## **Trustees’ Annual Report for the period** ## **From 1.1.2024 Period start date To 31.12.2024 Period end date** ## **Charity name: Lowestoft u3a** ## **Charity registration number: 1001662** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|**To provide activities conducive to**
**learning and personal development for**
**older people in Lowestoft and the**
**surrounding area.**| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|**Physical activities for health benefit, e.g.**
**table tennis, bowls, country dancing.**
**Social and intellectual activities, e.g.**
**bridge, languages, crafts.**| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|**We have read the relevant statement**
**and have had regard to the guidance**
**issued by the Charity Commission on**
**public benefit.**| ## **Additional information (optional)** You may choose to include further statements where relevant about: ||SORP reference| |---|---| ||Para 1.38| |Policy on grant making|| ||Para 1.38| |Policy on social investment|| |including program related|| |investment|| ||Para 1.38| |Contribution made by|| |volunteers|| |Other|| ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|**The charity runs social, physical and**
**educational activities, which have**
**served to improve the health and**
**wellbeing of its beneficiaries.**| ## **Additional information (optional)** You may choose to include further statements where relevant about: |||| |---|---|---| |Achievements against
objectives set|Para 1.41|| |Performance of fundraising
activities against objectives
set|Para 1.41|| |Investment performance
against objectives|Para 1.41|| |Other||| ## **Financial Review** |**Financial Review**||| |---|---|---| |Review of the charity’s
financial position at the end
of the period|Para 1.21|**£25,283.36 in bank accounts and as**
**cash, which we consider more than**
**enough for our activities to continue for**
**another year.**| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|**We follow the national u3a guidelines,**
**which recommend a reserve to cover**
**expenses for 6 months.**| |Amount of reserves held|Para 1.22|**£16,000**| |Reasons for holding zero
reserves|Para 1.22|**N/A**| |Details of fund materially in
deficit|Para 1.24|**We have no fund in deficit.**| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|**There are no current uncertainties.**| ## **Additional information (optional)** You may choose to include further statements where relevant about: |||| |---|---|---| |The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|| |Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|| |A description of the principal
risks facing the charity|Para 1.46|| |Other||| ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document
(trust deed, royal charter)|Para 1.25|**Constitution**| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|**Unincorporated Association**| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|**By vote, open to all members, at our**
**AGM**| ## **Additional information (optional)** You may choose to include further statements where relevant about: |||| |---|---|---| |Policies and procedures
adopted for the induction
and training of trustees|Para 1.51|| |The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|| |Relationship with any related
parties|Para 1.51|| |Other||| ## **Reference and Administrative details** |Charity name|Lowestoft u3a| |---|---| |Other name the charity uses|Lowestoft University of the Third Age| |Registered charity number|1001662| |Charity’s principal address|c/o 3 Kingfisher Crescent
Reydon
SOUTHWOLD
IP18 6XL| ||| ## **Names of the charity trustees who manage the charity** |1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee(if any)**| |---|---|---|---|---| ||RayWillett|Chair||The members| ||Christine Mills|Vice Chair >
Social Secretary>|30.10.2024 – 31.12.2024
Allyear|“ “| ||Muriel Knowles|Secretary||“ “| ||Karen Taylor|Minutes Secretary||“ “| ||VeritySeago|Treasurer||“ “| ||John Sayer|Vice Treasurer|30.10.2024 – 31.12.2024|“ “| ||Jen Roberts|Membership Secretary|01.01.2024 – 30.10.2024|“ “| ||Martin Vallis|Membership Secretary|30.10.2024 – 31.12.2024|“ “| ||Julie Walker|Groups Co-ordinator
and Vice Treasurer|01.01.2024 – 30.10.2024
“ “|“ “| ||Paul Payne|Groups Co-ordinator|30.10.2024 – 31.12.2024|“ “| ||Carol Craven|Social Secretary||“ “| ||Lynne Bergin|PublicityOfficer||“ “| ||Viv Loney|Newsletter Editor||“ “| ||Debbie Carp|IT Manager|30.10.2024 – 31.12.2024|“ “| |||||| |||||| |||||| |||||| |||||| |||||| – Corporate trustees names of the directors at the date the report was approved **Director name N/A** Name of trustees holding title to property belonging to the charity |**Trustee name**|**Dates acted if not for whole year **|| |---|---|---| |**N/A**||| |||| |||| |||| |||| |||| ## **Funds held as custodian trustees on behalf of others** Description of the assets N/A held in this capacity Name and objects of the N/A charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for N/A safe custody and segregation of such assets from the charity’s own assets ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** |**Type of**
**adviser**
**Name**
**Address**|**Type of**
**adviser**
**Name**
**Address**|**Type of**
**adviser**
**Name**
**Address**| |---|---|---| |||| |||| |||| |||| |**Name of chief executive or names of senior staff members (Optional information)**||| |||| ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details **N/A** ## **Other optional information** ## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** **Signature(s)** Julie Elizabeth Walker **Full name(s)** Muriel Knowles ~~a~~ **Position (eg Secretary,** Secretary Treasurer **Chair, etc)** ~~ee~~ **Date** 23.10.2025 ~~|~~ Low.estoft u3a ststement of Accounts: all accounts Printed 26th March 2025 18..39 Income & Expenditure, 1st January - 31st December SÉart year 2024 Out Category 2023 Out In In £77.00 £125.69 £77.00 -Account Transfers Affiliation Committee Expenses Donations Equipment Gift Aid Group Attendance Fees Group Expenses Interest Membership Membership Sub to TAT Misc Monthty Meeting Postage Premises Printing Social Events Speaker Sundnes TAT Magazine l Beacon Trips £280.00 Sub-totals £29,506.24 Brought forward £22,340.92 £5,000.00 £5,000.00 £315.49 £92.88 £22.80 £5.25 £110.45 £1,238.93 £15,107.92 £10.00 £117.83 £5,731.55 £3.60 £580.72 £17.49 £605.15 £15,666.94 £20.00 £167.55 £4,917.20 £36.00 £924.00 £175.10 £21.19 £83.55 £15,086.50 £665.50 £2,239.74 £488.80 £401.21 £246.00 £300.00 £26,563.80 £956.00 £19.74 £97.20 £119.36 £14,120.38 £550.95 £2,189.66 £430.00 £227.63 £334.20 £292.00 £19,544.49 £175.10 £512.00 £0.50 £602.00 £230.00 £1,873.00 £2,428.00 £0.25 £13.65 £312.00 £25,884.12 £16,001.29 £56.00 Totsl £25,283.36 £22,340.92 Balance Sheet Cash Current PayPal Savings Trips on-the4lay £34.70 £8,822.32 £34.70 £11,046.31 £16,426.34 £11,259.91 Total £25,283.36 £22.340.92 L*" VO CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examinerfs Report Report to the trusteesl members of Uo UJE7Toof u 1 fi On accounts for the year ended Charity no {if any) 31 Xc) 2+ 1001 &6 Set out on pages I report to the trustees on my examination of the accounts of the above charity ("the Trust") for the year ended Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act"). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. I have completed my examination. I confirm that no material matters have come to my attention ( ) in connection with the examination which gives me cause to believe that in, any material respect: accounting records were not kept in accordance with section 130 of the Act or the accounts do not accord with the accounting records Independent examiner's statement I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. Please delete the words in the brackets if they do not apply. Signed: Date: 4. IOT Name: -14 tsJ QKvtT- Relevant professional qualification(s) or body (if any): Address: (IIKJF IAFttL*c NJ(LI IER