2022-06-30-accounts

THE MBIA SOCIETY TRUST Annual Report and Accounts 2022

Clockwise from top: Br Jacek and boys at Home of Hope, Child with APTERS assistance aid, Children eagerly waiting outside their new classroom at Shingwa School, Teacher Angela Malitati: an education grant beneficiary.

Cover: Lillian Munkanga: one of the students supported with an education grant.

Chairman’s Report

After two years meeting on screen I’m delighted that this year we can meet in person. This is appropriate because The Zambia Society (later the Zambia Society Trust “the Trust”) was set up originally, in 1968, as a social gathering for people with a love of Zambia to meet together. As time went on The Zambia Society began to raise money to support charitable work in Zambia, with a particular focus on helping needy children and young people through education and welfare projects.

Support for local projects has continued and expanded, and fundraising is now an important part of our activity. Details of all of the projects are included in this Annual Report. I am hugely encouraged by the commitment and dedication of the amazing people who run these projects in Zambia, which bring so much hope and practical help to so many children, young people and their families. The financial support that we are able to give is only possible because of the regular subscriptions of our members, along with various fundraising activities and generous donations from individuals. This year we have again produced a beautiful calendar, and I hope that as many people as possible will buy one or more - they make excellent gifts! We are grateful to George Oldfield who ran the London marathon on our behalf, and to those who generously sponsored him.

Fundraising in today’s climate is increasingly difficult, and we are very thankful that we have been able to maintain the level of funding and our commitments to all of the projects, and also to give additional support to meet specific, urgent needs. Thank you for making this possible!

I am encouraged that over recent years we have been able to establish a strong team in Zambia to keep in touch with the projects on the ground, and, thanks to Zoom, they can also join our trustee committee meetings. This means that we are able to maintain close contact with all of the projects and project leaders, and also to run some training workshops in leadership and corporate governance. The trustees would like to thank them all for their valuable service.

I would also like to thank all of the trustees for their continued enthusiasm and commitment to this worthy cause, and for undertaking all of the practical activities involved. Sadly, Peter Fleming and Val Pearson are standing down this year. Peter has been heavily involved with fundraising and with managing our excellent website, and Val has significantly expanded the range of our merchandise. Many thanks to them both. I’m delighted to report that Tim Legge became a trustee in February 2022, and he will be a great asset. Next year will be my final year as Chairman, and it has been a huge privilege to serve in this role for the past eleven years.

We are grateful for the strong relationship that we have with the High Commission, through the support of the previous High Commissioner H.E. Lt. Gen. Paul Mihova and previous Deputy High Commissioner Mrs Patricia Chanda. We send our very best wishes to them both on their return to Zambia. We look forward to working with Deputy High Commissioner Mrs Lubu Nxumalo and the new High Commissioner when appointed. Thanks to their generous hospitality we usually are able to hold our AGM at The High Commission but this year we have moved the meeting to the newly renovated St John’s Church, Waterloo, in order to use their comprehensive video facilities. This will enable us to receive a live presentation from Br Jacek Rakowski at St Lawrence Home of Hope in Misisi, Lusaka.

John Barnard

Report of the Trustees for the year ended 30 June 2022

The Trustees of The Zambia Society Trust (“the Trust”) present their annual report and accounts of the charity for the year ended 30 June 2022. The accounts have been prepared in accordance with the accounting policies set out in Note 1 to the accounts.

In setting our objectives and planning our activities the Trustees have considered the Charity Commission’s guidance on public benefit. The Trust is devoted to the relief of poverty, disability and sickness, and to the promotion of good health and advancement of education. In allocating funds in line with the Trust’s Objects, the Trustees make a considered assessment of the benefits to the specific beneficiaries and to Zambian society as a whole. The Trust monitors on an on-going basis all projects to which it gives support.

Education Grants: £30,000

The situation in Zambia still requires us to help sponsor some of the poorest students in the country. We have received far more applications than we can either fund or cope with administratively, and we thank the Lusaka Education sub-committee especially Whiteson Chenge for all they do to enable us to continue this vital part of the Trust’s contribution to the future prosperity of Zambia. Due to the generous donations from our members and friends we have been able to spend £30,000 in supporting various students studying a wide range of subjects, in many different education centres. This is more than we have ever been able to help before.

Below are the names, gender, ages, and courses of students we sponsored this year:

Paul Kazumba	M	25	BSc in Mathematics
Pascal Chalwe	M	23	Diploma in Medicine
Ruth Swala	F	21	Registered Nursing in Public Health
Sarah Nkonde	F	22	Registered Nursing and Midwifery
Thankxo Muleya	M	34	Advance Cert in Electrical Engineering
Towela Chingwe	F	24	BSc in Human Biology
Mukaso Katemba	M	24	Dip. Biomed Engineering
Musenge Bwalya	M	28	BA in Education Physics and Mathematics
Nancy Chulu	F	23	Registered Nursing and Midwifery
Nelson Phiri	M	27	Diploma in Clinical Medicine
Noria Mautsa	F	20	BSc in Banking and Finance
Lisimba Kdiwa	M	22	Mechanical Fitting

1

Kingswel Msyuka	M	24	BA in Medicine and Surgery
Leeroy Phiri	M	28	Business Administration
Chanda Lister	F	21	Dip. In Clinical Medicine
Lydia Katongole	F	22	BSc in Science in Economics
Manase Mkandawire	M	24	BA in Arts with Education
Kasaka Mbundu	M	23	Clinical Officer Gen Diploma
Melisa Kanyungo	F	21	BSc in Nursing
Memory Sakuwunda	F	24	BA in Economics
Moses Mambwe	M	25	Actuarial Science
Tasha Mashilipa	M	23	Human Resources Management
Angela Malitati	F	21	BA in Business Studies with Education
Belita Chitambo	F	24	BA in Pharmacy
Bright Banda	M	23	Clinical Medicine
Josephine Chisala	F	21	BSc in Physics
Joice Mulubwa	F	24	Registered Nursing
Drackson Phlurl	M	28	Engineering
Isaac Munkombwe	M	28	Public Health Nursing
Gerald Macha	M	25	BA in Med. Sciences
Howard Ngosa	M	21	Dip. Clinical Medicine
Webster Nyangu	M	36	BA in Theology
Memory Nkhata	F	24	Registered Nursing
Nora Shamboka	F	23	BSc in Medicine and Surgery
Rose Mfune	F	20	Dip. Registered Nursing
Rhoda Muwowo	F	23	Dip Teaching in Education Science
Lydia Banda	F	24	BSc in Biology
Bwala Chisenga	M	22	BSc in Human Biology

2

In 2022 we were also able to support the following students for a second year:

Sibeso NamusIye	F	21	Clinical Medicine Science
Precious Chilufya	F	23	BA in Business Administration
Wezi Simukonda	M	21	Clinical Medicine
Zachariah Chikango	M	22	BSc in Education
Christopher Chanda	M	22	Registered Nursing
Barbara Mwanjabala	F	21	BA in Law
Wilson Chilufya	M	21	Dip. Electrical Engineering
Alick Simukonda	M	22	Registered Nursing
Pethias Mulenga	M	24	Registered Midwifery
Delphine Kunda	F	27	Education Degree
Lumamba Kabanga	M	22	Dip. Clinical Medicine
Martha Mulolani	F	38	Nursing and Midwifery
Mary Mpongo	F	25	Nursing and Midwifery
Loveness Chungu	F	21	Dip. Education
Christopher Kashiya	M	22	Electrical Engineering
Michael Zulu	M	21	Motor Vehicle Engineering
Mwikisa Mwikisa	M	22	BA in Economics
Emelia Mahongo	F	22	BSc in Oncology
Evelyn Malaka	F	34	Degree in Primary Education
Juliet Ngona	F	19	Midwifery
Lillian Munkanga	F	20	BSc in Nursing
Moses Phiri	M	22	Dip. Registered Nursing
Judith Chimtingiza	F	19	BSc in Banking and Finance
Mukupa Mulenga	F	29	MSc In Project Management
Mwila Mwila	M	22	Laboratory Technician

3

With a total of sixty-three students in full time tertiary education partially supported by the Trust and the Business Council for Africa I think that we can be proud of what we have achieved in 2022.

Ken Hamilton

Help for Orphans and Other Vulnerable Children: £21,000

Kwasha Mukwenu (Help Your Neighbour), Matero, Lusaka: £11,000

The school for needy children continues to offer classes for one hundred and forty pupils from Grade 1 to Grade 9, with five teachers. In addition funds are provided to cover examination fees and to progress further in Government schools.

Over the past year a new nursery school has been completed and equipped and is now up and running with three teachers and fifty children.

A new Executive Team has been elected to carry the work forward. The previous team of founder members did an excellent job for many years, over which time many hundreds of needy children have been enabled to attend school, and to go on to jobs and careers that would otherwise have been impossible for them to achieve.

Bernard Lusale, a Trust volunteer, has continued running a series of training workshops with the Kwasha Mukwenu Women’s Group members and with the new executive team, with Mwate Nampemba in attendance. These sessions focus on the different leadership roles (Chairperson; Secretary; Treasurer), on strategic planning and on issues of governance and accountability.

Left: Some of the founder members of the Kwasha Mukwenu Women’s Group. Middle & Right: Bernard Lusale leading one of the training workshops.

John Barnard

4

Mpunde Mission Centre, Central Province: £3,000

Mpunde Mission operate a school in Mpunde, which is situated in a remote area to the West of Kabwe, and also helps fund local children to attend other schools and colleges in the area. The Mission is lead by Fr Adam and he writes:

“I would like to thank you most sincerely for your generous donation in the amount of ZMW 71,311.65 . I am writing these words of appreciation not only on my behalf but also to express the gratitude of children and their parents supported by The Zambia Society Trust. The entire grant was used to pay the school fees for 23 clever children from poor families.

Five of them study in colleges. The eldest of them by the name of Ephraim Njovu will graduate from teacher college next year. It will give him the right to teach in high schools. The other four (three boys and one girl) are fulfilling their desire to serve sick people as nurses and male nurses. They have come so far in education thanks to your help they have been receiving from primary school.

The rest of the supported children attend secondary school. They are really motivated and inspired by the achievements of their friends who were given the chance to leave our place in order to continue education in colleges. This dream can come true only with your help.

I am very pleased and honoured by your representative’s visit to our place. It was not easy to travel from Lusaka to Mpunde using our public transport. Dear Tim Legge, thank you for your effort and willingness to visit our remote village and learn about our daily joys and concerns. This visit assured me that over the years of cooperation we have become friends who are anxious about the future of the youngest Zambians.

The words will never express our gratitude and gratefulness. You have changed for the better the life of underprivileged children giving them chance for education and successful future. I respectfully request you to continue assisting our students and school children.

May God bless you always. We keep you in our daily prayers.”

As Fr Adam mentions, Tim Legge visited Mpunde in the Autumn of 2022. Given its rural location Mpunde Mission is not an easy place to reach and so we are thankful to Tim for his visit.

Andrew Rose

5

Chitsime Association, St Lawrence, Home of Hope, Lusaka: £4,000

The Home of Hope, alongside St Lawrence Church, Misisi, provides accommodation, teaching and emotional support to boys who are rescued from living on the streets. The project is run by Brother Jacek Rakowski, and he goes to great lengths to find the families of these boys and to help them reunite and reintegrate. In his latest report to us Brother Jacek writes:

“It has been another intensive year here at the Home of Hope. The need for our service is still ongoing. There are always new children in desperate need of help. There are still families who need an external agency to help them with the not easy task of bringing up their children in an environment which is constantly working against them. High unemployment rates, the uncertainty of tomorrow, struggle with substance abuse, high crime rates, depression, and wounds of their own trauma.

The Covid pandemic has subsided, and finally, this year, we have welcomed some of our old friends who could visit us again. With their help, we could make some long-needed renovations and improvements to our home. We have managed to repaint all of the dormitories and replace old and damaged lockers with new shelves. We have also put up five new solar geysers for the kids to bathe in hot water (important, especially during the cold season) and renovated toilets and showers for the staff.

Since the beginning of this year to date, we have welcomed into our home 92 new children. We will close the year with a few above 100, which is the highest ever number of new children received in one year. At the same time, we have reintegrated with their families a total of 68 children. It took much work to have such an impact.

6

Our investment in education is also paying off in an enjoyable way. Many of the boys we support for education keep coming up with excellent results, frequently on top of their classes. Like Joseph, now a 15year-old, who came to the Home of Hope towards the end of 2018. At the time, he was enrolled to Grade 4; within one year made it straight to Grade 7 and obtained the highest in the Central Province and the third highest in the country marks for his final exam. He was selected to the prestigious Hillcrest Technical Secondary School in Livingstone and this year has won the First Prize in the National Junior Secondary Mathematics Olympiad! Now that’s an undisputable achievement! Two weeks from now, Joseph will write his Grade 9 exams, and we are sure we will have yet another opportunity to be proud.

Another of our beneficiaries, Ackim, after four years of studies at Copperbelt University, has obtained his Diploma. Ackim writes in his letter to us: “ Thanks to your support, I have received a BSc in Bioenergy with an emphasis on Renewable energy... I conceptualized, initiated, and managed projects on renewable energy. The sponsorship allowed me to focus on my studies and enjoy my time at the university. You have been an immense source of strength and courage for me during this phase. I cannot thank you enough for ensuring I finish my education without any hurdles. Your generosity has inspired me to help others and give back to the community. I hope one day I can help students achieve their goals just as you have helped me”.

We have four young men who will sit this year for their Grade 12 exam. Judging by their results so far, we are expecting they will qualify to continue their education in college or university. A great joy for us, but at the same time, a worry: will we be able to find sponsorship for them?

From September this year, two new vital persons joined our team at Home of Hope: Fr. Toon van Kessel, who was appointed the Financial Director and Br. Bara Suman, who joined the team of caregivers. Both are Missionaries of Africa, and we are delighted to have them with us. We are looking forward to our fruitful work together.

All our work here at Home of Hope is possible only with the many contributions we receive, including support from you – the Zambia Society Trust. The other day I had some boys playing board games in my office. In the evening, as I was getting ready to go for our “street outreach”, some of them asked where I was going this late. After my explanation, they said: “ You are going to see Zombies” (a nickname that kids created for those still living on the streets). “ Yes” , I said, “ We are going to bring them back to life the way we gave you back your lives some time ago”. That night we brought back with us six very young boys.

Thank you for your friendship, trust, and continued support.”

John Barnard

St Francis Hospital, Katete AIDS Orphans Project: £3,000

The numbers of children that we are now looking after has fallen, mainly because most of the young people completing grade 12 have graduated. According to the latest records, we are now looking after just over seven hundred young people. Due to the change in the way that PTA fees are charged in Zambia, our costs have fallen substantially. However, an increasing number of children are attending boarding school and these fees have increased dramatically. Our land cruiser which we use to visit the villages has major problems and we have had to spend about £5,000 to refurbish it. The vehicle is currently with Toyota in Lusaka and should be back on the road by the end of this month.

7

Due to the reasons described above, we are hoping to increase the numbers by 100 each year for the next three years.

We are extremely grateful to the Trust for their continued support without which, along with individual donations, we would find the program increasingly difficult to continue.

During this year, we have engaged Emelia Mulenga to manage the program in Zambia. During my visit I had the opportunity to talk to her at length about her background. It turns out that for quite a number of years she was looking after her younger siblings. This started when she was 10 years old and continued into her early teens. We feel that she is extremely well qualified, based upon her experience, to manage the programme.

This is Emelia sorting reusable sanitary towels for the young ladies in the OVC program

Andrew Cairns and John Barnard

Shingwa School, Mpongwe: £ 3,000

When Shingwa School originally opened, it had two hundred and fifty pupils and five classrooms. Since then, the number of pupils has more than doubled to just over six hundred. However, no extra classrooms have been built due to the lack of government funding. This limited pupils attendance to approximately two and a half hours of learning each day, as the different classes have to attend in separate shifts so that they can take turns to study in the existing classrooms.

Four years ago, parents of pupils in the school decided to build a new class room extension block. Every parent was asked to contribute some money to the fund. Local supporters of the school also donated some money and others offered to work on the project for free. However, the funds that were collected have been exhausted through completing the foundations for the new classroom block. For a further three years the project was at a standstill and would have remained so without the direct intervention of Mathias Mbewe, a Trust trustee.

8

Mathias and his wife, Tina, have through a series of fund raising activities, raised the necessary funds to enable the classroom extension block to be built and fitted out with new locally-built desks and equipment.

The build and fitting out of the new classroom was overseen by Mathias whilst working on his nearby farm. The classroom is now up and running and pupils can now attend for longer each day and additionally has enabled Shinwa School to offer both primary and high school level education.

Andrew Rose & Mathias Mbewe

APTERS (Appropriate Paper Technology) Group: £2,000

APTERS Zambia produces mobility aids with recycled paper and cardboard to assist physically challenged children while empowering physically challenged adults.

Kenneth Habaalu in his recent report to the Trust reported that they are continuing to face increased demand for mobility aids. They are inundated with referred children from the University Teaching Hospital in Lusaka. With the assistance of the Japanese Embassy, who donated cutting machines, production of mobility aids has trebled in the ten months to 31 October 2022 to approximately 1,500 devices, resulting in more children receiving mobility aids. This has been made possible by the Trust’s annual grant.

The Trust’s funding directly helps vulnerable patients who do not have the financial means to pay for mobility aids. APTERS funding is limited and consequently is able to fund only one mobility aid per child or adult. The adverse exchange rate movement has also reduced the value of our grant. The reality is that some children need both a chair and a and this requires additional funding.

Elisabeth Young

Pilgrim - Salt in the Community (Growing Communities): £9,000

‘Growing Communities – Zambia’ is the UK charity which raises funds to help the Zambian charity ‘Pilgrim - Salt in the Community’ to create a “Resource Village” to support the local community in Kalilanama. A lot of progress has been made over the past year on several fronts.

9

Pilgrim School caters for children from Grades 1 to 6, and now has over 100 children registered. The Ministry of Education has recognised the school and has started to give some financial support towards teacher salaries. Building repairs have been carried out and a second classroom has been constructed (see below). There are now three teachers and a class of older children meets in the school office. All children are given a cooked lunch, with much of the food provided from the project farm. Twelve pupils moved on to Grade 7 at a government boarding school thirty kilometres away, but parents are finding the cost

prohibitive, which means that many are not able to continue.

The Health Post / Clinic is now staffed full time with a volunteer nurse. Local community health workers have been trained to visit the community villages to follow up people who attend the health post and to provide basic information on healthcare and nutrition. Drugs are in short supply, but some are being provided for malaria and other common diseases. Discussions are taking place with district health officers about the possibility of financial support.

Several huts / chalets have been built to accommodate project workers and visitors.

Agriculture is expanding and livestock is being introduced. The project has been able to buy a tractor and plough, and last year saw a good harvest of maize and beans. A market garden produces a range of vegetables. A piggery has been built for about thirty pigs, and poultry rearing is being increased with the construction of a poultry house.

The ex Royal Mail truck, imported from UK, has been a great blessing over the past year in ferrying people, produce and building materials

The Church is thriving (Hope church, Kalilanama). They meet in the school building and run an active outreach programme to support people in the local villages.

John Barnard

Footballs and Netballs: £2,000

We continue to have a good working relationship with the Zambia Open Community Schools (‘ZOCS’). The Director, Petronella Sibeene, sends us regular reports on the distribution of balls with the emphasis on rural areas in the more remote parts of the country.

10

ZOCS has a central office in Lusaka and in June we received their 2021 Annual Report, including their financial statement. This is detailed and comprehensive.

For 2022 £2,000 was donated. The balls are manufactured by Alive and Kicking. This organisation has manufacturing facilities in Lusaka and also in Kenya and Ghana. They have a Head Office in London and the funds are sent to the London office who then transfer the money directly to A&K in Lusaka. The funds provided ZOCS with 57 footballs and 50 netballs. The balls are hard wearing and suitable for hard surfaces. The balls are kept for special occasions, such as cup matches.

In addition to ZOCS we also provided balls to Katete Hospital – six footballs and six netballs – and six netballs to Katete Girls Secondary School.

This project works well because of the co-operation with ZOCS, Katete and Alive and Kicking.

Roger Thompson

Administration

Members

We now have three hundred and seven members of whom forty nine receive the newsletter by post. These subscriptions form an essential part of keeping up the grants to our projects.

Sadly four of our members have passed away during the year and some have ceased due to change in circumstances.

Receiving copies by email helps us to cut down postage costs and add more funds to the projects but we realise that this is not possible for everyone, and we welcome the interest of all members.

The email list is due for revision as some subscriptions have lapsed. Do please check that your bankers order or cheque subscription is up to date. If you have not received the Newsletter, please advise and keep us informed of changes to your address or if you wish to cease receiving mail.

Subscriptions can be made by cheque, bankers order or through the website by credit or debit card.

Please encourage anyone you know with an interest in Zambia to join the membership of the Trust and support the projects we assist in Zambia

Eileen Hamilton

Publications: ZST News , News from Zambia and Social Media

Until the end of 2021, we kept in touch with members and other supporters via ZST News , a free quarterly newsletter containing illustrated reports on the projects the Trust supports in Zambia, as well as news of fundraising events and activities, both those organised formally by the Trust and those undertaken by enthusiastic supporters. Quarterly publication meant that news was sometimes quite old by the time it

11

reached our readers. As the number of members receiving paper copies dwindled, while email subscribers grew, we decided to switch to a more flexible approach that would allow us to send out news as soon as possible. So from the beginning of 2022, news from the Trust has been sent by email only, on average about once a month. For the very small number of members who do not use email, a special printed issue of ZST News was published at the end of June. We will continue to post a hard copy of news each June for postal members only. The Annual Report will provide additional updates for these members.

More than five hundred people now receive news from the Trust by email. Anyone with an interest in the Trust can sign up to receive email news via our website https://zambiasocietytrust.org.uk/newsletters - you don’t have to be a member.

News from Zambia: We continue to provide members with this publication on a monthly basis, either by email or by post.

As far as possible the news covers all aspects of life and events in Zambia, to include politics, industry, sport, health, the arts and the environment, including wildlife.

Over the past year we have reported, for example, the following: Zambia honours Queen Elizabeth after her death; the President attends and addresses the UN; development of electric cars with a new nickel mine in Kalumbila; a new museum for Dr. Kaunda describing his life and with public lectures; the return of the Kuomboka ceremony of the Lozi people; and moves to protect local languages, for example in Mkushi district.

Our website has a blog area where we update news of our projects and provide other ZST news, these blogs also go out on social media - Twitter and Facebook. If you’re able to follow us on either of these platforms and re-tweet or like our messages, this will help improve our visibility to the wider world.

Anne Fraenkel, Roger Thompson and Peter Fleming

Fund raising

The generosity of our members, supporters and their friends has once again ensured that our income and fundraising efforts have remained largely on track compared to last year and for this we are very grateful.

This will enable the Trust to continue to fund our much needed programmes to pretty much the same extent as last year, bearing in mind that before we commit to the majority of our new education grants for example, we have to consider that a many of the students will require two years of funding meaning we have to be prudent with our resources.

We do of course continue to look for new fundraising ideas. Just last month we were fortunate to have had George Oldfield take part in the London Marathon for us raising some £1,400 at the time of writing, a not insignificant amount. Grateful thanks to George and to the generous folk who sponsored him.

Our 2022 calendar was a success not only as a fund raiser but also by promoting the Trust to a wider audience and in the case of last year’s calendar, promoting Zambian art. We’re pleased to say that the

12

2023 calendar should be on sale via the website now. Please support us by buying a copy and maybe consider buying extra for friends as gifts.

Once again a short reminder that you can raise funds for the Trust when you shop on the internet by logging onto www.easyfundraising.org.uk website, establishing an account, selecting Zambia Society Trust as your preferred charity and then clicking through to the retailer you wish to buy from. Easyfundraising have links to most well-known retailers as well as insurance companies, utilities, travel and many other categories. You spend and we receive a donation, it’s pretty much as simple as that. Alternatively if you use Amazon please instead log onto their charity donation website which is www.smile.amazon.co.uk , log into your account and select Zambia Society Trust as your chosen charity and again, we will receive a donation on almost all purchases.

Peter Fleming

Finance

The financial result for the Trust shows an overall income of £66,338 (2021: £42,947) and, after deducting administrative expenses of £4,755 (2021: £3,708) and charitable expenditure of £67,140 (2021: £39,103), a net deficit of income over expenditure of £5,557 (2021: surplus of £136). We spent more than we received in income this current year, but our cash reserves remain strong.

This we started and finished the year in a strong financial position. At 30[th] June 2022 our cash reserves were £47,043. We have been well supported during the year with a wide range and number of donors. Many of whom are longstanding supporters of the Trust. During the year we received four donations in the range of £1,000 to £21,500. The donation of £21,500 was made in support of the work at Kwasha Mukwenu and Pilgrim – Salt in the Community (Growing Communities). This generous donation is greatly appreciated as are all donations which we receive.

Donations

Donors can request that their donation be allocated to a specific designated fund such as the Orphans Fund or Education Fund or any other of our project funds, or donations can be allocated to the Unrestricted General Fund to be used as determined by the trustees.

Management and administration expenditure

Management and administration expenditure of £4,755 represents 52% of our membership subscription income; consequently, all donation income is expended entirely on our charitable projects.

In summary, it is pleasing to report that we have been able to increase the overall amount of grant funding to £67,000 from £39,000 in the previous year. This has been made possible by the generous support of our many donors. Thank you.

Andrew Rose

13

The Zambia Society Trust

Income and Expenditure account for the year ended 30 June 2022

Unrestricted Restricted Designated Total Notes Funds Funds Funds 2022 £ £ £ £ Incoming Resources Subscriptions 9,091 9,091 Donations - General Funds 14,635 14,635 ZST Merchandise 4,252 4,252 Inland Revenue Tax Refunds 5,713 5,713 Harrogate Golf Day - Orphans' Projects - - Investment Funds & Deposits Income from Investments 2,443 2,443 Interest on COIF Deposit Account 50 50 Specific Donations Joy Goodacre Fund 270 270 Education Fund 2,621 2,621 Footballs & Netballs Fund - Orphan Fund 7,025 7,025 Growing Communities 15,500 15,500 Shingwa School 4,738 4,738 Total Incoming Resources 33,741 5,334 27,263 66,338 Resources Expended Charitable Expenditure Grants to Individuals 4 30,000 30,000 Grants to Orphan Projects 5 & 6 21,000 21,000 Grant to APTERS 5 2,000 2,000 Grant to Growing Communities 5 9,000 9,000 Grants to Shingwa School 5 3,000 3,000 Footballs & Netballs Fund 5 2,000 2,000 Bank charges - grant transfers to Zambia 140 140 Management & Administration Sundry expenses 621 621 ZST Merchandise 1,597 1,597 Newsletters & Annual Report 1,555 1,555 Website and Social Media development 982 982 Total Resources Expended 6,895 30,000 35,000 71,895 Net Incoming/ (Outgoing) Resources 26,846 (24,666) (7,737) (5,557) Fund balances brought forward at 1 July 2021 45,880 95,458 3,265 144,603 (Decrease)/increase in investment unit values (12,084) (12,084) Transfers from Unrestricted Funds (38,243) 24,508 13,735 - Fund Balance as at 30 June 2022 34,483 83,216 9,263 126,962	Total 2021 £ 10,938 13,044 2,827 2,653 3,115 2,870 8 290 7,102 100 - - -
	42,947
	20,000 15,000 2,000 2,000 - - 103 328 1,212 1,823 345
	42,811
	136 148,626 (4,159) -
	144,603

14

The Zambia Society Trust

Balance Sheet as at 30 June 2022

Notes Cash at bank NatWest Current Account COIF Deposit Funds 7 Investments Ridge Hobson Fund 8 Joy Goodacre Fund 8 Education Fund 8 Net current assets Represented by: Restricted Funds Ridge Hobson Fund 8 Joy Goodacre Fund 8 Education Fund 8 Designated Funds Footballs and Netballs Fund Growing Communities Shingwa School Orphans Fund Unrestricted Funds Total Funds	2022 £ 19,190 27,853 47,043 44,346 13,559 22,014 79,919 126,962 45,701 14,828 22,687 83,216 - 6,500 1,738 1,025 9,263 34,483 126,962	2021 £ 27,241 25,360
		52,601
		51,051 15,609 25,342
		92,002
		144,603
		52,644 16,681 26,133
		95,458
		150 - - 3,115
		3,265
		45,880
		144,603

The Accounts were approved by the Trustees on 19th November 2022

John Barnard Andrew Rose Chairman Treasurer

15

The Zambia Society Trust

Notes to the accounts for the year ended 30 June 2022

1. BASIS OF PREPARATION

The Accounts have been prepared on a receipts and expenditure basis in accordance with the Charities Act 2011 and the Charities (Accounts and Reports) Regulations 2008.

2. FUND ACCOUNTING

Unrestricted Funds

Funds which can be used at the discretion of the Trustees in furtherance of the Objects of the Trust.

Designated Funds

Funds which are set aside for specific purposes and include donations to appeals for projects.

Restricted Funds

Funds which have been donated for specific purposes and are held in charity investment and deposit funds. The income raised thereby is used for the award of grants and bursaries.

3. RESERVES POLICY

Unrestricted and Designated Funds raised in the financial year ended 30 June are allocated, at the discretion of the Trustees, to various projects in accordance with the Objects of the Trust and distributed in immediate subsequent financial years.

4. INDIVIDUAL GRANTS: EDUCATION FUND

Funds transferred to Zambia Balance retained in Zambia as at 30 June 5. GRANTS TO PROJECTS Grants to Orphan Projects St Francis, Katete St Lawrence, Home of Hope Mpunde Mission Kwasha Mukwenu Footballs & Netballs Fund Footballs & Netballs purchased Other Grants APTERS Growing Communities Shingwa School Bank charges	2022 2021 £30,000 £20,000 ZMW 59,625 ZMW 49,172 2022 2021 £ £ 3,000 3,000 4,000 3,000 3,000 3,000 11,000 6,000 21,000 15,000 2,000 - 2,000 2,000 9,000 2,000 3,000 - 37,000 19,000 140 103 37,140 19,103

16

The Zambia Society Trust

Notes to the accounts for the year ended 30 June 2022

6.	GRANT TO KWASHA MUKWENU
						2022	2021
	Funds transferred to Zambia					£11,000	£6,000
	Balance retained in Zambia as at	30 June			ZMW 67,540		-
7.	COIF DEPOSIT FUND
						2022	2021
						£	£
	Represented by:
	Restricted Funds
	Education Fund					673	791
	Joy Goodacre Fund					1,269	1,072
	Ridge Hobson Fund					1,355	1,593
	Designated Funds
	Footballs and Netballs Fund					-	150
	Growing Communities					6,500	-
	Shingwa School					1,738	-
	Orphans Fund					1,025	3,115
	Unrestricted General Fund					15,293	18,639
						27,853	25,360
8.	RESTRICTED FUNDS
						Total	Total
		Unit	**Unit price **	Unit value	Deposits	2022	2021
		Quantity	£	£	£	£	£
	Ridge Hobson Fund	37,648.01	1.1779	44,346	1,355	45,701	52,644
	Joy Goodacre Fund	11,511.01	1.1779	13,559	1,269	14,828	16,681
	Education Fund	18,688.87	1.1779	22,014	673	22,687	26,133
				79,919	3,297	83,216	95,458

17

INDEPENDENT EXAMINERS REPORT TO MEMBERS OF THE ZAMBIA SOCIETY TRUST

I report on the accounts of The Zambia Society Trust for the year ended 30 June 2022, which are set out on pages 14 to 17.

Respective responsibilities of Trustees and examiner

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

2. the accounts do not accord with those records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Silvernos Chinganga MSc ACMA CGMA 23 Park Meadow Avenue Bilston West Midlands WV14 6HA

19[th] November 2022

18

ABOUT US

The Zambia Society Trust is a UK-based charity devoted to the relief of poverty, disability and sickness, the promotion of good health and the advancement of education in Zambia. Run entirely by volunteers, the Trust has been working for 50 years to improve the lives and prospects of as many people in Zambia as possible, with a particular focus on children and young people. The Trust does not employ any staff. The Officers and Committee members are all volunteers.

Registered charity number: 1008155

OUR PEOPLE

Patrons

Caroline Marsh Geoffrey de Mornay Davies

President

James Cairns

Officers

Chairman: John Barnard Vice Chairman: Ken Hamilton Treasurer: Andrew Rose Secretary: Jenny Healy

Trustees

Peter Fleming Anne Fraenkel Eileen Hamilton Gretta Hudson Tim Legge (appointed 9[th] February 2022) Mathias Mbewe Ben Van Nes (resigned 13[th] November 2021) David Nicholls Val Pearson Roger Thompson Susan Walker Elisabeth Young, and the Officers of the Trust.

19

Bankers

NatWest PLC 25 High Street Colchester CO1 1DG

Independent Examiner

Silvernos Chinganga MSc ACMA CGMA

FOLLOW US

----- Start of picture text -----
@ZAMBIASOCIETY
----- End of picture text -----

The Zambia Society Trust

www.zambiasocietytrust.org.uk

SUPPORT US

Become a Member

Any person over the age of 18 years may become a member on payment of a minimum subscription of £30 a year. Institutions, firms and companies are welcome to join as corporate members on payment of a minimum annual subscription of £50.

It is easy to become a member; just follow the link on the front page of our website.

Make a donation

Donations can be made via the online payment link on our website or through our JustGiving page. Alternatively, donations can be made by text or cheque. Details of how to make a donation can be found on our website.

20