2022-03-31-accounts

Contents
			Page
Charity Reference and	Administrative	Details
Trustees' Annual Report
Independent Auditor's	Report		10
Statement of Financial	Activities		12
Salance Sheet			13
Statement of Cash Flows			14
Notes to the Financial	Statements		15

Reporting Standard applicable	Reporting Standard applicable	in the UK	an	d Republic of	Ireland published in Oc	tob	er 2019.
Trustees of the charity
The directors of the charitable		company	are its trustees		for the purposes of charity		law. The	trustees	who	have served
during	the year and since the	year end were as follows:
	J Murphy				Independent	-	Chair
	SBrake				Independent	—Vice chair
	N Smith (Resigned	26 November		2021)	independent	—Vice chair
	J Walker-Thompson	(Appointed		27 May 2021)	Independent	—Treasurer
	C Stephens				Independent
	Cllr F Abbott				Nominated	representative		—Coventry		City Council
	BSingh				Independent
	M Lloyd				Independent
	L Taylor				Independent

					2022		2021
				Unrestricted	Restricted
				funds	funds	Total	Total
			Note		f
Income and endowments		from:
Donations and legacies				1,305		1,305	1,007
Charitable activities				477,653	2,033,059	2,510,712	2,278,735
Other trading activities				3,200		3,200	1,103
Investments				63		63	226
Total income and	endowments			482,221	2,033,059	2,515,280	2,281,071
Expenditure on:
Charitable activities				457,833	1,972,712	2,430,545	2,375,061
Total expenditure				457,833	1,972,712	2,430,545	2,375,061
Net income/ {expenditure)				24,388	60,347	84,735	(93,990)
Transfers between	funds			(17,319)	17,319
Net movement in funds				7,069	77,666	84,735	(93,990)
Reconciliation of funds:
Total funds brought	forward		16	303,635	186,723	490,358	584,348
Total funds carried	forward		16	310,704	264,389	575,093	490,358

							2022	2021
						Note
Cash flow from operating		activities				18	(83,995)	270,353
Cash flow from investing		activities
Interest received							63	226
Net cash flow from	investing			activities
							63	226
Net increase / (decrease)		In	cash and cash equivalents				(83,932)	270,579
Cash and cash equivalents			at	1 April			633,854	363,275
Cash and cash equivalents			at	31 March			549,922	633,854
Analysis ofchanges	in net funds
					At 1 April		Cash	At 31 March
					2021		flows	2022
Net cash
Cash at bank and in hand					633,854		(83,932)	549,922
Bank overdraffs
					633,854		(83,932)	549,922

ncome	from othe	r trading activities
				2022	2021
					P
Room	hire			3,200	1,103
				3,200	1,103
021 comparatives		include room hire income ofR1,103 in unrestricted	funds.
ncome	from investments
				2022	2021
Interest	-deposits			63	226
				63	226

				Actnnttes	Support	and	Total	Total
				undertaken	governance		2022	2021
				directly	costs
Charitable	activities —advice
and Information		services
Staff costs				1,374,760	232,960		1,607,720	1,733,567
Recruitment	and	other costs		21,440		4,144	25,584	45,310
Training				3,505		3,382	6,887	5,033
Travel				5,945		50	5,995	5,798
Client expenses				72,798			72,798	4,121
Volunteer expenses				399			399	49
Translation	costs			28,430			28,430	14,228
Publicity				138			138	300
Subscriptions and		licences		5,560		13,406	18,966	15,550
Printing, postage		and stationery		11,869		3,405	15,274	11,629
Telephone				22,808		1,756	24,564	31,660
Insurance						9,194	9,194	9,038
Rent, rates	and service		charges			79,802	79,802	94,337
Heat and light						9,535	9,535	8,954
Premises and equipment			repairs	20,000		21,706	41,706	113,725
and maintenance
Computer costs				9,592		17,443	27,035	52,152
Settlement	costs			429,618			429,618	142,441
Partnership	payments							44,980
Professional	fees			2,765		11,078	13,843	31,228
Other costs				861		12,196	13,057	10,961
				2,010,488	420,057		2430545	2375061

				2022	2021
				E
Auditor's	remuneration			6,951	5,120
Professional fees				13,843	31,228
Staff costs				51,474	53,546
Other				4,318	3,500
				76,586	93,394
Net income		for the year
Net income		is stated after charging	/ (crediting):
				2022	2021
Auditor's	remuneration			6,951	5,120
Operating		lease rentals		73,780	80,997

The average monthly	number of emp	loyees during the year, expressed a	s full-time equivalents, was	as follows:
			2022	2021
			Number	Number
Charitable activities			51	54
Management and administration			5	6
			56	60
The total staff costs and employees*		benefits was as follows:
			2022	2021
Wages and salaries			1,419,860	1,536,312
Social security			121,108	131,684
Defined contribution	pension costs		66,752	65,572
Bureau agency costs			4,878	5,361
			1,612,598	1,738,929

11	Tangible fixed as	se	ts
								Leasehold	Computer	Fixtures and
								premises	equipment		fittings	Total
	Cost or valuation:								E
	At 1 April 2021 and
	31 March 2022							166,946	120,375		66,673	353,994
	Depreciation:
	At 1 April 2021							166,946	120,375		66,673	353,994
	Charge for the year
	At 31 March 2022							166,946	120,375		66,673	353,994
	Net book value:
	At 31 March 2022
	At 31 March 2021
12	Debtors
											2022		2021
	Trade debtors										245,704		108,745
	Prepayments and	accrued		income							29,522		26,992
											275,226		135,737
13	Creditors: amounts		falling	due		within one		year
											2022		2021
	Trade creditors										44,173		23,977
	Other tax and social		security								31,252		30,408
	Other creditors										21,638		18,110
	Deferred income										25,000		65,000
	Accruals										27,992		61,738
											150,055		199,233
	Deferred income comprises been met.			amounts			received	in advance	where the performance		conditions ofthe	grant	have not
											2022		2021
	Balance at 1 April										65,000		28,553
	Amounts released	to	incoming		resources						(40,000)		(28,553)
	Amounts deferred	in	year										65,000
											25,000		65,000
14	Provisions for liabilities
											Dilapidatlons
											2022
	Balance at 1 April 2021										80,000
	Charge to Statement		of Financial			Activities					20,000
	Balance at 31 March		2022								100,000

15	Leases
	Total future minimum		lease payments		under	non-cancellable		operating	leases are as	follows;
										2022	2021
	Not later than one year									57,380	76,164
	Later than one and	not later than five			years					2,765	55,800
										60,145	131,964
16	Funds
					Balance at						Balance at
					01/04/2021		Income		Expenditure f	Transfers	31/03/2022
	Unrestricted funds
	General funds					273,635		482,221	(457,833)	{17,319)	280,704
	Designated funds:
	Relocation reserve					20,000					20,000
	Restructuring reserve					10,000					10,000
	Total unrestricted	funds				303,635		482,221	(457,833)	(17,319)	310,704
	Restricted funds
	CitA —Money Advice		Service					305,245	(301,381)	(3,864)
	Nationwide - Reach							25,000	{16,024)		8,976
	STEP					43,027		13,556	(7,001)		49,582
	Orbit —JAM					347		15,394	(15,741)
	NHS Coventry —HIV/TB					627		30,000	(29,837)		790
	Macmillan							284,302	(294,680)	10,378
	CitA —Help to Claim					6,468		102,855	(109,323)
	CitA —Pension Wise					20,969		125,414	(143,042)		3,341
	Quality of Life Hardship			Fund		2,541			(3,601)	1,060
	Sue Darling Hardship			Fund		4,812				(754)	4,058
	BSS					364					364
	Cardinal Ltd —Major		Trauma			4,983		36,985	(35,955)		6,013
	Help in Crisis					26,990		23,791	(13,857)		36,924
	St Martin in the Fields			—Frontline		3,164		20,402	(19,947)		3,6I9
	CBSDebts							100,000	(18,765)		81,235
	Big Lottery —BBOBreakthrough							53,797	(64,296)	10,499
	Integration 1							626,605	(625,890)	(715)
	Integration 2					72,431		266,855	(270,514)	715	69,487
	Coronavirus JRSgrants							2,858	(2,858)
	Total restricted funds					186,723	2,033,059		(1,972,712)	17,319	264,389
	Total funds					490,358	2,515,280		(2,430,545)		575,093

econciliation of net	income	to	net cash flow from operating activ	ities
				2022	2021
Net movement for the	year			84,735	(93,990)
Interest receivable				(63)	(226)
(increase)/ decrease	in debtors			(139,489)	210,910
(Decrease)/ increase	in creditors		and provisions	(29, 178)	153,659
Net cash flow from operating		activities		(83,995)	270,353