## **Trustees’ Annual Report for the period** ## **From (Period start date) 01/09/2024 To (Period end date) 31/08/2025** **Charity name:** University of The Third Age Lancaster and Morecambe **Charity registration number:** 1014076 ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|The Objectives of this u3a are to advance
the education of retired and semi-retired
people in the Lancaster and Morecambe
area by providing activities of a mental,
physical and social nature for its members. It
is a self-help organisation open to all such
persons without discrimination.| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.|Para 1.17 and
1.19|In fulfilling these objectives, the Trustees are
aware of and act according to the guidance
issued by the Charity Commission on public
benefit, by providing a wide range of
activities organised by members for
members within interest groups and giving
advice on other sources of education which
may be appropriate.
The u3a holds two meetings each month,
open to all members, with regular special
talks, at which paid speakers address
members on a wide variety of subjects.
A considerable number of members take
active roles in the organisation, including
teaching and assisting learning, organising
meetings and activities for membership
groups, helping communications between
members, and providing refreshments at
meetings. All roles within the charity are
voluntary.| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|All trustees were inducted into the role of
Trustee following the guidance issued by the
Charity Commission, including the
acceptance of the Code of Conduct for
Trustees.| ## **Additional information (optional)** You may choose to include further statements where relevant about: ||
SORP reference|| |---|---|---| |Policy on grant making|Para 1.38|N/A – we do not make grants| |Policy on social investment
including program related
investment|Para 1.38|N/A – we do not do this| |Contribution made by
volunteers|Para 1.38|| |Other||| ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|GROWTH:
Lancaster and Morecambe
u3a is steadily increasing its membership
year on year and has continued to develop
in ways that ensure its future sustainability.
Our groups and activities include both on-
line and in-person meetings. We continued
to increase
the number of groups and
activities.
ACHIEVEMENTS: Communication with
such a large number of members is helped
by the Beacon Management System which
is part of our administrative processes and
practices. Our website has been completely
overhauled and is well maintained with
relevant and current information. Its content
is easily accessible to members and
prospective members.
This year we have added Accessibility Days
to help our members learn about what are
the issues and what help is available from
many sources.
EXTENDING EDUCATION AND
COMMUNITY LINKS: We promote non-u3a
educational activities at our Monthly
Meetings as well as through the Newslink
section on our website. We have informal
links(through somegroupleaders and other| members) with local interest groups and activities. The publicity group continued to keep in contact with the community through a public Facebook page, and articles in local newspapers. We have continued our links with Lancaster University’s Faculty of Health and Medicine. LINKS WITH OTHER u3As: We are a member of local u3a networks which have declared aims to be a forum for the exchange of news, information, events and ideas; to encourage links between interest groups of the member u3as; and to encourage minority interest groups which are difficult for individual u3as to support. EVENTS: We continued to hold regular and well attended monthly meetings in both Morecambe and Lancaster. Members continue to have a very wide choice of groups, lectures and activities in which to engage, as well as the opportunity and support to set up new groups if they so wish. CONCLUSION: Our u3a is composed solely of volunteers. By providing and taking part in a wide range of learning opportunities – creative, academic and physical – these volunteers help protect themselves against loneliness and ill health as they grow older, while benefiting the wider community both by encouraging younger members to join and promoting educational and recreational activities throughout the wider community. ## **Additional information (optional)** You may choose to include further statements where relevant about: |
Achievements against
objectives set|
Para 1.41|| |---|---|---| |Performance of fundraising
activities against objectives
set|Para 1.41|| |Investment performance
against objectives|Para 1.41|| Other ## **Financial Review** |**Financial Review**||| |---|---|---| |Review of the charity’s
financial position at the end
of the period|Para 1.21|The L&M u3a financial position is healthy
and stable. Our liquid funds at the end of the
year were £63,487 (previous year £55,329).
This includes the reserve of £10,000 noted
below.| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|The L&M u3a holds a reserve fund in an
account recommended by the Charities
Commission with the aim of covering
unforeseen contingencies.| |Amount of reserves held|Para 1.22|£10,000| |Reasons for holding zero
reserves|Para 1.22|N/A – reserves are held| |Details of fund materially in
deficit|Para 1.24|N/A - none| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|N/A - none| ## **Additional information (optional)** |**Additional information (optional)**|**Additional information (optional)**|**Additional information (optional)**| |---|---|---| |You may choose to include further statements where relevant about:||| |The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|Income is generated from annual
membership subscriptions and from event
and group attendance fees. This is
specifically to cover room hire and incidental
expenses and the provision of technical
expenses as needed by the groups. We
claim Gift Aid refunds from HMRC each
year.| |Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|N/A| |A description of the principal
risks facing the charity|Para 1.46|There are no major risks.
The constantly increasing costs of room hire
and potential increase in Third Age Trust
contributions are both being monitored with
reports to the Committee every month.| |Other||| ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document
(trust deed, royal charter)|Para 1.25|Constitution latest adopted 25 October 2022| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|Unincorporated Association| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Since a change in the constitution in October
2022 the number of trustees shall be not
less than 5 and not more than 15. Up to 12
Trustees may be elected for a term of 1 year
by the membership present, or voting by
proxy, at the AGM in February each year.
There are 4 officers - chair, vice-chair,
secretary, and treasurer - who are normally
directly elected each year by the annual
general meeting.
The existing trustees may co-opt additional
trustees (up to the maximum overall trustee
numbers of 15) to serve until the next annual
general meeting.
There are limits to both the continuous and
overall periods that officers and committee
members may serve on the committee to
ensure that the committee membership is
refreshed periodically.
Trustees receive “The Essential Trustee:
what you need to know” document (Charity
Commission) and have a training session
before taking on responsibilities.| |**Additional information (optional)**
You may choose to include further statements where relevant about:||| |Policies and procedures
adopted for the induction and
training of trustees|Para 1.51|Induction courses are held for new trustees
before and after election to the post.
Signed Trustee Eligibility forms and Code of
Conduct forms are obtained from all
Trustees.| |The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|| |Relationship with any related
parties|Para 1.51|| |Other||| ## **Reference and Administrative details** Charity name University of the Third Age Lancaster and Morecambe Other name the charity uses Lancaster and Morecambe u3a Registered charity number 1014076 Charity’s principal address 41 Lune Square, Damside Street, Lancaster LA1 1AH ## **Names of the charity trustees who manage the charity** |1
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20|**Trustee name**|**Office (if any)**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee (ifany)**| |---|---|---|---|---|---|---|---| |||Margaret Hemming|Chair||||Membershipat AGM| |||Sharon Garforth|Vice Chair||09.09.2024 – 25.02.2025||Membershipat AGM| |||Belinda Hinsley|||||Membershipat AGM| |||Belinda Hinsley|Vice Chair||13.03.2025 – 31.08.2025||| |||Nigel Cole|Treasurer||||Membershipat AGM| |||Malcolm Hemming|Secretary||||Membershipat AGM| |||David Downes|||||Membershipat AGM| |||Jill Grindey|||||Membershipat AGM| |||Pauline Horrocks|||||Membershipat AGM| |||Peter Jenner|||||Membershipat AGM| |||Ruth-Ann Leak|||||Membershipat AGM| |||Susan Pearson|||||Membershipat AGM| |||Sheila O’Donnell|||25.02.2025 – 20.10.2025||Membershipat AGM| |||Belinda Nixie|||25.02.2025 – 31.08.2025||Membershipat AGM| ||||||||| ||||||||| ||||||||| ||||||||| ||||||||| ||||||||| |||Corporate trustees–names of the directors at the date the report was approved
**Director name**
**N/A- none**|||||| |||**Director name**|||||| |||**N/A- none**|||||| ||||||||| ||||||||| ||||||||| ||||||||| ||||||||| Name of trustees holding title to property belonging to the charity |**Trustee name**|**Dates acted if not for whole year**|| |---|---|---| |**N/A- none**||| |||| |||| |||| |||| |||| ## **Funds held as custodian trustees on behalf of others** Description of the assets N/A - none held in this capacity Name and objects of the N/A - none charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for N/A - none safe custody and segregation of such assets from the charity’s own assets ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** |**Type of**|**Name**|**Address**| |---|---|---| |**adviser**||| **Name of chief executive or names of senior staff members (Optional information)** ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details ## **Other optional information** Declarations The trustees declare that they have approved Ihe Iruslees, report above. Signed on behalf of the charity's trustees Slgnature(s) Yi ¥MM1 Full name(s) IiQ&fiRCf Hc NHIN Position {eg Secretary, Chair, etc) CH(¥0 Date q. N) oQio ## ## ## |||Uれ「e§tricted Rest「i cted En dowm ent| |---|---|---| |||funds funds funds| |||to nea「est E to nearest豊 to nearest登| |BI Cash funds|LioydsBankNoIAccount|| ||LIoydsBankNo2Account|| ||LIeydsBankSavings Account|| ||CO看FReserveAccount|| ||7b向I cash露Inds|| ||(agree balances wlth receipts and payments|| ||尋cco聞く(S))|| |B2 Other monetary assets
B3 Investment assets|園国昭懸歴
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funds funds funds
to nea鴫st電 to nea「est雷・ tO neareSt C
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董≡∃目白|| |B4 Assets retained for the
Cha「ity’s own use
B5 Liab師ties|Compute川elatedEquipment
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VenueHireUnpaidat30August2025|藍| |||MargaretHemming| |||NigelCoie| CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examinerfs Report Report to the trusteesl members of UNIVERSITY OF THE THIRD AGE LANACASTER AND MORECAMBE On accounts for the year ended 31 August 2025 Charity no (if any) 1014076 Set out on pages -.efp.einber Ip ID. I In*. p3Je trJ-i4prs ol adeil?4?.ial 5hF.ei>y I report to the trustees on my examination ofthe accounts of the above charity {"the Trust'l for the year ended 3110812025. Responsibilities and As the charity trustees of the Trusl, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 1"the Act.). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(51{b) of the Act. I have completed my examination. I confimi that no material matters have come to my attention ( ') in connection with the examination which gives me Gause to believe that in, any material respect.. accounting records were not kept in accordance with sedion 130 of the Act or the accounts do not accord with the accounting records Independent examiner's statement I have no concems and have come across no other matters in connertion with the examination lo which attenlion should be drawn in order to enable a proper understanding ol the accounls to be reached. Please delete the words in the brackets if th8y do not apply. Signed: Date". 13 November 2025 Name: Kevin Murphy Relevant professional qualification{s) or body (if any): Address: Windrush, Haverbreaks Road Lancaster LA15BJ IER October 2018