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2026-02-28-accounts

Bath U3A Trustees’ Annual Report 2026

The U3A in Bath is a member of the UK- wide Third Age Trust. We are a charity in our own right. Our membership is open to anyone who is no longer in full-time employment and there is no age qualification or lower age limit.

The Object of the U3A is “the advancement of education and, in particular, the education of older people and those who are retired from full-time work by all means, including associated activities conducive to learning and personal development, in Bath and surrounding areas”.

We are members of the Bath and Wiltshire U3A network, a group of local U3As, which meets regularly by Zoom and face to face. Our Chair has attended meetings wherever possible. In addition, there is a local network for Treasurers and Group Organisers. There have been a lot of changes to the organisation of the U3A nationally in the last 18 months and full details of these can be seen on the national website.

Our objectives, as set out above, are carried out through our free monthly talks and in addition via membership of our many free interest and activity groups with members helping other members. Communication with members is through our website, monthly newsletters and by email. Governance is through our Committee members, a number of whom are also Trustees of the Bath U3A Charity.

The organisation is entirely run by volunteers and without the high quality of work done by them, the organisation would not exist. We are constantly looking to refresh and renew key Committee members, group convenors and others who volunteer in various capacities.

For a small annual membership fee set at the AGM in 2024 at £18, members have access to all our groups and talks; some activities like outings, sporting and musical activities and residential trips require further payment, but all are non-profit making. We also provide access to public liability insurance cover whilst on U3A activities and to the wide range of learning resources provided by the Third Age Trust. In addition we keep a small amount of equipment, which can be borrowed by groups to help support some activities. In order to facilitate the work of some of our Trustees, we provide laptops for the Treasurer, Business Secretary, Membership Secretary, Newsletter Editor and others who require one to fulfil their role.

All our groups are autonomous, but we provide help to them as needed through a dedicated section on the website, the expertise of the Groups’ Advisers and an annual meeting for convenors. This gives them the opportunity to share good practice and problems as well as providing input on matters like handling money,

GDPR and our management system, currently Simple Membership (SM), but shortly to move over to Beacon, a system used by the vast majority of other U3As as well as being used and owned by U3A Central Office. Many of the group convenors have taken ownership of their webpages and group management. The Groups’ Advisers have worked hard to support all the convenors and our thanks in particular goes to Eleanor Ellington, former joint Group Adviser, whose term of office came to an end in the Autumn. We are delighted to have found her successor, Barbara Thomas, whose details are on the Agenda for appointment, working alongside Sheila Nicholson, who was appointed at the last AGM.

We are aware that some new members cannot always join the Groups that they want immediately, but we encourage members to go on waiting lists or look at other groups that have vacancies until places become available. We do our best to ensure that the huge range of activities that are available can be accessed by as many of our members as possible.

New groups that have been set up this year include:

Bridge for Beginners 3

Short Novels Reading Group 2

Beginners’ Italian

Longevity through Nutrition and New Thinking

Meditation (sadly not able to continue due to low take-up)

There are now 113 groups.

We are always delighted to hear of suggestions for new groups and recognise with such a high membership, that group numbers need to be increasing. Many groups are limited in size because they meet in members’ houses and in some niche subjects are very small, but nevertheless highly valued. The Groups’ Advisers are always available to offer support and encouragement to any member prepared to take on board the self-help philosophy of U3A and to do the groundwork to get a new group started. The whole organisation is run by volunteering and sharing the load of rewarding organisational effort.

At the end of February 2026, we had 1581 members, an increase of 77 on last year and this has risen to 1613 on April 30th 2026. The Membership Secretary now has a small team to assist, amongst other things, with processing new members at our

monthly meetings, which is often when people join. We also now offer payment by card and we are looking to streamline renewals in 2026/27 with online payment. Our Membership Secretary completes her term of office this July and we are still looking for a replacement to lead and expand the excellent team. Huge thanks go to Jenny Snashall in her role as Membership Secretary since 2022, during a challenging period post Covid and she has kindly agreed to remain involved as Beacon Administrator for a short period once we make the system change.

This year we held 2 informal get-togethers for new members and we were delighted with the attendance and feedback. Several Trustees and Group convenors were there to chat to members and to answer queries. The outings group has had 2 successful events this year, a holiday to Chester and Liverpool and a trip to the Royal Mint in Wales. We are hoping to arrange more trips this year and want to give a big thank you to David Bethell who has completed his term as the Outings Trustee. David was in post for many years so he leaves with our best wishes.We welcome Wendy Higgins who has volunteered to replace him and to look into new outings opportunities this year with an Outings sub-committee.

Our monthly meetings continue to be well attended, thanks not only to some excellent publicity, but also to the quality of the speakers. Our Speaker Organisers have produced a varied and interesting programme. Sadly one of our long standing and excellent Speaker Organisers, David Haggar, died in the Autumn at the age of 90 and huge thanks went to him for all he did for many years. He has been replaced by Gerry Kontos and she and Betty Suchar have continued high quality work in choosing and organising our speakers.

The Welcome Group who are on duty at the monthly meetings to answer queries, to count numbers and direct people to the membership table has been a useful addition, led by our new Vice Chair, Deborah Cutler.

Details of all our talks and activities are on our website and members have access there to newsletters and back copies also available via the members only section of the website. Improvements to the website have been led by our Webmasters, Anne Holmes and Chandra Doshi. Thank you to them for all the work they are doing. We hope to go live on more changes later this year. Thanks also to Peter Ellington who has helped keep our IT and software running smoothly. With the move to Beacon, we are hoping support like his will not be needed so frequently.

Pat Corcoran, our Newsletter Editor, had done a brilliant job for the last few years, creating our bulletins and newsletters which are special communication tools for all members. Her term of office was completed in the Autumn and the Committee thanked her very much for all she had done for Bath U3A. We were delighted when Caron Grainger and Dave Spivey came forward to take over from Pat and they are

doing a great job with the newsletter. They have also helped organise a survey of all members, the results of which will be shared later this year.

Your Committee and Trustees

The Committee consists of the following members, some of whose posts involve being appointed as Trustees: Judy Green (Chair) Deborah Cutler (Vice-Chair) Sue Oldfield (Business Secretary) John Weinle (Treasurer) Richard Marke (Treasurer) Jenny Snashall (Membership Secretary) until 3rd July 2026 Wendy Higgins (Outings) to be appointed at the AGM Sheila Nicholson (Groups’ Organiser) Barbara Thomas (Groups’ Organiser) Dawn Scarisbrick-Rowe (Newsletter Distributor)

Non-trustee Committee members are:

Caron Grainger/ Dave Spivey ( Newsletter Editors) Anne Holmes/ Chandra Doshi (Webmasters) Steve Prowse (Publicity) completing his term in 2026

Andy Pepperdine (Equipment and Audio visual) completing his term in 2026 Betty Suchar/ Gerry Kontos (Speaker Organisers)

In common with many other voluntary organisations, whilst we have a thriving membership, we have difficulty in recruiting members to be involved in Committee and other support roles. We know that members have caring duties, maybe part time work or health challenges. My appeal as a relatively new Chair is to ask all our members to think how each of you might spare a bit of time and energy for U3A.

I have been delighted by the welcome from the Committee and recognise the high quality of work being carried on your behalf. I know there are lots of you with hidden talents and expertise from your working lives so please think about sharing it!! It is rewarding and stimulating to be involved. We are rightfully proud of being one of the largest U3As in the country and of what we can achieve together. If you would like to help, please contact me or my fellow Trustees/ Committee members.

YOUR U3A NEEDS YOU! Chair U3A in Bath and the Committee

May 2026

u3a in Bath

Statement of Financial activities (Income and Expenditure)
for the year ended 28 February 2026
Unrestricted
Total
General
Groups
Funds
2026
2026
2026
Incoming Resources from generated funds
Voluntary Income and investment income
Note 1
37,189
37,189
Incoming resources from charitable activities
53,375
53,375
Total incoming resources
37,189
53,375
90,564
Resources expended
Cost of generating voluntary income
Note 3
4,969
4,969
Charitable Activites
Note 4
26,302
51,989
78,291
Governance costs
Note 5
1,584
1,584
Total resources expended
32,855
51,989
84,844
Net incoming/(outgoing) resources
4,334
1,386
5,720
Total funds at previous year end
39,990
17,264
57,254
Total funds at 28 February 2026
44,324
18,650
62,974
Net Assets at 28 February 2026
Current Assets (cash balances only)
Unity Bank Deposit Account
21,991
21,991
Unity Bank Current Accounts
22,283
11,351
33,634
Cash in Hand
50
50
44,324
11,351
55,675
Lloyds Bank current account for Adventurers
1,881
1,881
NatWest Bank current account for Outings
5,418
5,418
Total Assets at 28 February 2026
44,324
18,650
62,974
Unrestricted
Total
General
Groups
Funds
2025
2025
2025
36,131
36,131
38,829
38,829
36,131
38,829
74,960
6,943
6,943
24,458
35,270
59,728
1,515
1,515
32,916
35,270
68,186
3,215
3,559
6,774
36,775
13,705
50,480
39,990
17,264
57,254
11,290
11,290
28,650
10,547
39,197
50
50
39,990
10,547
50,537
1,950
1,950
4,767
4,767
39,990
17,264
57,254

These accounts were adopted by the Trustees on 31 March 2026 and signed on their behalf by Chair - Judy Green Treasurers - John Weinle and Richard Marke

u3a in Bath
Notes to the account 28 February 2026
continued
Unrestricted
Total
General
Groups
Funds
2026
2026
2026
1A Voluntary Income
U3A Bath Subscriptions
30,752
30,752
Gift Aid received
5,124
5,124
Visitors' Donations
489
489
Closed groups
0
0
Bequests
0
0
36,365
36,365
1B Investment Income
824
824
1 Voluntary and Investment Income
37,189
37,189
2 Incoming resources from Charitable Activities
Social Groups' Income
53,375
53,375
Incoming resources from Charitable Activities
53,375
53,375
3 Cost of generating voluntary income
Membership costs
726
726
Open Day costs
1,318
1,318
Advertising and Marketing
2,925
2,925
4,969
4,969
4 Charitable Activites
Hire of rooms, coaches etc for Social Groups
51,989
51,989
Capitation Fee
6,092
6,092
IT equipment, software & consumables
3,373
3,373
Postage, printing & stationary
24
24
Room hire for U3A monthly meetings
9,876
9,876
Speakers for U3A monthly meetings
1,348
1,348
Third Age Trust magazine
4,490
4,490
U3A newsletter
951
951
New Group and convenors costs
148
148
26,302
51,989
78,291
Unrestricted
Total
General
Groups
Funds
2025
2025
2025
29,968
29,968
3,915
3,915
1,303
1,303
0
0
0
0
35,186 -
35,186
945
945
36,131 -
36,131
38,829
38,829
-
38,829
38,829
2,671
2,671
1,291
1,291
2,981
2,981
6,943 -
6,943
35,270
35,270
5,908
5,908
2,880
2,880
0
0
7,513
7,513
1,468
1,468
4,534
4,534
2,016
2,016
139
139
Unrestricted
Total
General
Groups
Funds
2025
2025
2025
29,968
29,968
3,915
3,915
1,303
1,303
0
0
0
0
35,186 -
35,186
945
945
36,131 -
36,131
38,829
38,829
-
38,829
38,829
2,671
2,671
1,291
1,291
2,981
2,981
6,943 -
6,943
35,270
35,270
5,908
5,908
2,880
2,880
0
0
7,513
7,513
1,468
1,468
4,534
4,534
2,016
2,016
139
139
Unrestricted
Total
General
Groups
Funds
2025
2025
2025
29,968
29,968
3,915
3,915
1,303
1,303
0
0
0
0
35,186 -
35,186
945
945
36,131 -
36,131
38,829
38,829
-
38,829
38,829
2,671
2,671
1,291
1,291
2,981
2,981
6,943 -
6,943
35,270
35,270
5,908
5,908
2,880
2,880
0
0
7,513
7,513
1,468
1,468
4,534
4,534
2,016
2,016
139
139
35,186
945
36,131
38,829
38,829 38,829
2,671
1,291
2,981
6,943
35,270
5,908
2,880
0
7,513
1,468
4,534
2,016
139
24,458
35,270
59,728

u3a in Bath

Notes to the account 28 February 2026

continued

5 Governance costs
Audit & accountancy fees
Trustees monthly meetings
Website costs
Bank charges
Trustees' expenses - authorised re-imbursement
of expenses
Stationery, postage & printer costs
Governance costs total
6 Capital costs
Computers purchased are written off when acquired
7 These accounts have been prepared on a cash basis.
Unrestricted
Total
General
Groups
Funds
2026
2026
2026
320
320
418
418
0
0
160
160
898
898
686
686
0
0
686
686
1,584
1,584
0
Unrestricted
Total
General
Groups
Funds
2025
2025
2025
300
300
396
396
0
0
231
231
927 -
927
588
588
0
0
588
588
1,515 -
1,515
0 -
-
Unrestricted
Total
General
Groups
Funds
2025
2025
2025
300
300
396
396
0
0
231
231
927 -
927
588
588
0
0
588
588
1,515 -
1,515
0 -
-
927
588
0
588
1,515
-
u3a in Bath
Notes to the account 28 February 2026
8 Activity Funds
Balance at
28.2.26
Choir
2,079
Table tennis Groups
1,494
Art Groups
1023
Dancing for fun
1037
Badminton
1057
Digital Photography
289
Swing band
760
7,739
Other groups
3,612
Group balances held in main bank accounts
11,351
Adsventurers Group - Lloyds Bank current
1,881
Outings Group - Natwest current account
5,418
7,299
Total reserves of Groups at 28.2.26
18,650
continued
Balance at
28.2.25
1,681
1,213
946
1118
920
520
532
5,913
4,634
10,547
1,950
4,767
6,717
17,264

9 Reserves Policies

The Trustees believe that the retained reserves should be equivalent to six months gross expenditure. This view takes into account any significant reduction in revenue and any potential increases in costs. This policy is reviewed regularly by the Trustees.

10. Bath u3a is a charity registered in England and Wales number: 1004449

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