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2020-12-31-accounts

Charity Registration No. 1003525

GARSTON COMMUNITY CHURCH

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2020

GARSTON COMMUNITY CHURCH

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees O. Rixon
R.E. Garrod
R.F. Smith
N. Longman
B.L. Young
D.G. Hinton
J, Hinton
W.A.N. Brookes (Appointed 15 September
2020)
Charity number 1003525
Registered office 816 St Albans Road
Garston
Watford
Herts
WD25 9FL
Independent examiner HB Accountants
Plumpton House
Plumpton Road
Hoddesdon
Hertfordshire
EN11 0LB

GARSTON COMMUNITY CHURCH

CONTENTS

Page
Trustees' report 1 - 2
Independent examiner's report 3
Statement of financial activities 4
Balance sheet 5
Notes to the financial statements 6 - 12

GARSTON COMMUNITY CHURCH

TRUSTEES' REPORT

FOR THE YEAR ENDED 31 DECEMBER 2020

The trustees present their report and financial statements for the year ended 31 December 2020.

The accounts have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the trust deed, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2016)

Objectives and activities

The Church's objects are the advancement of the Christian faith; the relief of persons who are in conditions of need, hardship or distress or who are aged or sick and; the advancement of education on the basis of Christian principles.

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the Church should undertake.

Achievements and performance

The Trustees were pleased to see an increase in Church membership attendance with a good number of baptisms during the year from invitations through outreaches and website. Regular outreach in Garston, Watford and Meriden estate have contributed to the increase of families with young children attending service on Sundays. We continue to maintain a strong presence in the local community through the outreaches with other churches joining us. The full range of church activities were maintained, including weekly prayer and bible study, children’s meetings on Sundays and during the school summer holidays.

New initiatives include Programme Exodus, training in gospel ministry, healing and evangelism and a club for seniors. The Garston Hope4India ministry continues to grow in church planting and training of pastors and the welfare of orphans and widows. The Hope4India website and social media platform are helping to increase donations and highlighting the work being done in India.

The Gift Aid contribution to our funds this year was higher than usual, due to a retrospective claim.

Financial review

Total income has fallen from £94,193 to £80,080 largely due to a large decrease in hall hire by £11,442 as a result of it being out of use as a result of the pandemic. Expenses have increased from £85,570 to £95,916 largely due to £7,560 being spent on masonry repair works to the main church roof and front elevation. As a result, overall there was a deficit of £15,836, whereas last year there was a surplus of £8,623. Net current assets have therefore fallen from £29,761 to £14,320, Tangible fixed assets are £1,240,263 versus £1,240,658 last year, of which £1,240,000 is the freehold land and buildings. Free reserves are now £9,601 versus £21,448 last year.

It is the policy of the Church that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to three month’s expenditure. The trustees considers that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the Church’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has not been maintained throughout the year.

The trustees has assessed the major risks to which the Church is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks.

Structure, governance and management

The Church was established under the trust deed dated 23 May 1991 and was registered on 19 July 1991.

The trustees who served during the year and up to the date of signature of the financial statements were:

R.A. Young (Deceased 25 May 2021) O. Rixon R.E. Garrod R.F. Smith N. Longman B.L. Young D.G. Hinton

GARSTON COMMUNITY CHURCH

TRUSTEES' REPORT (CONTINUED)

FOR THE YEAR ENDED 31 DECEMBER 2020

J, Hinton W.A.N. Brookes (Appointed 15 September 2020)

The Trustees are appointed by the Church Elders, who spiritually lead the Church. They are chosen from the membership of the Church, who are of good standing in the Church, and are of suitable age and reputation. They are responsible for overseeing the Church with regard to the requirements of the Charity Commission. The trustees meet four times a year, one meeting being the annual general meeting.

The trustees' report was approved by the Board of Trustees.

D.G. Hinton

Trustee Dated: 28 September 2021

GARSTON COMMUNITY CHURCH

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF GARSTON COMMUNITY CHURCH

I report to the trustees on my examination of the financial statements of Garston Community Church (the Church) for the year ended 31 December 2020.

Responsibilities and basis of report

As the trustees of the Church you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (the 2011 Act).

I report in respect of my examination of the Church’s financial statements carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Your attention is drawn to the fact that the charity has prepared financial statements in accordance with Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn.

I understand that this has been done in order for financial statements to provide a true and fair view in accordance with Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

HB Accountants

Plumpton House Plumpton Road Hoddesdon Hertfordshire EN11 0LB

Dated: 6 October 2021

GARSTON COMMUNITY CHURCH

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 DECEMBER 2020

Unrestricted
funds
Restricted
funds
Total
Unrestricted
funds
2020
2020
2020
2019
Notes
£
£
£
£
Income from:
Donations and legacies
3
43,604
15,331
58,935
48,223
Charitable activities
4
21,145
-
21,145
26,680
Total income
64,749
15,331
80,080
74,903
Expenditure on:
Charitable activities
5
76,991
18,925
95,916
66,301
Net (expenditure)/income
the year/
for
Net movement in funds
(12,242)
(3,594)
(15,836)
8,602
Fund balances at 1
January 2020
1,262,106
8,313
1,270,419
1,253,504
Fund balances at 31
December 2020
1,249,864
4,719
1,254,583
1,262,106
Restricted
funds
Total
2019
2019
£
£
19,290
67,513
-
26,680
19,290
94,193
19,269
85,570
21
8,623
8,292
1,261,796
8,313
1,270,419

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

GARSTON COMMUNITY CHURCH

BALANCE SHEET

AS AT 31 DECEMBER 2020

Notes
Fixed assets
Tangible assets
10
Current assets
Debtors
11
Cash at bank and in hand
Creditors: amounts falling due within one
year
12
Net current assets
Total assets less current liabilities
Income funds
Restricted funds
13
Unrestricted funds
2020
£
9,258
8,340
17,598
(3,278)
£
1,240,263
14,320
1,254,583
4,719
1,249,864
1,254,583
2019
£
2,442
30,878
33,320
(3,559)
£
1,240,658
29,761
1,270,419
8,313
1,262,106
1,270,419

The financial statements were approved by the Trustees on 28 September 2021

D.G. Hinton Trustee

GARSTON COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

1 Accounting policies

Charity information

Garston Community Church is a Trust.

1.1 Accounting convention

The accounts have been prepared in accordance with the Church's trust deed, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2016). The Church is a Public Benefit Entity as defined by FRS 102.

The Church has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling, which is the functional currency of the Church. Monetary amounts in these financial statements are rounded to the nearest £.

The accounts have been prepared under the historical cost convention, modified to include the revaluation of freehold properties. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the Church has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the Church.

1.4 Incoming resources

Income is recognised when the Church is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the Church has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

1.5 Resources expended

Expenditure is accounted for on an accruals basis.

1.6 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Computer equipment 25% straight line Freehold land is not depreciated.

GARSTON COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

1 Accounting policies (continued)

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in net income/(expenditure) for the year.

1.7 Impairment of fixed assets

At each reporting end date, the Church reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.8 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.9 Financial instruments

The Church has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the Church's balance sheet when the Church becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the Church’s contractual obligations expire or are discharged or cancelled.

GARSTON COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

1 Accounting policies (continued)

1.10 Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

Termination benefits are recognised immediately as an expense when the Church is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

2 Critical accounting estimates and judgements

In the application of the Church’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Donations and legacies

Unrestricted
Restricted
funds
funds
£
£
Donations and gifts
37,641
13,048
Gift Aid recovered
5,963
2,283
43,604
15,331
Charitable activities
Hall hire
Other income
Photocopier income
Total
2020
£
50,689
8,246
58,935
2020
£
13,597
166
7,382
21,145
Total
2019
£
54,409
13,104
67,513
2019
£
25,039
457
1,184
26,680

4 Charitable activities

GARSTON COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

5 Charitable activities

Staff costs
Depreciation and impairment
Utilities
Repairs and maintenance
Insurance
Office supplies
Children and youth
Telephone and IT
Subscriptions and licences
Hospitality and outreach
Photocopier charges
Conferences
Travel
Legal and professional fees
Other expenses
Grant funding of activities (see note 6)
Share of governance costs (see note 7)
Analysis by fund
Unrestricted funds
Restricted funds
6
Grants payable
Grants to institutions:
Partners In Harvest
Watford Schools Trust
Grants to individuals
2020
£
31,615
395
5,752
13,285
1,914
2,081
175
1,841
373
2,289
4,889
560
505
1,787
1,480
68,941
24,335
2,640
95,916
76,991
18,925
95,916
2020
£
1,120
180
1,300
23,035
24,335
2019
£
30,051
527
6,513
9,850
1,895
1,256
582
1,045
1,036
442
6,208
175
1,098
-
712
61,390
22,320
1,860
85,570
66,301
19,269
85,570
2019
£
480
-
480
21,840
22,320

GARSTON COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

7 Support costs

Support costs Governance
costs
£
£
Accountancy
-
2,640
-
2,640
Analysed between
Charitable activities
-
2,640
2020 Support costs
Governance
costs
£
£
£
2,640
-
1,860
2,640
-
1,860
2,640
-
1,860
2019
£
1,860
1,860
1,860

8 Trustees

The following trustees received salaries in the year: R.A. Young £7,533 (2019: £8,040) B.L. Young £1,667 (2019: £2000) D.G. Hinton £1,667 (2019: Nil)

9 Employees

Number of employees

The average monthly number of employees during the year was:

2020 2019
Number Number
Pastor 1 1
Administration and Accounts 3 2
Cleaner 1 1
5 4
Employment costs 2020 2019
£ £
Wages and salaries 31,258 28,995
Other pension costs 357 1,056
31,615 30,051

There were no employees whose annual remuneration was £60,000 or more.

GARSTON COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

10
Tangible fixed assets
Freehold land
and buildings
£
Cost
At 1 January 2020
1,240,000
At 31 December 2020
1,240,000
Depreciation and impairment
At 1 January 2020
-
Depreciation charged in the year
-
At 31 December 2020
-
Carrying amount
At 31 December 2020
1,240,000
At 31 December 2019
1,240,000
11
Debtors
Amounts falling due within one year:
Trade debtors
Other debtors
12
Creditors: amounts falling due within one year
Other taxation and social security
Trade creditors
Other creditors
Accruals and deferred income
Computer
equipment
£
1,580
1,580
922
395
1,317
263
658
2020
£
1,012
8,246
9,258
2020
£
169
908
101
2,100
3,278
Total
£
1,241,580
1,241,580
922
395
1,317
1,240,263
1,240,658
2019
£
75
2,367
2,442
2019
£
116
1,583
-
1,860
3,559

GARSTON COMMUNITY CHURCH

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

13 Restricted funds

The income funds of the charity include restricted funds comprising the following unexpended balances of donations and grants held on trust for specific purposes:

Balance at
1 January 2019
£
Hope 4 India
1,787
Bethel Sozo
2,681
Tariro
1,079
M. Herrera:
Peru
2,245
Outreach
500
8,292
Movement in funds
Movement in
Incoming
resources
£
Resources
expended
£
Balance at
1 January 2020
£
Incoming
resources
£
16,251
(13,773)
4,265
13,751
1,370
(2,060)
1,991
100
195
(1,189)
85
150
169
(442)
-
930
1,305
(1,805)
1,972
400
19,290
(19,269)
8,313
15,331
funds
Resources
expended
£
Balance at
31 December
2020
£
(15,323)
2,693
(2,091)
-
-
235
(930)
-
(581)
1,791
(18,925)
4,719
funds
Resources
expended
£
Balance at
31 December
2020
£
(15,323)
2,693
(2,091)
-
-
235
(930)
-
(581)
1,791
(18,925)
4,719
4,719

14 Analysis of net assets between funds

Analysis of net assets between funds
Unrestricted Restricted Total
£ £ £
Fund balances at 31 December 2020 are represented by:
Tangible assets 1,240,263 - 1,240,263
Current assets/(liabilities) 9,601 4,719 14,320
1,249,864 4,719 1,254,583

15 Related party transactions

There were no disclosable related party transactions during the year (2019 - none)

.