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2021-11-01-accounts

Charity number: 1013844

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 1 NOVEMBER 2021

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

CONTENTS

Page
Reference and administrative details of the Charity, its Trustees and advisers 1
Trustees' report 2 - 3
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6
Notes to the financial statements 7 - 15

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 1 NOVEMBER 2021

Trustees Charles William Legh Barratt
Jonathan Tobias De Vesey Rush
John Stuart Jones
Charity registered
number
1013844
Principal office
Kingfisher House
1 Gilders Way
Norwich
NR3 1UB
Bankers
Barclays Bank PLC
Red Lion Street
Norwich
NR1 3QH
Solicitors
Birketts LLP
Kingfisher House
1 Gilders Way
Norwich
NR3 1UB
Stockbrokers
Barratt & Cooke
5-6 Opie Street
Norwich
NR1 3DW

Page 1

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

TRUSTEES' REPORT FOR THE YEAR ENDED 1 NOVEMBER 2021

The Trustees present their annual report together with the financial statements of the Charity for the 2 November 2020 to 1 November 2021.

Objectives and activities

a. Constitution, Objects and Activities for the public benefit

The Mr & Mrs Philip Rackham Charitable Trust is a registered charity, number 1013844, and is constituted under a Trust deed dated 5 August 1992.

The trustees shall hold the capital and income of the trust fund upon trust, to apply the income and all or part of the capital for charitable purposes and to make donations to charitable institutions as the trustees consider appropriate. Particular preference is to be given to those institutions associated with the support and relief of asthma sufferers, asthma research, the Samaritans and other Norfolk and Suffolk charities.

Grants amounting to £24,500 (2020: £46,000) were made during the year to charitable institutions, as detailed in note 4 to the financial statements.

Financial review

a. Financial position and reserves policy

It is the policy of the charity to maintain approximately 1-2 years of incoming resources in an unrestricted fund to provide sufficient funds to respond to emergency applications for grants which may arise from time to time, without needing to draw on the charity’s capital. At 1 November 2021 this fund amounted to £136,939 (2020: £116,307).

The endowment fund represents the original capital of the charity which has been invested to maintain sufficient incoming resources to cover charitable expenditure. At 1 November 2021, the endowment fund amounted to £1,711,683 (2020: £1,501,028).

The endowment fund is not a permanent endowment. The Trust’s governing instrument provides that the capital of the trust fund may be utilised as though it were income. Hence the charity’s total funds of £1,848,622 (2020: £1,617,335) are reserves free to apply within the objects of the charity at the trustees’ discretion.

Structure, governance and management

a. Organisational structure and decision-making policies

The management of the Charity is the responsibility of the Trustees who are elected and co-opted under the terms of the Trust deed. New trustees may be appointed by a resolution of the trustees. The Trustees meet twice each year. Every matter shall be determined by the majority of votes of the trustees present and voting on the question. In case of equality of votes the Chairman of the meeting shall have a casting vote whether he has or has not voted previously on the same question but no trustee in any other circumstances shall give more than one vote.

Page 2

THE MR & MRS PHILIP R￿KHAm CHAR￿ABLE TRUST TRUSTEES. REPORT {CONTINUEDI FOR THE YEAR ENDED 1 NOVEMBER 2021 Statement of Trustees. rospDnslbllltiès The Trustees are responsble for preparing the Trust88¥ rewt arNJ the financial ststements in acc£rdance wth applicable law and Ur#ted IQ￿d0M AcctyJnting Slandar(Is (United lQn9Jom Ggnerally Accepled A¢￿Unting Practice). The law applicable lo charities in EnglarKI & Wales requires the Trustees to prepare financial statements for eath finanryal %•knich give a true and fair view of Ihe stale of affairs of the Charity and of its in¢))ming resour and application of resources, indu(Jing ils in¢x¥ne and expenditure. for that perFcrfJ. In preparing these financtal statMenls. the TnJsle8s are required to". select suitable ac£cxJnting pdi(ies and then apply thwn c￿ls1￿tentIy.' observe the methrxjs principles of the Charitses SORP IFRS 102}: make judgments and a￿Unting estimates that are reasonable and prL￿enI.' state vthether applicable UK AcccMJntiThJ Standards {FRS 102) have tr8n f￿10￿d, 9jb1￿1 to any material departures disdosed and eXplain￿j in the finanryal statements.. prepare the linanual statements the grAng concem bags unless il is inapFfopriate lo presume that the Charity wll conlinue in busness The Trustees are reSpOns￿e for keeping adequal8 acx¢JJnting r￿¢￿dS that are SLrffiaent to thow and explain the Charity's transactions and disclose wth reamL4e accuracy at any time the financial po&tion of the Charity and enatrAe them to ensure that the finanaal *alements comply the Charities Acl 2011. the Charity IAccounts and Reports) Regulab"ons 2(hJ8 aThJ Ihe F￿visIOnS of the Trust deed. They are also resp(M)￿ble for safeguarding the assets ol the Charity and hen￿ tskJ"TrJ reasonable steps for the pr￿ention and detection of fraud and other irregularities. Approved by ordw of the members of the board of Trustees and sgned on their behalf by.. Charles ￿lliaM Legh Barratt Date: ULL Page 3

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 1 NOVEMBER 2021

Independent examiner's report to the Trustees of The Mr & Mrs Philip Rackham Charitable Trust ('the Charity')

I report to the charity Trustees on my examination of the accounts of the Charity for the year ended 1 November 2021.

Responsibilities and basis of report

As the Trustees of the Charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Your attention is drawn to the fact that the Charity has prepared the accounts in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has been withdrawn.

I understand that this has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Charity as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed: Dated: 16 July 2022 Giles Kerkham FCA DChA

Larking Gowen LLP Chartered Accountants King Street House Norwich NR3 1RB

Page 4

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 1 NOVEMBER 2021

Note
Income and endowments from:
Investments
2
Total income and endowments
Expenditure on:
Charitable activities
Total expenditure
Net gains/(losses) on investments
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Endowment
funds
2021
£
-
-
-
-
210,655
210,655
1,501,028
210,655
1,711,683
Unrestricted
funds
2021
£
46,828
46,828
33,354
33,354
7,158
20,632
116,307
20,632
136,939
Total
funds
2021
£
46,828
46,828
33,354
33,354
217,813
231,287
1,617,335
231,287
1,848,622
Total
funds
2020
£
39,228
39,228
56,722
56,722
(64,570)
(82,064)
1,699,399
(82,064)
1,617,335

The Statement of financial activities includes all gains and losses recognised in the year.

The notes on pages 7 to 15 form part of these financial statements.

Page 5

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST BALANCE SHE 8 AT 1 NOVEMBER 2021 2021 2020 Flxed assets Investments 1.811.ff 1.510.253 1,811,629 1.510,253 Current assets Investments Cash at bank and in hwtd 9,853 31,863 93,967 19,425 41,716 113,392 Creditors.. amounts f￿ling due thithin one year (4723) (6,310) Not current a¥¥ets 36.993 107,082 Total nét assots 1,848.622 1.617,335 Charity funds Endo￿Ont funds Unreslricted funds 1.711,683 136,939 1.501.028 116,307 Total funds 1.848,622 1,617,335 Th& finanoal atsmonts Ere apwoyed arKI aulhcrfi¥ed for iswè by Tnjsiees and ￿gned on their bghalf by". Charlès William Logh Barratt Dale.. ILI The notes on page$ 7 10 15 fomi part of these finan(ial Stat￿nents. Page 6

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 1 NOVEMBER 2021

1. Accounting policies

1.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published on 16 July 2014 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The Mr & Mrs Philip Rackham Charitable Trust meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

1.2 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

1.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Charity's objectives, as well as any associated support costs.

Grants payable are charged in the year when the offer is made except in those cases where the offer is conditional, such grants being recognised as expenditure when the conditions attaching are fulfilled. Grants offered subject to conditions which have not been met at the year end are noted as a commitment, but not accrued as expenditure.

1.4 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Charity; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

1.5 Investments

Fixed asset investments are a form of financial instrument and are initially recognised at their transaction cost and subsequently measured at fair value at the Balance sheet date, unless the value cannot be measured reliably in which case it is measured at cost less impairment. Investment gains and losses, whether realised or unrealised, are combined and presented as ‘Gains/(Losses) on investments’ in the Statement of financial activities.

Page 7

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 1 NOVEMBER 2021

1. Accounting policies (continued)

1.6 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

1.7 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

1.8 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

1.9 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

The endowment fund is an expendable endowment fund representing the original capital provided by the settlor, which has been invested in stock and shares. Income received is then transferred to the general fund.

Investment income, gains and losses are allocated to the appropriate fund.

Page 8

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 1 NOVEMBER 2021

2. Investment income

Unrestricted
funds
2021
£
Investment income
46,799
Bank interest
29
46,828
Unrestricted
funds
2020
£
Investment income
39,205
Bank interest
23
39,228
Total
funds
2021
£
46,799
29
46,828
Total
funds
2020
£
39,205
23
39,228

Page 9

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 1 NOVEMBER 2021

3. Analysis of expenditure by activities

Charitable activities costs
Charitable activities costs
Analysis of support costs
Accountancy & Examination
Legal & Professional
Grant
funding of
activities
2021
£
24,500
Grant
funding of
activities
2020
£
46,000
Governance
costs
2021
£
8,854
Governance
costs
2020
£
10,722
Total
funds
2021
£
2,400
6,454
8,854
Total
funds
2021
£
33,354
Total
funds
2020
£
56,722
Total
funds
2020
£
2,100
8,622
10,722

Page 10

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 1 NOVEMBER 2021

4. Grants payable

Asperger East Anglia
Asthma Relief
Aylsham & District Care Trust
BEFA
BREAK
British Lung Foundation
BUILD
Childhood First
Connects & Co
Eating Matters
Excelsior Trust
FitzRoy Support
Hebron Trust
Holt Youth Project
Le Paradis Memorial Appeal
Macmillan Cancer Support
MAP
NARA - The Breathing Charity
Norfolk Citizens Advice
Norfolk Community Foundation (Surviving the Covid Winter Appeal)
Norfolk Community Foundation (Sir Norman Lamb Mental Health and
Wellbeing Fund)
Norfolk Community Foundation (Every Child Online Campaign)
Norfolk Hospice Tapping House
Norfolk Family Carers
Norwich Cathedral Music Appeal
Priscilla Bacon Hospice Appeal
Royal Papworth Charity
Samaritans - Norwich
Schoolreaders
Stepping Stones
Suffolk Historic Churches Trust
The Addington Fund
The Country Trust
The Hamlet Centre Trust
The Matthew Project
2021
£
-
1,000
-
500
500
-
-
-
-
-
-
-
-
500
-
500
-
500
-
1,000
-
1,000
500
500
5,000
5,000
-
4,000
500
500
-
500
500
-
1,000
23,500
2020
£
500
1,000
500
1,000
500
500
500
500
500
500
500
500
500
-
500
-
500
1,000
1,000
5,000
2,500
-
-
-
-
-
10,000
5,000
1,000
-
2,000
1,000
1,000
500
2,000
40,500

Page 11

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 1 NOVEMBER 2021

The Memorial Trust of the 2nd Air Division USAAF
The Nancy Oldfield Trust
The Prince's Trust
The YANA Project
Time Norfolk
With
-
-
-
1,000
-
-
24,500
1,000
500
1,000
2,000
500
500
46,000

5. Fixed asset investments

Cost or valuation
At 2 November 2020
Additions
Disposals
Revaluations
At 1 November 2021
Net book value
At 1 November 2021
At 1 November 2020
Listed
investments
£
1,510,253
217,321
(133,758)
217,813
1,811,629
1,811,629
1,510,253

The historical cost of fixed asset investments at 1 November 2021 was £1,121,700 (2020: £1,056,696).

Page 12

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 1 NOVEMBER 2021

6. Creditors: Amounts falling due within one year

Accountancy and Examination Fees
Legal and Professional Fees
Financial instruments
Financial assets
Financial assets measured at fair value through income and expenditure
2021
£
2,400
2,323
4,723
2021
£
1,811,629
2020
£
2,340
3,970
6,310
2020
£
1,510,253

7. Financial instruments

Financial assets measured at fair value through income and expenditure comprise listed investments.

Page 13

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 1 NOVEMBER 2021

8. Statement of funds

Statement of funds - current year

Balance at 2
November
2020
£
Unrestricted funds
General Funds
116,307
Endowment funds
Endowment Funds
1,501,028
Total of funds
1,617,335
Statement of funds - prior year
Balance at
1 November
2019
£
Unrestricted funds
General Funds
135,046
Endowment funds
Endowment Funds
1,564,353
Total of funds
1,699,399
Income
£
Expenditure
£
46,828
(33,354)
-
-
46,828
(33,354)
Income
£
Expenditure
£
39,228
(56,722)
-
-
39,228
(56,722)
Gains/
(Losses)
£
Balance at 1
November
2021
£
7,158
136,939
210,655
1,711,683
217,813
1,848,622
Gains/
(Losses)
£
Balance at
1 November
2020
£
(1,245)
116,307
(63,325)
1,501,028
(64,570)
1,617,335
Gains/
(Losses)
£
Balance at 1
November
2021
£
7,158
136,939
210,655
1,711,683
217,813
1,848,622
Gains/
(Losses)
£
Balance at
1 November
2020
£
(1,245)
116,307
(63,325)
1,501,028
(64,570)
1,617,335
1,711,683
1,848,622
Balance at
1 November
2020
£
116,307
Unrestricted funds
General Funds
Endowment funds
Endowment Funds
Total of funds
1,501,028
1,617,335

Page 14

THE MR & MRS PHILIP RACKHAM CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 1 NOVEMBER 2021

9. Analysis of net assets between funds

Analysis of net assets between funds - current year

Fixed asset investments
Current assets
Creditors due within one year
Total
Endowment
funds
2021
Unrestricted
funds
2021
£
£
1,711,683
99,946
-
41,716
-
(4,723)
1,711,683
136,939
Total
funds
2021
£
1,811,629
41,716
(4,723)
1,848,622

Analysis of net assets between funds - prior year

Fixed asset investments
Current assets
Creditors due within one year
Total
Endowment
funds
2020
£
1,501,028
-
-
1,501,028
Unrestricted
funds
2020
£
9,225
113,392
(6,310)
116,307
Total
funds
2020
£
1,510,253
113,392
(6,310)
1,617,335

10. Related party transactions

During the current and previous year, no trustee received remuneration or reimbursement of expenses.

None of the trustees entered into any transaction, contract or other arrangement with the charity, other than those indicated below.

The firm of Birketts provided legal services during the year on normal commercial terms at a cost to the charity of £5,858 (2020: £8,015). Of this sum, £2,323 was outstanding at the year end (2020: £3,970). JS Jones is a legal director at Birketts.

The firm of Barratt & Cooke, of which Mr C W L Barratt is a non-executive director, provided stockbroker services. During the year they received and retained commissions and management fees amounting to £2,983 (2020: £4,857).

Page 15