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2024-08-31-accounts

Trustees’ Annual Report for the period

From 01/09/2023 Period start date To 31/08/2024 Period end date

Charity name : University of The Third Age Lancaster and Morecambe Charity registration number: 1014076

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The Objectives of this u3a are to advance
the education of retired and semi-retired
people in the Lancaster and Morecambe
area by providing activities of a mental,
physical and social nature for its members. It
is a self-help organisation open to all such
persons as defined above without
discrimination
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.
Para 1.17 and
1.19
In fulfilling these objectives, the Trustees are
aware of and act according to the guidance
issued by the Charity Commission on public
benefit, by providing a wide range of
activities
organised
by
members
for
members within interest groups and giving
advice on other sources of education which
may be appropriate.
The u3a holds two meetings each month,
open to all members, with regular special
talks, at which paid speakers address
members on a wide variety of subjects.
A considerable number of members take
active roles in the organisation, including
teaching and assisting learning, organising
meetings and activities for membership
groups, helping communications between
members, and providing refreshments at
meetings. All roles within the charity are
voluntary.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 All trustees were inducted into the role of
Trustee following the guidance issued by the
Charity Commission, including the
acceptance of the Code of Conduct for
Trustees.
Additional information (optional)
You may choose to include further statements
Additional information (optional)
You may choose to include further statements
where relevant about:
SORP reference
Policy on grant making Para 1.38 N/A – we do not make grants
Policy on social investment
including program related
investment
Para 1.38 N/A – we do not do this
Contribution made by
volunteers
Para 1.38 N/A
Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 GROWTH: Lancaster and Morecambe
u3a is steadily increasing its membership
year on year and has continued to develop
in ways that ensure its future sustainability.
Our groups and activities include both on-
line and in-person meetings. We continued
to increase the number of groups and
activities.
ACHIEVEMENTS: Communication with
such a large number of members is helped
by the Beacon Management System which
is part of our administrative processes and
practices. Our website has been completely
overhauled and is well maintained with
relevant and current information. Its content
is easily accessible to members and
prospective members.
This year we have added Accessibility Days
to help our members learn about what are
the issues and what help is available from
many sources.
EXTENDING EDUCATION AND
COMMUNITY LINKS: We promote non-u3a
educational activities at our Monthly
Meetings as well as through the Newslink
section on our website. We have informal
links (through some group leaders and other
members) with local interest groups and

activities. The publicity group continued to keep in contact with the community through a public Facebook page, and articles in local newspapers. We have continued our links with Lancaster University’s Faculty of Health and Medicine. LINKS WITH OTHER u3As: We are a member of local u3a networks which have declared aims to be a forum for the exchange of news, information, events and ideas; to encourage links between interest groups of the member u3as; and to encourage minority interest groups which are difficult for individual u3as to support. EVENTS: We continued to hold regular and well attended monthly meetings in both Morecambe and Lancaster. Members continue to have a very wide choice of groups, lectures and activities in which to engage, as well as the opportunity and support to set up new groups if they so wish. CONCLUSION: Our u3a is composed solely of volunteers. By providing and taking part in a wide range of learning opportunities – creative, academic and physical – these volunteers help protect themselves against loneliness and ill health as they grow older, while benefiting the wider community both by encouraging younger members to join and promoting educational and recreational activities throughout the wider community.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against
objectives set
Para 1.41
Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 The L&M u3a financial position is healthy
and stable. Our liquid funds at the end of
the year were £55,329 (previous year
£48,866). This includes the reserve of
£10,000 noted below.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 The L&M u3a holds a reserve fund in an
account recommended by the Charities
Commission with the aim of covering
unforeseen contingencies.
Amount of reserves held Para 1.22 £10,000
Reasons for holding zero
reserves
Para 1.22 N/A – reserves are held
Details of fund materially in
deficit
Para 1.24 N/A - none
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 N/A - none

Additional information (optional)

You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)
Para 1.47 Income is generated from annual
membership subscriptions and from event
and group attendance fees. This is
specifically to cover room hire and incidental
expenses and the provision of technical
expenses as needed by the groups. We
claim Gift Aid refunds from HMRC each
year.
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46 N/A
A description of the principal
risks facing the charity
Para 1.46 There are no major risks.
The constantly increasing costs of room hire
and potential increase in Third Age Trust
contributions are both being monitored with
reports to the Committee every month.
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Constitution
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Unincorporated Association
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Since a change in the constitution in October
2022 the number of trustees shall be not
less than 5 and not more than 15. Up to 12
Trustees may be elected for a term of 1 year
by the membership present, or voting by
proxy, at the AGM in February each year.
There are 4 officers - chair, vice-chair,
secretary, and treasurer - who are normally
directly elected each year by the annual
general meeting.
The existing trustees may co-opt additional
trustees (up to the maximum overall trustee
numbers of 15) to serve until the next annual
general meeting.
There are limits to both the continuous and
overall periods that officers and committee
members may serve on the committee to
ensure that the committee membership is
refreshed periodically.
Trustees receive “The Essential Trustee:
what you need to know” document (Charity
Commission) and have a training session
before taking on responsibilities.
Additional information (optional)
You may choose to include further statements
Additional information (optional)
You may choose to include further statements
where relevant about:
Policies and procedures
adopted for the induction and
training of trustees
Para 1.51 Induction courses are held for new trustees
before and after election to the post.
Signed Trustee Eligibility forms and Code of
Conduct forms are obtained from all
Trustees.
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51

Other

Reference and Administrative details

Charity name University of the Third Age Lancaster and Morecambe
Other name the charity uses Lancaster and Morecambe u3a
Registered charity number 1014076
Charity’s principal address 41 Lune Square, Damside Street, Lancaster LA1 1AH

Names of the charity trustees who manage the charity

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Trustee name Office (if any) Office (if any) Dates acted if not for whole
**year **
Dates acted if not for whole
**year **
Name of person (or body) entitled
to appoint trustee (ifany)
Andrew Howorth Chair 01.09.2023 – 27.02.2024 Membershipat AGM
Margaret Hemming Chair 27.02.2024 – 31.08.2024 Membershipat AGM
Margaret Hemming 01.09.2023 – 27.02.2024 Membershipat AGM
Sharon Garforth Vice Chair Membershipat AGM
Nigel Cole Treasurer Membershipat AGM
Clive Million Secretary 01.09.2023 – 27.02.2024 Membershipat AGM
Malcolm Hemming Secretary 27.02.2024 – 31.08.2024 Membershipat AGM
Malcolm Hemming 01.09.2023 – 27.02.2024 Membershipat AGM
Peter Jenner Membershipat AGM
David Downes Membershipat AGM
Jill Grindey Membershipat AGM
Christine Jenner 01.09.2023 – 27.02.2024 Membershipat AGM
Pauline Horrocks Membershipat AGM
Ruth-Ann Leak Membershipat AGM
NancyBoston 27.02.2024 – 17.03.2024 Membershipat AGM
Belinda Hinsley 27.02.2024 – 31.08.2024 Membershipat AGM
Susan Pearson 27.02.2024 – 31.08.2024 Membershipat AGM
Corporate trustees–names of the directors at the date the report was approved
Director name
N/A-none
Director name
N/A-none

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year
N/A-none

Funds held as custodian trustees on behalf of others

Description of the assets
held in this capacity
N/A - none
Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects
N/A - none
Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own assets
N/A - none

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information)
Type of
adviser
Name
Address
Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations The trustees declare that they have approved the trustees, report above. Signed on behalf of the charity's trustees Signature{s) Full name{s) Position leg Secretary, Chair, etc) Malcolm Phillip Hemming Margaret Winrfred Hemming Secretary Chair Date

CHARITY COMMISSIO FOR ENGLAND AND WALES Lancaster and Morecambe u3a 1014076 Receipts and payments accounts CC16a For the perlod from 01-Sep23 To 31-Aug-24 Section A Receipts and payments Unrestrfcted fund8 Restrlcted funds Endowment fund8 Total funds Last year to the neare8t £ to th• n•amt £ to the neare•t to the nearest £ A1 Receipts Memters Subscn'Frticms and Donats"on$ Gift aid Reftjnd GfOLlP acbvities Monthly Meets'ng and Special Lectures Miscellaneous Interest Receiv￿1 Field Study IN02 Accounti 22,321 22,321 20,511 2.719 30,907 2.719 30.907 3,289 137 921 7,138 22,804 1706 99 449 22,601 137 921 7,138 Sub total(Gross income for AR) 67.432 67.432 71,798 A2 Asset and Investment sales, 18ee table). Sub total 67.432 87,432 71,798 A3Pa fflents Third Age Tnjst Fees Ing & Licen Conferences & Delegate Fees Admin & Misell8reous Gr(yJp knvities Monthly Meets'ng Spea81 Lectures Field Study IN02 Accounti 9,792 S2 6,089 30,410 6,606 8,040 9,792 52 6,069 30,410 606 8,040 9,215 52 5,647 30.739 6,289 21,620 Sub total 60.969 60,969 73.562 A4 Asset and Inveslment purchase$, (see table) Sub total 60.969 60.969 73,562 Net of recelpts/(payments) A5 Transferg between funds A6 Cash funds last year end Cash funds this year end 6.463 6A63 1,764 48.866 55.329 48,866 55.329 50.830 48,866 CCXX Rl accounts {SSI IV1212024

Section B Statement of assets and liabilities at the end of the period Unrestricted Restricted funds funds to n•arèst E to n8ar•st£ Endowment funds to nèar8St £ uategoric.%" Details Bl Cash funds Uoyds Bank No1 Acthunl 12,642 Uoyds Bank No2 Account 3,464 Uoyds Bank Savngs Ac(x)unt 28.OlJO COIF Regerye Acctunt 11,223 Total cash funds 55.329 18grea baknce8 vAth 8Trd paymanis 8ccounllsll Unrestricted fund8 to n•are8t £ Restricted funds to neare6t £ Endowment funds to nearest £ r￿&_I1 Fund to whlch 8•8ot b•lon Curr•nt valu• tlonal n+rtrit* Cost loptlonal) Fund to wthlch Bot bolon Current valu• onal Cost loptlonall B4 Assets retalned for the charity's own u8e Fund lo vknlch Amount lonal When due onal BS Llabllltle8 Signed ty one or ￿ tru$tee$ on behalf of all the trustees Signalure Date of roval Print Name Maryaret Hemmlng 1111212024 Nlgel Cole 1111212024 CCXX R2 accounts ISSI 1111212024

CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of Charity Name LANCASTER & MORECAMBE U3A On accounts for Ihe year ended 31 AUGUST 2024 Charlty no (if any) 1014076 Set out on pages additional I report to the trustees on my examination of the accounts of the above charity (￿h& Trust") for the year ended 31 August 2024 . Responsibllltles and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 (Ihe Act.). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. I have completed my exarnination. I confirm thal no material matters have come lo my attention in connection with the examination which gives rne cause to believe thal in, any material respect: accounting records were not kept in accordance with section 130 of the Act or the accounts do not accord with the accounting records Independent examlner's statement I have no concems and have colne across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. . Please delete the words in the brackets if they do not apply. Signed: Date: 11 December 2024 Name: SARAH FLYNN Relevant protesslonal qualificatlon(s) or body (if any): FCA Address: Summerdale. Head Dyke Lane, Pilling PRESTON PR3 6SJ IER October 2018

Section B Disclosure Only complete if the examiner needs to highlight matters of concem (see CC32. Independent examination of charity accounts: directions and guidance for examiners). Give here brief detalls of any Items Ihat the examlner wishes to dlsclose. IER October 2018