OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2022-11-30-accounts

Gilead Foundations Charity

Charity No. 1002909

Company No. 02608644

Trustees' Report and Unaudited Accounts

30 November 2022

Gilead Foundations Charity Contents

Pages
Trustees' Annual Report 2 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Summary Income and Expenditure Account 7
Balance Sheet 8
Notes to the Accounts 9 to 17
Detailed Statement of Financial Activities 18 to 19

Page 1

Gilead Foundations Charity Trustees Annual Report

Gilead Foundations

The trustees, who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the unaudited financial statements of the charity for the year ended 30 November 2022.

REFERENCE AND ADMINISTRATIVE DETAILS

Company No. 02608644

Charity No. 1002909

Principal Office

Risdon Farm Jacobstowe Okehampton Devon EX20 3AJ

Registered Office

Risdon Farm Jacobstowe Okehampton Devon EX20 3AJ

Directors and Trustees

The Directors of the charitable company are its Trustees for the purposes of charity law. The following Directors and Trustees served during the year:

C.J. Cole C. Ferris C.W. Harries A. Piddington L.E. Samuel A.E. Sloman M. Williams H.W. Yeoman

Accountants

ClearWay Accounting 6 High Street Cwmgwrach Neath SA11 5SY

OBJECTIVES AND ACTIVITIES

The purpose of the charity as set out in its governing document is "To promote the mental and physical rehabilitation of persons recovering from drug and alcohol abuse or similar problems by providing therapy in connection therewith by teaching them the principles and values of the Christian faith and advancing their education - including the teaching of life skills - so as to better enable them to cope with the business of life".

Page 2

Gilead Foundations Charity Trustees Annual Report

The main activities undertaken in relation to those purposes involve supported accommodation and living incorporating skills training and work therapy including farm related activity supplied by the Samuel Partnership who own and operate Risdon Farm near Okehampton in Devon. The farm helps to provide an excellent environment for GFC residents to learn basic work ethics and life skills ready for when they re-integrate back into society.

GFC is a residential service which provides support through the extended family structure within which the residents (clients of the programme) live. The residents are under the care and supervision of the management team and support workers. From the I st April 2020 the Charity changed its emphasis from male to female residents due to the identified lack of such facilities for women. The Charity currently employs seven support workers on either full-time or part-time contracts. It has been the aim to keep Grace Lodge full at all times. The lodge can accommodate up to IO female residents at any time.

Residents come to GFC on a voluntary basis and are free to leave at any time. A will and determination to change their life is one of the key motivational factors in students entering and continuing on the programme.

The primary aims and objectives set by the charity are:

"Unlocking people from the effects of addiction, fear and pain, releasing them into their true potential, by teaching them to understand why they do things they don't want to do and how to do only what will bring real success and fulfilment, so that relapse is something of the past."

The success of Gilead's approach to helping individuals recovering from life controlling issues is accomplished by people coming and living together within a community structure on an extended family basis. Work experience and skill learning gives the residents a sense of achievement and value. The support workers provide weekly one-to-one support as well as a relapse prevention programme one-on-one basis. Activities such as group devotions and evening family gatherings are set up to impart family values, basic catering, domestic and life skills, as well as social activities. This community environment functions in a grace-based environment, working and training together so that all needs are met.

The Charity provides work therapy in practical areas such as farm, maintenance and building, horticulture, catering and domestics, administration and office work, for which the students receive certificates of competence. In addition to this there are scheduled creative crafts and leisure activities.

The charity continues to receive support from personal donations and gifts in-kind to complement its operational costs to maintain the services being provided. This is promoted through letters to supporters outlining current needs for their donations. The applications team is in a monthly contact with referral agencies and there are some regional centres that regularly provide students.

FINANCIAL REVIEW

Incoming resources this year were £221,033 compared with £246,104 in the previous year. The resources expended were £236,598 compared with £268,598 in the previous year, leading to a deficit of £15,545 as compared to a deficit of £22,494 in the previous year. The Trustees have acknowledged that the charity cannot continue to operate on a deficit.

The charities assets have been significantly reduced in value in this report due to the Trustee's decision to obtain a formal valuation of its assets in 2023,which have been presented in the financial statements to present a true and fair view.

During 2023, the Trustees have recognised that the charity cannot continue to operate as a going concern, and have commenced making plans to close the charity, which they expect will be complete during 2024. The Trustee's are of the belief that that charity will have sufficient funds in place to satisfy any creditors before formally closing the charity.

Page 3

Gilead Foundations Charity Trustees Annual Report

PLANS FOR FUTURE PERIODS

The charity plans to continue in operation during 2023, however, it will cease offering services in 2023 and plan an orderly closure in 2024.

Whilst the closure of the charity may be regrettable to some, the Trustee's are pleased with the incredible amount of good work that has been done over the years at Gilead Foundations Charity and would like to express their thanks to all of the staff, volunteers, and donors who have made this work possible. The charity may be ceasing operations, but the legacy of Gilead Foundations is the positive impact that has been made in the lives of its residents, which will last for years to come.

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Companies Act 2006. The Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

The above report has been prepared in accordance with the provisions applicable to companies subject to the small companies regime as set out in Part 15 of the Companies Act 2006 and in accordance with the Charities SORP (FRS 102).

Signed on behalf of the board

Clement Ferris (Dec 27, 2023 15:47 EST)

C. Ferris Trustee

29 December 2022

Page 4

Gilead Foundations Charity Independent Examiners Report

Independent Examiner's Report to the trustees of Gilead Foundations Charity

I report to the charity trustees on my examination of the financial statements of Gilead Foundations Charity for the year ended 30 November 2022.

Responsibilities and basis of report

As the charity's trustees of the company (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 ('the 2006 Act.

Having satisfied myself that the financial statements of the Charity are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's financial statements as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I can confirm that no material matters have come to my attention in connection with the examination giving me cause to believe:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Christopher Pavett FCA ClearWay Accounting 6 High Street Cwmgwrach Neath

SA11 5SY 29 December 2022

Page 5

Gilead Foundations Charity Statement of Financial Activities

for the year ended 30 November 2022

Notes
Income and endowments
from:
Donations and legacies
3
Charitable activities
4
Other trading activities
5
Investments
6
Total
Expenditure on:
Charitable activities
7
Other
8
Total
Net gains on investments
Net expenditure
9
Transfers between funds
Net expenditure before other
gains/(losses)
Other gains and losses
Losses on revaluation of
fixed assets
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Unrestricted
funds
2022
£
64,616
97,853
59
22
Restricted
funds
2022
£
58,483
-
-
-
Total funds
2022
£
123,099
97,853
59
22
Total funds
2021
£
56,542
189,364
193
5
162,550
50,873
130,578
58,483
55,127
-
221,033
106,000
130,578
246,104
101,685
166,913
181,451
-
55,127
-
236,578
-
268,598
-
(18,901)
-
3,356
-
(15,545)
-
(22,494)
-
(18,901)
(327,246)
3,356
-
(15,545)
(327,246)
(22,494)
-
(346,147)
384,121
3,356
15,830
(342,791)
399,951
(22,494)
422,445
37,974 19,186 57,160 399,951

Page 6

Gilead Foundations Charity Summary Income and Expenditure Account

for the year ended 30 November 2022

Income
Interest and investment income
Gross income for the year
Expenditure
Interest payable
Depreciation and charges for
impairment of fixed assets
Total expenditure for the year
Net expenditure before tax for the year
Net expenditure for the year
2022
£
221,011
22
221,033
198,759
8,736
29,083
236,578
(15,545)
(15,545)
2021
£
246,099
5
246,104
260,888
7,710
-
268,598
(22,494)
(22,494)

Page 7

Gilead Foundations Charity Balance Sheet

at 30 November 2022

Company No.
02608644
Notes
2022
£
Fixed assets
Intangible assets
11
150
Tangible assets
12
160,442
160,592
Current assets
Debtors
13
9,669
Cash at bank and in hand
26,638
36,307
Creditors:Amount falling due within one year
14
(39,670)
Net current (liabilities)/assets
(3,363)
Total assets less current liabilities
157,229
Creditors:Amounts falling due after more than one year
15
(100,069)
Net assets excluding pension asset or liability
57,160
Total net assets
57,160
The funds of the charity
Restricted funds
16
Restricted income funds
19,186
19,186
Unrestricted funds
16
General funds
365,220
365,220
Reserves
16
Revaluation reserve
(327,246)
(327,246)
Total funds
57,160
2021
£
150
508,114
508,264
11,651
27,737
39,388
(37,207)
2,181
510,445
(110,494)
399,951
399,951
15,830
15,830
384,121
384,121
-
-
399,951

These accounts have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

For the year ended 30 November 2022 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.

Approved by the board on 29 December 2022

And signed on its behalf by:

Clement Ferris (Dec 27, 2023 15:47 EST)

C. Ferris Trustee

29 December 2022

Page 8

Gilead Foundations Charity Notes to the Accounts

for the year ended 30 November 2022

Basis of preparation

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

Change in basis of accounting or to previous accounts

There has been no change to the accounting policies (valuation rules and method of accounting) since last year and no changes have been made to accounts for previous years.

Fund accounting

Income

Volunteer help The value of any volunteer help received is not included in the accounts. Investment income This is included in the accounts when receivable. Gains/(losses) on This includes any gain or loss resulting from revaluing investments to market value revaluation of fixed at the end of the year. assets Gains/(losses) on This includes any gain or loss on the sale of investments. investment assets

Page 9

Gilead Foundations Charity Notes to the Accounts

Expenditure

Taxation

The charity is exempt from corporation tax on its charitable activities.

Freehold investment property

Investment properties are measured initially at cost and subsequently at fair value at each balance sheet date and are not depreciated. All gains or losses are taken to the Statement of Financial Activities as they arise.

Stocks

Stock is included at the lower of cost or net realisable value. Donated items of stock are recognised at fair value which is the amount the charity would have been willing to pay for the items on the open market.

Trade and other debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Cash and cash equivalents

Cash and cash equivalents comprise cash at bank and on hand, demand deposits with banks and other short-term highly liquid investments with original maturities of three months or less and bank overdrafts. In the statement of financial position, bank overdrafts are shown within borrowings or current liabilities. In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the company's cash management.

Trade and other creditors

Short term creditors are measured at the transaction price. Other creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Page 10

Gilead Foundations Charity Notes to the Accounts

Research and development

Expenditure on research and development is written off in the year in which it is incurred.

Foreign currencies

Monetary assets and liabilities denominated in currencies other than the functional currency of the charity are translated at the rates of exchange prevailing at the end of the reporting period.

Transactions in currencies other than the functional currency of the charity are recorded at the rate of exchange on the date that the transaction occurred.

All exchange differences are are taken into account in arriving at net income/expenditure.

Leased assets

Where the charity enters into a lease which entails taking substantially all the risks and rewards of ownership of an asset, the lease is treated as a finance lease.

Leases which do not transfer substantially all the risks and rewards of ownership to charity are classified as operating leases.

Assets held under finance leases are initially recognised as assets of the charity at their fair value at the inception of the lease or, if lower, at the present value of the minimum lease payments. The corresponding liability to the lessor is included in the balance sheet date as a finance lease obligation. Lease payments are apportioned between finance expenses and reduction of the lease obligation so as to achieve a constant rate of interest on the remaining balance of the liability. Finance expenses are recognised immediately, unless they are directly attributable to qualifying assets, in which case they are capitalised in accordance with the charity's policy on borrowing costs.

Assets held under finance leases are depreciated in the same way as owned assets.

Operating lease payments are recognised as an expense on a straight-line basis over the lease term. In the event that lease incentives are received to enter into operating leases, such incentives are recognised as a liability. The aggregate benefit of incentives is recognised as a reduction of rental expense on a straight-line basis.

Pension costs

The charity operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the company pays fixed contributions into a separate entity. Once the contributions have been paid the company has no further payments obligations. The contributions are recognised as expenses when they fall due. Amounts not paid are shown in accruals in the balance sheet. The assets of the plan are held separately from the company in independently administered funds.

Receipt of donated goods, facilities and services

All donated goods, facilities and services received are recognised within incoming resources and expenditure at an estimate of the value to the charity.

2 Company status

The company is a private company limited by guarantee and consequently does not have share capital.

Page 11

Gilead Foundations Charity Notes to the Accounts

3 Income from donations and legacies

3
Income from donations and legacies
Donations from individuals
Gift aid reclaimed from
HMRC
Grants from other
organisations
4
Income from charitable activities
Student support income
5
Income from other trading activities
Sales of goods and services
6
Income from investments
Interest on bank deposits
7
Expenditure on charitable activities
Expenditure on charitable
activities
Student support income
Governance costs
Unrestricted
£
39,740
3,876
-
21,000
64,616
Unrestricted
£
50,873
50,873
Restricted
£
-
-
-
58,483
58,483
Unrestricted
£
97,853
97,853
Unrestricted
£
59
59
Unrestricted
£
22
22
Restricted
£
55,127
55,127
Total
2022
£
39,740
3,876
-
79,483
123,099
Total
2022
£
97,853
97,853
Total
2022
£
59
59
Total
2022
£
22
22
Total
2022
£
106,000
106,000
Total
2021
£
31,365
2,660
2,017
20,500
56,542
Total
2021
£
189,364
189,364
Total
2021
£
193
193
Total
2021
£
5
5
Total
2021
£
101,685
101,685

Page 12

Gilead Foundations Charity Notes to the Accounts

8 Other expenditure

Bank loan and overdraft
interest payable
Employee costs
Motor and travel costs
Amortisation, depreciation,
impairment, profit/loss on
disposal of fixed assets
General administrative costs
Legal and professional costs
9
Net expenditure before transfers
This is stated after charging:
Depreciation of owned fixed assets
10 Staff costs
Salaries and wages
Pension costs
No employee received emoluments in excess of £60,000.
11 Intangible fixed assets
Cost
At 1 December 2021
At 30 November 2022
Net book values
At 30 November 2022
At 30 November 2021
Unrestricted
£
8,736
83,298
951
29,083
3,194
5,316
130,578
2022
£
29,083
2022
83,298
-
83,298
Total
2022
£
8,736
83,298
951
29,083
3,194
5,316
130,578
Other
£
150
150
150
150
Total
2021
£
7,135
136,026
2,024
19,243
397
2,088
166,913
2021
£
19,243
2021
135,155
871
136,026
Total
£
150
150
150
150

Page 13

Gilead Foundations Charity Notes to the Accounts

12 Tangible fixed assets

Land and
buildings
Plant &
Machinery
£
£
Cost or revaluation
At 1 December 2021
598,261
-
Additions
8,657
-
At 30 November 2022
606,918
-
Depreciation and
impairment
At 1 December 2021
118,054
-
Depreciation charge for the
year
11,618
-
Revaluation
327,246
-
At 30 November 2022
456,918
-
Net book values
At 30 November 2022
150,000
-
At 30 November 2021
480,207
-
13 Debtors
Trade debtors
Other debtors
14 Creditors:
amounts falling due within one year
Bank loans and overdrafts
Other loans
Trade creditors
Other creditors
Accruals
Deferred income
15 Creditors:
amounts falling due after more than one year
Other loans
Motor
Vehicles
£
15,284
-
15,284
5,790
3,821
-
9,611
5,673
9,494
2022
£
7,400
2,269
9,669
2022
£
-
13,095
19,232
3,820
2,246
1,277
39,670
2022
£
100,069
100,069
Furniture &
Fixtures
£
169,471
-
169,471
151,058
13,644
-
164,702
4,769
18,413
Total
£
783,016
8,657
791,673
274,902
29,083
327,246
631,231
160,442
508,114
2021
£
10,545
1,106
11,651
2021
£
9,596
13,962
7,755
2,541
2,076
1,277
37,207
2021
£
110,494
110,494

Page 14

Gilead Foundations Charity Notes to the Accounts

16 Movement in funds

Restricted funds:
Restricted income funds:
Training Grants
Building Funds
Horticultural & Leisure
Residents & Familes
Covid Expenses
Employability
Total
Unrestricted funds:
General funds
Revaluation Reserves:
Revaluation fund
Total revaluation reserves
Total funds
At 1
December
2021
3,796
1,467
9,907
660
-
-
15,830
384,121
-
-
399,951
Incoming
resources
(including
other
gains/losses
)
£
-
18,070
17,870
500
4,207
17,836
58,483
162,550
(327,246)
(327,246)
(106,213)
Resources
expended
£
(3,796)
(10,738)
(18,376)
(174)
(4,207)
(17,836)
(55,127)
(181,451)
(236,578)
At 30
November
2022
£
-
8,799
9,401
986
-
-
19,186
365,220
(327,246)
(327,246)
57,160

Purposes and restrictions in relation to the funds: Revaluation reserves Represent the amount by which investments exceed their historical cost.

Restricted funds: Training Grants To be used for training of residents and staff. Building Funds To be used only on building related expenses. Horticultural & Leisure To be used in relation to horticultural and other leisure activities for residents. Residents & Familes To be used for the wellbeing and support of residents and their families. Covid Expenses To be used for expenses incurred as a result of COVID-19. Employability To be used to help residents with employment related activities.

Page 15

Gilead Foundations Charity Notes to the Accounts

17 Analysis of net assets between funds

Fixed assets
Net current assets
Creditors due in more than one year and
provisions
Reconciliation of net debt
Cash and cash equivalents
Bank overdrafts
Borrowings
Net debt
Unrestricted
funds
£
160,442
(3,363)
(100,069)
57,010
At 1
December
2021
£
Restricted
funds
£
150
-
-
150
Cash flows
£
Total
£
160,592
(3,363)
(100,069)
57,160
At 30
November
2022
£
27,737 (1,099) 26,638
(9,596) 9,596 -
18,141
(124,456)
(124,456)
(106,315)
8,497
11,292
11,292
19,789
26,638
(113,164)
(113,164)
(86,526)

18 Reconciliation of net debt

19 Commitments

Operating lease commitments

Annual commitments under non-cancellable operating leases are as follows:

2022 2022 2021 2021
Land and
buildings
Other Land and
buildings
Other
£ £ £ £
Operating leases with expiry date:
Pension commitments
2022 2021
£ £
The pension cost charge to the company
amounted to: - 871

20 Post balance sheet events

In 2023 the Trustee's reviewed the operations of the charity and the continued need for the services provided by Gilead Foundations Charity. Following this review, The Trustees have come to the realisation that after many years of providing valuable services to men and women who have been affected adversely by life controlling issues, the charity is no longer required to the same extent as it was previously, and there are other charities offering similar services. Therefore, the Trustees have made the decision of closing operations in 2023. Financial reports will need to be made until the time of the charity's cessation. In the light of this decision, the Trustee's (at the time of filing these accounts) are in correspondence with the Charity Commission in order to ensure that assets are disposed of correctly and that all actions are taken with the charities objects in mind.

Page 16

Gilead Foundations Charity Notes to the Accounts

21 Related party disclosures

Controlling party

The company is limited by guarantee and has no share capital; thus no single party controls the company.

Page 17

Gilead Foundations Charity Detailed Statement of Financial Activities

for the year ended 30 November 2022

Income and endowments from:
Donations and legacies
Donations from individuals
Gift aid reclaimed from HMRC
Grants from other organisations
Charitable activities
Student support income
Other trading activities
Sales of goods and services
Investments
Interest on bank deposits
Total income and endowments
Expenditure on:
Charitable activities
Student support income
Total of expenditure on charitable
activities
Other expenditure
Bank loan and overdraft interest
payable
Employee costs
Salaries/wages
Pension costs
Motor and travel costs
Travel and subsistence
Unrestricte
d funds
2022
£
39,740
3,876
-
21,000
64,616
97,853
97,853
59
59
22
22
162,550
50,873
50,873
50,873
8,736
8,736
83,298
-
83,298
951
951
Restricted
funds
2022
£
-
-
-
58,483
58,483
-
-
-
-
-
-
58,483
55,127
55,127
55,127
-
-
-
-
-
-
-
Total funds
2022
£
39,740
3,876
-
79,483
123,099
97,853
97,853
59
59
22
22
221,033
106,000
106,000
106,000
8,736
8,736
83,298
-
83,298
951
951
Total funds
2021
£
31,365
2,660
2,017
20,500
56,542
189,364
189,364
193
193
5
5
246,104
101,685
101,685
101,685
7,135
7,135
135,155
871
136,026
2,024
2,024

Page 18

Gilead Foundations Charity Detailed Statement of Financial Activities

General administrative costs,
including depreciation and
amortisation
Depreciation of land and buildings
Depreciation of Plant & Machinery
Depreciation of Motor Vehicles
Depreciation of Furniture & Fixtures
Bank charges
Sundry expenses
Legal and professional costs
Audit/Independent examination
fees
Accountancy and bookkeeping
Total of expenditure of other costs
Total expenditure
Net gains on investments
Net expenditure
Net expenditure before other
gains/(losses)
Other recognised gains and losses
Losses on revaluation of fixed
assets
Other Gains
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
11,618
5,630
3,821
8,014
405
2,789
32,277
2,076
3,240
5,316
130,578
181,451
-
(18,901)
(18,901)
(327,246)
-
(346,147)
384,121
37,974
-
-
-
-
-
-
-
-
-
-
-
55,127
-
3,356
3,356
-
-
3,356
15,830
19,186
11,618
5,630
3,821
8,014
405
2,789
32,277
2,076
3,240
5,316
130,578
236,578
-
(15,545)
(15,545)
(327,246)
-
(342,791)
399,951
57,160
-
19,243
-
-
-
397
19,640
2,088
-
2,088
166,913
268,598
-
(22,494)
(22,494)
-
-
(22,494)
422,445
399,951

Page 19

Gilead Accounts 2022-11

Final Audit Report

2023-12-27

Created: 2023-12-27 By: Chris Pavett (chris@clearwayaccounting.co.uk) Status: Signed Transaction ID: CBJCHBCAABAAW4vjwtMMzVDCPiwYcULq5__HCnRunNxV

"Gilead Accounts 2022-11" History

Document created by Chris Pavett (chris@clearwayaccounting.co.uk)

2023-12-27 - 8:23:02 PM GMT

Document emailed to Clement Ferris (clem.ferris@gmail.com) for signature 2023-12-27 - 8:23:06 PM GMT

Email viewed by Clement Ferris (clem.ferris@gmail.com)

2023-12-27 - 8:46:35 PM GMT

Document e-signed by Clement Ferris (clem.ferris@gmail.com)

Signature Date: 2023-12-27 - 8:47:53 PM GMT - Time Source: server

Agreement completed.

2023-12-27 - 8:47:53 PM GMT