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2024-12-31-accounts

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

REGISTERED CHARITY NUMBER: 1002799

Report of the Trustees and

Audited Financial Statements

for the Year Ended 31 December 2024

for

International Swaminarayan Satsang Organisation

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Contents of the Financial Statements for the year ended 31 December 2024

Page
Report of the Trustees 1 to 2
Report of the Independent Auditors 3 to 6
Statement of Financial Activities 7
Balance Sheet 8
Notes to the Financial Statements 9 to 15
Detailed Statement of Financial Activities 16 to 17

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Report of the Trustees for the year ended 31 December 2024

The trustees present their report with the financial statements of the charity for the year ended 31 December 2024. The trustees have adopted the provisions of the Statement of Recommended Practice (SORP) FRS102 'Accounting and Reporting by Charities' effective 1 January 2019.

I.S.S.O. continued to provide Spiritual, Cultural and Educational services to the community throughout its various temples and chapters in the U.K.

On the administrative front, I.S.S.O continued to receive generous support from the community despite the prevailing circumstances and have been able to maintain the upkeep of the temples in the best possible manner and continue the dedicated religious services to the residing deities on a daily basis via our local resident Pujari's (priests) and visiting Swami's (ordained priests) from India.

During 2024, I.S.S.O. has completed on a purchase of a 2.5 acre site during 2024 of "Frogpool Manor" in Bromley, Kent, with a purchase price of £3.5 million which has been financed by I.S.S.O., public donations and commercial loan from NatWest bank, along with interest free loans from Shree Swaminarayan Temples Willesden, Cardiff and Stanmore and personal interest free loans from fellow Satsangis. The "Mandir" project is being managed by our Kent Chapter in liaison with the I.S.S.O. Board of Directors under spiritual guidance by His Holiness Acharya Maharajshri.

In addition, Our Gatwick Temple has completed the construction of "Satvik Centre". The new facility provides space for sports and community activities.

We look forward to the continued support of the community so that we can continue our mission on enhancing the spiritual values and physical wellbeing of our community throughout the UK.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1002799

Principal address

Shree Swaminarayan Temple (ISSO) 72 Colmer Road Streatham London SW16 5JZ

Trustees

H H Acharya Maharajshri Koshlendrapasadji, Ahmedabad, India (Chairman) Kunalkumar Patel - appointed 01.03.2025 Dipesh Patel - appointed 01.03.2025 Jayesh Hirani - appointed 01.03.2025 Pritesh Bhudia - appointed 01.03.2025 Yogesh Patel Ashokbhai Naran Patel Suryakant Patel Prakash Kanji

Page 1

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Report of the Trustees for the year ended 31 December 2024

REFERENCE AND ADMINISTRATIVE DETAILS

Auditors

Hitesh Ghadia (Senior Statutory Auditor) for and on behalf of Shaw Wallace Limited 43 Manchester Street London W1U 7LP

STATEMENT OF TRUSTEES' RESPONSIBILITIES

The trustees are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Charity law requires the trustees to prepare financial statements for each financial year. Under that law, the trustees have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law).

Under charity law the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period. In preparing those financial statements, the trustees are required to

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011 and The Charity (Accounts and Reports) Regulations 2008. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the board of trustees on ............................................ and signed on its behalf by:

Ashokkumar Patel

........................................................................ Trustee

Page 2

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

Report of the Independent Auditors to the Trustees of International Swaminarayan Satsang Organisation

Opinion

We have audited the financial statements of International Swaminarayan Satsang Organisation (the 'charity') for the year ended 31 December 2024 which comprise the Statement of Financial Activities, the Balance Sheet and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The trustees are responsible for the other information. The other information comprises the information included in the Annual Report, other than the financial statements and our Report of the Independent Auditors thereon.

Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters where the Charities (Accounts and Reports) Regulations 2008 requires us to report to you if, in our opinion:

Page 3

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

Report of the Independent Auditors to the Trustees of International Swaminarayan Satsang Organisation

Responsibilities of trustees

As explained more fully in the Statement of Trustees' Responsibilities, the trustees are responsible for the preparation of the financial statements which give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

Page 4

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

Report of the Independent Auditors to the Trustees of International Swaminarayan Satsang Organisation

Our responsibilities for the audit of the financial statements

We have been appointed as auditors under Section 144 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue a Report of the Independent Auditors that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Extent to which the audit was capable of detecting irregularities, including fraud

We design our procedures so as to obtain sufficient appropriate audit evidence that the financial statements are not materially misstated due to non-compliance with laws and regulations or due to fraud or error.

We are not responsible for preventing non-compliance and cannot be expected to detect noncompliance with all laws and regulations - this responsibility lies with management with the oversight of the Trustees.

Based on our understanding of the Charity, discussions with management, we identified the Charities Act and Financial Reporting Standard 102 as having a direct effect on the amounts and disclosures in the financial statements.

As part of the engagement team discussion about how and where the Charity's financial statements may be materially misstated due to fraud, we did not identify any areas with an increased risk of fraud.

Our audit procedures included:

Owing to the inherent limitations of an audit, there is an unavoidable risk that some material misstatements of the financial statements may not be detected, even though the audit is properly planned and performed in accordance with the ISAs (UK).

The potential effects of inherent limitations are particularly significant in the case of misstatement resulting from fraud because fraud may involve sophisticated and carefully organized schemes designed to conceal it, including deliberate failure to record transactions, collusion or intentional misrepresentations being made to us.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our Report of the Independent Auditors.

Page 5

DocLlgn Envelop8 ID: 74AADc17-c8C￿79C-AD4&Da7S8oEIl387 Report of the Independent Auditors to the Trustees of Internatioual Sivaminarayan Satsang Organisation U$¢ of our report This report is made solely to the charity's trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Rcport5) Regulations 2008. Our audit work has been undertaken so that we might state to the charity's truste¢s those matters we ar¢ required to state to them in an auditors, rep)rt and for no other purpos¢. To the fullest extent pern]itted by law, wc do not accept or assum¢ responsibility to anyone other than the tharity and thc charity's tnth¢s as a body for our audit wort for this repo￿ or for th¢ opinions w¢ have fonned. Hitesh Ghadia (Senior Ststutory Auditor) for and on behalf of Shaw Wallace Limit¢d 43 Manchester Street ndon WIU7LP Pag¢ 6

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Statement of Financial Activities for the year ended 31 December 2024

31.12.24
Unrestricted
fund
Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
£
331,547
Investment income
2
99,337
Other income
1,904
Total
432,788
EXPENDITURE ON
Raising funds
3
395,526
Charitable activities
Support costs
-
Total
395,526
NET INCOME
37,262
RECONCILIATION OF FUNDS
Total funds brought forward
2,645,112
TOTAL FUNDS CARRIED FORWARD
2,682,374
31.12.23
Total funds
£
347,399
22,811
-
370,210
282,578
(628)
281,950
88,260
2,556,852
2,645,112

The notes form part of these financial statements

Page 7

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Balance Sheet 31 December 2024

31.12.24 31.12.23
Unrestricted
fund Total funds
Notes £ £
FIXED ASSETS
Tangible assets 6 6,055,571 2,287,195
CURRENT ASSETS
Debtors 7 117,891 378,783
Cash at bank and in hand 301,706 882,160
419,597 1,260,943
CREDITORS
Amounts falling due within one year 8 (12,737 ) (2,571 )
NET CURRENT ASSETS 406,860 1,258,372
TOTAL ASSETS LESS CURRENT
LIABILITIES 6,462,431 3,545,567
CREDITORS
Amounts falling due after more than one year 9 (3,780,057 ) (900,455 )
NET ASSETS 2,682,374 2,645,112
FUNDS 12
Unrestricted funds 2,682,374 2,645,112
TOTAL FUNDS 2,682,374 2,645,112

The financial statements were approved by the Board of Trustees and authorised for issue on . ..........................................and were signed on its behalf by:

Ashokkumar Patel

............................................. Trustee

The notes form part of these financial statements

Page 8

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Notes to the Financial Statements for the year ended 31 December 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Freehold property - 2% on cost Plant and machinery - 15% on reducing balance Fixtures and fittings - 15% on reducing balance

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

continued...

Page 9

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Notes to the Financial Statements - continued for the year ended 31 December 2024

2. INVESTMENT INCOME

Rents received
Deposit account interest
RAISING FUNDS
Raising donations and legacies
Depreciation
Support costs
31.12.24
£
98,199
1,138
99,337
31.12.24
£
131,619
263,907
395,526
31.12.23
£
18,750
4,061
22,811
31.12.23
£
53,924
228,654
282,578

3. RAISING FUNDS

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2024 nor for the year ended 31 December 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2024 nor for the year ended 31 December 2023.

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies 347,399
Investment income 22,811
Total 370,210
EXPENDITURE ON
Raising funds 282,578
Charitable activities
Support costs (628)
Total 281,950
NET INCOME 88,260

continued...

Page 10

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Notes to the Financial Statements - continued for the year ended 31 December 2024

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued

RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
6.
TANGIBLE FIXED ASSETS
COST
At 1 January 2024
Additions
At 31 December 2024
DEPRECIATION
At 1 January 2024
Charge for year
At 31 December 2024
NET BOOK VALUE
At 31 December 2024
At 31 December 2023
7.
DEBTORS
Amounts falling due within one year:
Loan - Sweden Temple
Prepayments
Freehold
property
£
2,594,384
3,899,994
6,494,378
318,731
129,887
448,618
6,045,760
2,275,653
Plant and
machinery
£
34,897
-
34,897
34,782
17
34,799
98
115
Fixtures
and
fittings
£
74,944
-
74,944
63,517
1,714
65,231
9,713
11,427
31.12.24
£
56,832
2,664
59,496
Unrestricted
fund
£
2,556,852
2,645,112
Totals
£
2,704,225
3,899,994
Unrestricted
fund
£
2,556,852
2,645,112
Totals
£
2,704,225
3,899,994
Unrestricted
fund
£
2,556,852
2,645,112
Totals
£
2,704,225
3,899,994
2,645,112
Totals
£
2,704,225
3,899,994
6,604,219
417,030
131,618
548,648
6,055,571
2,287,195
31.12.23
£
56,832
830
57,662

continued...

Page 11

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Notes to the Financial Statements - continued for the year ended 31 December 2024

7.
DEBTORS - continued
31.12.24
Amounts falling due after more than one year:
£
Other debtors
58,395
Aggregate amounts
117,891
8.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.12.24
£
Other creditors
819
Accrued expenses
11,918
12,737
9.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
31.12.24
£
Bank loans (see note 10)
1,111,175
Other loans (see note 10)
50,000
Other creditors:Loan-Satsangi
103,502
Other creditors:Loan-Satsangi Frogpool
2,400,918
Other creditors:Loan-Crawley car park
114,462
3,780,057
10.
LOANS
An analysis of the maturity of loans is given below:
31.12.24
Amounts falling due between two and five years:
£
Bank loans - 2-5 years
109,091
Loan - Leicester Temple
50,000
159,091
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
679,094
Bank loans more 5 yr by instal
322,990
1,002,084
31.12.23
£
321,121
378,783
31.12.23
£
819
1,752
2,571
31.12.23
£
121,953
50,000
103,502
625,000
-
900,455
31.12.23
£
121,953
50,000
171,953
-
-
-

continued...

Page 12

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Notes to the Financial Statements - continued for the year ended 31 December 2024

11. SECURED DEBTS

The following secured debts are included within creditors:

31.12.24 31.12.23
£ £
Bank loans 1,111,175 121,953

A bank loan has been secured by a First Charge on the freehold property at Crawley Temple with Lloyds Bank Plc.

A bank loan has been secured by a First Charge on the freehold property at Frogpool Manor site with Natwest Bank Plc.

12. MOVEMENT IN FUNDS

MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
TOTAL FUNDS
Comparatives for movement in funds
Unrestricted funds
General fund
TOTAL FUNDS
At 1.1.24
£
2,645,112
2,645,112
Incoming
resources
£
432,788
432,788
At 1.1.23
£
2,556,852
2,556,852
Net
movement
in funds
£
37,262
37,262
Resources
expended
£
(395,526 )
(395,526 )
Net
movement
in funds
£
88,260
88,260
At
31.12.24
£
2,682,374
2,682,374
Movement
in funds
£
37,262
37,262
At
31.12.23
£
2,645,112
2,645,112

continued...

Page 13

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Notes to the Financial Statements - continued for the year ended 31 December 2024

12. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
Resources
expended
£
Movement
in funds
£
370,210
(281,950 )
88,260
370,210
(281,950 )
88,260
Incoming
resources
£
Resources
expended
£
Movement
in funds
£
370,210
(281,950 )
88,260
370,210
(281,950 )
88,260
88,260

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 1.1.23
£
2,556,852
2,556,852
Net
movement
in funds
£
125,522
125,522
At
31.12.24
£
2,682,374
2,682,374

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
Resources
expended
£
Movement
in funds
£
802,998
(677,476 )
125,522
802,998
(677,476 )
125,522
Incoming
resources
£
Resources
expended
£
Movement
in funds
£
802,998
(677,476 )
125,522
802,998
(677,476 )
125,522
125,522

continued...

Page 14

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Notes to the Financial Statements - continued for the year ended 31 December 2024

13. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 December 2024.

Page 15

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Detailed Statement of Financial Activities for the year ended 31 December 2024

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Gift aid
Investment income
Rents received
Deposit account interest
Other income
Repayment interest received
Total incoming resources
EXPENDITURE
Raising donations and legacies
Freehold property
Plant and machinery
Fixtures and fittings
Support costs
Management
Rates and water
Insurance
Light and heat
Telephone
Postage and stationery
Advertising
Sundries
Pujaree and other expenses
Donations
Accountancy
Repairs and renewals
Travelling
Food provisions
Carried forward
31.12.24
£
273,152
58,395
331,547
98,199
1,138
99,337
1,904
432,788
129,888
17
1,714
131,619
10,004
6,552
23,649
1,613
7,529
-
5,013
35,850
-
3,000
4,192
19,562
12,498
129,462
31.12.23
£
283,720
63,679
347,399
18,750
4,061
22,811
-
370,210
51,888
20
2,016
53,924
8,908
6,290
16,372
1,476
1,697
4,815
-
34,224
64,292
1,752
24,585
39,172
10,280
213,863

This page does not form part of the statutory financial statements

Page 16

Docusign Envelope ID: 74AADC17-C8CB-479C-AD4B-D07560E11367

International Swaminarayan Satsang Organisation

Detailed Statement of Financial Activities for the year ended 31 December 2024

Management
Brought forward
Cleaning
Professional fees
Consultancy fees
Finance
Bank charges and interest
Bank loan interest
Interest payable
Total resources expended
Net income
31.12.24
£
129,462
556
5,679
1,620
137,317
837
57,717
68,036
126,590
395,526
37,262
31.12.23
£
213,863
2,380
558
-
216,801
1,409
9,816
-
11,225
281,950
88,260

This page does not form part of the statutory financial statements

Page 17