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2025-04-05-accounts

RB Gray Charitable Trust

Financial Statements

For The Year Ended 5 April 2025

RB Gray Charitable Trust

Annual report of the trustees for the year ended 5 April 2025

Registered number 1008160 Address Stoneybeck Rowden Lane Hampsthwaite Harrogate HG3 2ER Trustees Mrs J.E. Fairfoot Mr W.M. Gray Mr J.M. Fairfoot

The trust was established by deed on 24 January 1992.

In planning our donations for the year we have kept in mind the Charity Commissions guidance on public benefit at our trustee meetings.

The focus of the trustee's activities is benefitting charities established to provide relief for persons suffering from cancer, diseases of the heart, leukaemia, arthritis or rheumatism, and charities established for the conduct of research into these illnesses.

During the year, the trust's investments produced income of £28,649. Donations of £22,000 were made during the year.

Trustees' Responsibilities

in respect of the preparation of the financial statements

Under charity law, the trustees are required to have independently examined the financial statements of the charity for each financial year which showa true and fair view of the state of affairs of the charity and of its income and expenditure.

In preparing those financial statements, generally accepted accounting practice entails that the trustees are required to:

  1. select suitable accounting policies and then apply them consistently;

  2. make judgements and estimates that are reasonable and prudent;

  3. state whether the recommendations of Statement of Recommended Practice No 2 ("Accounting by Charities") have been followed, subject to any material departures disclosed and explained in the accounts;

  4. prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue its activities.

The trustees are required to act in accordance with the trust deed of the charity within the framework of trust law. They are responsible for keeping proper accounting records. They have general responsibility for taking such steps as are reasonably open to them to safeguard the assets of the charity and to prevent and detect fraud and other irregularities.

Page 1

RB Gray Charitable Trust

Independent Examiner’s Report

For The Year Ended 5 April 2025

We report on the accounts for the year ended 5 April 2025, which are set out on pages 3 to 6.

Respective responsibilities of trustees and examiner

The trustees are responsible for the preparation of the accounts. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011(the 2011 Act) and that an independent examination is needed.

Having satisfied ourselves that the charity is not subject to audit under company law and is eligible for independent examination, it is our responsibility to:

Basis of independent examiner’s report

Our examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent examiner’s statement

In connection with our examination, we confirm that no material matters have come to your attention in connection with the examination which gives us cause to believe that in, any material respect:

We have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Farrar Smith Chartered Accountants Unit 11, Fusion Court Aberford Road Leeds LS25 2GH

Dated : 28 January 2026

Page 2

RB Gray Charitable Trust

Revenue Account

For The Year Ended 5 April 2025

Note
Income
Income from investments
Proceeds on sale of Investments
Bank interest received
Expenditure
Direct charitable expenditure
Donations
2
Other expenditure
Fidelity management charge
Chase De Vere management charge
Accountancy fees
Gain/(loss) in market value of investments
Net Surplus/(deficit)
2025
£
28,648.77
1,009.85
463.96
30,122.58
22,000.00
845.18
3,055.00
1,680.00
27,580.18
1,737.53
4,279.93
2024
£
26,412.87
1,293.70
207.33
27,913.90
19,000.00
1,293.76
2,986.00
1,320.00
24,599.76
21,142.56
24,456.70

Page 3

RB Gray Charitable Trust

Balance Sheet As At 5 April 2025

Settlement Assets

Investment assets
Fidelity Global Dividend W Mly Inc
Armetis Strategic Bond Fund Class MI Inc
CT High Yield Bond RDR Z Inc
Aegon High Yield Bond
BlackRock Corporate Bond Fund Class D Inc
Invesco Mth Inc Pls UK NT Inc
Invesco Distribution UK Inc
WS Gresham House UK Multi Cap Income C
Janus Henderson Fixed Int Mthl Inc
JPM US Equity Income Fund C
JPM Global Equity Income C Inc
Jupiter Distribution & Growth I Fund Inc
Jupiter Strategic Bond I Inc
Jupiter Japan Income Fund I Class Inc
L&G Short Dated Sterling Corporate Bond
Liontrust Sustainable Future Corporate Bond
Rathbone Strategic Bond Inst Inc
Royal London Corporate Bond M Inc
Schroder Income Maximiser Z Fund Inc
BNY Mellon Global Income Inst Fund W Inc
Royal London Short Duration Credit II M Inc
Royal London UK Equity Income Z Inc
BlackRock Continantal European Income Fund
BNY Mellon Asian Income Institutional W Inc
Note
3
2025
£
47,778.86
46,373.14
40,333.19
35,082.22
16,634.67
38,681.96
20,598.16
12,965.08
31,412.87
5,811.32
10,784.40
0.01
33,527.48
15,123.42
20,261.04
24,675.08
15,964.09
30,920.17
35,164.58
49,094.80
15,884.06
49,503.28
11,939.07
6,770.67
615,283.62
2024
£
44,142.36
45,739.84
39,518.17
34,929.13
16,840.88
38,762.45
20,790.38
14,374.14
31,152.12
13,910.50
30,918.89
0.01
33,720.63
9,142.03
19,172.08
24,865.69
15,952.81
30,949.39
23,244.19
58,282.56
15,612.14
51,525.70
-
-
613,546.09

Page 4

RB Gray Charitable Trust

Balance Sheet As At 5 April 2025

Settlement Assets - Cont'd

Cash and bank balances at 5 April 2025
Leeds Building Society
Aegon/Fidelity
Total Current Assets
Current Liabilities
Accrued Expenses
Financed By:
Trust Fund Capital Account
General fund brought forward
Net surplus/(deficit) for the year
9,814.92
7,139.29
16,954.21
632,237.83
1,500.00
630,737.83
626,457.90
4,279.93
630,737.83
14,700.06
851.75
15,551.81
629,097.90
2,640.00
626,457.90
602,001.20
24,456.70
626,457.90

These financial statements were approved by the trustees on 28 January 2026

And signed on their behalf by :

Mrs J.E. Fairfoot Trustee

Page 4 - Cont'd

RB Gray Charitable Trust

Notes to the financial statements

1. Accounting policies

The financial statements are prepared on the receipts and payments basis and in compliance with the Statement Of Recommended Practice, Accounting by Charities.

2.
Donations
The trustees made donations as follows,
National Heart Research Fund
Arthritis Research Campaign
St Gemma's Hospice
Sue Ryder Care Centre Wheatfield's
St Michaels Hospice
Martin House Hospice for Children
Yorkshire Air Ambulance
Parkinson UK Leeds Branch
MIND in Harrogate
Orb Community Enterprises
Claro Enterprises
Cancer Research Yorkshire
Alzheimer Research
Leeds Hospitals Charity MHD
Leeds Hospitals Charity, Jacqui's Million
Desmoplastic Small Round Cell Tumour
2025
£
1,000.00
1,000.00
2,000.00
2,000.00
2,000.00
2,000.00
2,000.00
-
2,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
1,000.00
2,000.00
22,000.00
2024
£
1,000.00
1,000.00
2,000.00
2,000.00
2,000.00
2,000.00
2,000.00
1,000.00
2,000.00
1,000.00
1,000.00
1,000.00
-
1,000.00
-
-
19,000.00

Page 5

RB Gray Charitable Trust

Notes to the financial statements

3.
Investments
At 6 April 2024
Acquisitions/Re-invested during the period
Change in market value
At 5 April 2025
£
613,546
-
1,738
615,284

4. Taxation

As a registered charity the trust is generally exempt from Income Tax and Capital Gains Tax, but not from VAT. Irrecoverable VAT is included in the cost of those items to which it relates.

Page 6