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2024-12-17-accounts

Trustees’ Annual Report for the period

From 18 December 2023 To 17 December 2024

Charity name: The Cressy Foundation Charity registration number: 1001487

Objectives and Activities

SORP reference Summary of the purposes of Para 1.17 The Trustees shall hold the capital and the charity as set out in its income of the Trust Fund upon trust to apply governing document the income and all or such part or parts of the capital at such time or times and in such manner to or for the benefit of such exclusively charitable objects and purposes in any part of the world as the Trustees may in their absolute discretion think fit. The Trustees will take into account the Letter of Wishes which requests that consideration be given to benefit the following: Awarding scholarships exhibitions endowments or grants or maintenance allowances tenable at the Prebendal School Chichester (for education of a Christer there) or at any TAR 3 March 2012 other school, university or other educational establishment approved by the Trustees for young persons whose talent, skills or other abilities and need of financial assistance merit in the opinion of the trustees. Making grants to Western Orchestral Society Ltd and Western Orchestral Foundation Charity (now Bournemouth Symphony Orchestra) for such purposes approved by the Trustees emphasis on annual concert on the Isle of Wight.

Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
In furtherance of the charity’s objects for the
public benefit the trustees provides grants in
accordance with the letter of wishes. In
determining the charity’s activities the
trustees have had regard to the Charity
Commission’s guidance on public benefit.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 In determining the charity’s activities, the
trustees have had regard to the Charity
Commission’s guidance on public benefit.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Para 1.38 Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 During the year under review the charity
made grants to the following charities
totalling £60,927:

The Prebendal School

Bournemouth Symphony Orchestra

Additional information (optional)

You may choose to include further statements where relevant about:

Achievements against
objectives set
Para 1.41
Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 At the end of the reporting period the charity
had free reserves of £941 (2023: £1,687).
In addition to the free reserves the charity
has bank balances of £1,879 (2023: deficit
£450) and investments valued at £52,663
within the expendable endowment fund.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 The Trustees pursue a policy of maintaining
a free reserve available to be spent in the
furtherance of the charity’s objectives as
well as covering future needs, opportunities,
contingencies and risks.
Amount of reserves held Para 1.22
Reasons for holding zero
reserves
Para 1.22
Details of fund materially in
deficit
Para 1.24
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal sources of funds (including any fundraising) Para 1.47 Investment policy and objectives including any social investment policy adopted Para 1.46

A description of the principal risks facing the charity Para 1.46 Expendable endowment funds are those which are required to be invested to produce Other income but which may be transferred to unrestricted funds at the discretion of the trustees in order that they may be expended in furtherance of the charity’s objectives. Unrestricted income funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes.

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Trust deed dated 28 December 1990
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Trust
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Trustees are appointed by the existing
trustees.
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Policies and procedures
adopted for the induction
and training of trustees
Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51 No trustee received any remuneration or
was reimbursed any expenses in the year
under review.
Ludlow Trust Company Limited was paid
£2,177 for trust administration services
during the year under review. These fees
are authorized under clause 7 of the trust
deed.
Other

Reference and Administrative details

Charity name The Cressy Foundation
Other name the charity uses
Registered charity number 1001487
Charity’s principal address Trustees Department
1stFloor, Tower Wharf
Cheese Lane, Bristol
BS2 0JJ

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee (if any)
Ludlow Trust
CompanyLimited

– Corporate trustees names of the directors at the date the report was approved

Director name Gary St John Collins Walter Duncan Coxon Ali Reza Sarikhani Ziba Christina Sakine Sarikhani Christopher Ian Thurlow Matthew John Wickers

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information) Type of adviser Name Address Investment Managers NatWest 2[nd] Floor, Trinity Quay II, Avon Street, Bristol, BS2 2DH Bankers NatWest 2[nd] Floor, Trinity Quay II, Avon Street, Bristol, BS2 2DH Accountants Charter Tax Consulting 8th Floor, 1 Southampton Street, London Ltd WC2R 0LR Independent Examiner Geoffrey Frost Blue Spire Limited, Cawley Priory, South Pallant, Chichester, PO19 1SY Name of chief executive or names of senior staff members (Optional information) ~~===~~ Exemptions from disclosure Reason for non-disclosure of key personnel details

Other optional information

~~BC~~

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Chris Thurlow Position (eg Secretary, On behalf of Ludlow Trust Company Chair, etc) Limited (Trustee) Date 16 October 2025

CC16a
18/12/23
17/12/24
1001487
The Cressy Foundation
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee ee ee ee-~~
CC16a
18/12/23
17/12/24
1001487
The Cressy Foundation
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee ee ee ee-~~
CC16a
18/12/23
17/12/24
1001487
The Cressy Foundation
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee ee ee ee-~~
CC16a
18/12/23
17/12/24
1001487
The Cressy Foundation
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee ee ee ee-~~
CC16a
18/12/23
17/12/24
1001487
The Cressy Foundation
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee ee ee ee-~~
CC16a
18/12/23
17/12/24
1001487
The Cressy Foundation
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee ee ee ee-~~
CC16a
18/12/23
17/12/24
1001487
The Cressy Foundation
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee ee ee ee-~~
CC16a
18/12/23
17/12/24
1001487
The Cressy Foundation
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee ee ee ee-~~
CC16a
18/12/23
17/12/24
1001487
The Cressy Foundation
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee ee ee ee-~~
CC16a
18/12/23
17/12/24
1001487
The Cressy Foundation
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee ee ee ee-~~
CC16a
18/12/23
17/12/24
1001487
The Cressy Foundation
Receipts andpayments accounts
Period start date
Period end date
To
For the period
from
~~ee ee ee ee-~~
Section A Receipts and payments
Unrestricted
funds
Restricted
funds
Endowment
funds
Total funds Last year
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Investment income 2,277 - - - 2,277 3,572
Interest 442 - - - 442 221
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
Sub total(Gross income for
AR)
(Gross income for
AR)
2,719
- - - 2,719 3,793
A2 Asset and investment sales,
(see table).
Sale of investments
-
-
125,385
125,385
95,985
-
-
-
-
-
Sub total -
-
125,385
125,385
95,985
Total receipts
2,719
-
125,385
128,104
99,778
~~—————~~
A3 Payments
Grants awarded 60,927 - - - 60,927 50,730
Investment Management fees (VAT
inclusive) - - - 423 423 648
Trust administration fees (VAT inclusive)
2,160 - - - 2,160 1,007
Cash management fees 17 - - - 17 9
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
**Sub total ** 63,104 - - 423 63,527 52,394
A4 Asset and investment
purchases, (see table)
Investmentpurchases
-
-
62,994
62,994
58,634
-
-
-
-
Sub total -
-
62,994
62,994
58,634
Total payments
63,104
-
63,417
126,521
111,028
~~—————~~
Net of receipts/(payments)
- 60,385
61,968
1,583
- 11,250
A5 Transfers between funds
59,639
- 59,639
-
-
A6 Cash funds last year end
1,687
- 450
1,237
12,487
Cash funds this year end
941
-
1,879
2,820
1,237
~~SS]=>~~

CCXX R1 accounts (SS)

16/10/2025

1

Section B Statement of assets and liabilities at the end of the period

Unrestricted Restricted Endowment Categories Details funds funds funds to nearest £ to nearest £ to nearest £ B1 Cash funds Capital account 1,879 Income account 941 - - - - - Total cash funds 941 - 1,879 ~~=~~ (agree balances with receipts and payments account(s)) OK OK OK Unrestricted Restricted Endowment funds funds funds Details to nearest £ to nearest £ to nearest £ B2 Other monetary assets - - - - - - - - - - - - - - - - - - ~~—=====~~ Fund to which Current value Details asset belongs Cost (optional) (optional) B3 Investment assets Investment portfolio Endowment - 52,663 - - - - - - - - ~~===~~ Fund to which Current value Details asset belongs Cost (optional) (optional) B4 Assets retained for the - - charity’s own use - - - - - - - - - - - - - - - - ~~ay~~ Fund to which Amount due When due Details liability relates (optional) (optional) B5 Liabilities - - - - Signed by one or two trustees on Date of behalf of all the trustees Signature Print Name approval Chris Thurlow on behalf of Ludlow 16 October 2025 Trust Company Limited ~~=o~~ 2 16/10/2025

CCXX R2 accounts (SS)

Independent Examiner's Report to the Trustees of The Cressy Foundation

I report to the charity trustees on my examination of the accounts of the charity for the year ended 17 December 2024.

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or 2. the accounts do not accord with those records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Geoffrey Frost BSc(Hons) FCA Date 16 October 2025 Blue Spire Limited Cawley Priory South Pallant Chichester West Sussex PO19 1SY