that raise funds.

Charitable activities and Governance costs are costs incurred on the company's educational operations, including support costs and costs relating to the governance of the company apportioned to charitable activities.

1.6 Redundancy and termination payments

Redundancy and termination payments are recognised when there is a demonstrable commitment on an individual or group basis that cannot be realistically withdrawn.

1.7 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Company; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

1.8 Tangible fixed assets and depreciation

A review for impairment of a fixed asset is carried out if events or changes in circumstances indicate that the carrying value of any fixed asset may not be recoverable. Shortfalls between the carrying value of fixed assets and their recoverable amounts are recognised as impairments. Impairment losses are recognised in the Statement of financial activities incorporating income and expenditure account.

Tangible fixed assets are carried at cost, net of depreciation and any provision for impairment. Depreciation is not charged on freehold land. Depreciation is provided at rates calculated to write off the cost of fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

Page 21

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

1. Accounting policies (continued)

1.8 Tangible fixed assets and depreciation (continued)

Freehold property - 2%-10% on cost Motor vehicles - 20% on cost Fixtures and fittings - 20%-33.3% on cost

Depreciation is charged as from the year that the assets are brought into use.

1.9 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

1.10 Cash at bank and in hand

Cash at bank and in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

1.11 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance Sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably. Liabilities are recognised at the amount that the company anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide. Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised within interest payable and similar charges.

Liabilities are recognised at the amount that the Company anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of financial activities as a finance cost.

1.12 Financial instruments

The Company only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

1.13 Operating leases

Rentals paid under operating leases are charged to the Statement of financial activities on a straight line basis over the lease term.

Page 22

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

1. Accounting policies (continued)

1.14 Pensions

The company participates in a defined contribution pension scheme for the non teaching staff and the pension charge represents the amounts payable by the company to the fund in respect of the year. For information on the Teachers' Pension Scheme, please see note 24.

1.15 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Governors in furtherance of the general objectives of the company and which have not been designated for other purposes.

Designated funds comprise unrestricted funds that have been set aside by the Governors for particular purposes. The aim and use of each designated fund is set out in the notes to the financial statements.

2. Critical accounting estimates and areas of judgment

Estimates and judgments are continually evaluated and are based on historical experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Critical accounting estimates and assumptions:

The charity makes estimates and assumptions concerning the future. The resulting accounting estimates and assumptions will, by definition, seldom equal the related actual results. The estimates and assumptions that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities within the next financial year are discussed below.

(i) Recoverability of receivables

If necessary, the charity establishes a provision for receivables that are estimated not to be recoverable. When assessing the recoverability the governors consider factors such as aging of receivables, past experience of recoverability, and the credit profile of an individual or groups of customers.

(ii) Determining residual value and useful economic lives of property, plant and equipment The charity depreciates tangible assets over their estimated useful lives. The estimation of the useful lives of assets is based on historic performance as well as expectations about future use and therefore requires estimates and assumptions to be applied by management. The actual lives of these assets can vary depending on a variety of factors, including technological innovation, product life cycles and maintenance programmes.

Critical areas of judgment:

(i) Assessing indicators of impairment

In assessing whether there have been any indicators of impairment of assets, the governors have considered both external and internal sources of information such as market conditions, counterparty credit ratings and experience of recoverability. There have been no indicators of impairment identified during the current financial year.

Page 23

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

3. Income from charitable activities

Unrestricted
funds
2023
£
Tuition fees
6,179,409
School activities
771,588
Other income
42,044
6,993,041
Analysis of tuition fees
Gross fees
Discounts and staff allowances
Scholarships
Bursaries
Analysis of school activities income
After school club
Breakfast club
Visits and trips
Examination fees
Registration fees
Fee deposits surrendered
Catering income
Total
funds
2023
£
6,179,409
771,588
42,044
6,993,041
2023
£
6,775,306
(86,094)
(194,131)
(315,672)
6,179,409
2023
£
17,352
9,351
238,308
41,722
20,060
68,144
376,651
771,588
Total
funds
2022
£
5,992,836
535,605
65,657
6,594,098
2022
£
6,616,591
(69,502)
(224,882)
(329,371)
5,992,836
2022
£
11,034
9,624
88,082
36,794
23,298
500
366,273
535,605

Page 24

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

Analysis of school activities income (continued)

The average number of pupils in each category and the termly fees charged during the year were as follows:

4.
5.
2023
2023
2022 2022
No.
£
No. £
Senior School 357
5,340
340 5,095
Junior School 71
4,410
89 4,210
Early Years 10
4,180
14 3,959
Total 438 443
Lettings income
Lettings income
Investment income
Interest receivable
Unrestricted
funds
2023
£
88,130
Unrestricted
funds
2023
£
62,248
Total
funds
2023
£
88,130
Total
funds
2023
£
62,248
Total
funds
2022
£
97,328
Total
funds
2022
£
8,988

Page 25

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

6. Expenditure on raising funds

Costs of raising voluntary income

Unrestricted Total Total
funds funds funds
2023 2023 2022
£ £ £
Bank interest and rate cap premium 111,298 111,298 48,050

7. Analysis of expenditure on charitable activities

Summary by fund type

Unrestricted
funds
2023
£
Tuition fees
6,354,768
School activities
630,507
6,985,275
Total
funds
2023
£
6,354,768
630,507
6,985,275
Total
funds
2022
£
6,160,795
431,634
6,592,429

Page 26

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

8. Analysis of expenditure by activities

Tuition fees
School activities
Total 2022
Activities
undertaken
directly
2023
£
4,879,149
630,507
5,509,656
5,119,814
Support
costs
2023
£
1,475,619
-
1,475,619
1,472,615
Total
funds
2023
£
6,354,768
630,507
6,985,275
6,592,429
Total
funds
2022
£
6,160,795
431,634
6,592,429

Page 27

ST CATHERINE'S SCHOOL TWICKENHAM (A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

8. Analysis of expenditure by activities (continued)

Analysis of direct costs

After school club
Breakfast club
Catering expenditure
Visits and trips
Exam fees
Repairs and maintenance
Rates
Utilities
Insurance
Advertising
Books & other academic resources
ICT Development
Legal & professional
Office expenses
Training & subs
Bank and credit card charges
Staff costs
Depreciation
Total 2022
School
operations
2023
£
-
-
-
-
-
366,603
42,026
210,767
73,453
2,500
290,424
24,500
-
6,364
16,550
11,270
3,488,822
345,870
4,879,149
4,688,180
School
activities
2023
£
30
192
380,678
208,259
41,348
-
-
-
-
-
-
-
-
-
-
-
-
-
630,507
431,634
Total
funds
2023
£
30
192
380,678
208,259
41,348
366,603
42,026
210,767
73,453
2,500
290,424
24,500
-
6,364
16,550
11,270
3,488,822
345,870
5,509,656
5,119,814
Total
funds
2022
£
388
3,274
332,041
62,351
33,580
636,465
41,116
103,991
55,042
1,750
188,958
24,329
-
9,353
22,934
3,598
3,258,018
342,626
5,119,814

Page 28

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

8. Analysis of expenditure by activities (continued)

Analysis of support costs

Motor expenses
Advertising
Bad debts and debt collection costs
Computer costs
Office expenses
Telephone
Training and subscriptions
Staff costs
Governance costs
Total 2022
Analysis of governance costs
School
tuition
2023
£
9,302
50,203
30,427
132,469
104,759
12,278
17,433
1,059,057
59,691
1,475,619
1,472,615
School
tuition
Total
funds
2023
£
9,302
50,203
30,427
132,469
104,759
12,278
17,433
1,059,057
59,691
1,475,619
1,472,615
Total funds
Total
funds
2022
£
7,327
45,548
67,302
68,797
118,368
15,403
19,081
972,003
158,786
1,472,615
Total funds
2023 2023 2022
Auditor's remuneration £
18,294
£
18,294
£
14,934
Professional fees 17,117 17,117 115,252
Legal fees 24,280 24,280 28,600
59,691 59,691 158,786

Page 29

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

9. Auditors' remuneration

2023 2022
£ £
Fees payable to the Company's auditor for the audit of the Company's
annual accounts 13,602 12,835
Fees payable to the Company's auditor in respect of:
All non-audit services not included above 5,597 5,279

10. Staff costs

Wages and salaries
Social security costs
Contribution to defined contribution pension schemes
Operating costs of defined benefit pension schemes
2023
£
3,554,691
371,613
54,136
567,438
4,547,878
2022
£
3,280,129
348,023
43,641
558,227
4,230,020

During the year the Company made a total of £24,110 (2022 : £Nil) in redundancy payments and £Nil (2022 : £Nil) in ex-gratia payments. No balances were outstanding relating to these at the balance sheet date.

The average number of persons employed by the Company during the year was as follows:

Teaching
Non-teaching
2023
No.
59
37
96
2022
No.
62
35
97

Page 30

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

10. Staff costs (continued)

The number of employees whose employee benefits (excluding employer pension costs) exceeded £60,000 was:

2023 2022
No. No.
In the band £60,001 - £70,000 4 4
In the band £70,001 - £80,000 3 1
In the band £80,001 - £90,000 1 1
In the band £100,001 - £110,000 1 -
In the band £110,001 - £130,000 1 1

The aggregate remuneration of key management personnel is £718,956 (2022: £650,790).

11. Trustees' remuneration and expenses

During the year, no Trustees received any remuneration or other benefits (2022 - £NIL) .

During the year ended 31 August 2023, no Trustee expenses have been incurred (2022 - £NIL) .

As itemised above, none of the governors received any private benefit from the Charity. In particular no governor or person connected with a governor received any benefits from means tested bursaries awarded to pupils.

12. Taxation

As a charity, St Catherine's School Twickenham is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or s256 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects. No tax charges have arisen in the Charity.

13. Tangible fixed assets

Cost or valuation
At 1 September 2022
Additions
At 31 August 2023
Freehold
property
£
11,649,222
83,630
11,732,852
Motor
vehicles
£
56,292
-
56,292
Fixtures and
fittings
£
1,128,598
39,188
1,167,786
Total
£
12,834,112
122,818
12,956,930

Page 31

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

13. Tangible fixed assets (continued)

Depreciation
At 1 September 2022
Charge for the year
At 31 August 2023
Net book value
At 31 August 2023
At 31 August 2022
Freehold
property
£
3,258,852
306,270
3,565,122
8,167,730
8,390,370
Motor
vehicles

£
56,292
-
56,292
-
-
Fixtures and
fittings
£
1,074,844
39,600
1,114,444
53,342
53,754
Total
£
4,389,988
345,870
4,735,858
8,221,072
8,444,124

The Freehold Land & Buildings have been separated in their component parts on completion of the building works and the useful lives reviewed and amended. The depreciation has been charged on the basis of the revised useful lives.

14. Debtors

Due within one year
Trade debtors
Other debtors
Prepayments and accrued income
2023
£
1,860,334
-
65,151
1,925,485
2022
£
1,331,283
908
204,559
1,536,750

Page 32

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

15. Creditors: Amounts falling due within one year

Bank loans
Pupil deposits and fees in advance for Autumn term
Trade creditors
Other taxation and social security
Other creditors
Accruals
2023
£
223,333
2,426,134
212,334
100,728
84,913
67,874
3,115,316
2022
£
223,333
2,329,950
11,422
91,451
90,839
471,217
3,218,212

Pupil deposits and fees in advance for Autumn term include the following deferred income:

Deferred income

2023 2022
£ £
Deferred income brought forward 2,271,844 2,162,980
Resources deferred during the year 2,363,386 2,271,844
Amounts released from previous years (2,271,844) (2,162,980)
2,363,386 2,271,844

Deferred income carried forward

Page 33

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

16. Creditors: Amounts falling due after more than one year

Bank loans
Pupil deposits
2023
£
2,058,849
334,250
2,393,099
2022
£
2,298,984
360,487
2,659,471

The loan of £2,282,182 (2022: £2,522,317) is secured over the property and associated assets and the most recent external valuation for secured lending was carried out by property consultants, with a value of £11.3 million.

The interest rate on this loan is 1.59% over the lending bank's base rate, which is capped at 4.65%. The cover on the first interest rate cap contract extends to 30 June 2030, although the last termly interest rate cap premium of £7,700 was paid at the end of January 2020. The cover on the second interest cap contract expired on 30 September 2021, when the last termly cap premium of £4,950 become payable.

The repayments are based on a 15 year period, and it is the intention of the lending bank and the expectation of the company that the remainder of the bank loan will be refinanced and rolled over by the end of September 2023, in the normal course of business.

17. Financial instruments

Financial assets measured at amortised cost
Financial liabilities measured at amortised cost
2023
£
6,234,033
3,044,301
2022
£
6,128,844
3,514,388

Financial assets measured at amortised cost comprise bank balances, trade debtors and other debtors.

Financial liabilities measured at amortised cost comprise bank loans, trade creditors, other creditors, accruals and deposits.

Page 34

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

18. Statement of funds

Statement of funds - current year
Unrestricted funds
Designated funds
Sisters of Mercy Fund
General funds
General Funds
Total Unrestricted funds
Statement of funds - prior year
Unrestricted funds
Designated funds
Sisters of Mercy Fund
General funds
General Funds
Total Unrestricted funds
Balance at 1
September
2022
£
596,639
8,303,205
8,899,844
Balance at
1 August
2021
£
596,639
8,243,270
8,839,909
Income
£
-
7,143,419
7,143,419
Income
£
-
6,700,414
6,700,414
Expenditure
£
-
(7,096,573)
(7,096,573)
Expenditure
£
-
(6,640,479)
(6,640,479)
Balance at
31 August
2023
£
596,639
8,350,051
8,946,690
Balance at
31 August
2022
£
596,639
8,303,205
8,899,844

The Sisters of Mercy Fund, which is considered to be a Designated fund, was established to make a permanent record of the gift and to distinguish it from funds arising from the School's operations and other sources.

Page 35

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

19. Summary of funds

Summary of funds - current year
Designated funds
General funds
Summary of funds - prior year
Designated funds
General funds
Balance at 1
September
2022
£
596,639
8,303,205
8,899,844
Balance at
1 August
2021
£
596,639
8,243,270
8,839,909
Income
£
-
7,143,419
7,143,419
Income
£
-
6,700,414
6,700,414
Expenditure
£
-
(7,096,573)
(7,096,573)
Expenditure
£
-
(6,640,479)
(6,640,479)
Balance at
31 August
2023
£
596,639
8,350,051
8,946,690
Balance at
31 August
2022
£
596,639
8,303,205
8,899,844

20. Analysis of net assets between funds Analysis of net assets between funds - current year

Unrestricted
funds
2023
£
Tangible fixed assets
8,221,072
Current assets
6,234,033
Creditors due within one year
(3,449,566)
Creditors due in more than one year
(2,058,849)
Total
8,946,690
Total
funds
2023
£
8,221,072
6,234,033
(3,449,566)
(2,058,849)
8,946,690

Page 36

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

20. Analysis of net assets between funds (continued)

Analysis of net assets between funds - prior year

Tangible fixed assets
Current assets
Creditors due within one year
Creditors due in more than one year
Total
Unrestricted
funds
2022
£
8,444,124
6,333,403
(3,218,212)
(2,659,471)
8,899,844
Total
funds
2022
£
8,444,124
6,333,403
(3,218,212)
(2,659,471)
8,899,844

21. Reconciliation of net movement in funds to net cash flow from operating activities

22.

Net income for the year (as per Statement of Financial Activities)
Adjustments for:
Depreciation charges
Dividends, interests and rents from investments
Decrease/(increase) in debtors
Decrease in creditors
Net cash provided by/(used in) operating activities
Analysis of cash and cash equivalents
Cash in hand
Total cash and cash equivalents
2023
£
46,846
345,870
(62,248)
(388,735)
(129,133)
(187,400)
2023
£
4,308,548
4,308,548
2022
£
59,935
342,626
(8,988)
608,328
(61,591)
940,310
2022
£
4,796,653
4,796,653

Page 37

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

23. Analysis of changes in net debt

Cash at bank and in hand
Debt due within 1 year
Debt due after 1 year
At 1
September
2022
£
4,796,653
(223,333)
(2,298,984)
2,274,336
Cash flows
At 31
August 2023
£
£
(488,105)
4,308,548
-
(223,333)
240,135
(2,058,849)
(247,970)
2,026,366

24. Pension commitments

Teachers' Pension Scheme

The School participates in the Teachers' Pension Scheme ("the TPS") for its teaching staff. The pension charge for the year includes contributions payable to the TPS of £567,438 (2022: £558,227) and at the year end £52,249 (2022: £61,690) was accrued in respect of contributions to this scheme.

The TPS is an unfunded multi-employer defined benefits pension scheme governed by The Teachers’ Pensions Regulations 2010 (as amended) and The Teachers’ Pension Scheme Regulations 2014 (as amended). Members contribute on a “pay as you go” basis with contributions from members and the employer being credited to the Exchequer. Retirement and other pension benefits are paid by public funds provided by Parliament.

The employer contribution rate is set by the Secretary of State following scheme valuations undertaken by the Government Actuary’s Department. The most recent actuarial valuation of the TPS was prepared as at 31 March 2020 and the Valuation Report, which was published in October 2023.

Following the McCloud judgement, the remedy proposed that when benefits become payable, eligible members can select to receive them from either the reformed or legacy schemes for the period 1 April 2015 to 31 March 2022. The actuaries have assumed that members are likely to choose the option that provides them with the greater benefits, and in preparing the 2020 valuation have valued the ‘greater value’ benefits for groups of relevant members.

The valuation confirmed that the employer contribution rate for the TPS would increase from 23.6% to 28.6% from 1 April 2024. Employers are also required to pay a scheme administration levy of 0.08% giving a total employer contribution rate of 28.68%.

Defined Contribution Pension Scheme

Retirement benefits for non teaching staff are now provided by contributions from the employer and employees to a defined contribution scheme. The charge for the year ended 31 August 2023 is £54,136 (2022: £43,641) and at year end £8,312 (2022: £Nil) was accrued in respect of contributions to this scheme.

Page 38

ST CATHERINE'S SCHOOL TWICKENHAM

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

25. Operating lease commitments

At 31 August 2023 the Charity had commitments to make future minimum lease payments under noncancellable operating leases as follows:

Not later than 1 year
Later than 1 year and not later than 5 years
2023
£
2,431
5,470
7,901
2022
£
7,086
7,901
14,987

26. Related party transactions

During the year, the company provided a total of £47,191 (2022 - £31,957) in discounts on tuition fees for the children of staff members.

There were no other related party transactions in the year, nor are there any outstanding balances owing between related parties and the Company at 31 August 2023.

Page 39