Life Destiny Church Trust Annual Report and Financial Statements Year Ended 30 September 2025 Charity registration number 1002662 Calculus Accountants and Tax Advisers Limited 5 Priory Road Loughton Essex IG10 1AF
Life Destiny Church Trust YEAR ENDED 30 SEPTEMBER 2025 Charity registration number: 1002662 CONTENTS Page Legal and administrative information Trustees Report Receipt5 and payment5 account Statement of assets and liabilities Notes to the financial statements 8-11 Independent examiners report 12
Life Destiny Church Trust YEAR ENDED 30 SEPTEMBER 2025 Charity registration number: 1002662 Legal and admlnlstratlve Informatlon Charity registration number 1002662 Chalr of Trustees Mr D Wjames Trustees Mr D Wynnlames Mrs Lucy Stewart Mrs Linda Macrow Mr Peter Bennion Mr Andrew Porter Registered office Life Destiny Church 93 High Street Starbeck Harrogate North Yorkshire HG2 7LH Independent Examiner Sylvia Lambden FCCA Calculus Accountants and Tax Advisers Ltd 5 Priory Road Loughton Essex IG10 1AF Bankers Virgin Money 21 James Street Harrogate North Yorkshire HG1 1QU Kingdom Bank Ruddington Fields Business Park Mere Way Ruddington Nottingham NG11 6JS Website www.lifedestinychurch.org
Life Destiny Church Trust YEAR ENDED 30 SEPTEMBER 2025 Charity registration number: 1002662 Trustees Annual Report The Trustees are pleased to present their annual report and accounts. Charitable Objectives The advancement of the Christian faith. 2. The relief of persons who are in conditions of need, hardship or distress or who are aged or sick 3. The advancement of education on the bagis of Christian principles. Organisation The charity was set up by Trust deed originally dated 181h March 1991 and amended by deeds dated 1, December 2003 and 21, December 2008. It was registered by the Charity Commission on 23r(J April 1991. The Trustees meet on a regular basis to set policy, review activities and to monitor the financial situation. In appointing our Trustees. we look for those who have a proven membership of the church, with the maturity and abiliry to work as a trusree. Trustees are provided with literature produced by various bodies about the legal duties and expectations of being a trustee and what work is involved. Formal meetings take place quarterly to discuss and make important decisions and to consider policies and mitigating charity risks. Review of Activities - how the charity spends its money The church meets in Starbeck in a property, rented from Starbeck Methodist Church but used solely by the trust. This enables us to meet every week for church services, but also to run other activities and community groups from the premises. Life Destiny Church meets for worship, teaching and fellowship every Sunday morning at 10.00am. We take communion together on the first Sunday of the month. On Sunday mornings after approximately 30 minutes of worship the children and young people leave the main service for their own groups where there are games, teaching and craft activities, whilst the adults listen to a preacher. The youth stay in the main Service on the first Sunday of the month to listen to the speaker. Daily prayer points are provided on social media and WhatsApp for everyone to pray about without having to meet together. Since February 2022 Connect Groups have been re-established in Life Destiny Church. The Conneit Groups are made up of approximately 10 people and are able to rneet any time of the day and any day of the week in order to give members as much flexibility as possible. They have been following a general Bible study which is created by senior leadership. In October 2023 Life Destiny Church became a partner church with the"Isaiah 61 Movement" a movement committed to helping individual Christians and their churches to become competent in sharing their faith with others. Life Destiny Church's partnership with the Isaiah 61 Movement takes place in a separate groLJP which 15 open for all to attend. The church has experienced steady growth in membership with congregations of 80 men, women and children regularly attending Sunday rnorning service5. In December 2023 and 2024 Life Destiny Church participated in the National initiative called'shine
Life Destiny Church Trust YEAR ENDED 30 SEPTEMBER 2025 Charity registration number: 1002662 Trustees Annual Report (continued) Your Lighf. by organi5ing open air Carol service5 in Harrogate town centre. Other "Open Air Services" have include contributing to a United Churches Good Friday Service in Harrogate town centre which was also attended by many members of Life Destiny Church. During August 2025 Life Destiny Church hosted a Youth With a Mission ream from Brazil who ran summer youth camps at different churches across the district. The summer camp at LDC finished with a special Sunday service which all the yOLJng people and their farnilies were invited to. In May 2025 the church organised its second weekend away when 70+ of its members were accommodated in the Jona5 Centre in North Yorkshire. The weekend conslsted of time5 of worship, teaching, games and leisure activities from the Friday evening until the Sunday afternoon. The church continues to operate a Trussell Foodbank on Thursday mornings in its building. The Harrogate District Foodbank launched 13 years ago by Life Destiny Church in partnership with Tru5sell and other local churches. Life Destiny Church supports thi5 charity with food donations and volunteers as it seek5 to addregs the hunger crisis in our community. The Foodbank distribution centre in Life Destiny Church, in a single session, can feed between 8 and 25 people. The church has continued to provide financial a5SlStance to needy person5 through local charities, and through our relationship wirh Horizon Life Training. Much of our outreach work is done through our cafe. In the summer of 2025 we changed the name of the cafe from The Living Room to Thejoyful Brew. It is open from Tuesday to Friday from 9.00am to 2.00pm. The church employs a cafe manager as well as five volunteers along with work experience students who are from local SEND schoo15. This provides us with a platform for weekly ctivities such as a popular craft and chat group, coffee that cares (for parents of SEND students to meet together) and stay and play session for children and their adults. We also run events from The JoyFul Brew, many of which are for our local community. such as the packed lunch project giving our packed lunches in the school holidays, clothes swap parties, school unifortn swaps, film nights and light parties. The team frotn the JoyFul Brew have also made significant contributions to Starbeck Fest, a community Festival held in July 2024 and 2025. The Joyful Brew has a community pantry which collects exces5 food from local supermarkets and offers it out for a donation to anyone who would like it. Food comes from Co op, Lidl and M&S. Any funds raised from the donations is sent to other charities or worth causes in the local area or to 5UPPOrt a church project. We've started to join up our children and youth midweek provision with St Andrews Church 5tarbeck and Starbeck Methodist Church. We have continued to havejoint seNices once a quarter with Starbeck Methodist Church and these will continue into the future. The windows in one half of the main hall were kindly replaced by Starbeck Methodist Church after they received an energy efficiency grant earlier in the year. We continue our overseas work both by financial support during times of crisis through World Vision, and with connections to India, the Gambia and the Ukraine. Support for the latter has been enabled through a link with another church leader in Harrogate who has links with church pastors in Ukraine. This has enabled us to provide money for the purchase of generators. as well as providing food, clothes and toys for children in Ukrainian and Hungarian refugee camps. The leadership'of the church is continuing its process of transition whereby Wynn James will retire from the senior pastor position in the church which will be filled by Lucy Stewart by December 2025.
Life Destiny Church Trust YEAR ENDED 30 SEPTEMBER 2025 Charity registration number: 1002662 Trustees Annual Report (continued) Life Destiny Church is part of Several wider 5tream5 of chLJrches, those being the Groundlevel Network of Churches and the Evangelical Alliance. Over the past 12 months this has enabled leaders of Life Destiny Church to attend a number of leaders meetings for training and information gathering. The Mi55i0n and Purpose of the Church within the existing charitable objective5 remains unchanged but the wording has changed more recently. We are a diverse, multicultural, multiethnic, multigenerational family. We worship together, we encourage each other and we aim to learn and grow so we are able to reach out to and love the world outside our four walls. Through the Biblical teaching we receive we know we are deeply loved by God, we know that his Holy Spirit works in and through us. Everyone is equipped to be who God has created them to be and to do all that He is calling them to do. We want to grow in all of these things each day and we want to tell the world about jesus too. Our Church building is open ag much as pogsiblè, go that we are available for each other 2nd for our community too. We want to see our community, our nation and OLJr world being transformed by lesus's life changing love. We equip, empower and encourage each other to spread this message far and wide. Public Benefit Statement The trust has due regard to the Charity Commission guidance on public benefit and continues to provide public benefit through many and varied activities including,. Open meetings which any person can attend regardless of background of religion at which public worship and teaching on the Christian faith takes place. Orher midweek meeting that are generally open to all, providing companionship for the lonely, encouragement for the down-hearted and teachingltraining in various aspects of the Christian faith. Pastoral care for church members and the community in time5 of difficulty, hardship, distress or bereavement including supporting the foodbank. None of the activities of the church that provide public benefit are restricted in any way in term5 of gender, race. faith, background, or disability. Financial Review The church has sole use of its premises in Starbeck. The church desires to purchase its own building at some stage although does not have adequate resources at this time. The church does not aim to gather up finances. other than in the building fund, so that money can be best used in the serving of the community. Total income amounted to £94,663 12024.. £109,734) in the year with expenditure of £110,898 12024.. 107,8561 resulting in a deficit of £16,235. The tru5tee5 believe the church remains financially sound and is actively managing income generation and controlling expenditure by working on a budget for the coming year to maintain cashflow and ensure funds are available for the next 12 months. Restricted funds relate to building funds brought forward of £3.230 and £1,000 received on behalf of the Starbeck Festival and passed across in 2026.
Life Destiny Church Trust YEAR ENDED 30 SEPTEMBER 2025 Charity registration number: 1002662 Trustees Annual Report (contlnued) Reserves Poliry The trustees have maintained cash balances sufficient to cover all planned external liabilities for a rea50nable period but are currently reviewing the reserve policy. These reserve5 are kept in the designated building fund but can be reassigned by trustees if necessary. Cash reserves were £85,09212024.' £101,327) at 30th September 2025. Trustees. responsibilities The trustees are responsible for preparing the Trustees, Annual Report and the financial sL3tements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). The trustees are responsible for keeping proper accounting records that disclose with reasonable accurary at any time the financial posltion of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011. the Icharities (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the a55ets of the charity and hence for taking reasonable step5 for the prevention and detection of fraud and other irregularities. Approved by the Trustees on 07107126 2026 and signed on their behalf by.. D W James (Jul 7, 2026 19'.35'.35 GMT+11 Mr D WJame5 Trustee and chairman
Life Destiny Church Trust YEAR ENDED 30 SEPTEMBER 2025 Charity registration number: 1002662 Recelpts and Payments Account Unrestricted Restricted Total Funds Funds 2025 Total 2024 Receipts Notes Donations and general gifts 72,215 72,215 93,630 Grants received Sundry activities Investment income 5,153 14,941 1.354 1.000 6,153 14,941 1.354 2,205 12,495 1,404 Total receipts (excluding assets receipts} Total incoming resources 93,663 93,663 1.000 1,000 94,663 109,734 94,663 109,734 Payments Charitable Activities Administrative Expenses Total Payments {excluding assets receipts) 104,812 6,086 104,812 6,086 102,852 5,004 110,898 110,898 107,856 Total Payment5 110,898 110,898 107,856 Net resources expended 117.2351 1.000 116.2351 1,878 Net movement in funds Cash and bank brought forward at 1 October 2024 117,2351 1,000 116,2351 1,878 98,097 3,230 101,327 99,449 Fund transfers Cash and bank balance5 carried fonNard at 30 September 2025 10 80,862 4,230 85,092 101,327 The notes on page 8 to 17 form part of thesefinancial statements.
Life Destiny Church Trust YEAR ENDED 30 SEPTEMBER 2025 Charity registration number: 1002662 Statement of Assets and Liabilities Notes Unrestricted Designated Restrirted 2025 2024 Cash management account Current account 6,314 6,836 6,314 7,836 70,942 24,118 8,030 69,179 1,000 3,230 Deposit account 67,712 Total bank and cash funds 13,150 67,712 4,230 85,092 101,327 Other monetttry ossets Debtors Fixed assets 23,789 23,789 Llabllitles Creditors 750 Unrestricted General fund5 13,150 13,150 28,918 Designated - Building fund 67,712 67,712 69,179 Restricted Restricted 10 4,230 4,230 3.230 Total funds The financial statement5 on pages 8 to 11 were approved by the Trustees on and signed on their behalf by: 08107126 Linda Macrow (Jul 8, 2026 16..05..35 GMT+11 Mrs L Macrow Trustee 2026
Life Destiny Church Trust YEAR ENDED 30 SEPTEMBER 2025 Charity registration number: 1002662 Notes to the accounts 1. Accounting policies Basis of preparation of the accounts The accounts are prepared on a'Receipts & Payments. basis under section 133 of the Charities Att 2011, the statement of assets and liabilities included assets listed at insured values. The results of the Charity operations are described in the Trustees, Report and are continuing. The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial ststementg comply with the Charities Art 2011, the Icharities (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. Fund accounting policy Unrestricted income funds are general funds that are available for use at the Trustees discretion in furtherance of the objectives of the charity. Designated funds are unrestricted funds set aside at the discretion of the Trustees for specific purp05e5. Restricted funds are th05e which were raised for particular purpose5 and can only be used for those particular restricted purposes within the objetts of the charity. The cost of raising and administering such funds are charged against the specific fund. Incoming resources Donations and general gifts are recognised as incoming resources on receipt. Gift aid incorne received are tax reclaim5 On the donation5 of tax paying members of the Church and are included in donations on receipt. Investment and sundry income is recognised when received. Resources expended Resources expended are included in the statement of financial activities on a receipts and payments basis. Certain costs have been apportioned between direct charitable expenditure, management and administration on a basis consistent with the use of those resources.
Life Destiny Church Trust YEAR ENDED 30 SEPTEMBER 2025 Charity registration number: 1002662 Note5 to the account5 2. Donations and general gifts Unrestricted Restricted Total £ 2025 Total £ 2024 Donatlons and gifts Gift reclaim Non gift aid donations and gifts 46,476 11,314 14,425 46,476 11.314 14,425 43,595 13,155 36,880 Total 72,215 72,215 93,630 In 2024 non gift aid donations included £15,000 received from the Presence Church on its closure. 3. Grants received Unrestricted Restricted £ Total £ 2025 Total £ 2024 Employment allowance Harrogate District Food bank North Yorkshire Council Re Starbeck Festival 4,153 1,000 4,153 1.000 2,205 1,000 1,000 Total 5,153 1,000 6,153 2,205 Sundry Activities Unrestricted Restricted £ Total £ 2025 Total £ 2024 Café and event income Other events Cashback Weekend away 2025 Total 12,469 500 12,469 500 11,995 15 485 1,965 14,941 1,965 14,941 12,495 5. Investment income Unrestricted Restricted £ Total £ 2025 Total £ 2024 Interest received 1.354 1,354 1.404
Life Destiny Church Trust YEAR ENDED 30 SEPTEMBER 2025 Charity registration number: 1002662 Notes to the accounts 6. Analysls of Expendlture 2025 2024 unrestricted restricted Premi5e5 Rent Light, heat and power Telephone and broadband Repairs and maintenance Sundry Church running costs Advertising and publicity Insurance and licences Subscriptions Church family gifts Children and youth work Church weekend- 2024 Church weekend- 2025 Leadership expenses Printing, postage and stationery Events and outreach Gifts and donations Service streaming Sundry running costs Equipment Café costs Groceries and disP05able5 Small equipment item5 Other Employments costs Gross salaries Employers national insurance Employer5 pension contribution 11,814 8,634 951 3,825 237 11,814 8,634 951 3,825 237 12,000 8,664 955 911 285 284 2,215 3,764 1,302 599 284 2,215 3,764 1,302 599 112 2,276 4,572 2,240 1,021 4,015 750 4,117 1,112 4,117 1,112 191 4,086 8,174 202 374 1,040 1,360 1,486 192 171 72 1,360 1.486 192 171 72 6,507 883 407 6,507 883 407 7,578 1,023 725 49,490 4,126 1.264 49,490 4,126 1.264 38,883 2,205 570 Total 104,812 104,812 102,852 The charity had 3 employees during the year. The charity operates a defined contribution pension scheme. 7. Administrative costs Unrestricted Restricted 2025 2024 Independent examination Trustees meeting expenses Payroll administration Software cogt Bookkeeping cost 770 770 750 164 753 1.200 2.137 5,004 745 1,099 3,472 6,086 745 1,099 3,472 6,086 Governance cost5 include the independent examiners fee of £77012024 £7501 and Tru5tee5 meeting costs of £ nil 12024.. £1641. 10
Life Destiny Church Trust YEAR ENDED 30 SEPTEMBER 2025 Charity registration number: 1002662 8. Trustee and related partie5 Donations were received from Trustees and related parties of £ 8,270. Amounts paid on behalf of the charity were reimbursed to the Tru5tee5, but no other expenses were claimed or paid. Trustees incurred meeting costs of £nil. Lucy Stewart and Wynn James (father and daughter) are both Trustee5 and also Church employees. As in common with other Churches and are paid a salary for their role as employees. The total amount paid to Trustees as employees was £36,100. 9. Flxed assets 2025 2024 Equipment Cost At 1 St October 2024 Purchases in year 23,791 23.791 At 30th Seprember 2025 23,791 23,791 10. Reserves The designated reserve is an unrestricted fund set aside at the discretion of the Trustees towards the purchase of a propety by the charity in the future. Brought fonNard balances consist of donations which have been made in the past towards the purchase of the church's own building at a future date. Restricted fund movements relate to donations received and paid across as follows.. 2025 2024 North Yorkshire Council Starbeck Festival Building fund 1.000 3,230 3,230 4,230 3,230 11. Related Parties No related parties have been identified other than those described in note 8.
Life Destiny Church Trust YEAR ENDED 30 SEPTEMBER 2025 Charity registration number: 1002662 Independent Examiner's Report to the Trustees of Life Destiny Church Trust I report to the charity trustees on my examination of the accounts of the charity for the year ended 30 September 2025 which are set out on pages 6 to 11. Re5ponslbllltles and basls of report As the charitys trustees you are responsible for the preparation of the account5 in accordance with the requirements of the Charities Act 20111'the ACYI. I report in respect of my examination of the charit5ls accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 1451511bl of the Act. Independent examiner's statement I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: accounting records were not kept in respect of the charity as required by section 130 of the ACL or the accounts do not accord with those records,. or I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Sylvia Lambden FCCA Calculus Accountants and Tax Advisers Limited Accountants 5 Priory Road Loughton Essex IG10 1AF Date.. 2026 08107126 12